Silver Point ZIP Codes — Putnam County, TN

There is one unique ZIP code in Silver Point, Tennessee and it is 38582. Area code: 931.

ZIP codes

46.14

sq mi land

5.87

sq mi water

931

area code

Silver Point, TN ZIP code map

About Silver Point, TN

Silver Point, Tennessee, is a quaint city located in Putnam County, known for its serene environment and strong community spirit. Situated within a picturesque landscape, it offers residents and visitors a glimpse of small-town life enriched with Southern charm. The city is primarily recognized for its beautiful surroundings and local amenities, making it an appealing destination for nature lovers and families alike.

Location & geography

Silver Point is located in the central region of Tennessee and is part of Putnam County, situated approximately 75 miles east of Nashville. The city is surrounded by several nearby cities, including Cookeville, about 12 miles to the south, Baxter, roughly 7 miles to the northeast, and Monterey, which lies about 10 miles to the east. The geographical area encompasses 46.14 square miles of land complemented by 5.87 square miles of water, featuring rolling hills and scenic waterways that contribute to the area's natural beauty.

Community & economy

The community of Silver Point is characterized by its friendly atmosphere and tight-knit relationships among residents. The local economy is supported by various industries, including agriculture and small businesses, which play a vital role in daily life. With numerous outdoor recreational opportunities available, such as fishing and hiking, the city's lifestyle encourages both relaxation and community engagement.

Transportation

Silver Point is accessible via several highways, including Interstate 40, which runs just to the south of the city, providing convenient travel to neighboring areas. The nearest airport is the Upper Cumberland Regional Airport, located about 14 miles southeast in Sparta, Tennessee. Public transit options are limited, and most residents rely on personal vehicles for transportation.

History

Silver Point was established in the late 19th century and has developed steadily since its founding. The area historically thrived on agriculture and small-scale industries, which shaped its community and economic structure. Over the decades, it has maintained a balance between development and the preservation of its rural charm.

Did you know?

A little-known fact about Silver Point is that it is home to several historic landmarks that reflect its rich culture and heritage. Additionally, the city hosts various local events and festivals throughout the year, showcasing the talents and creativity of its residents.

ZIP codes for Silver Point, TN (1)

ZIP code	City	County	Map
38582	Silver Point	Putnam	View map

Demographics & statistics

1,936

Population

42.0

Median age

$70,833

Median household income

$32,442

Per capita income

$239,700

Median home value

$573

Median monthly rent

94.8%

Home ownership

5.7%

Poverty rate

1.6%

Unemployment

899

Housing units

27.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

103

10–14

15–19

20–24

25–34

176

35–44

119

117

45–54

55–59

60–64

165

65–74

111

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	543	28.0%
18 and over	1,393	72.0%
65 and over	468	24.2%
Median age	42.0 years

Race & ethnicity

White 99%

Two or more races 1%

Group	Count	%
White	1,917	99%
Two or more races	19	1%

Household income

Under $10k 0.7%

$10k–$15k 5.3%

$15k–$25k 9.2%

$25k–$35k 4.1%

$35k–$50k 19.7%

$50k–$75k 13.3%

$75k–$100k 12.8%

$100k–$150k 11.7%

$150k–$200k 20.7%

$200k+ 2.4%

Range	% of households
Under $10k	0.7%
$10k–$15k	5.3%
$15k–$25k	9.2%
$25k–$35k	4.1%
$35k–$50k	19.7%
$50k–$75k	13.3%
$75k–$100k	12.8%
$100k–$150k	11.7%
$150k–$200k	20.7%
$200k+	2.4%
Median income	$70,833

Housing

Home values

Under $50k 5.5%

$50k–$100k 13.1%

$100k–$150k 7.0%

$150k–$200k 3.7%

$200k–$300k 30.1%

$300k–$500k 34.0%

$500k–$1M 6.6%

Housing overview

Metric	Value
Median home value	$239,700
Median rent / month	$573
Owner occupied	94.8%
Renter occupied	5.2%
Vacant	20.0%
Single-family detached	70.1%
Large apartment buildings	0.0%
Mobile homes	28.1%
Median rooms	6.2
Avg household size (owned)	2.62

