Palm Coast ZIP Code List — Flagler County, FL

There are 5 unique ZIP codes in Palm Coast, Florida. Area code: 386.

ZIP codes

94.92

sq mi land

5.94

sq mi water

386

area code

Palm Coast, FL ZIP code map

About Palm Coast, FL

Palm Coast, Florida, is a vibrant city situated in Flagler County, known for its beautiful landscapes and natural surroundings. With a rich array of recreational opportunities, this city has become a popular destination for both residents and tourists alike. Its appealing climate and friendly atmosphere provide a welcoming environment for families and retirees.

Location & geography

Palm Coast is strategically located along Florida's northeastern coast, approximately 25 miles south of St. Augustine and about 30 miles north of Daytona Beach. The city encompasses a land area of 94.92 square miles, complemented by a water area of 5.94 square miles, showcasing a mix of coastal and inland terrains. Palm Coast features a network of lakes and preserves that contribute to its lush environment and outdoor recreational activities.

Community & economy

The character of Palm Coast is primarily shaped by its diverse community, which includes a blend of retirees and families, fostering a warm and welcoming atmosphere. The local economy thrives on tourism, retail, and health services, with an increasing focus on sustainable living and ecotourism. Daily life in Palm Coast is often characterized by outdoor activities, such as golfing, fishing, and biking, with numerous parks and natural trails available for residents.

Transportation

Palm Coast is accessible via the nearby Interstate 95, which connects it to major cities along Florida's east coast. The city is served by the 386 telephone area code and is relatively close to several airports, with Daytona Beach International Airport being the nearest. Local transportation options also include bus services that connect residents to neighboring communities.

History

Palm Coast was originally founded in the late 1960s as a planned community, aimed at developing residential neighborhoods amid Florida's natural beauty. Key industries during its growth included real estate development and hospitality, with the area gaining popularity for its desirable living conditions. Over the years, notable events such as the establishment of parks and the promotion of environmental conservation have further shaped its community identity.

Did you know?

One little-known fact about Palm Coast is that it was once a sleepy logging community before its transformation into a residential city. Additionally, the area is home to several protected wildlife habitats, highlighting its commitment to preserving the natural environment.

ZIP codes for Palm Coast, FL (5)

ZIP code	City	County	Map
32135	Palm Coast	Flagler	View map
32137	Palm Coast	Flagler	View map
32142	Palm Coast	Flagler	View map
32143	Palm Coast	Flagler	View map
32164	Palm Coast	Flagler	View map

Demographics & statistics

97,691

Population

51.3

Median age

$71,807

Median household income

$40,824

Per capita income

$299,850

Median home value

$1,634

Median monthly rent

79.3%

Home ownership

9.4%

Poverty rate

4.0%

Unemployment

37,602

Housing units

29.1%

Bachelor's or higher

Age distribution

Male Female

1,655

Under 5

1,773

2,170

5–9

2,325

2,700

10–14

2,894

2,331

15–19

2,499

2,099

20–24

2,249

4,244

25–34

4,549

4,886

35–44

5,237

5,483

45–54

5,876

3,153

55–59

3,380

4,116

60–64

4,412

8,313

65–74

8,910

4,402

75–84

4,719

1,601

85+

1,715

← Male

Female →

Age summary

Group	Count	%
Under 18	16,610	17.0%
18 and over	81,081	83.1%
65 and over	29,660	30.5%
Median age	51.3 years

Race & ethnicity

White 69.6%

Black or African American 9.3%

Hispanic or Latino 7.9%

Two or more races 6.2%

Other race 4.2%

Asian 2.5%

Native Hawaiian / Pacific Islander 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	73,858	69.6%
Black or African American	9,827	9.3%
Hispanic or Latino	8,359	7.9%
Two or more races	6,612	6.2%
Other race	4,504	4.2%
Asian	2,647	2.5%
Native Hawaiian / Pacific Islander	132	0.1%
American Indian / Alaska Native	111	0.1%

Household income

Under $10k 3.8%

$10k–$15k 2.2%

$15k–$25k 6.9%

$25k–$35k 6.5%

$35k–$50k 14.6%

$50k–$75k 18.0%

$75k–$100k 14.0%

$100k–$150k 17.7%

$150k–$200k 7.9%

$200k+ 8.5%

Range	% of households
Under $10k	3.8%
$10k–$15k	2.2%
$15k–$25k	6.9%
$25k–$35k	6.5%
$35k–$50k	14.6%
$50k–$75k	18.0%
$75k–$100k	14.0%
$100k–$150k	17.7%
$150k–$200k	7.9%
$200k+	8.5%
Median income	$71,807

