Waterloo ZIP Codes — Douglas County, NE

There is one unique ZIP code in Waterloo, Nebraska and it is 68069. Area code: 402.

ZIP codes

29.82

sq mi land

4.72

sq mi water

402

area code

Waterloo, NE ZIP code map

About Waterloo, NE

Waterloo, Nebraska, is a small village nestled within Douglas County. Known for its picturesque landscapes and close-knit community, it offers residents a suburban feel while providing a glimpse of rural Nebraska charm. With a rich local history and a serene environment, Waterloo serves as a perfect retreat from city life.

Location & geography

Waterloo is located approximately 20 miles northwest of Omaha, making it a convenient location for commuters. The village encompasses a total land area of 29.82 square miles, alongside a water area of 4.72 square miles. The terrain includes gentle hills and nearby waterways, creating a scenic backdrop for outdoor activities.

Community & economy

The character of Waterloo is distinctly friendly and community-oriented, where residents often engage in local events and activities. The village's economy is supported by small businesses and agricultural initiatives typical of rural Nebraska. Daily life in Waterloo embodies a slow-paced, family-friendly atmosphere, where neighbors often know each other by name.

Transportation

Transportation in Waterloo is accessible primarily via Highway 275, which connects the village to larger thoroughfares. The nearest commercial airport is Eppley Airfield in Omaha, roughly 20 miles away, providing residents with air travel options. Local transit options are limited, promoting a car-centric lifestyle.

History

Waterloo was founded in the late 19th century, and it has historically relied on agriculture as a key industry. Over the years, the village has developed its identity while also preserving its rich heritage through various local events and community gatherings. Notable events in its history include the annual celebrations that showcase local culture and farming history.

Did you know?

A little-known fact about Waterloo is that it is home to the historic Waterloo Barn, which serves as a local gathering place and venue for events. Additionally, the village maintains a low population density, fostering a sense of peace and community rarely found in more urban areas.

ZIP codes for Waterloo, NE (1)

ZIP code	City	County	Map
68069	Waterloo	Douglas	View map

Demographics & statistics

3,237

Population

53.1

Median age

$108,394

Median household income

$94,953

Per capita income

$371,000

Median home value

$1,061

Median monthly rent

87.7%

Home ownership

4.4%

Poverty rate

9.3%

Unemployment

1,341

Housing units

44.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

100

5–9

152

10–14

132

15–19

20–24

25–34

211

35–44

182

233

45–54

202

119

55–59

103

200

60–64

173

360

65–74

312

110

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	639	19.7%
18 and over	2,598	80.3%
65 and over	905	28.0%
Median age	53.1 years

Race & ethnicity

White 94.2%

Two or more races 3.7%

Hispanic or Latino 1.3%

Black or African American 0.6%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	3,092	94.2%
Two or more races	122	3.7%
Hispanic or Latino	44	1.3%
Black or African American	21	0.6%
Native Hawaiian / Pacific Islander	2	0.1%

Household income

Under $10k 4.7%

$10k–$15k 1.2%

$15k–$25k 1.6%

$25k–$35k 2.1%

$35k–$50k 2.9%

$50k–$75k 15.8%

$75k–$100k 13.1%

$100k–$150k 27.8%

$150k–$200k 10.6%

$200k+ 20.2%

Range	% of households
Under $10k	4.7%
$10k–$15k	1.2%
$15k–$25k	1.6%
$25k–$35k	2.1%
$35k–$50k	2.9%
$50k–$75k	15.8%
$75k–$100k	13.1%
$100k–$150k	27.8%
$150k–$200k	10.6%
$200k+	20.2%
Median income	$108,394

Housing

Home values

Under $50k 2.2%

$50k–$100k 4.9%

$100k–$150k 8.0%

$150k–$200k 7.3%

$200k–$300k 16.6%

$300k–$500k 24.9%

$500k–$1M 18.7%

$1M+ 17.4%

Housing overview

Metric	Value
Median home value	$371,000
Median rent / month	$1,061
Owner occupied	87.7%
Renter occupied	12.3%
Vacant	9.6%
Single-family detached	93.8%
Large apartment buildings	0.1%
Mobile homes	0.0%
Median rooms	6.6
Avg household size (owned)	2.42

