Otsego ZIP Codes — Allegan County, MI

There is one unique ZIP code in Otsego, Michigan and it is 49078. Area code: 269.

ZIP codes

49.54

sq mi land

0.69

sq mi water

269

area code

Otsego, MI ZIP code map

About Otsego, MI

Otsego, Michigan, is a charming city located in Allegan County. This small yet vibrant community is known for its friendly atmosphere and picturesque surroundings. With a single ZIP code, 49078, Otsego embodies the essence of small-town life in the heart of Michigan.

Location & geography

Otsego is situated approximately 15 miles northeast of Kalamazoo and about 30 miles south of Grand Rapids, offering easy access to larger urban centers. The total land area of the city is 49.54 square miles, complemented by a water area of 0.69 square miles, which adds to its scenic beauty. The terrain features a mix of residential areas, parks, and natural landscapes, contributing to the area's outdoor recreational opportunities.

Community & economy

The character of Otsego is defined by its strong sense of community, where residents take pride in their hometown. The local economy is supported by a mix of industries, including manufacturing and retail, which provide jobs and services for the population. Daily life in Otsego is often marked by community events and gatherings that foster connections among neighbors.

Transportation

Otsego is conveniently located near major highways, with U.S. Route 131 running close to the city, providing easy access to surrounding areas. The nearest airport is Kalamazoo/Battle Creek International Airport, located approximately 20 miles to the southwest. Public transit options include local services that connect residents to nearby cities.

History

Otsego was originally settled in the mid-1800s and has since developed into a thriving community with a rich history. Key industries in the area included agriculture and timber, which played a significant role in its early economic development. Notable events that shaped the city include its incorporation as a village in 1871, allowing for a more structured governance and growth.

Did you know?

A surprising fact about Otsego is that it hosts the annual Otsego Pumpkin Fest, which attracts visitors from all over the region to celebrate the harvest season. This event showcases local businesses and features various activities, making it a highlight of the community's cultural calendar.

ZIP codes for Otsego, MI (1)

ZIP code	City	County	Map
49078	Otsego	Allegan	View map

Demographics & statistics

10,464

Population

42.5

Median age

$72,985

Median household income

$33,603

Per capita income

$185,200

Median home value

$1,123

Median monthly rent

82.0%

Home ownership

6.6%

Poverty rate

4.3%

Unemployment

3,598

Housing units

16.7%

Bachelor's or higher

Age distribution

Male Female

166

Under 5

180

271

5–9

293

396

10–14

428

304

15–19

328

276

20–24

297

525

25–34

567

770

35–44

831

595

45–54

642

509

55–59

550

428

60–64

462

372

65–74

402

321

75–84

346

85+

106

← Male

Female →

Age summary

Group	Count	%
Under 18	2,060	19.7%
18 and over	8,404	80.3%
65 and over	1,646	15.7%
Median age	42.5 years

Race & ethnicity

White 82.6%

Hispanic or Latino 7.2%

Two or more races 5.6%

Other race 3.8%

Asian 0.4%

Black or African American 0.3%

American Indian / Alaska Native 0.2%

Group	Count	%
White	9,304	82.6%
Hispanic or Latino	806	7.2%
Two or more races	627	5.6%
Other race	425	3.8%
Asian	42	0.4%
Black or African American	39	0.3%
American Indian / Alaska Native	27	0.2%

Household income

Under $10k 1.5%

$10k–$15k 1.5%

$15k–$25k 6.3%

$25k–$35k 9.4%

$35k–$50k 11.8%

$50k–$75k 20.9%

$75k–$100k 14.1%

$100k–$150k 16.7%

$150k–$200k 13.1%

$200k+ 4.7%

Range	% of households
Under $10k	1.5%
$10k–$15k	1.5%
$15k–$25k	6.3%
$25k–$35k	9.4%
$35k–$50k	11.8%
$50k–$75k	20.9%
$75k–$100k	14.1%
$100k–$150k	16.7%
$150k–$200k	13.1%
$200k+	4.7%
Median income	$72,985

Housing

Home values

Under $50k 5.4%

$50k–$100k 11.5%

$100k–$150k 18.3%

$150k–$200k 21.1%

$200k–$300k 25.0%

$300k–$500k 14.7%

$500k–$1M 4.0%

Housing overview

Metric	Value
Median home value	$185,200
Median rent / month	$1,123
Owner occupied	82.0%
Renter occupied	18.0%
Vacant	6.9%
Single-family detached	83.2%
Large apartment buildings	0.5%
Mobile homes	5.6%
Median rooms	5.9
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.1%
2010–2019	3.0%
2000–2009	9.6%
1990–1999	16.5%
1980–1989	10.7%
1970–1979	13.3%
1960–1969	8.0%
1950–1959	8.7%
1940–1949	8.4%
1939 or earlier	21.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.9%
2 bedrooms	18.7%
3 bedrooms	55.4%
4 bedrooms	15.9%
5+ bedrooms	4.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.3%
1 vehicle	28.4%
2 vehicles	40.0%
3 or more	29.4%

