Rock Island ZIP Codes — Warren County, TN

There is one unique ZIP code in Rock Island, Tennessee and it is 38581. Area code: 931.

ZIP codes

97.97

sq mi land

1.05

sq mi water

931

area code

Rock Island, TN ZIP code map

About Rock Island, TN

Rock Island, Tennessee is a small, charming community situated within Warren County. Known for its picturesque scenery and outdoor recreational opportunities, the town is a perfect escape for nature enthusiasts. With a rich history and a close-knit community, Rock Island offers both tranquility and a welcoming atmosphere for residents and visitors alike.

Location & geography

Rock Island is located in the central part of Tennessee, approximately 10 miles from McMinnville, the county seat of Warren County. The town is bordered by beautiful rolling hills and is home to a mix of rural landscapes and areas near the Caney Fork River. Covering a total area of 97.97 square miles, of which 1.05 square miles is water, Rock Island provides a serene environment for various outdoor activities.

Community & economy

The character of Rock Island is defined by its friendly residents and a strong sense of community. Agriculture and small businesses play a significant role in the local economy, alongside a growing interest in tourism, particularly around the state parks and natural attractions. Daily life in Rock Island is often centered around community events and outdoor activities, highlighting the town's connection with nature.

Transportation

Rock Island is accessible via several major highways, including U.S. Route 70S, providing convenient connections to neighboring cities. The nearest airport is the Airport in McMinnville, located about 10 miles away, which offers limited commercial flights. The area primarily relies on personal vehicles for daily transportation, given its rural setting.

History

Rock Island was established in the 19th century, with its fortunes closely tied to the local waterways and agriculture. Historically, the town has been known for its natural beauty and has attracted visitors to nearby historical sites and parks. Notable events include the development of local industries that took advantage of the area's natural resources, influencing the community's growth.

Did you know?

One little-known fact about Rock Island is its proximity to the stunning Rock Island State Park, which features breathtaking waterfalls and scenic hiking trails. The town's rich natural resources have made it an ideal destination for fishing and camping enthusiasts.

ZIP codes for Rock Island, TN (1)

ZIP code	City	County	Map
38581	Rock Island	Warren	View map

Demographics & statistics

3,816

Population

46.8

Median age

$44,354

Median household income

$25,467

Per capita income

$119,200

Median home value

$814

Median monthly rent

78.7%

Home ownership

24.3%

Poverty rate

3.2%

Unemployment

1,672

Housing units

11.9%

Bachelor's or higher

Age distribution

Male Female

111

Under 5

5–9

129

10–14

115

15–19

102

20–24

103

25–34

291

35–44

258

331

45–54

294

190

55–59

168

156

60–64

138

219

65–74

194

181

75–84

160

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	775	20.3%
18 and over	3,041	79.7%
65 and over	788	20.6%
Median age	46.8 years

Race & ethnicity

White 89.2%

Hispanic or Latino 4.2%

Two or more races 3.1%

Other race 2.3%

Native Hawaiian / Pacific Islander 0.5%

Black or African American 0.4%

Asian 0.4%

Group	Count	%
White	3,551	89.2%
Hispanic or Latino	167	4.2%
Two or more races	125	3.1%
Other race	91	2.3%
Native Hawaiian / Pacific Islander	21	0.5%
Black or African American	14	0.4%
Asian	14	0.4%

Household income

Under $10k 8.1%

$10k–$15k 2.2%

$15k–$25k 13.5%

$25k–$35k 16.8%

$35k–$50k 13.3%

$50k–$75k 21.2%

$75k–$100k 9.3%

$100k–$150k 9.9%

$150k–$200k 5.1%

$200k+ 0.5%

Range	% of households
Under $10k	8.1%
$10k–$15k	2.2%
$15k–$25k	13.5%
$25k–$35k	16.8%
$35k–$50k	13.3%
$50k–$75k	21.2%
$75k–$100k	9.3%
$100k–$150k	9.9%
$150k–$200k	5.1%
$200k+	0.5%
Median income	$44,354

Housing

Home values

Under $50k 9.5%

$50k–$100k 27.3%

$100k–$150k 24.7%

$150k–$200k 10.5%

$200k–$300k 10.5%

$300k–$500k 12.0%

$500k–$1M 4.7%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$119,200
Median rent / month	$814
Owner occupied	78.7%
Renter occupied	21.3%
Vacant	17.9%
Single-family detached	76.6%
Large apartment buildings	0.0%
Mobile homes	21.8%
Median rooms	5.8
Avg household size (owned)	2.22

