Watertown ZIP Codes — Jefferson County, WI

There are 2 unique ZIP codes in Watertown, Wisconsin. Area code: 920.

ZIP codes

190.47

sq mi land

2.66

sq mi water

920

area code

Watertown, WI ZIP code map

About Watertown, WI

Watertown, Wisconsin, is a charming city located in the heart of Jefferson County. Known for its rich history and strong sense of community, it offers a blend of small-town charm and modern amenities. With a diverse array of recreational opportunities and cultural attractions, Watertown invites residents and visitors alike to explore its unique character.

Location & geography

Watertown is positioned roughly halfway between Madison and Milwaukee, making it a strategic location for both residents and commuters. The city is surrounded by several neighboring towns, including Johnson Creek to the north (approximately 12 miles), Fort Atkinson to the west (about 15 miles), and Oconomowoc to the south (around 20 miles). Covering a land area of 177.69 square miles, Watertown also features 3.29 square miles of water, adding to its scenic beauty.

Community & economy

The community in Watertown is characterized by its welcoming atmosphere and a strong sense of local pride. Residents enjoy a mix of industries, including manufacturing, retail, and agriculture, which contribute to the city’s economy. Daily life in Watertown is enriched by various events, farmers markets, and community festivals, creating a vibrant environment for families and individuals.

Transportation

Watertown is easily accessible via major highways, including Interstate 94, which connects the city to larger urban areas. The nearest airport is Dane County Regional Airport in Madison, located approximately 35 miles to the southwest. Public transit options are available, enhancing connectivity within the region.

History

Founded in the 1830s, Watertown has a rich history closely tied to the development of the surrounding agricultural region. The city became a significant hub for the leather and woolen industries, which laid the groundwork for its economic growth throughout the 19th and early 20th centuries. Notable events in its history include the founding of various community organizations that still thrive today.

Did you know?

One surprising fact about Watertown is that it has been home to several prominent residents over the years, including celebrated artists and political figures. Additionally, it boasts a historic district filled with beautifully preserved architecture, reflecting its rich past.

ZIP codes for Watertown, WI (2)

ZIP code	City	County	Map
53094	Watertown	Jefferson	View map
53098	Watertown	Dodge	View map

Demographics & statistics

30,093

Population

41.0

Median age

$70,626

Median household income

$34,604

Per capita income

$220,200

Median home value

$1,051

Median monthly rent

67.0%

Home ownership

7.3%

Poverty rate

4.2%

Unemployment

8,141

Housing units

20.4%

Bachelor's or higher

Age distribution

Male Female

725

Under 5

808

649

5–9

724

953

10–14

1,061

1,091

15–19

1,216

1,145

20–24

1,275

1,501

25–34

1,673

1,652

35–44

1,840

1,872

45–54

2,085

989

55–59

1,102

1,038

60–64

1,157

1,363

65–74

1,518

921

75–84

1,026

335

85+

374

← Male

Female →

Age summary

Group	Count	%
Under 18	6,212	20.2%
18 and over	23,881	79.9%
65 and over	5,537	18.8%
Median age	41.0 years

Race & ethnicity

White 86.2%

Two or more races 6.1%

Hispanic or Latino 5.8%

Other race 1.2%

Black or African American 0.5%

Asian 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	27,516	86.2%
Two or more races	1,962	6.1%
Hispanic or Latino	1,843	5.8%
Other race	373	1.2%
Black or African American	147	0.5%
Asian	59	0.2%
American Indian / Alaska Native	36	0.1%

Household income

Under $10k 3.5%

$10k–$15k 1.7%

$15k–$25k 5.9%

$25k–$35k 9.8%

$35k–$50k 12.3%

$50k–$75k 20.0%

$75k–$100k 14.1%

$100k–$150k 21.0%

$150k–$200k 7.6%

$200k+ 4.5%

Range	% of households
Under $10k	3.5%
$10k–$15k	1.7%
$15k–$25k	5.9%
$25k–$35k	9.8%
$35k–$50k	12.3%
$50k–$75k	20.0%
$75k–$100k	14.1%
$100k–$150k	21.0%
$150k–$200k	7.6%
$200k+	4.5%
Median income	$70,626