Year built

Era	%
2020 or later	0.3%
2010–2019	12.8%
2000–2009	14.7%
1990–1999	7.2%
1980–1989	15.5%
1970–1979	17.4%
1960–1969	8.4%
1950–1959	5.6%
1940–1949	4.6%
1939 or earlier	13.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	8.4%
2 bedrooms	20.2%
3 bedrooms	42.2%
4 bedrooms	14.7%
5+ bedrooms	13.8%

Vehicles per household

Vehicles	% of households
No vehicle	3.1%
1 vehicle	15.6%
2 vehicles	51.9%
3 or more	29.4%

Heating fuel

Fuel type	%
Utility gas	42.3%
Electricity	42.9%
Propane / LP gas	12.5%
Fuel oil	1.3%
Wood	0.2%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	902	66.2%
Cohabiting couple	125	9.2%
Male householder, no spouse	169	12.4%
Female householder, no spouse	167	12.3%
Households with children under 18	299	21.9%
Households with seniors (65+)	559	41.0%
Average household size	2.37

Marital status

Status	Male	Female
Never married	22.1%	13.7%
Married	68.1%	67.3%
Separated	0.0%	0.1%
Widowed	0.3%	7.7%
Divorced	9.5%	11.2%

Education

Less than 9th grade 0.3%

Some HS, no diploma 2.1%

HS graduate 20.3%

Some college, no degree 25.0%

Associate's degree 7.4%

Bachelor's degree 33.6%

Graduate / professional 11.2%

Metric	%
HS diploma or higher	97.5%
Bachelor's or higher	44.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	34	4.7%
Kindergarten	63	8.7%
Elementary school	372	51.2%
High school	147	20.2%
College / grad school	110	15.2%

Employment

Industry of employment

Education & healthcare 25.1%

Professional & management 14.9%

Manufacturing 11.4%

Construction 11.2%

Retail trade 8.5%

Finance & real estate 6.4%

Arts, food & hospitality 5.0%

Transportation & utilities 4.7%

Wholesale trade 3.5%

Public administration 2.9%

Other services 2.7%

Agriculture & mining 2.2%

Information 1.6%

Occupation

Category	%
Management, business & arts	50.7%
Service	14.3%
Sales & office	17.0%
Natural resources & construction	9.5%
Production & transportation	8.5%

Employment type

Type	%
Private sector	81.2%
Government	11.4%
Self-employed	7.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.5%
Carpool	8.1%
Public transit	0.6%
Walk	1.5%
Other means	1.5%
Avg commute (minutes)	23.2

Poverty

All people 4.4%

Under 18 years 4.9%

18 and over 4.3%

Married-couple families 0.8%

Female-led households 23.5%

Income support

Source	% of households
Social Security	42.4%
Retirement income	32.6%
Supplemental Security	1.8%
Cash public assistance	0.7%
Food stamps / SNAP	2.8%

Health indicators

Condition	%
High blood pressure	31.6%
High cholesterol	36.0%
Heart disease	5.4%
Stroke	2.5%
Asthma	7.8%
Arthritis	24.1%
Kidney disease	2.6%
Pulmonary disease	5.0%
Cancer	7.2%

Behavior / access	%
Binge drinking	21.2%
No physical activity	18.4%
Less than 7 hrs sleep	26.7%
Fair or poor health	9.3%
Poor mental health	11.3%
Poor physical health	8.0%
No health insurance	11.4%
Visited doctor (checkup)	73.5%
Visited dentist	72.3%
Cholesterol screening	91.7%
Teeth loss	7.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	183	7.1%

Disability	%
Any disability	13.0%
Under 18	2.7%
18–64 years	7.1%
65 and over	31.4%

Health insurance coverage

Type	%
Private insurance	75.1%
Public insurance	31.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,192	98.6%
Spanish	14	0.4%
Other Indo-European	14	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,189	98.5%
Born in same state	3,189	98.5%
Born in different state	2,089	64.5%
Foreign born	0	0.0%
Naturalized citizen	48	1.5%
Not a US citizen	15	31.3%

Ancestry

Ancestry	Count	%
Italian	700	21.6%
French	486	15%
English	276	8.5%
Arab	82	2.5%

Ancestry	Count	%
Dutch	75	2.3%
Polish	15	0.5%
Norwegian	10	0.3%
German	7	0.2%

Technology access

Metric	% of households
Computer access	42.1%
Internet access	95.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Waterloo, NE have?

Waterloo, NE has one ZIP code: 68069. Each ZIP code serves a distinct delivery area within the city and surrounding region.