Moss Beach ZIP Codes — San Mateo County, CA

There is one unique ZIP code in Moss Beach, California and it is 94038. Area code: 650.
1
ZIP codes
5.95
sq mi land
0.00
sq mi water
650
area code
Moss Beach, CA ZIP code map

About Moss Beach, CA

Moss Beach, California, is a serene coastal community located along the Pacific Ocean. Known for its picturesque landscapes and close-knit community, Moss Beach provides a peaceful respite for both residents and visitors. The town is particularly famous for its stunning coastal bluffs and access to natural beauty, making it an attractive destination in San Mateo County.

Location & geography

Moss Beach is situated approximately 22 miles south of San Francisco and about 10 miles south of the more populous city of Daly City. The town encompasses a land area of 5.95 square miles, providing residents with ample space for outdoor activities amidst its rugged coastline. There are no significant water bodies within the town's borders, rendering its 0.00 square miles of water area, but the Pacific Ocean is just a stone's throw away.

Community & economy

The character of Moss Beach is defined by its small-town charm and natural surroundings, where residents often engage in a laid-back lifestyle influenced by the coastal environment. Many local businesses thrive on tourism, offering unique dining experiences and outdoor activities such as hiking and beachcombing. Daily life in Moss Beach embraces a sense of community, with numerous events and social gatherings bringing neighbors together.

Transportation

Access to Moss Beach is primarily facilitated via California State Route 1, which runs along the coast and connects the town to neighboring communities. The nearest major airport is San Francisco International Airport, located roughly 15 miles to the north. Public transportation options include bus services that connect Moss Beach to other areas in San Mateo County.

History

Moss Beach was founded in the early 1900s as a quaint seaside retreat and has maintained its identity as a hidden gem along the California coast. Key industries have historically included tourism and hospitality, catering to visitors seeking the natural beauty and tranquility of the area. Over the years, Moss Beach has also gained recognition for its historical landmarks, such as the Fitzgerald Marine Reserve, which draws nature enthusiasts and tourists alike.

Did you know?

One surprising fact about Moss Beach is that it is home to the famous Moss Beach Distillery, a restaurant with a rich history dating back to the Prohibition era. Legend has it that the distillery is haunted by a ghost known as 'The Blue Lady,' who is said to have been a former resident of the area.

ZIP codes for Moss Beach, CA (1)
ZIP code City County Map
94038 Moss Beach San Mateo View map

Demographics & statistics

3,165
Population
46.6
Median age
$116,950
Median household income
$53,619
Per capita income
$1,080,400
Median home value
$0
Median monthly rent
93.5%
Home ownership
5.3%
Poverty rate
0.2%
Unemployment
1,054
Housing units
51.9%
Bachelor's or higher

Age distribution

Male Female
110
Under 5
103
68
5–9
63
81
10–14
76
162
15–19
150
79
20–24
74
98
25–34
92
209
35–44
194
288
45–54
269
63
55–59
59
80
60–64
75
256
65–74
238
69
75–84
65
75
85+
69
← Male
Female →

Age summary

GroupCount%
Under 1877624.5%
18 and over2,38975.5%
65 and over77224.4%
Median age46.6 years

Race & ethnicity

White 60.5%
Hispanic or Latino 14.6%
Other race 13.2%
Two or more races 6.3%
Asian 4.6%
American Indian / Alaska Native 0.4%
Black or African American 0.4%
GroupCount%
White2,24160.5%
Hispanic or Latino53914.6%
Other race49013.2%
Two or more races2356.3%
Asian1694.6%
American Indian / Alaska Native160.4%
Black or African American140.4%

Household income

$10k–$15k 7.9%
$15k–$25k 4.2%
$35k–$50k 2.6%
$50k–$75k 16.9%
$75k–$100k 14.4%
$100k–$150k 16.1%
$150k–$200k 6.2%
$200k+ 31.7%
Range% of households
$10k–$15k7.9%
$15k–$25k4.2%
$35k–$50k2.6%
$50k–$75k16.9%
$75k–$100k14.4%
$100k–$150k16.1%
$150k–$200k6.2%
$200k+31.7%
Median income$116,950

Housing

Home values

Under $50k 16.3%
$100k–$150k 6.7%
$200k–$300k 7.4%
$300k–$500k 1.0%
$500k–$1M 7.8%
$1M+ 60.8%

