Waterford ZIP Codes — Loudoun County, VA

There is one unique ZIP code in Waterford, Virginia and it is 20197. Area code: 571/703.
1
ZIP codes
14.69
sq mi land
0.12
sq mi water
571/703
area code
Waterford, VA ZIP code map

About Waterford, VA

Waterford, Virginia, is a quaint community that offers a blend of historical charm and natural beauty. Nestled within Loudoun County, this small town is known for its picturesque landscapes and close-knit atmosphere. It provides a peaceful retreat from the hustle and bustle of nearby urban areas while still being conveniently located.

Location & geography

Waterford lies in the heart of Loudoun County, Virginia, offering a serene setting characterized by rolling hills and lush greenery. It is approximately 14 miles northwest of the bustling town of Leesburg, with other nearby towns including Ashburn, around 20 miles to the south, and Middleburg, about 10 miles to the east. The region covers a land area of 14.69 square miles and includes a small water area of 0.12 square miles.

Community & economy

The community of Waterford is renowned for its historic significance and well-preserved architecture, including notable landmarks that reflect its rich heritage. The local economy is primarily driven by agriculture and tourism, attracting visitors who appreciate its rural charm and outdoor activities. Daily life in Waterford is characterized by a friendly atmosphere, where residents often engage in community events and appreciate the close connections formed among neighbors.

Transportation

Waterford is accessible via several roadways, with the most significant being the Virginia State Route 9, which connects to other major roads in the area. The nearest airports include Washington Dulles International Airport, located around 25 miles to the southeast, providing both domestic and international travel options. Public transit options are limited, as the town maintains a rural character.

History

Waterford was founded in the early 19th century and has remained a significant site for agriculture and artisanry throughout its history. The town is well-known for its historical preservation efforts, which are showcased through its buildings and annual events that celebrate its heritage. Notably, the community is recognized for its involvement in the Arts and Crafts movement during the late 1800s, which has left a lasting impact on its culture.

Did you know?

One surprising fact about Waterford is that it has been designated as a National Historic District, thanks to its well-preserved historical structures. Another lesser-known point is that the town plays host to various events celebrating local artisans, bringing together visitors who appreciate craftsmanship and creativity.

ZIP codes for Waterford, VA (1)
ZIP code City County Map
20197 Waterford Loudoun View map

Demographics & statistics

2,359
Population
43.8
Median age
$224,620
Median household income
$90,364
Per capita income
$919,900
Median home value
$0
Median monthly rent
88.8%
Home ownership
3.8%
Poverty rate
11.3%
Unemployment
744
Housing units
66.9%
Bachelor's or higher

Age distribution

Male Female
140
Under 5
130
76
5–9
70
79
10–14
73
54
15–19
50
32
20–24
29
105
25–34
98
135
35–44
126
254
45–54
238
96
55–59
89
89
60–64
83
139
65–74
129
17
75–84
16
6
85+
6
← Male
Female →

Age summary

GroupCount%
Under 1867228.5%
18 and over1,68771.5%
65 and over31313.3%
Median age43.8 years

Race & ethnicity

White 86.3%
Two or more races 6.5%
Hispanic or Latino 6.4%
Other race 0.8%
GroupCount%
White2,17586.3%
Two or more races1636.5%
Hispanic or Latino1626.4%
Other race200.8%

Household income

Under $10k 9.2%
$15k–$25k 1.9%
$50k–$75k 1.1%
$75k–$100k 10.7%
$100k–$150k 15.3%
$150k–$200k 6.1%
$200k+ 55.7%
Range% of households
Under $10k9.2%
$15k–$25k1.9%
$50k–$75k1.1%
$75k–$100k10.7%
$100k–$150k15.3%
$150k–$200k6.1%
$200k+55.7%
Median income$224,620

Housing

Home values

$100k–$150k 1.2%
$300k–$500k 4.4%
$500k–$1M 61.0%
$1M+ 33.3%

Housing overview

MetricValue
Median home value$919,900
Median rent / month$0
Owner occupied88.8%
Renter occupied11.2%
Vacant0.0%
Single-family detached100.0%
Large apartment buildings0.0%
Mobile homes0.0%
Median rooms10.0
Avg household size (owned)3.00