Year built

Era	%
2020 or later	0.0%
2010–2019	8.2%
2000–2009	30.4%
1990–1999	21.9%
1980–1989	3.7%
1970–1979	15.8%
1960–1969	13.4%
1950–1959	6.6%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	0.0%
2 bedrooms	10.4%
3 bedrooms	60.6%
4 bedrooms	16.6%
5+ bedrooms	11.5%

Vehicles per household

Vehicles	% of households
No vehicle	4.8%
1 vehicle	17.7%
2 vehicles	32.3%
3 or more	45.2%

Heating fuel

Fuel type	%
Utility gas	6.9%
Electricity	75.1%
Propane / LP gas	8.3%
Fuel oil	3.5%
Wood	5.9%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	478	63.7%
Cohabiting couple	55	7.3%
Male householder, no spouse	191	25.5%
Female householder, no spouse	26	3.5%
Households with children under 18	224	29.9%
Households with seniors (65+)	338	45.1%
Average household size	2.58

Marital status

Status	Male	Female
Never married	19.9%	13.2%
Married	56.5%	76.1%
Separated	1.0%	0.0%
Widowed	7.3%	3.0%
Divorced	15.2%	7.7%

Education

Less than 9th grade 2.0%

Some HS, no diploma 11.3%

HS graduate 32.2%

Some college, no degree 19.5%

Associate's degree 7.3%

Bachelor's degree 18.9%

Graduate / professional 8.7%

Metric	%
HS diploma or higher	86.6%
Bachelor's or higher	27.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	42	10.1%
Kindergarten	28	6.7%
Elementary school	254	60.9%
High school	85	20.4%
College / grad school	8	1.9%

Employment

Industry of employment

Retail trade 29.1%

Education & healthcare 21.3%

Transportation & utilities 12.7%

Wholesale trade 11.7%

Construction 9.9%

Manufacturing 9.8%

Arts, food & hospitality 3.1%

Professional & management 1.6%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	30.1%
Service	23.6%
Sales & office	24.7%
Natural resources & construction	5.3%
Production & transportation	16.4%

Employment type

Type	%
Private sector	70.1%
Government	10.8%
Self-employed	19.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.7%
Carpool	0.8%
Public transit	0.0%
Walk	13.9%
Other means	0.0%
Avg commute (minutes)	16.0

Poverty

All people 5.7%

Under 18 years 1.7%

18 and over 7.2%

Married-couple families 2.1%

Female-led households 47.4%

Income support

Source	% of households
Social Security	46.4%
Retirement income	30.3%
Supplemental Security	1.3%
Cash public assistance	0.0%
Food stamps / SNAP	3.9%

Health indicators

Condition	%
High blood pressure	43.0%
High cholesterol	40.3%
Heart disease	8.9%
Stroke	4.0%
Asthma	10.2%
Arthritis	33.5%
Kidney disease	3.5%
Pulmonary disease	10.5%
Cancer	7.9%

Behavior / access	%
Binge drinking	13.3%
No physical activity	28.0%
Less than 7 hrs sleep	33.8%
Fair or poor health	18.3%
Poor mental health	16.0%
Poor physical health	12.9%
No health insurance	16.3%
Visited doctor (checkup)	77.7%
Visited dentist	58.2%
Cholesterol screening	91.5%
Teeth loss	17.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	137	9.8%

Disability	%
Any disability	24.5%
Under 18	0.0%
18–64 years	33.7%
65 and over	34.6%

Health insurance coverage

Type	%
Private insurance	70.1%
Public insurance	45.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,787	92.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,900	98.1%
Born in same state	1,806	93.3%
Born in different state	1,293	66.8%
Foreign born	94	4.9%
Naturalized citizen	36	1.9%
Not a US citizen	36	100.0%

Ancestry

Ancestry	Count	%
Arab	503	26%
Italian	309	16%

Ancestry	Count	%
French	288	14.9%
English	64	3.3%

Technology access

Metric	% of households
Computer access	38.7%
Internet access	87.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Silver Point, TN have?

Silver Point, TN has one ZIP code: 38582. Each ZIP code serves a distinct delivery area within the city and surrounding region.