Waverly ZIP Codes — Union County, KY

There is one unique ZIP code in Waverly, Kentucky and it is 42462. Area code: 270/364.

ZIP codes

48.88

sq mi land

0.80

sq mi water

270/364

area code

Waverly, KY ZIP code map

About Waverly, KY

Waverly, Kentucky, is a small and picturesque city located in Union County. This charming community offers a peaceful atmosphere, surrounded by the natural beauty of the region. As a part of the rural landscape of Kentucky, Waverly reflects the simple, serene lifestyle many residents cherish.

Location & geography

Waverly is situated in the western part of Kentucky, specifically in Union County. It is conveniently located near the cities of Morganfield, which is about 10 miles away, as well as Henderson, approximately 24 miles to the northeast. The city spans a land area of 48.88 square miles, with a modest water area of 0.80 square miles that adds to its scenic charm.

Community & economy

The community in Waverly is characterized by its friendly residents and a strong sense of local pride. The economy primarily revolves around agriculture and small businesses, providing a quaint yet vibrant atmosphere. Daily life in Waverly includes engaging with community events and enjoying the town's quiet streets lined with local shops and homes.

Transportation

Waverly is easily accessible via several local highways, enhancing connectivity with surrounding areas. The closest significant highways include US Route 60 and Kentucky Route 109, facilitating travel to nearby cities and towns. For air travel, the nearest airports are located in Owensboro and Evansville, both offering regional connections.

History

Waverly was established in the early days of Kentucky's settlement era and has deep agricultural roots. Key industries historically include farming and small-scale manufacturing, contributing to the town's economy and development. Over the years, Waverly has maintained its rural character while supporting local events that reflect its rich heritage.

Did you know?

One surprising fact about Waverly is its designation as a small, tight-knit community that values local traditions and events. The city is often overlooked, yet it provides a tranquil escape for those looking to experience the heart of Kentucky’s rural lifestyle.

ZIP codes for Waverly, KY (1)

ZIP code	City	County	Map
42462	Waverly	Union	View map

Demographics & statistics

1,512

Population

34.3

Median age

$63,000

Median household income

$24,782

Per capita income

$158,200

Median home value

$1,069

Median monthly rent

87.0%

Home ownership

7.1%

Poverty rate

1.5%

Unemployment

434

Housing units

10.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

100

25–34

105

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	410	27.1%
18 and over	1,102	72.9%
65 and over	173	11.4%
Median age	34.3 years

Race & ethnicity

White 83.9%

Black or African American 12.7%

Two or more races 1.8%

Hispanic or Latino 1.6%

Group	Count	%
White	1,290	83.9%
Black or African American	195	12.7%
Two or more races	27	1.8%
Hispanic or Latino	25	1.6%

Household income

Under $10k 3.0%

$10k–$15k 4.5%

$15k–$25k 3.2%

$25k–$35k 4.1%

$35k–$50k 8.6%

$50k–$75k 35.7%

$75k–$100k 18.4%

$100k–$150k 17.5%

$150k–$200k 4.3%

$200k+ 0.7%

Range	% of households
Under $10k	3.0%
$10k–$15k	4.5%
$15k–$25k	3.2%
$25k–$35k	4.1%
$35k–$50k	8.6%
$50k–$75k	35.7%
$75k–$100k	18.4%
$100k–$150k	17.5%
$150k–$200k	4.3%
$200k+	0.7%
Median income	$63,000

Housing

Home values

Under $50k 15.4%

$50k–$100k 15.4%

$100k–$150k 15.9%

$150k–$200k 19.8%

$200k–$300k 22.5%

$300k–$500k 11.0%

Housing overview

Metric	Value
Median home value	$158,200
Median rent / month	$1,069
Owner occupied	87.0%
Renter occupied	13.0%
Vacant	10.4%
Single-family detached	83.1%
Large apartment buildings	0.0%
Mobile homes	14.9%
Median rooms	6.2
Avg household size (owned)	3.36

