Waterford ZIP Codes — New London County, CT

There is one unique ZIP code in Waterford, Connecticut and it is 06385. Area code: 860.

ZIP codes

24.84

sq mi land

1.86

sq mi water

860

area code

Waterford, CT ZIP code map

About Waterford, CT

Waterford, Connecticut, is a charming coastal town located in New London County. Known for its beautiful landscapes and friendly community, it offers a mix of residential areas and commercial developments. The town is characterized by its scenic waterfront and proximity to various attractions in the region.

Location & geography

Waterford is situated in southeastern Connecticut, and is bordered by several towns, including East Lyme to the east, New London to the west, and Montville to the north. The town spans a total area of 24.84 square miles, of which 1.86 square miles are covered by water, giving it a picturesque coastal terrain. Its location along Long Island Sound contributes to its lovely waterfront and recreational opportunities.

Community & economy

The character of Waterford is vibrant and welcoming, with a strong sense of community involvement and local pride. The town has a diverse economy, with industries ranging from retail and hospitality to healthcare and education. Daily life in Waterford is enriched by various local events, parks, and recreational activities, making it an appealing place for families and individuals alike.

Transportation

Waterford is accessible via major highways, including Interstate 95, which flows through the region and connects to various parts of Connecticut. The nearest airport is the Groton-New London Airport, which is about a short drive away, providing convenient air travel options. Public transit options are available, helping residents and visitors navigate the area effectively.

History

Waterford was settled in the early 17th century and has a rich historical background connected to maritime activities and agriculture. Over the years, the town's industries have evolved, with notable contributions from shipbuilding and manufacturing in its history. Key events, including annual fairs and community celebrations, have marked its cultural development.

Did you know?

A surprising fact about Waterford is that it boasts a rich array of parks and recreation areas, including the popular Harkness Memorial State Park located near the coast. Additionally, Waterford's thriving arts scene is exemplified by the Eugene O'Neill Theater Center, which plays a vital role in fostering theatrical arts in the region.

ZIP codes for Waterford, CT (1)

ZIP code	City	County	Map
06385	Waterford	New London	View map

Demographics & statistics

15,886

Population

47.1

Median age

$101,994

Median household income

$49,983

Per capita income

$299,700

Median home value

$1,511

Median monthly rent

78.8%

Home ownership

5.4%

Poverty rate

5.0%

Unemployment

5,868

Housing units

38.9%

Bachelor's or higher

Age distribution

Male Female

440

Under 5

472

324

5–9

348

432

10–14

463

400

15–19

429

339

20–24

364

958

25–34

1,029

751

35–44

807

1,202

45–54

1,291

597

55–59

641

579

60–64

621

814

65–74

874

545

75–84

586

280

85+

300

← Male

Female →

Age summary

Group	Count	%
Under 18	3,074	19.4%
18 and over	12,812	80.6%
65 and over	3,399	21.4%
Median age	47.1 years

Race & ethnicity

White 85.4%

Asian 4.8%

Two or more races 4.1%

Hispanic or Latino 2.6%

Black or African American 1.8%

Other race 1%

American Indian / Alaska Native 0.2%

Group	Count	%
White	13,933	85.4%
Asian	790	4.8%
Two or more races	671	4.1%
Hispanic or Latino	424	2.6%
Black or African American	296	1.8%
Other race	162	1%
American Indian / Alaska Native	34	0.2%

Household income

Under $10k 1.3%

$10k–$15k 3.4%

$15k–$25k 3.7%

$25k–$35k 7.9%

$35k–$50k 7.6%

$50k–$75k 12.4%

$75k–$100k 13.3%

$100k–$150k 24.5%

$150k–$200k 13.3%

$200k+ 12.7%

Range	% of households
Under $10k	1.3%
$10k–$15k	3.4%
$15k–$25k	3.7%
$25k–$35k	7.9%
$35k–$50k	7.6%
$50k–$75k	12.4%
$75k–$100k	13.3%
$100k–$150k	24.5%
$150k–$200k	13.3%
$200k+	12.7%
Median income	$101,994

