Watertown ZIP Codes — Wilson County, TN

There is one unique ZIP code in Watertown, Tennessee and it is 37184. Area code: 615/629.

ZIP codes

110.36

sq mi land

0.00

sq mi water

615/629

area code

Watertown, TN ZIP code map

About Watertown, TN

Watertown is a charming city located in Wilson County, Tennessee. Known for its small-town atmosphere, the city provides a warm sense of community and Southern hospitality. With its serene landscapes and welcoming neighborhoods, Watertown is an appealing destination for both residents and visitors alike.

Location & geography

Watertown, TN, is situated in the heart of Wilson County, surrounded by rolling hills and lush greenery. It is approximately 15 miles southwest of Lebanon, 20 miles northeast of Nashville, and about 18 miles from Cookeville. The total land area of Watertown is 110.36 square miles, with no significant bodies of water within its boundaries.

Community & economy

The community of Watertown is characterized by its friendly residents and a strong commitment to communal activities and events. Primary industries in the area include agriculture and small manufacturing, which contribute to the local economy. Daily life revolves around family-friendly events, local shops, and community gatherings that enrich the town's social fabric.

Transportation

Transportation in Watertown is facilitated by several major highways, including U.S. Route 70 and Interstate 40, allowing for easy access to surrounding areas. The nearest named airport is Nashville International Airport, located about 30 miles to the southwest. Local transit options are limited, but residents often rely on personal vehicles for commuting.

History

Watertown was founded in the early 19th century and has maintained its quaint charm ever since. Historically, the city thrived on agriculture and local trades, serving as a hub for nearby farmers and merchants. Notable events in its history include the establishment of various community events that continue to celebrate its heritage.

Did you know?

One surprising fact about Watertown is that it hosts an annual event called the 'Watertown Spring Festival,' which attracts visitors from all around. Another little-known aspect is that the city has managed to maintain its small-town charm despite being within a short drive of metropolitan Nashville.

ZIP codes for Watertown, TN (1)

ZIP code	City	County	Map
37184	Watertown	Wilson	View map

Demographics & statistics

6,992

Population

40.6

Median age

$67,005

Median household income

$30,274

Per capita income

$231,300

Median home value

$890

Median monthly rent

82.3%

Home ownership

23.6%

Poverty rate

4.1%

Unemployment

2,403

Housing units

19.7%

Bachelor's or higher

Age distribution

Male Female

148

Under 5

144

190

5–9

184

219

10–14

213

375

15–19

365

166

20–24

162

291

25–34

283

574

35–44

559

345

45–54

336

343

55–59

334

423

60–64

411

263

65–74

256

183

75–84

178

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,408	20.1%
18 and over	5,584	79.9%
65 and over	927	13.3%
Median age	40.6 years

Race & ethnicity

White 89.3%

Black or African American 3%

Two or more races 2.5%

Hispanic or Latino 2.4%

Asian 1.4%

Other race 1.4%

American Indian / Alaska Native 0.2%

Group	Count	%
White	6,393	89.3%
Black or African American	212	3%
Two or more races	176	2.5%
Hispanic or Latino	170	2.4%
Asian	100	1.4%
Other race	100	1.4%
American Indian / Alaska Native	11	0.2%

Household income

Under $10k 5.0%

$10k–$15k 12.5%

$15k–$25k 6.1%

$25k–$35k 6.9%

$35k–$50k 9.3%

$50k–$75k 16.0%

$75k–$100k 20.7%

$100k–$150k 13.7%

$150k–$200k 4.3%

$200k+ 5.5%

Range	% of households
Under $10k	5.0%
$10k–$15k	12.5%
$15k–$25k	6.1%
$25k–$35k	6.9%
$35k–$50k	9.3%
$50k–$75k	16.0%
$75k–$100k	20.7%
$100k–$150k	13.7%
$150k–$200k	4.3%
$200k+	5.5%
Median income	$67,005

Housing

Home values

Under $50k 2.8%

$50k–$100k 3.5%

$100k–$150k 7.6%

$150k–$200k 23.8%

$200k–$300k 25.4%

$300k–$500k 24.4%

$500k–$1M 6.6%

$1M+ 5.9%

Housing overview

Metric	Value
Median home value	$231,300
Median rent / month	$890
Owner occupied	82.3%
Renter occupied	17.7%
Vacant	7.7%
Single-family detached	73.4%
Large apartment buildings	0.0%
Mobile homes	24.4%
Median rooms	6.3
Avg household size (owned)	2.73