Heating fuel

Fuel type	%
Utility gas	65.7%
Electricity	5.7%
Propane / LP gas	17.1%
Fuel oil	1.5%
Wood	5.3%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	2,263	56.2%
Cohabiting couple	328	8.2%
Male householder, no spouse	480	11.9%
Female householder, no spouse	953	23.7%
Households with children under 18	1,187	29.5%
Households with seniors (65+)	1,172	29.1%
Average household size	2.60

Marital status

Status	Male	Female
Never married	31.8%	22.6%
Married	54.3%	52.8%
Separated	0.9%	2.8%
Widowed	1.4%	8.9%
Divorced	11.6%	12.9%

Education

Less than 9th grade 2.5%

Some HS, no diploma 7.4%

HS graduate 38.5%

Some college, no degree 26.4%

Associate's degree 8.5%

Bachelor's degree 10.1%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	90.1%
Bachelor's or higher	16.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	51	2.4%
Kindergarten	146	6.8%
Elementary school	1,199	55.7%
High school	389	18.1%
College / grad school	367	17.1%

Employment

Industry of employment

Manufacturing 27.2%

Education & healthcare 21.7%

Retail trade 12.9%

Arts, food & hospitality 7.7%

Transportation & utilities 6.0%

Construction 5.4%

Other services 5.0%

Professional & management 4.8%

Finance & real estate 3.5%

Public administration 2.8%

Wholesale trade 1.6%

Agriculture & mining 0.7%

Information 0.6%

Occupation

Category	%
Management, business & arts	33.7%
Service	12.2%
Sales & office	17.5%
Natural resources & construction	9.6%
Production & transportation	26.9%

Employment type

Type	%
Private sector	88.1%
Government	7.3%
Self-employed	4.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.9%
Carpool	9.4%
Public transit	0.0%
Walk	0.2%
Other means	0.9%
Avg commute (minutes)	23.5

Poverty

All people 6.6%

Under 18 years 4.0%

18 and over 7.1%

Married-couple families 1.6%

Female-led households 17.0%

Income support

Source	% of households
Social Security	40.4%
Retirement income	23.6%
Supplemental Security	2.5%
Cash public assistance	1.9%
Food stamps / SNAP	5.0%

Health indicators

Condition	%
High blood pressure	34.6%
High cholesterol	34.1%
Heart disease	6.7%
Stroke	3.1%
Asthma	11.1%
Arthritis	30.2%
Kidney disease	2.9%
Pulmonary disease	8.1%
Cancer	6.9%

Behavior / access	%
Binge drinking	19.2%
No physical activity	21.0%
Less than 7 hrs sleep	32.4%
Fair or poor health	14.8%
Poor mental health	16.7%
Poor physical health	11.4%
No health insurance	10.0%
Visited doctor (checkup)	74.3%
Visited dentist	67.9%
Cholesterol screening	90.8%
Teeth loss	13.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	438	5.2%

Disability	%
Any disability	12.5%
Under 18	3.0%
18–64 years	12.8%
65 and over	22.8%

Health insurance coverage

Type	%
Private insurance	68.6%
Public insurance	35.5%
Uninsured under 19	10.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,118	96.7%
Spanish	438	4.3%
Other Indo-European	132	1.3%
Asian & Pacific Islander	247	2.4%
Other languages	59	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,085	96.4%
Born in same state	9,906	94.7%
Born in different state	8,587	82.1%
Foreign born	179	1.7%
Naturalized citizen	379	3.6%
Not a US citizen	39	10.3%

Ancestry

Ancestry	Count	%
French	1,129	10.8%
Italian	1,074	10.3%
English	961	9.2%
Arab	459	4.4%
Irish	61	0.6%

Ancestry	Count	%
Dutch	46	0.4%
German	32	0.3%
Polish	24	0.2%
Norwegian	12	0.1%

Technology access

Metric	% of households
Computer access	38.5%
Internet access	93.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Otsego, MI have?

Otsego, MI has one ZIP code: 49078. Each ZIP code serves a distinct delivery area within the city and surrounding region.