Housing

Home values

Under $50k 2.8%

$50k–$100k 1.0%

$100k–$150k 4.8%

$150k–$200k 10.8%

$200k–$300k 30.8%

$300k–$500k 39.7%

$500k–$1M 9.6%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$299,700
Median rent / month	$1,511
Owner occupied	78.8%
Renter occupied	21.2%
Vacant	8.9%
Single-family detached	80.5%
Large apartment buildings	1.9%
Mobile homes	2.8%
Median rooms	6.0
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.6%
2010–2019	1.8%
2000–2009	8.2%
1990–1999	12.6%
1980–1989	14.7%
1970–1979	11.6%
1960–1969	11.2%
1950–1959	15.9%
1940–1949	7.0%
1939 or earlier	16.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	9.7%
2 bedrooms	24.0%
3 bedrooms	39.0%
4 bedrooms	22.9%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	30.2%
2 vehicles	44.3%
3 or more	20.3%

Heating fuel

Fuel type	%
Utility gas	2.8%
Electricity	19.8%
Propane / LP gas	10.7%
Fuel oil	62.5%
Wood	2.8%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	3,473	52.4%
Cohabiting couple	376	5.7%
Male householder, no spouse	1,066	16.1%
Female householder, no spouse	1,708	25.8%
Households with children under 18	1,877	28.3%
Households with seniors (65+)	2,244	33.9%
Average household size	2.34

Marital status

Status	Male	Female
Never married	28.3%	24.1%
Married	58.6%	50.8%
Separated	0.9%	0.5%
Widowed	1.9%	10.4%
Divorced	10.3%	14.2%

Education

Less than 9th grade 0.8%

Some HS, no diploma 2.9%

HS graduate 27.1%

Some college, no degree 21.8%

Associate's degree 8.5%

Bachelor's degree 21.6%

Graduate / professional 17.4%

Metric	%
HS diploma or higher	96.3%
Bachelor's or higher	38.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	238	7.2%
Kindergarten	106	3.2%
Elementary school	1,311	39.7%
High school	754	22.8%
College / grad school	892	27.0%

Employment

Industry of employment

Education & healthcare 28.4%

Manufacturing 15.6%

Retail trade 13.3%

Arts, food & hospitality 8.2%

Professional & management 7.9%

Transportation & utilities 5.3%

Public administration 5.2%

Other services 4.6%

Construction 3.6%

Finance & real estate 3.5%

Wholesale trade 2.3%

Information 1.4%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	50.4%
Service	14.5%
Sales & office	22.6%
Natural resources & construction	3.6%
Production & transportation	8.9%

Employment type

Type	%
Private sector	80.9%
Government	13.9%
Self-employed	5.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.7%
Carpool	4.7%
Public transit	0.4%
Walk	0.6%
Other means	0.8%
Avg commute (minutes)	21.3

Poverty

All people 5.4%

Under 18 years 8.3%

18 and over 4.7%

Married-couple families 0.9%

Female-led households 16.6%

Income support

Source	% of households
Social Security	37.2%
Retirement income	30.1%
Supplemental Security	4.1%
Cash public assistance	1.4%
Food stamps / SNAP	8.6%

Health indicators

Condition	%
High blood pressure	33.5%
High cholesterol	35.0%
Heart disease	7.1%
Stroke	3.0%
Asthma	10.1%
Arthritis	26.6%
Kidney disease	2.9%
Pulmonary disease	6.5%
Cancer	8.6%

Behavior / access	%
Binge drinking	15.2%
No physical activity	17.2%
Less than 7 hrs sleep	32.0%
Fair or poor health	10.5%
Poor mental health	12.5%
Poor physical health	8.7%
No health insurance	7.4%
Visited doctor (checkup)	79.1%
Visited dentist	75.8%
Cholesterol screening	93.6%
Teeth loss	9.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,568	12.5%

Disability	%
Any disability	14.3%
Under 18	5.4%
18–64 years	11.0%
65 and over	32.2%

Health insurance coverage

Type	%
Private insurance	78.6%
Public insurance	36.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,974	94.3%
Spanish	306	2.0%
Other Indo-European	67	0.4%
Asian & Pacific Islander	123	0.8%
Other languages	110	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,955	94.1%
Born in same state	14,775	93.0%
Born in different state	9,753	61.4%
Foreign born	180	1.1%
Naturalized citizen	931	5.9%
Not a US citizen	676	72.6%

Ancestry

Ancestry	Count	%
Italian	3,916	24.7%
French	2,207	13.9%
English	498	3.1%
Arab	360	2.3%
German	355	2.2%

Ancestry	Count	%
Dutch	182	1.1%
Polish	124	0.8%
Irish	92	0.6%
Norwegian	77	0.5%

Technology access

Metric	% of households
Computer access	41.7%
Internet access	95.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Waterford, CT have?

Waterford, CT has one ZIP code: 06385. Each ZIP code serves a distinct delivery area within the city and surrounding region.