Whitewater ZIP Code List — Phillips County, MT

There is one unique ZIP code in Whitewater, Montana and it is 59544. Area code: 406.

ZIP codes

433.61

sq mi land

1.95

sq mi water

406

area code

Whitewater, MT ZIP code map

About Whitewater, MT

Whitewater, Montana, is a small town located in Phillips County. With its rustic charm and strong sense of community, Whitewater offers a unique glimpse into rural life in the Big Sky State. The town embraces its agricultural roots while welcoming visitors to experience its natural beauty and tranquility.

Location & geography

Whitewater is situated in northeastern Montana, approximately 30 miles southwest of the North Dakota border. Nearby towns include Malta, located about 22 miles to the west, Glasgow, approximately 36 miles to the south, and Hinsdale, roughly 15 miles to the east. The total land area of Whitewater encompasses 433.61 square miles, complemented by 1.95 square miles of water, with the landscape featuring broad plains and rolling hills ideal for ranching.

Community & economy

The character of Whitewater is defined by its close-knit community, where residents take pride in preserving their local heritage. The economy is primarily driven by agriculture, with ranching and farming playing vital roles in daily life. Community events and gatherings are common, fostering strong connections among residents and encouraging a welcoming environment for visitors.

Transportation

Whitewater is accessible via Montana Highway 2, which provides connections to other parts of the state. The nearest airport for commercial flights is located in Glasgow, about 36 miles south of Whitewater. Local transportation options are limited, with most residents relying on personal vehicles for travel.

History

Whitewater was established in the early 20th century, during a time of growth in Montana’s agricultural sector. The town's economy initially thrived on the agriculture industry, particularly wheat and cattle farming, which remains significant to this day. Key events in its history include the expansion of the railroad, which facilitated trade and travel to and from the area.

Did you know?

A surprising fact about Whitewater is that it is home to the historic Whitewater High School, which serves as a community center and is a focal point for local sports and events. Additionally, the town is known for its stunning night skies, making it a great spot for stargazing enthusiasts.

ZIP codes for Whitewater, MT (1)

ZIP code	City	County	Map
59544	Whitewater	Phillips	View map

Demographics & statistics

177

Population

40.1

Median age

$40,208

Median household income

$27,833

Per capita income

$245,500

Median home value

$285

Median monthly rent

60.2%

Home ownership

19.2%

Poverty rate

0.0%

Unemployment

Housing units

23.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	54	30.5%
18 and over	123	69.5%
65 and over	22	12.4%
Median age	40.1 years

Race & ethnicity

White 81.6%

Hispanic or Latino 6.8%

Two or more races 6.8%

American Indian / Alaska Native 4.7%

Group	Count	%
White	155	81.6%
Hispanic or Latino	13	6.8%
Two or more races	13	6.8%
American Indian / Alaska Native	9	4.7%

Household income

$10k–$15k 12.0%

$15k–$25k 8.4%

$25k–$35k 26.5%

$35k–$50k 13.3%

$50k–$75k 24.1%

$75k–$100k 2.4%

$100k–$150k 10.8%

$200k+ 2.4%

Range	% of households
$10k–$15k	12.0%
$15k–$25k	8.4%
$25k–$35k	26.5%
$35k–$50k	13.3%
$50k–$75k	24.1%
$75k–$100k	2.4%
$100k–$150k	10.8%
$200k+	2.4%
Median income	$40,208

Housing

Home values

Under $50k 8.0%

$50k–$100k 16.0%

$100k–$150k 6.0%

$200k–$300k 26.0%

$300k–$500k 6.0%

$500k–$1M 26.0%

$1M+ 12.0%

Housing overview

Metric	Value
Median home value	$245,500
Median rent / month	$285
Owner occupied	60.2%
Renter occupied	39.8%
Vacant	25.2%
Single-family detached	63.1%
Large apartment buildings	0.0%
Mobile homes	36.9%
Median rooms	5.5
Avg household size (owned)	1.86

Year built

Era	%
2020 or later	0.0%
2010–2019	1.8%
2000–2009	3.6%
1990–1999	27.0%
1980–1989	21.6%
1970–1979	6.3%
1960–1969	3.6%
1950–1959	12.6%
1940–1949	9.0%
1939 or earlier	14.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	15.3%
2 bedrooms	23.4%
3 bedrooms	33.3%
4 bedrooms	16.2%
5+ bedrooms	11.7%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	10.8%
2 vehicles	36.1%
3 or more	53.0%

