Moss Beach ZIP Code List — San Mateo County, CA

There is one unique ZIP code in Moss Beach, California and it is 94038. Area code: 650.

ZIP codes

5.95

sq mi land

0.00

sq mi water

650

area code

Moss Beach, CA ZIP code map

About Moss Beach, CA

Moss Beach, California, is a serene coastal community located along the Pacific Ocean. Known for its picturesque landscapes and close-knit community, Moss Beach provides a peaceful respite for both residents and visitors. The town is particularly famous for its stunning coastal bluffs and access to natural beauty, making it an attractive destination in San Mateo County.

Location & geography

Moss Beach is situated approximately 22 miles south of San Francisco and about 10 miles south of the more populous city of Daly City. The town encompasses a land area of 5.95 square miles, providing residents with ample space for outdoor activities amidst its rugged coastline. There are no significant water bodies within the town's borders, rendering its 0.00 square miles of water area, but the Pacific Ocean is just a stone's throw away.

Community & economy

The character of Moss Beach is defined by its small-town charm and natural surroundings, where residents often engage in a laid-back lifestyle influenced by the coastal environment. Many local businesses thrive on tourism, offering unique dining experiences and outdoor activities such as hiking and beachcombing. Daily life in Moss Beach embraces a sense of community, with numerous events and social gatherings bringing neighbors together.

Transportation

Access to Moss Beach is primarily facilitated via California State Route 1, which runs along the coast and connects the town to neighboring communities. The nearest major airport is San Francisco International Airport, located roughly 15 miles to the north. Public transportation options include bus services that connect Moss Beach to other areas in San Mateo County.

History

Moss Beach was founded in the early 1900s as a quaint seaside retreat and has maintained its identity as a hidden gem along the California coast. Key industries have historically included tourism and hospitality, catering to visitors seeking the natural beauty and tranquility of the area. Over the years, Moss Beach has also gained recognition for its historical landmarks, such as the Fitzgerald Marine Reserve, which draws nature enthusiasts and tourists alike.

Did you know?

One surprising fact about Moss Beach is that it is home to the famous Moss Beach Distillery, a restaurant with a rich history dating back to the Prohibition era. Legend has it that the distillery is haunted by a ghost known as 'The Blue Lady,' who is said to have been a former resident of the area.

ZIP codes for Moss Beach, CA (1)

ZIP code	City	County	Map
94038	Moss Beach	San Mateo	View map

Demographics & statistics

3,165

Population

46.6

Median age

$116,950

Median household income

$53,619

Per capita income

$1,080,400

Median home value

Median monthly rent

93.5%

Home ownership

5.3%

Poverty rate

0.2%

Unemployment

1,054

Housing units

51.9%

Bachelor's or higher

Age distribution

Male Female

110

Under 5

103

5–9

10–14

162

15–19

150

20–24

25–34

209

35–44

194

288

45–54

269

55–59

60–64

256

65–74

238

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	776	24.5%
18 and over	2,389	75.5%
65 and over	772	24.4%
Median age	46.6 years

Race & ethnicity

White 60.5%

Hispanic or Latino 14.6%

Other race 13.2%

Two or more races 6.3%

Asian 4.6%

American Indian / Alaska Native 0.4%

Black or African American 0.4%

Group	Count	%
White	2,241	60.5%
Hispanic or Latino	539	14.6%
Other race	490	13.2%
Two or more races	235	6.3%
Asian	169	4.6%
American Indian / Alaska Native	16	0.4%
Black or African American	14	0.4%

Household income

$10k–$15k 7.9%

$15k–$25k 4.2%

$35k–$50k 2.6%

$50k–$75k 16.9%

$75k–$100k 14.4%

$100k–$150k 16.1%

$150k–$200k 6.2%

$200k+ 31.7%

Range	% of households
$10k–$15k	7.9%
$15k–$25k	4.2%
$35k–$50k	2.6%
$50k–$75k	16.9%
$75k–$100k	14.4%
$100k–$150k	16.1%
$150k–$200k	6.2%
$200k+	31.7%
Median income	$116,950

Housing

Home values

Under $50k 16.3%

$100k–$150k 6.7%

$200k–$300k 7.4%

$300k–$500k 1.0%

$500k–$1M 7.8%

$1M+ 60.8%

Housing overview

Metric	Value
Median home value	$1,080,400
Median rent / month	$0
Owner occupied	93.5%
Renter occupied	6.5%
Vacant	3.4%
Single-family detached	72.4%
Large apartment buildings	0.0%
Mobile homes	21.6%
Median rooms	5.5
Avg household size (owned)	2.85

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	3.1%
1980–1989	20.5%
1970–1979	37.2%
1960–1969	16.5%
1950–1959	12.4%
1940–1949	5.1%
1939 or earlier	5.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.4%
2 bedrooms	27.9%
3 bedrooms	51.6%
4 bedrooms	8.8%
5+ bedrooms	4.4%

