Saco ZIP Code List — Phillips County, MT

There is one unique ZIP code in Saco, Montana and it is 59261. Area code: 406.

ZIP codes

761.74

sq mi land

9.19

sq mi water

406

area code

Saco, MT ZIP code map

About Saco, MT

Saco is a small city located in the state of Montana, situated within the boundaries of Phillips County. Known for its rich agricultural landscape and friendly community, Saco embodies the charm of rural Montana living. The city offers a peaceful atmosphere, making it an ideal place for those seeking tranquility and a slower pace of life.

Location & geography

Saco is located in northeastern Montana and covers a vast expanse of land, amounting to 761.74 square miles. The city lies approximately 27 miles southwest of Glasgow and about 35 miles north of Malta, providing convenient access to neighboring communities. The area includes both land and water features, with 9.19 square miles designated as water, showcasing the region's diverse terrain.

Community & economy

The character of Saco is defined by its close-knit community and a sense of belonging among its residents. The local economy is primarily driven by agriculture, with farming and ranching being the essential industries in the area. Daily life in Saco is shaped by friendly interactions, community events, and a strong emphasis on family values.

Transportation

Saco is accessible via Montana Highway 2, which connects it to other key destinations in the region. The nearest commercial airport is located in Glasgow, allowing residents and visitors to travel further afield. Public transportation options are limited, reflecting the small-town nature of the community.

History

Saco was established in the early 20th century and developed as a vital agricultural hub in Phillips County. The region has witnessed significant agricultural growth, particularly in wheat and cattle farming, which remain essential to its economy. Notable events in the city's history include the establishment of the railway, which opened up trade routes and bolstered local commerce.

Did you know?

One surprising fact about Saco is that despite its small population, it hosts a vibrant community spirit through various local events and gatherings. Additionally, it is home to the annual Saco Rodeo, which attracts visitors from surrounding areas, highlighting the city's commitment to preserving its cowboy culture.

ZIP codes for Saco, MT (1)

ZIP code	City	County	Map
59261	Saco	Phillips	View map

Demographics & statistics

407

Population

58.3

Median age

$59,286

Median household income

$30,083

Per capita income

$169,300

Median home value

$585

Median monthly rent

76.7%

Home ownership

21.1%

Poverty rate

0.5%

Unemployment

319

Housing units

17.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	70	17.2%
18 and over	337	82.8%
65 and over	131	32.2%
Median age	58.3 years

Race & ethnicity

White 95.1%

American Indian / Alaska Native 2.9%

Two or more races 1.2%

Hispanic or Latino 0.7%

Group	Count	%
White	390	95.1%
American Indian / Alaska Native	12	2.9%
Two or more races	5	1.2%
Hispanic or Latino	3	0.7%

Household income

Under $10k 5.1%

$10k–$15k 2.3%

$15k–$25k 10.8%

$25k–$35k 11.4%

$35k–$50k 11.9%

$50k–$75k 27.3%

$75k–$100k 9.1%

$100k–$150k 19.3%

$200k+ 2.8%

Range	% of households
Under $10k	5.1%
$10k–$15k	2.3%
$15k–$25k	10.8%
$25k–$35k	11.4%
$35k–$50k	11.9%
$50k–$75k	27.3%
$75k–$100k	9.1%
$100k–$150k	19.3%
$200k+	2.8%
Median income	$59,286

Housing

Home values

Under $50k 12.6%

$50k–$100k 17.0%

$100k–$150k 14.1%

$150k–$200k 20.0%

$200k–$300k 25.2%

$300k–$500k 3.7%

$500k–$1M 5.2%

$1M+ 2.2%

Housing overview

Metric	Value
Median home value	$169,300
Median rent / month	$585
Owner occupied	76.7%
Renter occupied	23.3%
Vacant	51.1%
Single-family detached	91.1%
Large apartment buildings	0.0%
Mobile homes	8.9%
Median rooms	4.4
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	0.0%
2010–2019	6.7%
2000–2009	11.4%
1990–1999	7.8%
1980–1989	3.1%
1970–1979	10.6%
1960–1969	6.4%
1950–1959	9.2%
1940–1949	6.4%
1939 or earlier	38.6%

Bedrooms

Size	% of units
No bedroom (studio)	3.6%
1 bedroom	25.3%
2 bedrooms	30.3%
3 bedrooms	15.8%
4 bedrooms	17.8%
5+ bedrooms	7.2%

