Saint Jo ZIP Codes — Montague County, TX

There is one unique ZIP code in Saint Jo, Texas and it is 76265. Area code: 940.

ZIP codes

173.72

sq mi land

0.51

sq mi water

940

area code

Saint Jo, TX ZIP code map

About Saint Jo, TX

Saint Jo, Texas, is a quaint city located in the heart of Montague County. This charming city, known for its small-town atmosphere, offers a peaceful retreat with its beautiful landscapes and close-knit community. Nestled in North Texas, Saint Jo attracts visitors seeking a glimpse of rural Texas life and its vibrant history.

Location & geography

Saint Jo is situated in Montague County, which lies in the northern part of Texas. The city is within reasonable driving distance of several nearby cities, including Nocona, approximately 10 miles to the northeast, and Gainesville, roughly 28 miles to the southeast. The total land area of Saint Jo covers 173.72 square miles, accompanied by a small water area of 0.51 square miles, contributing to its picturesque rural charm.

Community & economy

The character of Saint Jo reflects a true Texan spirit with its welcoming residents and rich heritage. The local economy is supported by agriculture, retail, and various small businesses, with residents actively engaging in community events and programs. Daily life in Saint Jo revolves around its historic downtown area, where visitors can find local shops, eateries, and community gatherings.

Transportation

Traveling to and from Saint Jo is convenient, as it is accessed via major highways, including State Highway 82, which connects to the surrounding areas. The nearest airport is the Gainesville Municipal Airport, located about 30 miles southeast, providing easy access for those traveling by air. Public transit options are limited, but the city’s layout allows for easy navigation by car.

History

Saint Jo was founded in the late 19th century and quickly grew due to the nearby agricultural opportunities and the arrival of the railroad. Historically, it has been a hub for cotton farming and other agricultural enterprises, which were pivotal to the local economy during its early years. Notable events in the city’s history include its involvement in the early oil boom, which affected economic growth and development in the region.

Did you know?

A surprising fact about Saint Jo is that it hosts an annual rodeo, drawing participants and spectators from surrounding areas, celebrating Texas's rich cowboy culture. Additionally, the city's historic downtown is home to several antique shops, making it a treasure trove for collectors and visitors alike.

ZIP codes for Saint Jo, TX (1)

ZIP code	City	County	Map
76265	Saint Jo	Montague	View map

Demographics & statistics

1,696

Population

41.3

Median age

$75,212

Median household income

$37,137

Per capita income

$170,100

Median home value

$559

Median monthly rent

73.9%

Home ownership

17.1%

Poverty rate

3.1%

Unemployment

725

Housing units

22.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

107

10–14

103

15–19

20–24

25–34

115

35–44

112

45–54

55–59

60–64

129

65–74

125

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	489	28.8%
18 and over	1,207	71.2%
65 and over	361	21.3%
Median age	41.3 years

Race & ethnicity

White 93.5%

Two or more races 4.5%

Hispanic or Latino 2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	1,617	93.5%
Two or more races	77	4.5%
Hispanic or Latino	34	2%
American Indian / Alaska Native	2	0.1%

Household income

Under $10k 8.2%

$10k–$15k 4.9%

$15k–$25k 10.0%

$25k–$35k 6.2%

$35k–$50k 6.4%

$50k–$75k 13.7%

$75k–$100k 15.6%

$100k–$150k 21.4%

$150k–$200k 5.5%

$200k+ 8.2%

Range	% of households
Under $10k	8.2%
$10k–$15k	4.9%
$15k–$25k	10.0%
$25k–$35k	6.2%
$35k–$50k	6.4%
$50k–$75k	13.7%
$75k–$100k	15.6%
$100k–$150k	21.4%
$150k–$200k	5.5%
$200k+	8.2%
Median income	$75,212

Housing

Home values

Under $50k 12.1%

$50k–$100k 12.1%

$100k–$150k 18.7%

$150k–$200k 10.5%

$200k–$300k 17.0%

$300k–$500k 12.5%

$500k–$1M 14.8%

$1M+ 2.3%

Housing overview

Metric	Value
Median home value	$170,100
Median rent / month	$559
Owner occupied	73.9%
Renter occupied	26.1%
Vacant	26.5%
Single-family detached	73.6%
Large apartment buildings	1.1%
Mobile homes	20.7%
Median rooms	5.3
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.9%
2010–2019	4.6%
2000–2009	13.2%
1990–1999	17.4%
1980–1989	11.8%
1970–1979	15.7%
1960–1969	6.4%
1950–1959	12.4%
1940–1949	5.6%
1939 or earlier	12.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	4.3%
2 bedrooms	35.7%
3 bedrooms	43.3%
4 bedrooms	10.5%
5+ bedrooms	4.6%