Housing

Home values

Under $50k 2.1%

$50k–$100k 3.7%

$100k–$150k 16.1%

$150k–$200k 20.2%

$200k–$300k 33.2%

$300k–$500k 18.9%

$500k–$1M 4.5%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$220,200
Median rent / month	$1,051
Owner occupied	67.0%
Renter occupied	33.0%
Vacant	4.6%
Single-family detached	69.4%
Large apartment buildings	7.7%
Mobile homes	1.4%
Median rooms	6.0
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	0.2%
2010–2019	4.7%
2000–2009	13.5%
1990–1999	12.0%
1980–1989	9.5%
1970–1979	13.8%
1960–1969	6.2%
1950–1959	6.5%
1940–1949	4.4%
1939 or earlier	29.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	8.0%
2 bedrooms	26.1%
3 bedrooms	45.3%
4 bedrooms	15.4%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.5%
1 vehicle	28.9%
2 vehicles	40.1%
3 or more	25.6%

Heating fuel

Fuel type	%
Utility gas	63.6%
Electricity	18.7%
Propane / LP gas	11.3%
Fuel oil	1.0%
Wood	3.2%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	5,810	51.0%
Cohabiting couple	953	8.2%
Male householder, no spouse	1,767	15.3%
Female householder, no spouse	2,930	25.7%
Households with children under 18	3,346	28.6%
Households with seniors (65+)	3,789	34.0%
Average household size	2.55

Marital status

Status	Male	Female
Never married	34.5%	30.7%
Married	51.9%	46.3%
Separated	0.6%	0.6%
Widowed	3.5%	8.7%
Divorced	9.6%	13.9%

Education

Less than 9th grade 3.1%

Some HS, no diploma 5.5%

HS graduate 37.5%

Some college, no degree 22.3%

Associate's degree 11.4%

Bachelor's degree 15.0%

Graduate / professional 5.4%

Metric	%
HS diploma or higher	91.5%
Bachelor's or higher	20.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	312	4.5%
Kindergarten	220	3.0%
Elementary school	2,674	39.5%
High school	1,701	25.6%
College / grad school	1,894	27.6%

Employment

Industry of employment

Manufacturing 25.9%

Education & healthcare 23.0%

Retail trade 14.3%

Construction 6.1%

Other services 6.1%

Arts, food & hospitality 5.2%

Professional & management 5.1%

Transportation & utilities 3.3%

Agriculture & mining 2.8%

Finance & real estate 2.7%

Wholesale trade 2.5%

Public administration 2.1%

Information 1.3%

Occupation

Category	%
Management, business & arts	26.2%
Service	18.4%
Sales & office	21.5%
Natural resources & construction	11.0%
Production & transportation	23.0%

Employment type

Type	%
Private sector	87.1%
Government	8.8%
Self-employed	4.1%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	78.4%
Carpool	11.2%
Public transit	0.1%
Walk	3.7%
Other means	1.5%
Avg commute (minutes)	24.8

Poverty

All people 7.3%

Under 18 years 10.3%

18 and over 6.5%

Married-couple families 2.3%

Female-led households 16.1%

Income support

Source	% of households
Social Security	35.2%
Retirement income	24.7%
Supplemental Security	2.5%
Cash public assistance	1.8%
Food stamps / SNAP	11.2%

Health indicators

Condition	%
High blood pressure	30.5%
High cholesterol	32.8%
Heart disease	6.4%
Stroke	3.0%
Asthma	9.9%
Arthritis	24.8%
Kidney disease	2.9%
Pulmonary disease	6.5%
Cancer	7.1%

Behavior / access	%
Binge drinking	24.4%
No physical activity	21.7%
Less than 7 hrs sleep	32.0%
Fair or poor health	12.6%
Poor mental health	13.8%
Poor physical health	10.1%
No health insurance	11.2%
Visited doctor (checkup)	73.2%
Visited dentist	68.1%
Cholesterol screening	86.3%
Teeth loss	13.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,818	7.5%

Disability	%
Any disability	12.2%
Under 18	2.4%
18–64 years	10.9%
65 and over	27.2%

Health insurance coverage

Type	%
Private insurance	74.5%
Public insurance	36.6%
Uninsured under 19	3.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	28,560	95.4%
Spanish	839	3.1%
Other Indo-European	579	2.2%
Asian & Pacific Islander	175	0.6%
Other languages	9	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	29,273	97.2%
Born in same state	29,088	96.6%
Born in different state	23,433	78.6%
Foreign born	185	0.7%
Naturalized citizen	820	2.8%
Not a US citizen	420	53.5%

Ancestry

Ancestry	Count	%
Italian	4,008	13.3%
French	1,956	6.5%
Polish	1,693	5.6%
Arab	1,043	3.5%
Dutch	243	0.8%

Ancestry	Count	%
English	170	0.6%
German	151	0.5%
Irish	50	0.2%
Norwegian	19	0.1%

Technology access

Metric	% of households
Computer access	38.0%
Internet access	92.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Watertown, WI have?

Watertown, WI has one ZIP code: 53094. Each ZIP code serves a distinct delivery area within the city and surrounding region.