Year built

Era%
2020 or later2.1%
2010–201916.9%
2000–200919.8%
1990–199920.0%
1980–19897.6%
1970–19799.9%
1960–19690.0%
1950–19590.0%
1940–19490.0%
1939 or earlier23.5%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom0.0%
2 bedrooms1.2%
3 bedrooms15.2%
4 bedrooms62.9%
5+ bedrooms20.8%

Vehicles per household

Vehicles% of households
No vehicle3.9%
1 vehicle16.9%
2 vehicles27.6%
3 or more51.6%

Heating fuel

Fuel type%
Utility gas2.4%
Electricity33.2%
Propane / LP gas48.3%
Fuel oil14.0%
No fuel used0.7%

Households & families

Household typeCount%
Married-couple family65177.7%
Cohabiting couple70.8%
Male householder, no spouse11914.2%
Female householder, no spouse617.3%
Households with children under 1833840.3%
Households with seniors (65+)19022.7%
Average household size2.82

Marital status

StatusMaleFemale
Never married18.6%8.5%
Married70.6%78.1%
Separated0.0%5.8%
Widowed0.0%4.4%
Divorced10.8%3.2%

Education

Less than 9th grade 0.0%
Some HS, no diploma 0.1%
HS graduate 5.8%
Some college, no degree 21.4%
Associate's degree 5.8%
Bachelor's degree 41.9%
Graduate / professional 24.9%
Metric%
HS diploma or higher99.9%
Bachelor's or higher66.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool8413.7%
Kindergarten8614.0%
Elementary school21234.6%
High school10417.0%
College / grad school12720.7%

Employment

Industry of employment

Professional & management 31.6%
Education & healthcare 14.3%
Finance & real estate 10.4%
Arts, food & hospitality 7.3%
Manufacturing 5.8%
Transportation & utilities 5.5%
Wholesale trade 5.3%
Construction 4.5%
Information 4.4%
Retail trade 3.9%
Public administration 3.6%
Other services 1.9%
Agriculture & mining 1.3%

Occupation

Category%
Management, business & arts62.8%
Service6.7%
Sales & office21.5%
Natural resources & construction2.7%
Production & transportation6.4%

Employment type

Type%
Private sector82.4%
Government11.1%
Self-employed6.6%
Unpaid family workers0.0%

Commute

Method%
Drive alone54.9%
Carpool2.4%
Public transit2.0%
Walk2.1%
Other means0.0%
Avg commute (minutes)31.7

Poverty

All people 3.8%
Under 18 years 0.0%
18 and over 5.3%
Married-couple families 0.0%
Female-led households 0.0%

Income support

Source% of households
Social Security20.5%
Retirement income21.6%
Supplemental Security0.2%
Cash public assistance1.1%
Food stamps / SNAP0.0%

Health indicators

Condition%
High blood pressure30.1%
High cholesterol34.3%
Heart disease4.9%
Stroke2.1%
Asthma8.7%
Arthritis24.0%
Kidney disease2.2%
Pulmonary disease4.7%
Cancer7.0%
Behavior / access%
Binge drinking15.5%
No physical activity14.8%
Less than 7 hrs sleep30.2%
Fair or poor health9.3%
Poor mental health10.9%
Poor physical health7.2%
No health insurance8.0%
Visited doctor (checkup)75.3%
Visited dentist77.5%
Cholesterol screening94.7%
Teeth loss5.8%

Veterans & disability

VeteransCount%
Civilian veterans1569.2%
Disability%
Any disability6.1%
Under 180.0%
18–64 years6.3%
65 and over18.2%

Health insurance coverage

Type%
Private insurance85.5%
Public insurance17.9%
Uninsured under 199.8%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only2,08988.6%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)2,29397.2%
Born in same state2,24995.3%
Born in different state87637.1%
Foreign born441.9%
Naturalized citizen662.8%
Not a US citizen5786.4%

Ancestry

AncestryCount%
Italian29412.5%
French29212.4%
Arab1757.4%
AncestryCount%
Irish773.3%
English220.9%
Norwegian80.3%

Technology access

Metric% of households
Computer access35.5%
Internet access100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Waterford, VA have?
Waterford, VA has one ZIP code: 20197. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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