68977 ZIP Code — Stamford, NE

Harlan County, Nebraska

ZIP code 68977 is located in Stamford, Nebraska, within Harlan County. It covers approximately 99.96 square miles and serves a population of 319 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

About ZIP code 68977

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $55,700. Owner-occupancy is high at 87%, well above the national average.

Median household income is $65,000. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 42% of residents holding a bachelor's degree or higher.

Notable community characteristics include disability rates above the national average at 23%.

Overall, ZIP code 68977 reflects a community defined by high homeownership and a significant Social Security-dependent population.

319

population

99.96

sq mi land

Standard

ZIP type

Central (CT)

timezone

68977 ZIP code map

Cities in ZIP code 68977

Below are the cities the US Postal Service accepts for ZIP code 68977. Using any city not on this list may result in mail delivery delays.

City	Status
Stamford	Acceptable
Stamford	Preferred

Nearby ZIP codes

68966 Orleans (9.7 mi) 67647 Long Island (9.7 mi) 68926 Beaver City (9.9 mi) 68967 Oxford (11.1 mi) 68920 Alma (14.7 mi) 67622 Almena (15.5 mi) 68936 Edison (17.2 mi) 68971 Republican City (19.1 mi)

Demographics updated 05/2026

Population
Total population	319
Population density	3 / sq mi
State FIPS	31
County FIPS	083

Geography
Land area	99.96 sq mi
Water area	0.00 sq mi
Latitude	40.0893
Longitude	-99.6112
Timezone	Central (CT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.9%	52.3%	39.5%
$50k – $100k	17.3%	21.6%	33.4%
$100k – $200k	37.8%	18.8%	22.0%
Over $200k	0.0%	7.3%	5.2%

Demographics & statistics

319

Population

People per sq mi

44.6

Median age

$65,000

Median household income

$32,980

Per capita income

$55,700

Median home value

$625

Median monthly rent

86.6%

Home ownership

11.0%

Poverty rate

11.0%

Unemployment

129

Housing units

42.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	81	25.4%
18 and over	238	74.6%
65 and over	87	27.3%
Median age	44.6 years

Race & ethnicity

White 87.2%

Two or more races 7.1%

Hispanic or Latino 5.1%

Asian 0.6%

Group	Count	%
White	293	87.2%
Two or more races	24	7.1%
Hispanic or Latino	17	5.1%
Asian	2	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.9%	52.3%	39.5%
$50k – $100k	17.3%	21.6%	33.4%
$100k – $200k	37.8%	18.8%	22.0%
Over $200k	0.0%	7.3%	5.2%

$10k–$15k 3.6%

$15k–$25k 17.9%

$25k–$35k 13.4%

$35k–$50k 8.9%

$50k–$75k 18.8%

$75k–$100k 4.5%

$100k–$150k 21.4%

$200k+ 11.6%

Range	% of households
$10k–$15k	3.6%
$15k–$25k	17.9%
$25k–$35k	13.4%
$35k–$50k	8.9%
$50k–$75k	18.8%
$75k–$100k	4.5%
$100k–$150k	21.4%
$200k+	11.6%
Median income	$65,000

Housing

Home values

Under $50k 41.2%

$50k–$100k 23.7%

$100k–$150k 11.3%

$150k–$200k 8.2%

$300k–$500k 2.1%

$500k–$1M 13.4%

Housing overview

Metric	Value
Median home value	$55,700
Median rent / month	$625
Owner occupied	86.6%
Renter occupied	13.4%
Vacant	22.2%
Single-family detached	91.0%
Large apartment buildings	0.0%
Mobile homes	9.0%
Median rooms	6.4
Avg household size (owned)	3.02

Year built

Era	%
2020 or later	9.0%
2010–2019	0.0%
2000–2009	2.8%
1990–1999	4.9%
1980–1989	7.6%
1970–1979	7.6%
1960–1969	1.4%
1950–1959	4.2%
1940–1949	4.2%
1939 or earlier	58.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.6%
2 bedrooms	23.6%
3 bedrooms	46.5%
4 bedrooms	9.7%
5+ bedrooms	14.6%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	17.9%
2 vehicles	47.3%
3 or more	34.8%

