Pontotoc ZIP Code List — Pontotoc County, MS

There is one unique ZIP code in Pontotoc, Mississippi and it is 38863. Area code: 662.

ZIP codes

289.80

sq mi land

1.70

sq mi water

662

area code

Pontotoc, MS ZIP code map

About Pontotoc, MS

Pontotoc is a charming city located in Pontotoc County, Mississippi. Known for its rich history and vibrant community, it serves as a focal point of culture and commerce in the region. With its small-town atmosphere, Pontotoc offers a welcoming environment for residents and visitors alike.

Location & geography

Nestled in the northeastern part of Mississippi, Pontotoc is approximately 20 miles south of Tupelo and about 15 miles northwest of New Albany. The city spans a total land area of 289.80 square miles, complemented by a water area of 1.70 square miles. This diverse geography features gently rolling hills, with ample natural beauty surrounding the community.

Community & economy

Pontotoc boasts a close-knit community where friendly interactions are commonplace and local events foster camaraderie among residents. The economy is driven by various industries, including agriculture, manufacturing, and retail, which provide employment opportunities and support local families. Daily life in Pontotoc is characterized by a strong sense of community, with events like the annual Pontotoc Heritage Festival celebrating local culture and history.

Transportation

The city is accessible via major routes such as U.S. Highway 45, which connects it to significant nearby cities and regions. The nearest airport is Tupelo Regional Airport, located about 20 miles away, offering regional flights for travelers. Public transit options are limited, but the city is well connected by roads for personal and commercial transport.

History

Pontotoc was founded in the early 1830s, serving as a trade center for nearby agricultural communities. The city has historically been involved in cotton production and manufacturing, with its economy evolving to include various sectors over the years. Notable events include the establishment of the Pontotoc County Courthouse, which is a significant landmark reflecting the city's historical architecture.

Did you know?

One surprising fact about Pontotoc is its name, which means 'rock' in the Chickasaw language, reflecting the area's Native American heritage. Additionally, the city hosts the annual Pontotoc Heritage Festival, which showcases local crafts, music, and food, attracting visitors from across the region.

ZIP codes for Pontotoc, MS (1)

ZIP code	City	County	Map
38863	Pontotoc	Pontotoc	View map

Demographics & statistics

18,465

Population

36.6

Median age

$54,641

Median household income

$26,940

Per capita income

$139,600

Median home value

$814

Median monthly rent

69.7%

Home ownership

16.8%

Poverty rate

3.3%

Unemployment

6,085

Housing units

19.8%

Bachelor's or higher

Age distribution

Male Female

578

Under 5

656

712

5–9

808

634

10–14

720

500

15–19

568

370

20–24

419

1,275

25–34

1,448

991

35–44

1,125

1,082

45–54

1,228

604

55–59

685

583

60–64

661

768

65–74

872

388

75–84

440

164

85+

186

← Male

Female →

Age summary

Group	Count	%
Under 18	4,875	26.4%
18 and over	13,590	73.6%
65 and over	2,818	15.3%
Median age	36.6 years

Race & ethnicity

White 68.9%

Black or African American 15.7%

Hispanic or Latino 6.3%

Other race 5.4%

Two or more races 3.5%

American Indian / Alaska Native 0.3%

Group	Count	%
White	13,573	68.9%
Black or African American	3,086	15.7%
Hispanic or Latino	1,237	6.3%
Other race	1,058	5.4%
Two or more races	696	3.5%
American Indian / Alaska Native	52	0.3%

Household income

Under $10k 7.3%

$10k–$15k 4.1%

$15k–$25k 9.5%

$25k–$35k 11.3%

$35k–$50k 14.2%

$50k–$75k 17.2%

$75k–$100k 14.3%

$100k–$150k 14.8%

$150k–$200k 4.9%

$200k+ 2.3%

Range	% of households
Under $10k	7.3%
$10k–$15k	4.1%
$15k–$25k	9.5%
$25k–$35k	11.3%
$35k–$50k	14.2%
$50k–$75k	17.2%
$75k–$100k	14.3%
$100k–$150k	14.8%
$150k–$200k	4.9%
$200k+	2.3%
Median income	$54,641

Housing

Home values

Under $50k 14.3%

$50k–$100k 19.1%

$100k–$150k 21.0%

$150k–$200k 15.3%

$200k–$300k 19.0%

$300k–$500k 9.3%

$500k–$1M 0.6%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$139,600
Median rent / month	$814
Owner occupied	69.7%
Renter occupied	30.3%
Vacant	15.3%
Single-family detached	68.9%
Large apartment buildings	0.5%
Mobile homes	23.8%
Median rooms	5.9
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.7%
2010–2019	8.5%
2000–2009	15.0%
1990–1999	18.9%
1980–1989	12.0%
1970–1979	15.5%
1960–1969	8.7%
1950–1959	12.0%
1940–1949	2.1%
1939 or earlier	6.8%

