Waterloo ZIP Codes — Lauderdale County, AL

There is one unique ZIP code in Waterloo, Alabama and it is 35677. Area code: 256.

ZIP codes

110.31

sq mi land

16.03

sq mi water

256

area code

Waterloo, AL ZIP code map

About Waterloo, AL

Waterloo, Alabama, is a small and charming city located in Lauderdale County. Known for its serene landscape and close-knit community, Waterloo offers a peaceful lifestyle with access to natural beauty. It is an ideal location for those who appreciate the tranquility of rural life while still being close to larger urban centers.

Location & geography

Waterloo is situated in the northwestern part of Alabama, approximately 20 miles away from the city of Florence. The city covers a total area of 110.31 square miles, with a significant portion being water, specifically 16.03 square miles. Its terrain features a mix of rolling hills and waterways, contributing to the picturesque scenery that defines this quaint town.

Community & economy

The character of Waterloo is defined by its friendly residents and strong sense of community. The local economy primarily thrives on agriculture and small businesses, providing essential services to the residents. Daily life in Waterloo often includes community gatherings and outdoor activities, fostering a warm environment for both families and newcomers.

Transportation

Waterloo is accessible via several highways including Highway 20, which connects residents to nearby towns and cities. The nearest major airport is Northwest Alabama Regional Airport, located about 25 miles away in Muscle Shoals. Public transportation is limited, making private vehicles the most common mode of transit in the area.

History

Founded in the early 19th century, Waterloo has evolved from a small settlement into a vibrant community. The key industries in the area historically revolved around agriculture and timber, which played crucial roles in its development. Over the years, the town has held various community-centric events that highlight its rich heritage and strong sense of identity.

Did you know?

One surprising fact about Waterloo is its expansive size relative to its population, making it a less crowded area for those who seek space and privacy. Additionally, the city is known for its picturesque waterways, which attract local fishermen and nature enthusiasts alike.

ZIP codes for Waterloo, AL (1)

ZIP code	City	County	Map
35677	Waterloo	Lauderdale	View map

Demographics & statistics

1,891

Population

43.2

Median age

$41,923

Median household income

$37,314

Per capita income

$167,200

Median home value

$688

Median monthly rent

90.5%

Home ownership

10.2%

Poverty rate

1.4%

Unemployment

977

Housing units

14.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

170

15–19

178

20–24

25–34

35–44

103

45–54

100

55–59

60–64

182

65–74

190

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	364	19.2%
18 and over	1,527	80.8%
65 and over	453	24.0%
Median age	43.2 years

Race & ethnicity

White 99.7%

Asian 0.3%

Two or more races 0.1%

Group	Count	%
White	1,885	99.7%
Asian	5	0.3%
Two or more races	1	0.1%

Household income

Under $10k 6.3%

$10k–$15k 4.7%

$15k–$25k 12.6%

$25k–$35k 19.6%

$35k–$50k 17.3%

$50k–$75k 7.5%

$75k–$100k 12.6%

$100k–$150k 8.9%

$150k–$200k 4.5%

$200k+ 6.1%

Range	% of households
Under $10k	6.3%
$10k–$15k	4.7%
$15k–$25k	12.6%
$25k–$35k	19.6%
$35k–$50k	17.3%
$50k–$75k	7.5%
$75k–$100k	12.6%
$100k–$150k	8.9%
$150k–$200k	4.5%
$200k+	6.1%
Median income	$41,923

Housing

Home values

Under $50k 15.5%

$50k–$100k 16.6%

$100k–$150k 17.0%

$150k–$200k 6.5%

$200k–$300k 25.0%

$300k–$500k 6.0%

$500k–$1M 13.4%

Housing overview

Metric	Value
Median home value	$167,200
Median rent / month	$688
Owner occupied	90.5%
Renter occupied	9.5%
Vacant	34.4%
Single-family detached	73.8%
Large apartment buildings	0.0%
Mobile homes	26.0%
Median rooms	6.0
Avg household size (owned)	2.89

