Philo ZIP Codes — Champaign County, IL

There is one unique ZIP code in Philo, Illinois and it is 61864. Area code: 217.

ZIP codes

22.90

sq mi land

0.02

sq mi water

217

area code

Philo, IL ZIP code map

About Philo, IL

Philo is a charming village located in Champaign County, Illinois. This small town, with its close-knit community, offers a glimpse into the heart of rural Illinois living. Surrounded by beautiful farmland, Philo is known for its peaceful atmosphere and friendly residents.

Location & geography

Philo is positioned approximately 10 miles southwest of Champaign-Urbana, making it conveniently accessible to larger city amenities while maintaining its rural charm. The village covers a total area of 22.90 square miles, with a minimal water area of 0.02 square miles. The terrain features lovely landscapes typical of central Illinois, characterized by open fields and scenic views.

Community & economy

The community of Philo is tight-knit, with a strong sense of local pride and engagement among residents. Predominantly rural, it supports agriculture and farming as critical industries that contribute to its economy and culture. Daily life in Philo reflects a slower pace, with community events and local gatherings fostering a vibrant social environment.

Transportation

Philo is easily accessible via several highways, with Illinois Route 130 being the main roadway traversing the area. The closest major airports include the University of Illinois Willard Airport, located approximately 12 miles away in Savoy. Public transportation options may be limited, but the village's location allows for easy commuting to nearby urban centers.

History

Philo was founded in the late 19th century, originally serving as a farming community that quickly developed its infrastructure. Key industries included agriculture, which has remained pertinent throughout Philo’s history. Over the years, the village has seen essential developments, such as local schools and shops, contributing to its growth.

Did you know?

One surprising fact about Philo is that it has just one ZIP code, 61864, highlighting its small size and close community. Additionally, despite its rural setting, Philo has a rich agricultural heritage that shapes its local culture and identity.

ZIP codes for Philo, IL (1)

ZIP code	City	County	Map
61864	Philo	Champaign	View map

Demographics & statistics

1,754

Population

36.5

Median age

$90,000

Median household income

$33,274

Per capita income

$194,200

Median home value

$1,054

Median monthly rent

88.7%

Home ownership

6.8%

Poverty rate

0.8%

Unemployment

527

Housing units

32.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

101

25–34

125

35–44

115

128

45–54

118

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	470	26.8%
18 and over	1,284	73.2%
65 and over	280	16.0%
Median age	36.5 years

Race & ethnicity

White 98.7%

Two or more races 0.7%

Hispanic or Latino 0.6%

Group	Count	%
White	1,741	98.7%
Two or more races	13	0.7%
Hispanic or Latino	10	0.6%

Household income

Under $10k 5.7%

$10k–$15k 0.5%

$15k–$25k 4.5%

$25k–$35k 4.3%

$35k–$50k 8.4%

$50k–$75k 15.9%

$75k–$100k 13.6%

$100k–$150k 29.4%

$150k–$200k 11.6%

$200k+ 5.9%

Range	% of households
Under $10k	5.7%
$10k–$15k	0.5%
$15k–$25k	4.5%
$25k–$35k	4.3%
$35k–$50k	8.4%
$50k–$75k	15.9%
$75k–$100k	13.6%
$100k–$150k	29.4%
$150k–$200k	11.6%
$200k+	5.9%
Median income	$90,000

Housing

Home values

Under $50k 2.4%

$50k–$100k 1.2%

$100k–$150k 15.6%

$150k–$200k 35.2%

$200k–$300k 23.6%

$300k–$500k 20.4%

$500k–$1M 1.2%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$194,200
Median rent / month	$1,054
Owner occupied	88.7%
Renter occupied	11.3%
Vacant	5.4%
Single-family detached	97.8%
Large apartment buildings	0.0%
Mobile homes	0.3%
Median rooms	6.4
Avg household size (owned)	3.13

Year built

Era	%
2020 or later	0.0%
2010–2019	1.9%
2000–2009	11.2%
1990–1999	19.3%
1980–1989	13.6%
1970–1979	8.0%
1960–1969	15.8%
1950–1959	7.1%
1940–1949	3.1%
1939 or earlier	20.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.0%
2 bedrooms	9.7%
3 bedrooms	61.0%
4 bedrooms	22.9%
5+ bedrooms	5.4%