Vehicles per household

Vehicles	% of households
No vehicle	4.5%
1 vehicle	25.6%
2 vehicles	26.7%
3 or more	43.2%

Heating fuel

Fuel type	%
Utility gas	81.3%
Electricity	4.0%
Propane / LP gas	12.5%

Households & families

Household type	Count	%
Married-couple family	76	43.2%
Cohabiting couple	18	10.2%
Male householder, no spouse	40	22.7%
Female householder, no spouse	42	23.9%
Households with children under 18	37	21.0%
Households with seniors (65+)	84	47.7%
Average household size	2.31

Marital status

Status	Male	Female
Never married	19.7%	24.4%
Married	51.1%	53.6%
Separated	0.0%	1.8%
Widowed	3.9%	11.9%
Divorced	25.3%	8.3%

Education

Less than 9th grade 4.7%

Some HS, no diploma 2.0%

HS graduate 52.8%

Some college, no degree 21.1%

Associate's degree 2.0%

Bachelor's degree 11.0%

Graduate / professional 6.4%

Metric	%
HS diploma or higher	93.3%
Bachelor's or higher	17.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	13	26.5%
Kindergarten	4	8.2%
Elementary school	14	28.6%
High school	9	18.4%
College / grad school	9	18.4%

Employment

Industry of employment

Agriculture & mining 25.8%

Education & healthcare 21.4%

Arts, food & hospitality 15.9%

Retail trade 13.7%

Finance & real estate 7.1%

Construction 5.5%

Transportation & utilities 4.9%

Other services 1.6%

Public administration 1.6%

Professional & management 1.1%

Wholesale trade 0.5%

Information 0.5%

Occupation

Category	%
Management, business & arts	27.5%
Service	25.8%
Sales & office	17.0%
Natural resources & construction	19.8%
Production & transportation	9.9%

Employment type

Type	%
Private sector	65.4%
Government	19.2%
Self-employed	14.8%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	62.1%
Carpool	7.1%
Public transit	0.0%
Walk	6.0%
Other means	1.6%
Avg commute (minutes)	24.4

Poverty

All people 21.1%

Under 18 years 42.9%

18 and over 16.6%

Married-couple families 5.3%

Female-led households 33.3%

Income support

Source	% of households
Social Security	43.8%
Retirement income	26.1%
Supplemental Security	5.7%
Cash public assistance	0.0%
Food stamps / SNAP	2.8%

Health indicators

Condition	%
High blood pressure	35.5%
High cholesterol	33.6%
Heart disease	8.4%
Stroke	3.9%
Asthma	10.1%
Arthritis	31.2%
Kidney disease	3.5%
Pulmonary disease	8.6%
Cancer	8.5%

Behavior / access	%
Binge drinking	18.6%
No physical activity	25.5%
Less than 7 hrs sleep	32.1%
Fair or poor health	15.4%
Poor mental health	12.7%
Poor physical health	12.5%
No health insurance	12.2%
Visited doctor (checkup)	70.7%
Visited dentist	60.2%
Cholesterol screening	90.2%
Teeth loss	15.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	39	11.6%

Disability	%
Any disability	19.7%
Under 18	1.4%
18–64 years	16.5%
65 and over	34.4%

Health insurance coverage

Type	%
Private insurance	52.3%
Public insurance	62.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	364	89.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	407	100.0%
Born in same state	407	100.0%
Born in different state	304	74.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	73	17.9%
Polish	67	16.5%
French	59	14.5%
Dutch	19	4.7%

Ancestry	Count	%
Italian	15	3.7%
German	13	3.2%
English	5	1.2%

Technology access

Metric	% of households
Computer access	43.2%
Internet access	89.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Saco, MT?

Saco, MT has one ZIP code: 59261.

What is the main ZIP code for Saco, MT?

The primary ZIP code for Saco, MT is 59261. The city uses area code 406 for phone service.

What county is Saco, MT in?

Saco is located in Phillips County, Montana.

How many ZIP codes are in Saco, MT?

Saco, MT has 1 ZIP code.

What ZIP code should I use for mailing packages to businesses in downtown Saco, Montana?

All mail addressed to downtown Saco, including local businesses and government offices, should use ZIP code 59261.

Is there a specific ZIP code for the Saco area in Phillips County, Montana?

Yes, the entire Saco community in Phillips County uses the single ZIP code 59261 for all mail delivery.