Year built

Era	%
2020 or later	0.4%
2010–2019	13.6%
2000–2009	3.9%
1990–1999	14.1%
1980–1989	16.6%
1970–1979	9.5%
1960–1969	24.4%
1950–1959	6.5%
1940–1949	4.6%
1939 or earlier	6.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	3.0%
2 bedrooms	33.5%
3 bedrooms	53.6%
4 bedrooms	2.6%
5+ bedrooms	7.1%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	26.0%
2 vehicles	34.1%
3 or more	39.9%

Heating fuel

Fuel type	%
Utility gas	6.0%
Electricity	73.2%
Propane / LP gas	18.9%
Wood	1.9%

Households & families

Household type	Count	%
Married-couple family	457	66.8%
Cohabiting couple	0	0.0%
Male householder, no spouse	109	15.9%
Female householder, no spouse	118	17.3%
Households with children under 18	192	28.1%
Households with seniors (65+)	268	39.2%
Average household size	2.76

Marital status

Status	Male	Female
Never married	32.8%	34.8%
Married	56.4%	50.6%
Separated	0.0%	0.9%
Widowed	1.9%	7.9%
Divorced	8.8%	5.8%

Education

Less than 9th grade 4.9%

Some HS, no diploma 10.9%

HS graduate 40.5%

Some college, no degree 16.8%

Associate's degree 12.9%

Bachelor's degree 6.9%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	84.2%
Bachelor's or higher	14.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	24	5.1%
Kindergarten	6	1.3%
Elementary school	104	22.0%
High school	216	45.8%
College / grad school	122	25.8%

Employment

Industry of employment

Education & healthcare 31.2%

Manufacturing 18.4%

Retail trade 14.0%

Agriculture & mining 13.9%

Construction 8.5%

Public administration 6.4%

Transportation & utilities 2.0%

Information 1.7%

Other services 1.4%

Arts, food & hospitality 1.3%

Finance & real estate 0.5%

Professional & management 0.5%

Occupation

Category	%
Management, business & arts	36.1%
Service	21.9%
Sales & office	14.2%
Natural resources & construction	8.1%
Production & transportation	19.7%

Employment type

Type	%
Private sector	62.7%
Government	21.5%
Self-employed	15.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	55.8%
Carpool	27.9%
Public transit	0.0%
Walk	0.0%
Other means	0.0%
Avg commute (minutes)	33.0

Poverty

All people 10.2%

Under 18 years 14.0%

18 and over 9.3%

Married-couple families 4.4%

Female-led households 40.0%

Income support

Source	% of households
Social Security	43.3%
Retirement income	17.4%
Supplemental Security	6.1%
Cash public assistance	1.5%
Food stamps / SNAP	5.4%

Health indicators

Condition	%
High blood pressure	40.1%
High cholesterol	35.8%
Heart disease	8.4%
Stroke	3.9%
Asthma	9.7%
Arthritis	33.2%
Kidney disease	3.3%
Pulmonary disease	10.6%
Cancer	7.0%

Behavior / access	%
Binge drinking	15.2%
No physical activity	29.9%
Less than 7 hrs sleep	39.9%
Fair or poor health	20.9%
Poor mental health	17.1%
Poor physical health	13.5%
No health insurance	17.1%
Visited doctor (checkup)	73.4%
Visited dentist	55.5%
Cholesterol screening	89.0%
Teeth loss	18.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	16	1.0%

Disability	%
Any disability	16.5%
Under 18	0.0%
18–64 years	7.9%
65 and over	50.1%

Health insurance coverage

Type	%
Private insurance	70.2%
Public insurance	38.1%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,862	98.5%
Spanish	6	0.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	1	0.1%
Other languages	5	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,886	99.7%
Born in same state	1,886	99.7%
Born in different state	1,649	87.2%
Foreign born	0	0.0%
Naturalized citizen	5	0.3%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	731	38.7%
French	168	8.9%

Ancestry	Count	%
Italian	55	2.9%
English	43	2.3%

Technology access

Metric	% of households
Computer access	36.2%
Internet access	78.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Waterloo, AL have?

Waterloo, AL has one ZIP code: 35677. Each ZIP code serves a distinct delivery area within the city and surrounding region.