Vehicles per household

Vehicles	% of households
No vehicle	4.0%
1 vehicle	28.3%
2 vehicles	25.3%
3 or more	42.3%

Heating fuel

Fuel type	%
Utility gas	66.6%
Electricity	24.4%
Wood	9.0%

Households & families

Household type	Count	%
Married-couple family	624	57.4%
Cohabiting couple	58	5.3%
Male householder, no spouse	116	10.7%
Female householder, no spouse	289	26.6%
Households with children under 18	371	34.1%
Households with seniors (65+)	459	42.2%
Average household size	2.79

Marital status

Status	Male	Female
Never married	34.2%	30.4%
Married	55.4%	45.1%
Separated	1.5%	2.4%
Widowed	4.4%	10.5%
Divorced	4.4%	11.6%

Education

Less than 9th grade 8.3%

Some HS, no diploma 8.0%

HS graduate 8.4%

Some college, no degree 18.8%

Associate's degree 4.6%

Bachelor's degree 34.7%

Graduate / professional 17.1%

Metric	%
HS diploma or higher	83.7%
Bachelor's or higher	51.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	85	10.4%
Kindergarten	61	7.4%
Elementary school	251	30.6%
High school	230	28.1%
College / grad school	192	23.4%

Employment

Industry of employment

Professional & management 25.1%

Other services 17.6%

Retail trade 11.5%

Arts, food & hospitality 11.2%

Education & healthcare 6.8%

Construction 6.5%

Agriculture & mining 6.0%

Information 5.5%

Transportation & utilities 3.4%

Public administration 2.4%

Manufacturing 1.3%

Wholesale trade 1.3%

Finance & real estate 1.3%

Occupation

Category	%
Management, business & arts	46.6%
Service	24.1%
Sales & office	13.9%
Natural resources & construction	12.7%
Production & transportation	2.6%

Employment type

Type	%
Private sector	68.4%
Government	14.0%
Self-employed	17.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	46.5%
Carpool	17.4%
Public transit	9.5%
Walk	1.0%
Other means	3.8%
Avg commute (minutes)	29.5

Poverty

All people 5.3%

Under 18 years 0.0%

18 and over 7.1%

Married-couple families 0.0%

Female-led households 25.0%

Income support

Source	% of households
Social Security	41.3%
Retirement income	27.5%
Supplemental Security	5.9%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
High blood pressure	25.4%
High cholesterol	32.4%
Heart disease	4.7%
Stroke	2.1%
Asthma	8.9%
Arthritis	19.6%
Kidney disease	2.3%
Pulmonary disease	4.5%
Cancer	6.4%

Behavior / access	%
Binge drinking	18.9%
No physical activity	14.5%
Less than 7 hrs sleep	27.3%
Fair or poor health	9.9%
Poor mental health	12.1%
Poor physical health	7.9%
No health insurance	8.4%
Visited doctor (checkup)	67.8%
Visited dentist	75.6%
Cholesterol screening	93.7%
Teeth loss	6.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	99	4.1%

Disability	%
Any disability	10.4%
Under 18	8.9%
18–64 years	2.5%
65 and over	30.1%

Health insurance coverage

Type	%
Private insurance	77.4%
Public insurance	37.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,952	93.3%
Spanish	444	15.0%
Other Indo-European	362	12.3%
Asian & Pacific Islander	48	1.6%
Other languages	34	1.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,401	75.9%
Born in same state	2,389	75.5%
Born in different state	1,581	50.0%
Foreign born	12	0.4%
Naturalized citizen	764	24.1%
Not a US citizen	507	66.4%

Ancestry

Ancestry	Count	%
French	440	13.9%
Italian	173	5.5%
Arab	134	4.2%

Ancestry	Count	%
English	78	2.5%
Polish	25	0.8%
German	23	0.7%

Technology access

Metric	% of households
Computer access	34.3%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Moss Beach, CA?

Moss Beach, CA has one ZIP code: 94038.

What is the main ZIP code for Moss Beach, CA?

The primary ZIP code for Moss Beach, CA is 94038. The city uses area code 650 for phone service.

What county is Moss Beach, CA in?

Moss Beach is located in San Mateo County, California.

How many ZIP codes are in Moss Beach, CA?

Moss Beach, CA has 1 ZIP code.

What is the ZIP code for Moss Beach's downtown coastal area near the Fitzgerald Marine Reserve?

The Fitzgerald Marine Reserve and Moss Beach's main coastal community are located in ZIP code 94038, which covers the entire incorporated area of Moss Beach.

What ZIP code should I use for mail addressed to properties along Moss Beach Avenue in Moss Beach, CA?

All addresses in Moss Beach, including those along Moss Beach Avenue and throughout the city, use the single ZIP code 94038.