Year built

Era	%
2020 or later	0.0%
2010–2019	4.1%
2000–2009	10.9%
1990–1999	15.0%
1980–1989	14.4%
1970–1979	19.4%
1960–1969	12.7%
1950–1959	7.2%
1940–1949	9.2%
1939 or earlier	7.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.7%
2 bedrooms	21.1%
3 bedrooms	69.0%
4 bedrooms	5.0%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	10.9%
1 vehicle	21.8%
2 vehicles	35.1%
3 or more	32.2%

Heating fuel

Fuel type	%
Utility gas	11.6%
Electricity	76.8%
Propane / LP gas	2.3%
Fuel oil	1.0%
Wood	5.2%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	760	45.7%
Cohabiting couple	35	2.1%
Male householder, no spouse	486	29.2%
Female householder, no spouse	382	23.0%
Households with children under 18	464	27.9%
Households with seniors (65+)	565	34.0%
Average household size	2.28

Marital status

Status	Male	Female
Never married	20.1%	12.1%
Married	50.6%	56.5%
Separated	1.5%	2.2%
Widowed	4.2%	12.3%
Divorced	23.6%	16.9%

Education

Less than 9th grade 6.6%

Some HS, no diploma 6.6%

HS graduate 53.1%

Some college, no degree 17.6%

Associate's degree 4.2%

Bachelor's degree 6.8%

Graduate / professional 5.0%

Metric	%
HS diploma or higher	86.8%
Bachelor's or higher	11.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	62	8.4%
Kindergarten	11	1.5%
Elementary school	333	45.0%
High school	209	28.2%
College / grad school	125	16.9%

Employment

Industry of employment

Education & healthcare 22.9%

Manufacturing 16.5%

Construction 14.8%

Professional & management 9.1%

Retail trade 7.8%

Other services 7.4%

Arts, food & hospitality 6.9%

Agriculture & mining 6.1%

Transportation & utilities 4.6%

Public administration 1.7%

Finance & real estate 1.6%

Wholesale trade 0.6%

Occupation

Category	%
Management, business & arts	24.0%
Service	14.5%
Sales & office	13.3%
Natural resources & construction	22.2%
Production & transportation	26.0%

Employment type

Type	%
Private sector	67.6%
Government	13.2%
Self-employed	19.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.5%
Carpool	11.2%
Public transit	0.6%
Walk	0.0%
Other means	0.0%
Avg commute (minutes)	33.2

Poverty

All people 24.3%

Under 18 years 45.5%

18 and over 18.9%

Married-couple families 15.0%

Female-led households 18.3%

Income support

Source	% of households
Social Security	41.4%
Retirement income	26.6%
Supplemental Security	4.1%
Cash public assistance	2.1%
Food stamps / SNAP	9.5%

Health indicators

Condition	%
High blood pressure	40.3%
High cholesterol	38.2%
Heart disease	8.3%
Stroke	3.9%
Asthma	10.8%
Arthritis	32.3%
Kidney disease	3.3%
Pulmonary disease	11.0%
Cancer	6.8%

Behavior / access	%
Binge drinking	14.3%
No physical activity	28.5%
Less than 7 hrs sleep	35.8%
Fair or poor health	20.3%
Poor mental health	18.0%
Poor physical health	13.8%
No health insurance	18.9%
Visited doctor (checkup)	74.3%
Visited dentist	52.1%
Cholesterol screening	89.2%
Teeth loss	21.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	235	7.7%

Disability	%
Any disability	20.3%
Under 18	14.2%
18–64 years	13.7%
65 and over	45.3%

Health insurance coverage

Type	%
Private insurance	56.8%
Public insurance	44.4%
Uninsured under 19	11.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,607	94.5%
Spanish	71	2.0%
Other Indo-European	71	2.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,611	94.6%
Born in same state	3,604	94.4%
Born in different state	2,839	74.4%
Foreign born	7	0.2%
Naturalized citizen	205	5.4%
Not a US citizen	60	29.3%

Ancestry

Ancestry	Count	%
French	845	22.1%
Arab	702	18.4%

Ancestry	Count	%
Italian	233	6.1%
English	8	0.2%

Technology access

Metric	% of households
Computer access	43.6%
Internet access	88.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Rock Island, TN have?

Rock Island, TN has one ZIP code: 38581. Each ZIP code serves a distinct delivery area within the city and surrounding region.