Housing

Home values

Under $50k 2.2%

$50k–$100k 0.7%

$100k–$150k 2.9%

$150k–$200k 9.8%

$200k–$300k 37.9%

$300k–$500k 35.1%

$500k–$1M 9.2%

$1M+ 2.4%

Housing overview

Metric	Value
Median home value	$299,850
Median rent / month	$1,634
Owner occupied	79.3%
Renter occupied	20.8%
Vacant	14.1%
Single-family detached	85.4%
Large apartment buildings	5.7%
Mobile homes	0.5%
Median rooms	5.8
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	1.2%
2010–2019	9.9%
2000–2009	45.2%
1990–1999	21.9%
1980–1989	14.5%
1970–1979	6.2%
1960–1969	0.5%
1950–1959	0.4%
1940–1949	0.1%
1939 or earlier	0.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	1.3%
2 bedrooms	13.4%
3 bedrooms	62.4%
4 bedrooms	20.0%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.3%
1 vehicle	32.9%
2 vehicles	45.7%
3 or more	18.2%

Heating fuel

Fuel type	%
Utility gas	1.6%
Electricity	95.9%
Propane / LP gas	0.5%
Solar	0.4%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	23,214	59.3%
Cohabiting couple	2,050	5.3%
Male householder, no spouse	5,141	13.1%
Female householder, no spouse	8,748	22.4%
Households with children under 18	8,996	23.0%
Households with seniors (65+)	19,424	49.7%
Average household size	2.49

Marital status

Status	Male	Female
Never married	24.0%	20.3%
Married	60.7%	54.7%
Separated	0.8%	1.8%
Widowed	3.8%	10.9%
Divorced	10.8%	12.4%

Education

Less than 9th grade 3.1%

Some HS, no diploma 4.7%

HS graduate 29.7%

Some college, no degree 22.8%

Associate's degree 10.6%

Bachelor's degree 19.2%

Graduate / professional 9.9%

Metric	%
HS diploma or higher	92.2%
Bachelor's or higher	29.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	944	5.1%
Kindergarten	868	4.6%
Elementary school	8,665	45.1%
High school	4,046	21.5%
College / grad school	4,436	23.8%

Employment

Industry of employment

Education & healthcare 22.3%

Professional & management 13.9%

Retail trade 12.7%

Arts, food & hospitality 9.9%

Finance & real estate 7.9%

Construction 7.8%

Transportation & utilities 6.3%

Manufacturing 5.6%

Other services 5.1%

Public administration 4.4%

Wholesale trade 2.1%

Information 2.0%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	35.7%
Service	17.0%
Sales & office	25.3%
Natural resources & construction	10.1%
Production & transportation	12.0%

Employment type

Type	%
Private sector	80.3%
Government	12.7%
Self-employed	7.0%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	71.5%
Carpool	12.7%
Public transit	0.3%
Walk	0.4%
Other means	1.5%
Avg commute (minutes)	28.8

Poverty

All people 9.4%

Under 18 years 14.5%

18 and over 8.4%

Married-couple families 4.0%

Female-led households 23.9%

Income support

Source	% of households
Social Security	50.7%
Retirement income	39.9%
Supplemental Security	5.3%
Cash public assistance	1.2%
Food stamps / SNAP	6.3%

Health indicators

Condition	%
High blood pressure	38.9%
High cholesterol	36.1%
Heart disease	8.5%
Stroke	4.1%
Asthma	8.9%
Arthritis	29.4%
Kidney disease	3.7%
Pulmonary disease	9.6%
Cancer	8.4%

Behavior / access	%
Binge drinking	13.8%
No physical activity	25.7%
Less than 7 hrs sleep	34.9%
Fair or poor health	17.9%
Poor mental health	14.8%
Poor physical health	12.9%
No health insurance	19.8%
Visited doctor (checkup)	79.1%
Visited dentist	55.4%
Cholesterol screening	92.0%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	9,210	11.4%

Disability	%
Any disability	15.2%
Under 18	2.9%
18–64 years	11.5%
65 and over	28.7%

Health insurance coverage

Type	%
Private insurance	64.5%
Public insurance	43.3%
Uninsured under 19	12.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	94,263	96.5%
Spanish	7,567	8.0%
Other Indo-European	2,910	3.1%
Asian & Pacific Islander	3,691	4.0%
Other languages	770	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	83,922	86.0%
Born in same state	80,846	82.8%
Born in different state	23,880	24.4%
Foreign born	3,076	3.2%
Naturalized citizen	13,769	14.1%
Not a US citizen	9,550	69.8%

Ancestry

Ancestry	Count	%
Italian	10,992	11.3%
Arab	9,359	9.6%
French	8,633	8.8%
English	875	0.9%
German	677	0.7%

Ancestry	Count	%
Polish	673	0.7%
Norwegian	438	0.4%
Irish	420	0.4%
Dutch	197	0.2%

Technology access

Metric	% of households
Computer access	40.1%
Internet access	95.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Palm Coast, FL have?

Palm Coast, FL has two ZIP codes: 32137 and 32164. Each ZIP code serves a distinct delivery area within the city and surrounding region.