Vehicles per household

Vehicles	% of households
No vehicle	0.5%
1 vehicle	22.8%
2 vehicles	38.9%
3 or more	37.8%

Heating fuel

Fuel type	%
Utility gas	69.2%
Electricity	22.0%
Propane / LP gas	5.7%

Households & families

Household type	Count	%
Married-couple family	379	67.9%
Cohabiting couple	58	10.4%
Male householder, no spouse	58	10.4%
Female householder, no spouse	63	11.3%
Households with children under 18	239	42.8%
Households with seniors (65+)	188	33.7%
Average household size	3.14

Marital status

Status	Male	Female
Never married	40.6%	26.4%
Married	50.7%	56.4%
Separated	1.2%	0.3%
Widowed	1.5%	9.9%
Divorced	6.1%	7.0%

Education

Less than 9th grade 2.2%

Some HS, no diploma 7.0%

HS graduate 29.9%

Some college, no degree 18.3%

Associate's degree 10.6%

Bachelor's degree 21.3%

Graduate / professional 10.7%

Metric	%
HS diploma or higher	90.8%
Bachelor's or higher	32.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	34	6.3%
Kindergarten	16	2.9%
Elementary school	181	33.3%
High school	178	32.8%
College / grad school	134	24.7%

Employment

Industry of employment

Education & healthcare 34.1%

Arts, food & hospitality 10.2%

Agriculture & mining 9.5%

Retail trade 9.4%

Construction 8.6%

Transportation & utilities 5.6%

Professional & management 4.9%

Finance & real estate 4.2%

Manufacturing 3.8%

Wholesale trade 3.0%

Other services 2.5%

Public administration 2.4%

Information 1.8%

Occupation

Category	%
Management, business & arts	40.5%
Service	12.6%
Sales & office	21.8%
Natural resources & construction	12.5%
Production & transportation	12.6%

Employment type

Type	%
Private sector	72.2%
Government	22.5%
Self-employed	5.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.6%
Carpool	3.9%
Public transit	0.0%
Walk	0.7%
Other means	0.0%
Avg commute (minutes)	18.7

Poverty

All people 6.8%

Under 18 years 8.7%

18 and over 6.1%

Married-couple families 0.8%

Female-led households 5.6%

Income support

Source	% of households
Social Security	30.6%
Retirement income	27.4%
Supplemental Security	7.9%
Cash public assistance	0.0%
Food stamps / SNAP	1.4%

Health indicators

Condition	%
High blood pressure	29.7%
High cholesterol	31.3%
Heart disease	5.6%
Stroke	2.6%
Asthma	9.4%
Arthritis	25.3%
Kidney disease	2.5%
Pulmonary disease	6.1%
Cancer	6.6%

Behavior / access	%
Binge drinking	16.1%
No physical activity	19.5%
Less than 7 hrs sleep	31.0%
Fair or poor health	11.4%
Poor mental health	12.5%
Poor physical health	8.8%
No health insurance	8.4%
Visited doctor (checkup)	77.0%
Visited dentist	71.1%
Cholesterol screening	90.5%
Teeth loss	11.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	61	4.8%

Disability	%
Any disability	14.1%
Under 18	3.2%
18–64 years	13.3%
65 and over	35.4%

Health insurance coverage

Type	%
Private insurance	86.4%
Public insurance	28.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,648	94.0%
Spanish	3	0.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	3	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,751	99.8%
Born in same state	1,744	99.4%
Born in different state	1,571	89.6%
Foreign born	7	0.4%
Naturalized citizen	3	0.2%
Not a US citizen	2	66.7%

Ancestry

Ancestry	Count	%
Italian	285	16.2%
French	183	10.4%
Arab	38	2.2%
Polish	24	1.4%

Ancestry	Count	%
English	11	0.6%
Dutch	7	0.4%
Norwegian	3	0.2%
Irish	2	0.1%

Technology access

Metric	% of households
Computer access	31.8%
Internet access	99.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Philo, IL have?

Philo, IL has one ZIP code: 61864. Each ZIP code serves a distinct delivery area within the city and surrounding region.