Heating fuel

Fuel type	%
Utility gas	63.9%
Electricity	6.0%
Propane / LP gas	27.7%
Fuel oil	2.4%

Households & families

Household type	Count	%
Married-couple family	35	42.2%
Cohabiting couple	0	0.0%
Male householder, no spouse	24	28.9%
Female householder, no spouse	24	28.9%
Households with children under 18	27	32.5%
Households with seniors (65+)	19	22.9%
Average household size	2.13

Marital status

Status	Male	Female
Never married	22.1%	13.8%
Married	55.9%	53.4%
Separated	2.9%	19.0%
Widowed	0.0%	0.0%
Divorced	19.1%	13.8%

Education

Less than 9th grade 0.0%

Some HS, no diploma 9.2%

HS graduate 10.8%

Some college, no degree 45.8%

Associate's degree 10.8%

Bachelor's degree 23.3%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	90.8%
Bachelor's or higher	23.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	9.5%
Kindergarten	0	0.0%
Elementary school	16	76.2%
High school	3	14.3%
College / grad school	0	0.0%

Employment

Industry of employment

Agriculture & mining 46.9%

Education & healthcare 18.8%

Public administration 10.4%

Construction 8.3%

Professional & management 7.3%

Arts, food & hospitality 4.2%

Retail trade 2.1%

Transportation & utilities 2.1%

Occupation

Category	%
Management, business & arts	57.3%
Service	7.3%
Sales & office	11.5%
Natural resources & construction	17.7%
Production & transportation	6.3%

Employment type

Type	%
Private sector	53.1%
Government	29.2%
Self-employed	17.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	58.3%
Carpool	2.1%
Public transit	0.0%
Walk	18.8%
Other means	11.5%
Avg commute (minutes)	14.9

Poverty

All people 19.2%

Under 18 years 20.4%

18 and over 18.7%

Married-couple families 31.4%

Female-led households 6.3%

Income support

Source	% of households
Social Security	22.9%
Retirement income	8.4%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	9.6%

Health indicators

Condition	%
High blood pressure	31.2%
High cholesterol	30.0%
Heart disease	7.1%
Stroke	3.5%
Asthma	10.7%
Arthritis	26.9%
Kidney disease	3.0%
Pulmonary disease	7.7%
Cancer	6.8%

Behavior / access	%
Binge drinking	20.9%
No physical activity	24.9%
Less than 7 hrs sleep	33.7%
Fair or poor health	14.9%
Poor mental health	14.4%
Poor physical health	12.0%
No health insurance	13.2%
Visited doctor (checkup)	67.6%
Visited dentist	58.0%
Cholesterol screening	87.1%
Teeth loss	16.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	9	7.3%

Disability	%
Any disability	12.4%
Under 18	9.3%
18–64 years	2.0%
65 and over	68.2%

Health insurance coverage

Type	%
Private insurance	56.5%
Public insurance	42.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	154	87.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	166	93.8%
Born in same state	166	93.8%
Born in different state	118	66.7%
Foreign born	0	0.0%
Naturalized citizen	11	6.2%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Polish	27	15.3%
Dutch	27	15.3%
Arab	27	15.3%

Ancestry	Count	%
French	18	10.2%
German	8	4.5%
Italian	7	4%

Technology access

Metric	% of households
Computer access	46.9%
Internet access	98.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Whitewater, MT?

Whitewater, MT has one ZIP code: 59544.

What is the main ZIP code for Whitewater, MT?

The primary ZIP code for Whitewater, MT is 59544. The city uses area code 406 for phone service.

What county is Whitewater, MT in?

Whitewater is located in Phillips County, Montana.

How many ZIP codes are in Whitewater, MT?

Whitewater, MT has 1 ZIP code.

What ZIP code should I use when mailing something to a business in downtown Whitewater, Montana?

Downtown Whitewater, Montana uses the ZIP code 59544, which serves the entire city and surrounding Phillips County area.

If I'm sending a package to someone living in Whitewater, what is the correct ZIP code to ensure delivery?

The correct ZIP code for Whitewater, Montana is 59544, which is the only ZIP code serving this Phillips County community.