68920 ZIP Code — Alma, NE

Harlan County, Nebraska

ZIP code 68920 is located in Alma, Nebraska, within Harlan County. It covers approximately 119.22 square miles and serves a population of 1,397 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

About ZIP code 68920

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $168,100. Owner-occupancy is high at 81%, well above the national average.

The gap between median ($60,833) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 16 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Overall, ZIP code 68920 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,397
population
119.22
sq mi land
Standard
ZIP type
Central (CT)
timezone
68920 ZIP code map
Cities in ZIP code 68920

Below are the cities the US Postal Service accepts for ZIP code 68920. Using any city not on this list may result in mail delivery delays.

City Status
Alma Acceptable
Alma Preferred
Nearby ZIP codes
68971 Republican City (5.4 mi) 68966 Orleans (6 mi) 68977 Stamford (14.7 mi) 68967 Oxford (16 mi) 68982 Wilcox (16.5 mi) 67647 Long Island (17.4 mi) 68929 Bloomington (18 mi) 68947 Hildreth (18.1 mi)
Demographics updated 06/2026
Population
Total population 1,397
Population density 12 / sq mi
State FIPS 31
County FIPS 083
Geography
Land area 119.22 sq mi
Water area 10.49 sq mi
Latitude 40.1618
Longitude -99.3487
Timezone Central (CT)
Area code 308
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 54.9% 52.3% 39.5%
$50k – $100k 16.0% 21.6% 33.4%
$100k – $200k 16.8% 18.8% 22.0%
Over $200k 12.3% 7.3% 5.2%

Demographics & statistics

1,397
Population
12
People per sq mi
48.0
Median age
$60,833
Median household income
$40,020
Per capita income
$168,100
Median home value
$681
Median monthly rent
80.9%
Home ownership
5.7%
Poverty rate
0.3%
Unemployment
575
Housing units
24.7%
Bachelor's or higher

Age distribution

Male Female
67
Under 5
54
66
5–9
53
34
10–14
27
39
15–19
32
16
20–24
12
64
25–34
51
79
35–44
63
82
45–54
66
54
55–59
43
65
60–64
52
92
65–74
74
75
75–84
60
43
85+
34
← Male
Female →

Age summary

GroupCount%
Under 1832823.5%
18 and over1,06976.5%
65 and over37827.1%
Median age48.0 years

Race & ethnicity

White 97.8%
Two or more races 1.4%
Asian 0.5%
Hispanic or Latino 0.1%
Black or African American 0.1%
Other race 0.1%
GroupCount%
White1,36897.8%
Two or more races201.4%
Asian70.5%
Hispanic or Latino20.1%
Black or African American10.1%
Other race10.1%

Household income

Income range This ZIP County avg State avg
Under $50k 54.9% 52.3% 39.5%
$50k – $100k 16.0% 21.6% 33.4%
$100k – $200k 16.8% 18.8% 22.0%
Over $200k 12.3% 7.3% 5.2%
Under $10k 4.3%
$10k–$15k 3.0%
$15k–$25k 12.1%
$25k–$35k 12.9%
$35k–$50k 11.4%
$50k–$75k 14.1%
$75k–$100k 8.8%
$100k–$150k 14.5%
$150k–$200k 5.0%
$200k+ 13.9%
Range% of households
Under $10k4.3%
$10k–$15k3.0%
$15k–$25k12.1%
$25k–$35k12.9%
$35k–$50k11.4%
$50k–$75k14.1%
$75k–$100k8.8%
$100k–$150k14.5%
$150k–$200k5.0%
$200k+13.9%
Median income$60,833

Housing

Home values

Under $50k 7.1%
$50k–$100k 17.2%
$100k–$150k 20.8%
$150k–$200k 13.7%
$200k–$300k 18.1%
$300k–$500k 17.7%
$500k–$1M 5.5%

Housing overview

MetricValue
Median home value$168,100
Median rent / month$681
Owner occupied80.9%
Renter occupied19.1%
Vacant17.9%
Single-family detached93.0%
Large apartment buildings1.3%
Mobile homes0.1%
Median rooms6.6
Avg household size (owned)2.58

Year built

Era%
2020 or later0.0%
2010–20199.2%
2000–20096.9%
1990–19992.9%
1980–19897.3%
1970–197911.9%
1960–196911.3%
1950–195913.8%
1940–194910.1%
1939 or earlier26.5%

Bedrooms

Size% of units
No bedroom (studio)1.3%
1 bedroom6.5%
2 bedrooms26.1%
3 bedrooms32.1%
4 bedrooms29.0%
5+ bedrooms5.0%