Year built

Era	%
2020 or later	3.5%
2010–2019	7.6%
2000–2009	26.5%
1990–1999	17.9%
1980–1989	11.8%
1970–1979	9.4%
1960–1969	2.5%
1950–1959	4.9%
1940–1949	3.6%
1939 or earlier	12.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	1.4%
2 bedrooms	15.4%
3 bedrooms	66.3%
4 bedrooms	12.5%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	1.2%
1 vehicle	24.8%
2 vehicles	31.5%
3 or more	42.5%

Heating fuel

Fuel type	%
Utility gas	18.6%
Electricity	77.6%
Propane / LP gas	2.8%
Fuel oil	0.5%
Wood	0.5%

Households & families

Household type	Count	%
Married-couple family	1,427	53.8%
Cohabiting couple	67	2.5%
Male householder, no spouse	550	20.7%
Female householder, no spouse	607	22.9%
Households with children under 18	1,128	42.5%
Households with seniors (65+)	726	27.4%
Average household size	2.64

Marital status

Status	Male	Female
Never married	30.8%	23.2%
Married	49.8%	50.9%
Separated	0.0%	1.5%
Widowed	3.4%	8.7%
Divorced	16.0%	15.7%

Education

Less than 9th grade 3.2%

Some HS, no diploma 16.9%

HS graduate 37.8%

Some college, no degree 16.1%

Associate's degree 6.3%

Bachelor's degree 16.0%

Graduate / professional 3.7%

Metric	%
HS diploma or higher	79.9%
Bachelor's or higher	19.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	68	3.6%
Kindergarten	42	2.2%
Elementary school	704	37.2%
High school	633	33.5%
College / grad school	444	23.5%

Employment

Industry of employment

Manufacturing 17.4%

Education & healthcare 15.6%

Public administration 12.2%

Construction 10.1%

Professional & management 9.2%

Retail trade 8.3%

Transportation & utilities 6.2%

Finance & real estate 5.9%

Arts, food & hospitality 5.2%

Wholesale trade 4.3%

Other services 3.9%

Information 1.7%

Occupation

Category	%
Management, business & arts	30.1%
Service	11.0%
Sales & office	31.6%
Natural resources & construction	10.9%
Production & transportation	16.4%

Employment type

Type	%
Private sector	72.1%
Government	21.8%
Self-employed	6.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.8%
Carpool	9.2%
Public transit	0.4%
Walk	0.2%
Other means	0.0%
Avg commute (minutes)	32.8

Poverty

All people 23.6%

Under 18 years 21.0%

18 and over 24.2%

Married-couple families 20.5%

Female-led households 32.0%

Income support

Source	% of households
Social Security	40.1%
Retirement income	25.6%
Supplemental Security	6.7%
Cash public assistance	0.8%
Food stamps / SNAP	14.3%

Health indicators

Condition	%
High blood pressure	37.3%
High cholesterol	35.3%
Heart disease	6.6%
Stroke	3.0%
Asthma	10.2%
Arthritis	27.6%
Kidney disease	2.7%
Pulmonary disease	8.2%
Cancer	6.7%

Behavior / access	%
Binge drinking	15.2%
No physical activity	24.2%
Less than 7 hrs sleep	34.1%
Fair or poor health	15.3%
Poor mental health	16.7%
Poor physical health	11.0%
No health insurance	15.6%
Visited doctor (checkup)	73.8%
Visited dentist	61.0%
Cholesterol screening	90.5%
Teeth loss	15.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	635	11.4%

Disability	%
Any disability	17.8%
Under 18	2.7%
18–64 years	17.7%
65 and over	41.0%

Health insurance coverage

Type	%
Private insurance	58.8%
Public insurance	36.5%
Uninsured under 19	16.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,700	95.8%
Spanish	88	1.3%
Other Indo-European	14	0.2%
Asian & Pacific Islander	32	0.5%
Other languages	42	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,862	98.1%
Born in same state	6,847	97.9%
Born in different state	5,029	71.9%
Foreign born	15	0.2%
Naturalized citizen	130	1.9%
Not a US citizen	51	39.2%

Ancestry

Ancestry	Count	%
Arab	1,007	14.4%
French	628	9%
Italian	527	7.5%
English	82	1.2%

Ancestry	Count	%
Dutch	29	0.4%
German	12	0.2%
Polish	10	0.1%

Technology access

Metric	% of households
Computer access	37.9%
Internet access	92.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Watertown, TN have?

Watertown, TN has one ZIP code: 37184. Each ZIP code serves a distinct delivery area within the city and surrounding region.