Saint Cloud ZIP Codes — Osceola County, FL

There are 5 unique ZIP codes in Saint Cloud, Florida. Area code: 321/407/689.

ZIP codes

557.89

sq mi land

47.07

sq mi water

321/407/689

area code

Saint Cloud, FL ZIP code map

About Saint Cloud, FL

Saint Cloud, Florida, is a charming city located within Osceola County. Known for its picturesque landscapes and friendly atmosphere, it serves as a hub for both residents and visitors alike. This vibrant community offers a blend of historical richness and contemporary amenities.

Location & geography

Saint Cloud is situated in central Florida, making it conveniently located near the vibrant city of Orlando, which is approximately 26 miles to the northwest. The city encompasses a total land area of 557.89 square miles, with an additional 47.07 square miles designated as water. This diverse geography includes a mix of natural landscapes and developed areas, enhancing the city’s appeal.

Community & economy

The character of Saint Cloud is defined by its close-knit community and a welcoming atmosphere, often resonating with the warmth of small-town life. Key industries in the area include retail, healthcare, and education, supporting the daily lives of its residents. Daily life in Saint Cloud is enriched by local parks, recreational facilities, and community events that foster connections among neighbors.

Transportation

Saint Cloud is well-connected by several major highways, including U.S. Route 192 and Florida State Road 528, providing convenient access to nearby areas. The nearest airports are Orlando International Airport and Kissimmee Gateway Airport, making travel accessible for residents and visitors. Public transportation options are also available for those needing alternative commuting methods.

History

Saint Cloud was founded in the late 19th century, originally established as a resort town catering to northern visitors. Key industries have evolved over the years, transitioning from a focus on tourism to a broader economic base that includes various sectors such as retail and healthcare. Notable events in Saint Cloud's history include its development during the land boom of the 1920s and its growth following the expansion of the Orlando metropolitan area.

Did you know?

One surprising fact about Saint Cloud is that it was once known as the 'Lily City' due to the abundance of water lilies found in the local lakes. Additionally, the city is home to a number of historic structures, adding to its unique character and charm.

ZIP codes for Saint Cloud, FL (5)

ZIP code	City	County	Map
34769	Saint Cloud	Osceola	View map
34770	Saint Cloud	Osceola	View map
34771	Saint Cloud	Osceola	View map
34772	Saint Cloud	Osceola	View map
34773	Saint Cloud	Osceola	View map

Demographics & statistics

94,427

Population

38.0

Median age

$77,319

Median household income

$30,120

Per capita income

$316,700

Median home value

$1,689

Median monthly rent

80.0%

Home ownership

10.4%

Poverty rate

6.1%

Unemployment

27,154

Housing units

29.1%

Bachelor's or higher

Age distribution

Male Female

3,019

Under 5

3,158

2,923

5–9

3,057

3,615

10–14

3,780

3,335

15–19

3,488

2,720

20–24

2,845

5,504

25–34

5,755

6,999

35–44

7,319

6,274

45–54

6,561

2,930

55–59

3,064

2,696

60–64

2,820

3,357

65–74

3,510

2,252

75–84

2,356

533

85+

557

← Male

Female →

Age summary

Group	Count	%
Under 18	24,019	26.9%
18 and over	70,408	73.1%
65 and over	12,565	13.7%
Median age	38.0 years

Race & ethnicity

White 49.1%

Hispanic or Latino 20.3%

Two or more races 13.3%

Other race 9.9%

Black or African American 5.3%

Asian 1.7%

American Indian / Alaska Native 0.3%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	58,156	49.1%
Hispanic or Latino	24,098	20.3%
Two or more races	15,721	13.3%
Other race	11,775	9.9%
Black or African American	6,276	5.3%
Asian	2,021	1.7%
American Indian / Alaska Native	312	0.3%
Native Hawaiian / Pacific Islander	166	0.1%

Household income

Under $10k 5.5%

$10k–$15k 3.4%

$15k–$25k 5.7%

$25k–$35k 5.2%

$35k–$50k 8.6%

$50k–$75k 19.7%

$75k–$100k 16.8%

$100k–$150k 19.5%

$150k–$200k 9.9%

$200k+ 6.1%

Range	% of households
Under $10k	5.5%
$10k–$15k	3.4%
$15k–$25k	5.7%
$25k–$35k	5.2%
$35k–$50k	8.6%
$50k–$75k	19.7%
$75k–$100k	16.8%
$100k–$150k	19.5%
$150k–$200k	9.9%
$200k+	6.1%
Median income	$77,319

Housing

Home values

Under $50k 4.8%

$50k–$100k 2.8%

$100k–$150k 5.1%

$150k–$200k 5.3%

$200k–$300k 28.2%

$300k–$500k 42.8%

$500k–$1M 9.4%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$316,700
Median rent / month	$1,689
Owner occupied	80.0%
Renter occupied	20.1%
Vacant	14.5%
Single-family detached	71.1%
Large apartment buildings	0.6%
Mobile homes	15.3%
Median rooms	6.1
Avg household size (owned)	3.25