Bedrooms

Size	% of units
No bedroom (studio)	4.2%
1 bedroom	7.0%
2 bedrooms	17.3%
3 bedrooms	49.2%
4 bedrooms	19.5%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	3.1%
1 vehicle	29.3%
2 vehicles	34.0%
3 or more	33.6%

Heating fuel

Fuel type	%
Utility gas	36.9%
Electricity	52.5%
Propane / LP gas	7.4%
Wood	2.7%

Households & families

Household type	Count	%
Married-couple family	3,646	52.6%
Cohabiting couple	220	3.2%
Male householder, no spouse	999	14.4%
Female householder, no spouse	2,067	29.8%
Households with children under 18	2,725	39.3%
Households with seniors (65+)	2,200	31.7%
Average household size	2.63

Marital status

Status	Male	Female
Never married	26.2%	22.3%
Married	61.8%	48.3%
Separated	0.7%	3.9%
Widowed	3.4%	14.5%
Divorced	7.9%	11.1%

Education

Less than 9th grade 7.6%

Some HS, no diploma 9.2%

HS graduate 28.5%

Some college, no degree 23.8%

Associate's degree 11.0%

Bachelor's degree 11.1%

Graduate / professional 8.7%

Metric	%
HS diploma or higher	83.1%
Bachelor's or higher	19.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	497	11.1%
Kindergarten	290	6.5%
Elementary school	2,164	48.2%
High school	868	19.3%
College / grad school	667	14.9%

Employment

Industry of employment

Education & healthcare 24.0%

Manufacturing 19.5%

Retail trade 14.5%

Finance & real estate 8.5%

Transportation & utilities 7.0%

Arts, food & hospitality 5.9%

Construction 4.9%

Other services 4.8%

Professional & management 4.7%

Public administration 2.7%

Information 1.3%

Agriculture & mining 1.1%

Wholesale trade 1.0%

Occupation

Category	%
Management, business & arts	27.5%
Service	16.0%
Sales & office	25.0%
Natural resources & construction	6.9%
Production & transportation	24.6%

Employment type

Type	%
Private sector	80.9%
Government	15.2%
Self-employed	3.6%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	84.9%
Carpool	11.6%
Public transit	0.0%
Walk	0.2%
Other means	1.5%
Avg commute (minutes)	25.9

Poverty

All people 16.8%

Under 18 years 27.2%

18 and over 13.1%

Married-couple families 5.9%

Female-led households 36.6%

Income support

Source	% of households
Social Security	33.4%
Retirement income	20.9%
Supplemental Security	5.9%
Cash public assistance	1.3%
Food stamps / SNAP	10.7%

Health indicators

Condition	%
High blood pressure	39.6%
High cholesterol	36.6%
Heart disease	7.5%
Stroke	3.9%
Asthma	9.9%
Arthritis	29.7%
Kidney disease	3.3%
Pulmonary disease	8.5%
Cancer	6.4%

Behavior / access	%
Binge drinking	14.0%
No physical activity	28.9%
Less than 7 hrs sleep	32.4%
Fair or poor health	20.5%
Poor mental health	15.7%
Poor physical health	12.0%
No health insurance	20.9%
Visited doctor (checkup)	76.0%
Visited dentist	54.6%
Cholesterol screening	87.3%
Teeth loss	18.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	876	6.4%

Disability	%
Any disability	18.3%
Under 18	3.4%
18–64 years	18.0%
65 and over	47.1%

Health insurance coverage

Type	%
Private insurance	63.2%
Public insurance	36.7%
Uninsured under 19	2.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,231	93.3%
Spanish	546	3.2%
Other Indo-European	529	3.1%
Asian & Pacific Islander	17	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	17,934	97.1%
Born in same state	17,790	96.3%
Born in different state	14,056	76.1%
Foreign born	144	0.8%
Naturalized citizen	531	2.9%
Not a US citizen	132	24.9%

Ancestry

Ancestry	Count	%
Arab	3,203	17.3%
Italian	1,556	8.4%

Ancestry	Count	%
French	1,381	7.5%
English	100	0.5%

Technology access

Metric	% of households
Computer access	37.5%
Internet access	87.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Pontotoc, MS?

Pontotoc, MS has one ZIP code: 38863.

What is the main ZIP code for Pontotoc, MS?

The primary ZIP code for Pontotoc, MS is 38863. The city uses area code 662 for phone service.

What county is Pontotoc, MS in?

Pontotoc is located in Pontotoc County, Mississippi.

How many ZIP codes are in Pontotoc, MS?

Pontotoc, MS has 1 ZIP code.

What ZIP code should I use when mailing a package to the Pontotoc City Hall located in downtown Pontotoc?

Downtown Pontotoc, including City Hall, uses the ZIP code 38863, which serves the entire city of Pontotoc, Mississippi.

What is the ZIP code for businesses and residents in the historic courthouse district of Pontotoc, MS?

The Pontotoc County Courthouse district and surrounding historic downtown area are located in ZIP code 38863, the sole ZIP code serving Pontotoc.