Year built

Era	%
2020 or later	4.7%
2010–2019	3.1%
2000–2009	3.7%
1990–1999	19.8%
1980–1989	9.8%
1970–1979	35.2%
1960–1969	5.7%
1950–1959	3.9%
1940–1949	5.1%
1939 or earlier	9.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.4%
2 bedrooms	21.6%
3 bedrooms	63.7%
4 bedrooms	9.0%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.1%
1 vehicle	18.9%
2 vehicles	48.9%
3 or more	31.1%

Heating fuel

Fuel type	%
Utility gas	23.6%
Electricity	55.7%
Propane / LP gas	20.7%

Households & families

Household type	Count	%
Married-couple family	304	69.1%
Cohabiting couple	49	11.1%
Male householder, no spouse	44	10.0%
Female householder, no spouse	43	9.8%
Households with children under 18	193	43.9%
Households with seniors (65+)	113	25.7%
Average household size	3.44

Marital status

Status	Male	Female
Never married	25.6%	31.2%
Married	56.7%	52.2%
Separated	0.0%	4.8%
Widowed	5.1%	3.4%
Divorced	12.6%	8.4%

Education

Less than 9th grade 0.8%

Some HS, no diploma 5.9%

HS graduate 47.0%

Some college, no degree 22.2%

Associate's degree 13.5%

Bachelor's degree 6.3%

Graduate / professional 4.2%

Metric	%
HS diploma or higher	93.2%
Bachelor's or higher	10.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	21	6.1%
Kindergarten	18	5.2%
Elementary school	154	44.4%
High school	60	17.3%
College / grad school	94	27.1%

Employment

Industry of employment

Professional & management 18.0%

Education & healthcare 15.5%

Agriculture & mining 13.9%

Manufacturing 13.9%

Construction 12.8%

Arts, food & hospitality 9.6%

Other services 6.2%

Retail trade 4.3%

Transportation & utilities 2.4%

Wholesale trade 2.3%

Public administration 0.9%

Finance & real estate 0.3%

Occupation

Category	%
Management, business & arts	37.2%
Service	20.3%
Sales & office	11.5%
Natural resources & construction	20.9%
Production & transportation	10.2%

Employment type

Type	%
Private sector	72.8%
Government	15.9%
Self-employed	11.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.5%
Carpool	13.6%
Public transit	0.0%
Walk	0.0%
Other means	0.0%
Avg commute (minutes)	23.0

Poverty

All people 7.1%

Under 18 years 8.4%

18 and over 6.6%

Married-couple families 5.6%

Female-led households 16.3%

Income support

Source	% of households
Social Security	25.7%
Retirement income	27.5%
Supplemental Security	3.9%
Cash public assistance	4.1%
Food stamps / SNAP	12.5%

Health indicators

Condition	%
High blood pressure	42.0%
High cholesterol	35.7%
Heart disease	7.7%
Stroke	3.7%
Asthma	11.7%
Arthritis	32.6%
Kidney disease	3.2%
Pulmonary disease	11.6%
Cancer	6.2%

Behavior / access	%
Binge drinking	15.7%
No physical activity	33.8%
Less than 7 hrs sleep	39.9%
Fair or poor health	23.2%
Poor mental health	19.5%
Poor physical health	15.7%
No health insurance	11.2%
Visited doctor (checkup)	76.6%
Visited dentist	49.4%
Cholesterol screening	89.0%
Teeth loss	22.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	122	11.1%

Disability	%
Any disability	27.2%
Under 18	4.9%
18–64 years	30.8%
65 and over	60.7%

Health insurance coverage

Type	%
Private insurance	71.8%
Public insurance	36.4%
Uninsured under 19	1.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,349	89.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,512	100.0%
Born in same state	1,512	100.0%
Born in different state	1,217	80.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	174	11.5%
French	132	8.7%

Ancestry	Count	%
Italian	117	7.7%
English	13	0.9%

Technology access

Metric	% of households
Computer access	29.1%
Internet access	96.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Waverly, KY have?

Waverly, KY has one ZIP code: 42462. Each ZIP code serves a distinct delivery area within the city and surrounding region.