Year built

Era	%
2020 or later	3.0%
2010–2019	25.2%
2000–2009	30.1%
1990–1999	12.6%
1980–1989	15.3%
1970–1979	6.2%
1960–1969	2.3%
1950–1959	1.2%
1940–1949	1.4%
1939 or earlier	2.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	2.3%
2 bedrooms	19.0%
3 bedrooms	43.9%
4 bedrooms	27.3%
5+ bedrooms	6.8%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	29.4%
2 vehicles	42.9%
3 or more	24.7%

Heating fuel

Fuel type	%
Utility gas	1.4%
Electricity	93.3%
Propane / LP gas	1.6%
Fuel oil	0.1%
Wood	0.2%
Solar	1.6%
No fuel used	1.8%

Households & families

Household type	Count	%
Married-couple family	16,197	58.8%
Cohabiting couple	2,465	8.5%
Male householder, no spouse	3,469	11.5%
Female householder, no spouse	6,450	21.3%
Households with children under 18	10,540	37.2%
Households with seniors (65+)	7,857	29.0%
Average household size	3.30

Marital status

Status	Male	Female
Never married	31.7%	25.8%
Married	53.1%	47.2%
Separated	2.2%	2.3%
Widowed	3.0%	7.7%
Divorced	10.1%	17.1%

Education

Less than 9th grade 4.2%

Some HS, no diploma 6.2%

HS graduate 28.7%

Some college, no degree 19.8%

Associate's degree 12.1%

Bachelor's degree 19.7%

Graduate / professional 9.4%

Metric	%
HS diploma or higher	89.6%
Bachelor's or higher	29.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1,566	6.5%
Kindergarten	946	3.9%
Elementary school	10,931	44.7%
High school	5,789	22.0%
College / grad school	6,429	23.0%

Employment

Industry of employment

Education & healthcare 19.9%

Retail trade 13.2%

Arts, food & hospitality 12.6%

Transportation & utilities 11.8%

Professional & management 9.5%

Construction 8.2%

Finance & real estate 7.6%

Manufacturing 4.5%

Public administration 4.4%

Other services 3.4%

Wholesale trade 2.9%

Agriculture & mining 1.4%

Information 0.7%

Occupation

Category	%
Management, business & arts	38.3%
Service	14.2%
Sales & office	26.5%
Natural resources & construction	8.4%
Production & transportation	12.7%

Employment type

Type	%
Private sector	80.2%
Government	14.4%
Self-employed	4.4%
Unpaid family workers	1.1%

Commute

Method	%
Drive alone	76.1%
Carpool	8.2%
Public transit	0.0%
Walk	0.5%
Other means	1.1%
Avg commute (minutes)	37.2

Poverty

All people 10.4%

Under 18 years 10.4%

18 and over 10.7%

Married-couple families 6.1%

Female-led households 16.5%

Income support

Source	% of households
Social Security	31.0%
Retirement income	23.7%
Supplemental Security	4.4%
Cash public assistance	5.1%
Food stamps / SNAP	12.5%

Health indicators

Condition	%
High blood pressure	32.5%
High cholesterol	31.4%
Heart disease	6.1%
Stroke	3.0%
Asthma	8.8%
Arthritis	23.6%
Kidney disease	2.8%
Pulmonary disease	7.7%
Cancer	6.1%

Behavior / access	%
Binge drinking	16.7%
No physical activity	27.5%
Less than 7 hrs sleep	34.8%
Fair or poor health	15.9%
Poor mental health	15.9%
Poor physical health	11.5%
No health insurance	21.6%
Visited doctor (checkup)	73.2%
Visited dentist	55.7%
Cholesterol screening	89.9%
Teeth loss	14.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	6,162	8.8%

Disability	%
Any disability	13.8%
Under 18	5.5%
18–64 years	13.3%
65 and over	34.4%

Health insurance coverage

Type	%
Private insurance	67.0%
Public insurance	34.5%
Uninsured under 19	4.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	88,250	92.5%
Spanish	10,781	11.0%
Other Indo-European	9,416	9.8%
Asian & Pacific Islander	975	0.9%
Other languages	230	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	82,234	87.8%
Born in same state	70,884	76.5%
Born in different state	32,624	35.6%
Foreign born	11,350	11.3%
Naturalized citizen	12,193	12.3%
Not a US citizen	7,021	57.0%

Ancestry

Ancestry	Count	%
Italian	7,334	7.8%
French	7,114	7.5%
Arab	4,372	4.6%
English	814	0.9%
Polish	502	0.5%

Ancestry	Count	%
German	458	0.5%
Irish	332	0.4%
Dutch	86	0.1%
Norwegian	75	0.1%

Technology access

Metric	% of households
Computer access	30.2%
Internet access	97.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Saint Cloud, FL have?

Saint Cloud, FL has 4 ZIP codes: 34769, 34771, 34772, and 34773. Each ZIP code serves a distinct delivery area within the city and surrounding region.