Oswego ZIP Codes — Oswego County, NY

There is one unique ZIP code in Oswego, New York and it is 13126. Area code: 315.

ZIP codes

100.67

sq mi land

9.57

sq mi water

315

area code

Oswego, NY ZIP code map

About Oswego, NY

Oswego, NY, is a vibrant city situated in the heart of Oswego County, New York. Known for its beautiful waterfront along Lake Ontario, it offers both natural beauty and rich historical significance. The city serves as a hub for various cultural and recreational activities, making it an inviting place for residents and visitors alike.

Location & geography

Oswego is located on the eastern shore of Lake Ontario, approximately 40 miles northwest of Syracuse. Nearby cities include Fulton, NY, just 14 miles to the south, and Mexico, NY, around 15 miles to the east. The total land area of Oswego is 100.67 square miles, complemented by a water area of 9.57 square miles, which contributes to its picturesque views and recreational opportunities.

Community & economy

The character of Oswego is marked by a close-knit community that values its historical roots and diverse economy. The city supports various industries, including manufacturing, tourism, and education, providing a balanced local economy. Daily life in Oswego often revolves around community events, local dining, and activities along the waterfront, which enhance the vibrant atmosphere of the city.

Transportation

Oswego is serviced by several highways, including New York State Route 104 and New York State Route 481, which connect the city to larger urban areas. The nearest named airport is Syracuse Hancock International Airport, located about 40 miles away, providing regional and national flight services. Public transit options are limited, but local transportation services do cater to essential routes within the city.

History

Founded in the 17th century, Oswego has witnessed significant growth and development, particularly during the era of the fur trade and later as a key transport hub. The city became known for its shipping industry due to its strategic location along Lake Ontario, which fostered economic development. Notable events include its role during the War of 1812, where it served as an important military supply center.

Did you know?

A surprising fact about Oswego is that it hosts an annual festival known as the Oswego Harborfest, attracting thousands of visitors each year with its live music, food, and fireworks. Additionally, the city is home to the State University of New York at Oswego, which contributes to its vibrant college-town atmosphere.

ZIP codes for Oswego, NY (1)

ZIP code	City	County	Map
13126	Oswego	Oswego	View map

Demographics & statistics

36,278

Population

35.6

Median age

$60,475

Median household income

$31,917

Per capita income

$131,300

Median home value

$955

Median monthly rent

66.0%

Home ownership

19.1%

Poverty rate

9.2%

Unemployment

10,876

Housing units

28.2%

Bachelor's or higher

Age distribution

Male Female

780

Under 5

796

967

5–9

986

954

10–14

972

2,362

15–19

2,407

1,899

20–24

1,936

1,911

25–34

1,948

1,760

35–44

1,794

1,953

45–54

1,991

1,304

55–59

1,330

1,123

60–64

1,145

1,599

65–74

1,629

924

75–84

942

429

85+

437

← Male

Female →

Age summary

Group	Count	%
Under 18	6,975	19.2%
18 and over	29,303	80.8%
65 and over	5,960	16.4%
Median age	35.6 years

Race & ethnicity

White 87.8%

Two or more races 3.8%

Hispanic or Latino 2.9%

Black or African American 2.3%

Asian 1.8%

Other race 1.2%

Native Hawaiian / Pacific Islander 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	32,810	87.8%
Two or more races	1,423	3.8%
Hispanic or Latino	1,078	2.9%
Black or African American	859	2.3%
Asian	654	1.8%
Other race	465	1.2%
Native Hawaiian / Pacific Islander	43	0.1%
American Indian / Alaska Native	24	0.1%

Household income

Under $10k 4.9%

$10k–$15k 5.3%

$15k–$25k 9.5%

$25k–$35k 11.2%

$35k–$50k 11.2%

$50k–$75k 15.6%

$75k–$100k 13.9%

$100k–$150k 14.1%

$150k–$200k 7.4%

$200k+ 6.7%

Range	% of households
Under $10k	4.9%
$10k–$15k	5.3%
$15k–$25k	9.5%
$25k–$35k	11.2%
$35k–$50k	11.2%
$50k–$75k	15.6%
$75k–$100k	13.9%
$100k–$150k	14.1%
$150k–$200k	7.4%
$200k+	6.7%
Median income	$60,475

