Waterloo ZIP Codes — Jefferson County, WI

There is one unique ZIP code in Waterloo, Wisconsin and it is 53594. Area code: 920.

ZIP codes

72.75

sq mi land

0.88

sq mi water

920

area code

Waterloo, WI ZIP code map

About Waterloo, WI

Waterloo is a charming city located in Jefferson County, Wisconsin. This vibrant community is known for its rich history and welcoming atmosphere. With a strong sense of local pride, Waterloo offers residents and visitors a unique blend of small-town charm and modern amenities.

Location & geography

Waterloo is situated in south-central Wisconsin, making it accessible to several nearby cities. It is approximately 10 miles from Jefferson and 14 miles from Watertown, providing easy access to a variety of recreational activities and services. The land area covers 72.75 square miles, with a small water area of 0.88 square miles contributing to its scenic environment.

Community & economy

The character of Waterloo is defined by its friendly residents and active community participation in local events. The city's main industries include agriculture and manufacturing, supported by its strategic location along vital transportation routes. Daily life in Waterloo is enriched by local businesses, parks, and cultural events that foster a tight-knit community atmosphere.

Transportation

Waterloo is conveniently located near major highways, including Highway 19 and Highway 89, which facilitate easy travel to surrounding areas. The nearest airport is the Watertown Municipal Airport, located about 15 miles to the south, providing regional air service. Public transit options may be limited, but the city is well-connected for drivers and those who prefer regional transportation services.

History

Waterloo was founded in the mid-19th century and has maintained its historical roots throughout the years. The city has been known for its agricultural production and has seen various notable events, including growth spurts coinciding with advancements in transportation and commerce. Throughout its history, Waterloo has developed a reputation as a supportive community with strong local leadership.

Did you know?

One surprising fact about Waterloo is that it is home to the renowned annual event, the Waterloo Fourth of July Celebration, which attracts visitors from surrounding areas. Additionally, the city features a range of local parks and recreational areas, enhancing its appeal to outdoor enthusiasts and families alike.

ZIP codes for Waterloo, WI (1)

ZIP code	City	County	Map
53594	Waterloo	Jefferson	View map

Demographics & statistics

5,059

Population

42.8

Median age

$73,611

Median household income

$37,078

Per capita income

$218,300

Median home value

$944

Median monthly rent

72.8%

Home ownership

16.3%

Poverty rate

2.6%

Unemployment

1,685

Housing units

24.9%

Bachelor's or higher

Age distribution

Male Female

106

Under 5

247

5–9

230

142

10–14

131

15–19

184

20–24

170

290

25–34

269

308

35–44

285

378

45–54

351

221

55–59

205

195

60–64

180

300

65–74

278

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,098	21.7%
18 and over	3,961	78.3%
65 and over	879	17.4%
Median age	42.8 years

Race & ethnicity

White 85%

Two or more races 8.8%

Hispanic or Latino 3.9%

American Indian / Alaska Native 0.9%

Other race 0.6%

Asian 0.5%

Black or African American 0.2%

Group	Count	%
White	4,476	85%
Two or more races	462	8.8%
Hispanic or Latino	208	3.9%
American Indian / Alaska Native	49	0.9%
Other race	34	0.6%
Asian	28	0.5%
Black or African American	10	0.2%

Household income

Under $10k 10.0%

$10k–$15k 5.7%

$15k–$25k 3.1%

$25k–$35k 6.4%

$35k–$50k 11.2%

$50k–$75k 16.0%

$75k–$100k 6.7%

$100k–$150k 29.2%

$150k–$200k 8.9%

$200k+ 2.9%

Range	% of households
Under $10k	10.0%
$10k–$15k	5.7%
$15k–$25k	3.1%
$25k–$35k	6.4%
$35k–$50k	11.2%
$50k–$75k	16.0%
$75k–$100k	6.7%
$100k–$150k	29.2%
$150k–$200k	8.9%
$200k+	2.9%
Median income	$73,611

Housing

Home values

Under $50k 7.5%

$50k–$100k 2.4%

$100k–$150k 4.9%

$150k–$200k 25.7%

$200k–$300k 36.9%

$300k–$500k 17.6%

$500k–$1M 3.9%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$218,300
Median rent / month	$944
Owner occupied	72.8%
Renter occupied	27.2%
Vacant	3.7%
Single-family detached	72.5%
Large apartment buildings	0.9%
Mobile homes	5.0%
Median rooms	6.2
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.0%
2010–2019	2.1%
2000–2009	5.3%
1990–1999	16.9%
1980–1989	12.0%
1970–1979	10.3%
1960–1969	8.8%
1950–1959	3.3%
1940–1949	3.9%
1939 or earlier	37.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.3%
2 bedrooms	35.4%
3 bedrooms	37.8%
4 bedrooms	19.0%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	28.9%
2 vehicles	42.9%
3 or more	25.2%