Vehicles per household

Vehicles	% of households
No vehicle	6.1%
1 vehicle	25.8%
2 vehicles	39.8%
3 or more	28.4%

Heating fuel

Fuel type	%
Utility gas	30.0%
Electricity	50.8%
Propane / LP gas	10.5%
Wood	4.7%
Solar	3.3%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	383	58.1%
Cohabiting couple	43	6.5%
Male householder, no spouse	92	14.0%
Female householder, no spouse	141	21.4%
Households with children under 18	222	33.7%
Households with seniors (65+)	245	37.2%
Average household size	2.57

Marital status

Status	Male	Female
Never married	19.4%	24.1%
Married	64.6%	55.1%
Separated	1.9%	0.6%
Widowed	3.3%	6.7%
Divorced	10.7%	13.4%

Education

Less than 9th grade 1.3%

Some HS, no diploma 6.6%

HS graduate 37.7%

Some college, no degree 23.7%

Associate's degree 8.1%

Bachelor's degree 18.5%

Graduate / professional 4.2%

Metric	%
HS diploma or higher	92.1%
Bachelor's or higher	22.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	0.4%
Kindergarten	27	5.4%
Elementary school	299	60.2%
High school	89	17.9%
College / grad school	80	16.1%

Employment

Industry of employment

Agriculture & mining 22.5%

Education & healthcare 18.4%

Manufacturing 14.2%

Retail trade 11.9%

Transportation & utilities 10.2%

Construction 6.8%

Arts, food & hospitality 5.0%

Professional & management 4.1%

Public administration 3.6%

Wholesale trade 1.4%

Finance & real estate 1.4%

Other services 0.6%

Occupation

Category	%
Management, business & arts	27.9%
Service	14.0%
Sales & office	18.0%
Natural resources & construction	23.6%
Production & transportation	16.6%

Employment type

Type	%
Private sector	68.9%
Government	20.7%
Self-employed	10.2%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	81.9%
Carpool	10.4%
Public transit	0.0%
Walk	0.0%
Other means	1.5%
Avg commute (minutes)	28.3

Poverty

All people 17.1%

Under 18 years 30.0%

18 and over 11.8%

Married-couple families 5.2%

Female-led households 35.2%

Income support

Source	% of households
Social Security	45.2%
Retirement income	33.5%
Supplemental Security	4.9%
Cash public assistance	0.0%
Food stamps / SNAP	12.4%

Health indicators

Condition	%
High blood pressure	39.5%
High cholesterol	39.5%
Heart disease	8.5%
Stroke	3.8%
Asthma	9.6%
Arthritis	28.4%
Kidney disease	3.5%
Pulmonary disease	9.3%
Cancer	7.6%

Behavior / access	%
Binge drinking	17.6%
No physical activity	25.6%
Less than 7 hrs sleep	33.7%
Fair or poor health	18.7%
Poor mental health	15.6%
Poor physical health	13.1%
No health insurance	21.7%
Visited doctor (checkup)	72.6%
Visited dentist	54.5%
Cholesterol screening	89.6%
Teeth loss	15.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	101	8.4%

Disability	%
Any disability	20.6%
Under 18	7.4%
18–64 years	13.2%
65 and over	56.0%

Health insurance coverage

Type	%
Private insurance	63.4%
Public insurance	39.0%
Uninsured under 19	4.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,609	94.9%
Spanish	3	0.2%
Other Indo-European	3	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,677	98.9%
Born in same state	1,668	98.3%
Born in different state	1,270	74.9%
Foreign born	9	0.5%
Naturalized citizen	19	1.1%
Not a US citizen	16	84.2%

Ancestry

Ancestry	Count	%
French	200	11.8%
Italian	154	9.1%
Arab	128	7.5%

Ancestry	Count	%
English	26	1.5%
German	8	0.5%

Technology access

Metric	% of households
Computer access	38.9%
Internet access	91.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Saint Jo, TX have?

Saint Jo, TX has one ZIP code: 76265. Each ZIP code serves a distinct delivery area within the city and surrounding region.