Heating fuel

Fuel type	%
Utility gas	66.1%
Electricity	22.3%
Propane / LP gas	7.1%
Wood	4.5%

Households & families

Household type	Count	%
Married-couple family	52	46.4%
Cohabiting couple	0	0.0%
Male householder, no spouse	19	17.0%
Female householder, no spouse	41	36.6%
Households with children under 18	34	30.4%
Households with seniors (65+)	51	45.5%
Average household size	2.85

Marital status

Status	Male	Female
Never married	37.4%	21.8%
Married	57.7%	47.2%
Separated	0.0%	7.7%
Widowed	1.6%	9.9%
Divorced	3.3%	13.4%

Education

Less than 9th grade 2.5%

Some HS, no diploma 2.5%

HS graduate 31.7%

Some college, no degree 17.6%

Associate's degree 3.5%

Bachelor's degree 34.2%

Graduate / professional 8.0%

Metric	%
HS diploma or higher	95.0%
Bachelor's or higher	42.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1	1.1%
Kindergarten	5	5.5%
Elementary school	38	41.8%
High school	40	44.0%
College / grad school	7	7.7%

Employment

Industry of employment

Education & healthcare 23.1%

Agriculture & mining 16.2%

Manufacturing 15.4%

Information 10.0%

Professional & management 8.5%

Wholesale trade 6.2%

Arts, food & hospitality 6.2%

Construction 5.4%

Other services 4.6%

Public administration 2.3%

Transportation & utilities 1.5%

Finance & real estate 0.8%

Occupation

Category	%
Management, business & arts	50.8%
Service	19.2%
Sales & office	4.6%
Natural resources & construction	12.3%
Production & transportation	13.1%

Employment type

Type	%
Private sector	64.6%
Government	14.6%
Self-employed	20.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	97.7%
Carpool	1.6%
Public transit	0.0%
Walk	0.8%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	36.9

Poverty

All people 11.0%

Under 18 years 9.9%

18 and over 11.3%

Married-couple families 3.8%

Female-led households 20.0%

Income support

Source	% of households
Social Security	48.2%
Retirement income	17.0%
Supplemental Security	8.0%
Cash public assistance	11.6%
Food stamps / SNAP	6.3%

Health indicators

Condition	%
Obesity	37.3%
High blood pressure	38.0%
High cholesterol	38.2%
Diabetes	11.9%
Heart disease	8.1%
Stroke	3.6%
Asthma	8.2%
Arthritis	28.2%
Kidney disease	3.4%
Pulmonary disease	7.3%
Cancer	8.8%

Behavior / access	%
Smoking	16.7%
Binge drinking	18.2%
No physical activity	24.8%
Less than 7 hrs sleep	27.4%
Depression	16.2%
Fair or poor health	13.2%
Poor mental health	10.9%
Poor physical health	10.1%
No health insurance	13.0%
Visited doctor (checkup)	71.5%
Visited dentist	65.1%
Cholesterol screening	90.5%
Teeth loss	11.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	8	3.4%

Disability	%
Any disability	22.9%
Under 18	6.2%
18–64 years	15.2%
65 and over	51.7%

Health insurance coverage

Type	%
Private insurance	77.1%
Public insurance	52.0%
No insurance	2.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	312	97.8%
Spanish	11	3.5%
Other Indo-European	11	3.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	306	95.9%
Born in same state	306	95.9%
Born in different state	247	77.4%
Foreign born	0	0.0%
Naturalized citizen	13	4.1%
Not a US citizen	13	100.0%

Ancestry

Ancestry	Count	%
English	18	5.6%
French	15	4.7%
Arab	11	3.4%

Ancestry	Count	%
Italian	7	2.2%
Polish	7	2.2%
Dutch	7	2.2%

Technology access

Metric	% of households
Computer access	35.1%
Internet access	96.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68977

What city is ZIP code 68977 in?

ZIP code 68977 is primarily assigned to Stamford, Nebraska.

What county is ZIP code 68977 in?

ZIP code 68977 falls within Harlan County, Nebraska.

Does ZIP code 68977 have an older population?

27% of residents in ZIP code 68977 are 65 or older, above the national average of ~17%.

Does ZIP code 68977 have a large retiree population?

48% of households in ZIP code 68977 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 68977 mostly owner-occupied?

87% of occupied units in ZIP code 68977 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 68977?

The median home value in ZIP code 68977 is $55,700.

What timezone is ZIP code 68977 in?

ZIP code 68977 observes the CST timezone.