Heating fuel

Fuel type	%
Utility gas	54.2%
Electricity	10.8%
Propane / LP gas	22.3%
Fuel oil	5.4%
Wood	6.0%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	1,054	47.9%
Cohabiting couple	169	7.7%
Male householder, no spouse	481	21.9%
Female householder, no spouse	496	22.5%
Households with children under 18	677	30.8%
Households with seniors (65+)	661	30.0%
Average household size	2.29

Marital status

Status	Male	Female
Never married	38.1%	22.3%
Married	51.9%	56.2%
Separated	0.0%	2.5%
Widowed	2.6%	8.6%
Divorced	7.5%	10.4%

Education

Less than 9th grade 2.5%

Some HS, no diploma 3.8%

HS graduate 40.5%

Some college, no degree 21.2%

Associate's degree 7.1%

Bachelor's degree 18.6%

Graduate / professional 6.3%

Metric	%
HS diploma or higher	93.7%
Bachelor's or higher	24.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	118	11.6%
Kindergarten	70	6.9%
Elementary school	485	47.7%
High school	211	20.8%
College / grad school	132	13.0%

Employment

Industry of employment

Manufacturing 18.8%

Education & healthcare 14.3%

Construction 9.2%

Professional & management 9.0%

Finance & real estate 8.2%

Agriculture & mining 7.6%

Wholesale trade 7.1%

Retail trade 7.1%

Arts, food & hospitality 6.0%

Transportation & utilities 4.6%

Other services 3.3%

Information 2.5%

Public administration 2.4%

Occupation

Category	%
Management, business & arts	29.6%
Service	13.1%
Sales & office	17.2%
Natural resources & construction	16.0%
Production & transportation	24.0%

Employment type

Type	%
Private sector	82.9%
Government	11.7%
Self-employed	5.1%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	79.8%
Carpool	6.3%
Public transit	0.0%
Walk	1.5%
Other means	0.5%
Avg commute (minutes)	27.2

Poverty

All people 16.3%

Under 18 years 32.7%

18 and over 11.8%

Married-couple families 8.6%

Female-led households 64.4%

Income support

Source	% of households
Social Security	31.7%
Retirement income	18.4%
Supplemental Security	6.0%
Cash public assistance	1.2%
Food stamps / SNAP	4.5%

Health indicators

Condition	%
High blood pressure	28.2%
High cholesterol	32.9%
Heart disease	5.4%
Stroke	2.5%
Asthma	9.4%
Arthritis	22.7%
Kidney disease	2.5%
Pulmonary disease	5.4%
Cancer	6.6%

Behavior / access	%
Binge drinking	25.9%
No physical activity	19.1%
Less than 7 hrs sleep	31.4%
Fair or poor health	10.8%
Poor mental health	13.0%
Poor physical health	8.9%
No health insurance	10.9%
Visited doctor (checkup)	71.8%
Visited dentist	70.4%
Cholesterol screening	87.9%
Teeth loss	10.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	292	7.4%

Disability	%
Any disability	10.2%
Under 18	3.6%
18–64 years	8.3%
65 and over	25.4%

Health insurance coverage

Type	%
Private insurance	76.7%
Public insurance	36.2%
Uninsured under 19	0.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,854	95.9%
Spanish	98	2.0%
Other Indo-European	80	1.6%
Asian & Pacific Islander	4	0.1%
Other languages	14	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,946	97.8%
Born in same state	4,863	96.1%
Born in different state	3,902	77.1%
Foreign born	83	1.6%
Naturalized citizen	113	2.2%
Not a US citizen	39	34.5%

Ancestry

Ancestry	Count	%
Polish	721	14.3%
Italian	513	10.1%
French	253	5%
English	81	1.6%

Ancestry	Count	%
Dutch	69	1.4%
Arab	69	1.4%
Irish	14	0.3%
German	4	0.1%

Technology access

Metric	% of households
Computer access	43.5%
Internet access	92.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Waterloo, WI have?

Waterloo, WI has one ZIP code: 53594. Each ZIP code serves a distinct delivery area within the city and surrounding region.