Monticello ZIP Code List — Lawrence County, MS

There is one unique ZIP code in Monticello, Mississippi and it is 39654. Area code: 601.

ZIP codes

151.69

sq mi land

1.78

sq mi water

601

area code

Monticello, MS ZIP code map

About Monticello, MS

Monticello, located in Lawrence County, Mississippi, is a charming small town characterized by its rich history and warm community spirit. The town, which operates under the ZIP code 39654, serves as the county seat and is nestled in the heart of southern Mississippi. Monticello is known for its picturesque landscapes and a close-knit atmosphere that welcomes residents and visitors alike.

Location & geography

Monticello is situated approximately 30 miles southwest of Jackson, the state capital, and about 25 miles northeast of McComb. The town covers a land area of 151.69 square miles, with a water area of 1.78 square miles, providing a diverse range of terrain. Surrounded by scenic countryside, Monticello is framed by various natural features and is within a convenient distance of neighboring cities such as Brookhaven (20 miles to the east) and Hazlehurst (25 miles to the northeast).

Community & economy

The community in Monticello is characterized by its Southern hospitality and vibrant local culture, where residents take pride in their town's history and heritage. The local economy is supported by small businesses, agriculture, and a strong sense of togetherness among residents, fostering a family-friendly atmosphere. Daily life in Monticello is often centered around community events and gatherings, making it an inviting place for both residents and visitors.

Transportation

Monticello is easily accessible via U.S. Highway 84, which runs east-west through the area, connecting travelers to nearby towns and cities. The closest commercial airport is in Jackson, approximately 30 miles away, providing regional travel options. Local transportation options are limited, but the town's small size makes it convenient to navigate by car or on foot.

History

Monticello was officially founded in the early 19th century and has since developed a rich local history marked by its role as the county seat of Lawrence County. The town's economy has historically revolved around agriculture, with cotton and timber being key industries during various periods. Notable events over the years include the establishment of local festivals that celebrate the town's heritage and community spirit.

Did you know?

One interesting fact about Monticello is that it is often celebrated for its beautiful oak-lined streets and historic homes that reflect architectural styles from different eras. Additionally, the town hosts several community events throughout the year, promoting local crafts and traditions.

ZIP codes for Monticello, MS (1)

ZIP code	City	County	Map
39654	Monticello	Lawrence	View map

Demographics & statistics

5,221

Population

38.4

Median age

$38,093

Median household income

$22,622

Per capita income

$114,100

Median home value

$734

Median monthly rent

73.7%

Home ownership

21.0%

Poverty rate

18.1%

Unemployment

2,119

Housing units

13.8%

Bachelor's or higher

Age distribution

Male Female

226

Under 5

282

5–9

178

10–14

221

207

15–19

258

20–24

116

339

25–34

422

285

35–44

355

259

45–54

322

55–59

162

60–64

201

280

65–74

349

135

75–84

168

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,293	24.8%
18 and over	3,928	75.2%
65 and over	1,005	19.2%
Median age	38.4 years

Race & ethnicity

White 55.2%

Black or African American 33.5%

Hispanic or Latino 4.1%

Other race 4.1%

Two or more races 2%

American Indian / Alaska Native 0.7%

Asian 0.5%

Group	Count	%
White	3,004	55.2%
Black or African American	1,823	33.5%
Hispanic or Latino	221	4.1%
Other race	221	4.1%
Two or more races	111	2%
American Indian / Alaska Native	37	0.7%
Asian	25	0.5%

Household income

Under $10k 6.7%

$10k–$15k 7.9%

$15k–$25k 15.6%

$25k–$35k 14.0%

$35k–$50k 19.9%

$50k–$75k 14.5%

$75k–$100k 8.1%

$100k–$150k 5.7%

$150k–$200k 5.5%

$200k+ 2.0%

Range	% of households
Under $10k	6.7%
$10k–$15k	7.9%
$15k–$25k	15.6%
$25k–$35k	14.0%
$35k–$50k	19.9%
$50k–$75k	14.5%
$75k–$100k	8.1%
$100k–$150k	5.7%
$150k–$200k	5.5%
$200k+	2.0%
Median income	$38,093

Housing

Home values

Under $50k 18.0%

$50k–$100k 23.5%

$100k–$150k 27.0%

$150k–$200k 11.7%

$200k–$300k 8.4%

$300k–$500k 9.1%

$500k–$1M 2.2%

Housing overview

Metric	Value
Median home value	$114,100
Median rent / month	$734
Owner occupied	73.7%
Renter occupied	26.3%
Vacant	26.5%
Single-family detached	68.2%
Large apartment buildings	0.0%
Mobile homes	19.6%
Median rooms	5.2
Avg household size (owned)	2.66