Vehicles per household

Vehicles% of households
No vehicle2.1%
1 vehicle27.7%
2 vehicles34.6%
3 or more35.5%

Heating fuel

Fuel type%
Utility gas50.4%
Electricity47.1%
Propane / LP gas0.4%
Wood2.1%

Households & families

Household typeCount%
Married-couple family32758.4%
Cohabiting couple305.4%
Male householder, no spouse8815.7%
Female householder, no spouse11520.5%
Households with children under 1814726.3%
Households with seniors (65+)23942.7%
Average household size2.41

Marital status

StatusMaleFemale
Never married22.2%12.7%
Married63.9%63.9%
Separated0.4%1.9%
Widowed2.8%10.1%
Divorced10.7%11.4%

Education

Less than 9th grade 2.1%
Some HS, no diploma 3.7%
HS graduate 24.7%
Some college, no degree 27.8%
Associate's degree 17.1%
Bachelor's degree 17.1%
Graduate / professional 7.6%
Metric%
HS diploma or higher94.2%
Bachelor's or higher24.7%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool4115.4%
Kindergarten217.9%
Elementary school13149.1%
High school6323.6%
College / grad school114.1%

Employment

Industry of employment

Education & healthcare 23.4%
Agriculture & mining 12.7%
Retail trade 11.2%
Arts, food & hospitality 10.7%
Wholesale trade 7.7%
Professional & management 7.1%
Manufacturing 6.5%
Construction 5.3%
Transportation & utilities 4.8%
Finance & real estate 4.4%
Other services 2.9%
Public administration 2.9%
Information 0.5%

Occupation

Category%
Management, business & arts31.9%
Service18.7%
Sales & office27.0%
Natural resources & construction11.2%
Production & transportation11.2%

Employment type

Type%
Private sector78.7%
Government10.7%
Self-employed10.6%
Unpaid family workers0.0%

Commute

Method%
Drive alone78.2%
Carpool13.7%
Public transit0.0%
Walk4.3%
Work from home3.2%
Other means0.6%
Avg commute (minutes)16.4

Poverty

All people 5.7%
Under 18 years 2.1%
18 and over 6.8%
Married-couple families 2.1%
Female-led households 52.6%

Income support

Source% of households
Social Security44.3%
Retirement income20.4%
Supplemental Security4.8%
Cash public assistance0.9%
Food stamps / SNAP3.2%

Health indicators

Condition%
Obesity35.9%
High blood pressure38.7%
High cholesterol36.9%
Diabetes11.8%
Heart disease8.9%
Stroke3.9%
Asthma8.0%
Arthritis29.3%
Kidney disease3.6%
Pulmonary disease7.3%
Cancer9.7%
Behavior / access%
Smoking15.7%
Binge drinking17.4%
No physical activity25.0%
Less than 7 hrs sleep26.6%
Depression15.7%
Fair or poor health13.0%
Poor mental health10.5%
Poor physical health10.0%
No health insurance12.2%
Visited doctor (checkup)72.6%
Visited dentist66.3%
Cholesterol screening91.0%
Teeth loss12.1%

Veterans & disability

VeteransCount%
Civilian veterans797.4%
Disability%
Any disability18.5%
Under 185.8%
18–64 years12.9%
65 and over42.1%

Health insurance coverage

Type%
Private insurance78.8%
Public insurance36.1%
No insurance4.7%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,27691.3%
Spanish10.1%
Other Indo-European10.1%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,38799.3%
Born in same state1,38298.9%
Born in different state1,01872.9%
Foreign born50.4%
Naturalized citizen100.7%
Not a US citizen00.0%

Ancestry

AncestryCount%
French16712%
Italian936.7%
Dutch513.7%
AncestryCount%
Arab412.9%
English352.5%
Polish141%

Technology access

Metric% of households
Computer access40.1%
Internet access92.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68920

What city is ZIP code 68920 in?

ZIP code 68920 is primarily assigned to Alma, Nebraska.

What county is ZIP code 68920 in?

ZIP code 68920 falls within Harlan County, Nebraska.

Does ZIP code 68920 have an older population?

27% of residents in ZIP code 68920 are 65 or older, above the national average of ~17%.

Does ZIP code 68920 have a large retiree population?

44% of households in ZIP code 68920 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 68920 mostly owner-occupied?

81% of occupied units in ZIP code 68920 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 68920?

The median home value in ZIP code 68920 is $168,100.

What timezone is ZIP code 68920 in?

ZIP code 68920 observes the CST timezone.

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