Housing

Home values

Under $50k 9.1%

$50k–$100k 24.2%

$100k–$150k 27.1%

$150k–$200k 17.1%

$200k–$300k 16.7%

$300k–$500k 4.6%

$500k–$1M 1.0%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$131,300
Median rent / month	$955
Owner occupied	66.0%
Renter occupied	34.0%
Vacant	11.5%
Single-family detached	67.0%
Large apartment buildings	5.5%
Mobile homes	6.6%
Median rooms	6.0
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.5%
2010–2019	2.3%
2000–2009	6.5%
1990–1999	8.2%
1980–1989	10.5%
1970–1979	12.3%
1960–1969	9.2%
1950–1959	7.6%
1940–1949	4.6%
1939 or earlier	38.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	11.7%
2 bedrooms	26.8%
3 bedrooms	37.2%
4 bedrooms	17.7%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	11.3%
1 vehicle	38.9%
2 vehicles	34.5%
3 or more	15.4%

Heating fuel

Fuel type	%
Utility gas	61.2%
Electricity	18.1%
Propane / LP gas	9.2%
Fuel oil	4.8%
Wood	4.3%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	5,674	41.2%
Cohabiting couple	1,249	9.1%
Male householder, no spouse	2,820	20.5%
Female householder, no spouse	4,016	29.2%
Households with children under 18	3,915	28.5%
Households with seniors (65+)	4,373	31.8%
Average household size	2.32

Marital status

Status	Male	Female
Never married	47.3%	38.2%
Married	39.2%	39.0%
Separated	2.1%	3.1%
Widowed	2.6%	10.2%
Divorced	8.8%	9.5%

Education

Less than 9th grade 2.3%

Some HS, no diploma 6.0%

HS graduate 33.9%

Some college, no degree 17.9%

Associate's degree 11.7%

Bachelor's degree 15.0%

Graduate / professional 13.2%

Metric	%
HS diploma or higher	91.7%
Bachelor's or higher	28.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	494	4.2%
Kindergarten	258	2.2%
Elementary school	3,242	27.7%
High school	1,668	14.3%
College / grad school	6,026	51.6%

Employment

Industry of employment

Education & healthcare 31.1%

Retail trade 15.1%

Arts, food & hospitality 10.4%

Manufacturing 9.3%

Transportation & utilities 8.0%

Professional & management 5.3%

Public administration 4.8%

Construction 4.6%

Other services 4.6%

Finance & real estate 3.6%

Wholesale trade 1.3%

Agriculture & mining 1.0%

Information 1.0%

Occupation

Category	%
Management, business & arts	35.1%
Service	20.3%
Sales & office	22.3%
Natural resources & construction	7.9%
Production & transportation	14.4%

Employment type

Type	%
Private sector	73.4%
Government	21.2%
Self-employed	5.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.8%
Carpool	9.6%
Public transit	1.7%
Walk	8.2%
Other means	1.0%
Avg commute (minutes)	19.1

Poverty

All people 19.1%

Under 18 years 32.1%

18 and over 15.6%

Married-couple families 4.9%

Female-led households 28.3%

Income support

Source	% of households
Social Security	36.0%
Retirement income	33.0%
Supplemental Security	6.0%
Cash public assistance	5.5%
Food stamps / SNAP	15.6%

Health indicators

Condition	%
High blood pressure	28.8%
High cholesterol	28.7%
Heart disease	5.9%
Stroke	2.8%
Asthma	11.1%
Arthritis	22.2%
Kidney disease	2.7%
Pulmonary disease	7.0%
Cancer	6.0%

Behavior / access	%
Binge drinking	18.1%
No physical activity	23.0%
Less than 7 hrs sleep	33.1%
Fair or poor health	12.8%
Poor mental health	16.2%
Poor physical health	9.9%
No health insurance	10.9%
Visited doctor (checkup)	75.6%
Visited dentist	63.2%
Cholesterol screening	86.8%
Teeth loss	16.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,840	6.3%

Disability	%
Any disability	15.5%
Under 18	6.1%
18–64 years	13.0%
65 and over	37.7%

Health insurance coverage

Type	%
Private insurance	68.5%
Public insurance	41.4%
Uninsured under 19	2.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	34,702	95.7%
Spanish	435	1.3%
Other Indo-European	93	0.3%
Asian & Pacific Islander	48	0.1%
Other languages	244	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	35,158	96.9%
Born in same state	34,921	96.3%
Born in different state	30,253	83.4%
Foreign born	237	0.7%
Naturalized citizen	1,120	3.1%
Not a US citizen	652	58.2%

Ancestry

Ancestry	Count	%
Italian	8,350	23%
French	4,414	12.2%
Arab	1,343	3.7%
German	707	1.9%
English	544	1.5%

Ancestry	Count	%
Polish	90	0.2%
Norwegian	67	0.2%
Irish	50	0.1%
Dutch	10	0%

Technology access

Metric	% of households
Computer access	37.9%
Internet access	92.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Oswego, NY have?

Oswego, NY has one ZIP code: 13126. Each ZIP code serves a distinct delivery area within the city and surrounding region.