Year built

Era	%
2020 or later	0.0%
2010–2019	4.4%
2000–2009	3.7%
1990–1999	12.0%
1980–1989	24.3%
1970–1979	30.0%
1960–1969	18.2%
1950–1959	3.8%
1940–1949	1.2%
1939 or earlier	2.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	7.9%
2 bedrooms	18.5%
3 bedrooms	61.4%
4 bedrooms	9.5%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	4.8%
1 vehicle	38.3%
2 vehicles	33.4%
3 or more	23.6%

Heating fuel

Fuel type	%
Utility gas	11.1%
Electricity	70.4%
Propane / LP gas	11.0%
Wood	6.9%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	987	51.1%
Cohabiting couple	63	3.3%
Male householder, no spouse	165	8.5%
Female householder, no spouse	716	37.1%
Households with children under 18	642	33.2%
Households with seniors (65+)	747	38.7%
Average household size	2.70

Marital status

Status	Male	Female
Never married	29.4%	35.8%
Married	60.6%	35.0%
Separated	0.0%	4.4%
Widowed	1.0%	13.6%
Divorced	8.9%	11.2%

Education

Less than 9th grade 9.8%

Some HS, no diploma 10.1%

HS graduate 34.9%

Some college, no degree 20.2%

Associate's degree 11.2%

Bachelor's degree 6.4%

Graduate / professional 7.4%

Metric	%
HS diploma or higher	80.1%
Bachelor's or higher	13.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	72	6.2%
Kindergarten	47	4.1%
Elementary school	496	43.0%
High school	305	26.4%
College / grad school	234	20.3%

Employment

Industry of employment

Retail trade 22.3%

Education & healthcare 19.3%

Manufacturing 14.3%

Other services 8.6%

Agriculture & mining 7.9%

Public administration 7.6%

Construction 5.4%

Arts, food & hospitality 3.7%

Wholesale trade 3.5%

Transportation & utilities 3.2%

Professional & management 2.8%

Finance & real estate 0.8%

Information 0.4%

Occupation

Category	%
Management, business & arts	18.8%
Service	20.2%
Sales & office	28.1%
Natural resources & construction	14.5%
Production & transportation	18.3%

Employment type

Type	%
Private sector	75.1%
Government	14.2%
Self-employed	8.8%
Unpaid family workers	1.9%

Commute

Method	%
Drive alone	93.3%
Carpool	3.6%
Public transit	0.0%
Walk	0.6%
Other means	0.8%
Avg commute (minutes)	33.3

Poverty

All people 21.0%

Under 18 years 30.3%

18 and over 17.9%

Married-couple families 7.2%

Female-led households 33.0%

Income support

Source	% of households
Social Security	42.1%
Retirement income	26.9%
Supplemental Security	12.5%
Cash public assistance	1.0%
Food stamps / SNAP	23.5%

Health indicators

Condition	%
High blood pressure	42.9%
High cholesterol	37.5%
Heart disease	7.5%
Stroke	4.1%
Asthma	9.9%
Arthritis	30.3%
Kidney disease	3.4%
Pulmonary disease	8.2%
Cancer	6.4%

Behavior / access	%
Binge drinking	14.1%
No physical activity	31.0%
Less than 7 hrs sleep	34.8%
Fair or poor health	20.8%
Poor mental health	14.9%
Poor physical health	11.8%
No health insurance	20.3%
Visited doctor (checkup)	77.4%
Visited dentist	52.1%
Cholesterol screening	88.5%
Teeth loss	18.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	118	3.0%

Disability	%
Any disability	30.1%
Under 18	16.5%
18–64 years	25.8%
65 and over	60.7%

Health insurance coverage

Type	%
Private insurance	46.6%
Public insurance	47.1%
Uninsured under 19	4.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,713	90.3%
Spanish	58	1.2%
Other Indo-European	58	1.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,159	98.8%
Born in same state	5,142	98.5%
Born in different state	4,400	84.3%
Foreign born	17	0.3%
Naturalized citizen	62	1.2%
Not a US citizen	7	11.3%

Ancestry

Ancestry	Count	%
French	570	10.9%
Arab	382	7.3%
Italian	118	2.3%

Ancestry	Count	%
English	7	0.1%
Polish	1	0%

Technology access

Metric	% of households
Computer access	37.0%
Internet access	90.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Monticello, MS?

Monticello, MS has one ZIP code: 39654.

What is the main ZIP code for Monticello, MS?

The primary ZIP code for Monticello, MS is 39654. The city uses area code 601 for phone service.

What county is Monticello, MS in?

Monticello is located in Lawrence County, Mississippi.

How many ZIP codes are in Monticello, MS?

Monticello, MS has 1 ZIP code.

What is the ZIP code for downtown Monticello and the surrounding historic district in Lawrence County?

Downtown Monticello and the historic district are located in ZIP code 39654, which serves as the primary postal code for the city's central business and residential areas.

What ZIP code should I use when mailing something to Monticello's Lawrence County courthouse and government offices?

All mail to Monticello's county government offices and downtown area should be addressed to ZIP code 39654, which encompasses the city's administrative center.