Housing overview

MetricValue
Median home value$1,080,400
Median rent / month$0
Owner occupied93.5%
Renter occupied6.5%
Vacant3.4%
Single-family detached72.4%
Large apartment buildings0.0%
Mobile homes21.6%
Median rooms5.5
Avg household size (owned)2.85

Year built

Era%
2020 or later0.0%
2010–20190.0%
2000–20090.0%
1990–19993.1%
1980–198920.5%
1970–197937.2%
1960–196916.5%
1950–195912.4%
1940–19495.1%
1939 or earlier5.2%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom7.4%
2 bedrooms27.9%
3 bedrooms51.6%
4 bedrooms8.8%
5+ bedrooms4.4%

Vehicles per household

Vehicles% of households
No vehicle4.0%
1 vehicle28.3%
2 vehicles25.3%
3 or more42.3%

Heating fuel

Fuel type%
Utility gas66.6%
Electricity24.4%
Wood9.0%

Households & families

Household typeCount%
Married-couple family62457.4%
Cohabiting couple585.3%
Male householder, no spouse11610.7%
Female householder, no spouse28926.6%
Households with children under 1837134.1%
Households with seniors (65+)45942.2%
Average household size2.79

Marital status

StatusMaleFemale
Never married34.2%30.4%
Married55.4%45.1%
Separated1.5%2.4%
Widowed4.4%10.5%
Divorced4.4%11.6%

Education

Less than 9th grade 8.3%
Some HS, no diploma 8.0%
HS graduate 8.4%
Some college, no degree 18.8%
Associate's degree 4.6%
Bachelor's degree 34.7%
Graduate / professional 17.1%
Metric%
HS diploma or higher83.7%
Bachelor's or higher51.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool8510.4%
Kindergarten617.4%
Elementary school25130.6%
High school23028.1%
College / grad school19223.4%

Employment

Industry of employment

Professional & management 25.1%
Other services 17.6%
Retail trade 11.5%
Arts, food & hospitality 11.2%
Education & healthcare 6.8%
Construction 6.5%
Agriculture & mining 6.0%
Information 5.5%
Transportation & utilities 3.4%
Public administration 2.4%
Manufacturing 1.3%
Wholesale trade 1.3%
Finance & real estate 1.3%

Occupation

Category%
Management, business & arts46.6%
Service24.1%
Sales & office13.9%
Natural resources & construction12.7%
Production & transportation2.6%

Employment type

Type%
Private sector68.4%
Government14.0%
Self-employed17.6%
Unpaid family workers0.0%

Commute

Method%
Drive alone46.5%
Carpool17.4%
Public transit9.5%
Walk1.0%
Other means3.8%
Avg commute (minutes)29.5

Poverty

All people 5.3%
Under 18 years 0.0%
18 and over 7.1%
Married-couple families 0.0%
Female-led households 25.0%

Income support

Source% of households
Social Security41.3%
Retirement income27.5%
Supplemental Security5.9%
Cash public assistance0.0%
Food stamps / SNAP0.0%

Health indicators

Condition%
High blood pressure25.4%
High cholesterol32.4%
Heart disease4.7%
Stroke2.1%
Asthma8.9%
Arthritis19.6%
Kidney disease2.3%
Pulmonary disease4.5%
Cancer6.4%
Behavior / access%
Binge drinking18.9%
No physical activity14.5%
Less than 7 hrs sleep27.3%
Fair or poor health9.9%
Poor mental health12.1%
Poor physical health7.9%
No health insurance8.4%
Visited doctor (checkup)67.8%
Visited dentist75.6%
Cholesterol screening93.7%
Teeth loss6.5%

Veterans & disability

VeteransCount%
Civilian veterans994.1%
Disability%
Any disability10.4%
Under 188.9%
18–64 years2.5%
65 and over30.1%

Health insurance coverage

Type%
Private insurance77.4%
Public insurance37.9%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only2,95293.3%
Spanish44415.0%
Other Indo-European36212.3%
Asian & Pacific Islander481.6%
Other languages341.2%

Place of birth & citizenship

OriginCount%
Native born (US)2,40175.9%
Born in same state2,38975.5%
Born in different state1,58150.0%
Foreign born120.4%
Naturalized citizen76424.1%
Not a US citizen50766.4%

Ancestry

AncestryCount%
French44013.9%
Italian1735.5%
Arab1344.2%
AncestryCount%
English782.5%
Polish250.8%
German230.7%

Technology access

Metric% of households
Computer access34.3%
Internet access96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Moss Beach, CA have?
Moss Beach, CA has one ZIP code: 94038. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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