Monticello ZIP Code List — Wright County, MN

There is one unique ZIP code in Monticello, Minnesota and it is 55362. Area code: 763.

ZIP codes

65.29

sq mi land

4.77

sq mi water

763

area code

Monticello, MN ZIP code map

About Monticello, MN

Monticello is a charming city located in Wright County, Minnesota, known for its welcoming community and beautiful landscapes. Encompassing a rich history and a variety of recreational opportunities, Monticello is an excellent place for both residents and visitors. With its small-town charm and proximity to larger cities, it provides a unique blend of rural and urban lifestyles.

Location & geography

Situated in central Minnesota, Monticello is conveniently located about 40 miles northwest of Minneapolis. The city is bordered by the Mississippi River and features both land and water areas, with a total land area of 65.29 square miles and a water area of 4.77 square miles. Nearby cities include Buffalo, which is approximately 16 miles to the northwest, Elk River about 14 miles to the south, and Maple Lake, located around 12 miles to the west.

Community & economy

The community of Monticello is characterized by its friendly atmosphere and active local engagement. The city has a diverse economy, with agriculture, retail, and manufacturing playing significant roles in its industry. Daily life in Monticello often revolves around community events, local parks, and recreational facilities that promote an active lifestyle.

Transportation

Monticello is easily accessible via major highways, including Interstate 94, which connects it to both Minneapolis and St. Cloud. The city is served by the telephone area code 763, which covers the broader region. For air travel, the nearest commercial airports are Minneapolis-St. Paul International Airport and St. Cloud Regional Airport, both of which are within a manageable driving distance.

History

Monticello was founded in the mid-19th century and quickly developed into a vibrant community due to its location along the Mississippi River. Early industries included logging and agriculture, which laid the groundwork for economic growth. Notable events in the city’s history include its designation as a transportation hub, linking various nearby towns and enhancing trade and commerce.

Did you know?

One surprising fact about Monticello is that it hosts the annual Monticello Riverfest, a popular event that celebrates the city’s connection to the Mississippi River. Additionally, Monticello is home to a historic downtown area with unique shops and restaurants that reflect its local culture.

ZIP codes for Monticello, MN (1)

ZIP code	City	County	Map
55362	Monticello	Wright	View map

Demographics & statistics

19,885

Population

35.3

Median age

$90,873

Median household income

$39,317

Per capita income

$302,200

Median home value

$1,261

Median monthly rent

73.4%

Home ownership

7.0%

Poverty rate

1.4%

Unemployment

5,530

Housing units

25.5%

Bachelor's or higher

Age distribution

Male Female

695

Under 5

703

688

5–9

695

835

10–14

843

621

15–19

628

710

20–24

717

1,351

25–34

1,365

1,467

35–44

1,481

1,026

45–54

1,036

789

55–59

797

555

60–64

561

713

65–74

720

328

75–84

332

114

85+

115

← Male

Female →

Age summary

Group	Count	%
Under 18	5,338	26.8%
18 and over	14,547	73.2%
65 and over	2,322	11.7%
Median age	35.3 years

Race & ethnicity

White 84.3%

Two or more races 4.7%

Hispanic or Latino 4.6%

Other race 3.2%

Asian 2.7%

Black or African American 0.5%

Group	Count	%
White	17,579	84.3%
Two or more races	979	4.7%
Hispanic or Latino	962	4.6%
Other race	657	3.2%
Asian	572	2.7%
Black or African American	98	0.5%

Household income

Under $10k 5.1%

$10k–$15k 0.5%

$15k–$25k 4.6%

$25k–$35k 3.8%

$35k–$50k 10.6%

$50k–$75k 15.5%

$75k–$100k 15.0%

$100k–$150k 24.5%

$150k–$200k 12.9%

$200k+ 7.4%

Range	% of households
Under $10k	5.1%
$10k–$15k	0.5%
$15k–$25k	4.6%
$25k–$35k	3.8%
$35k–$50k	10.6%
$50k–$75k	15.5%
$75k–$100k	15.0%
$100k–$150k	24.5%
$150k–$200k	12.9%
$200k+	7.4%
Median income	$90,873

Housing

Home values

Under $50k 4.9%

$50k–$100k 2.3%

$100k–$150k 1.9%

$150k–$200k 5.0%

$200k–$300k 35.1%

$300k–$500k 41.1%

$500k–$1M 8.7%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$302,200
Median rent / month	$1,261
Owner occupied	73.4%
Renter occupied	26.6%
Vacant	1.5%
Single-family detached	67.9%
Large apartment buildings	8.6%
Mobile homes	5.9%
Median rooms	6.2
Avg household size (owned)	2.87

Year built

Era	%
2020 or later	0.5%
2010–2019	7.5%
2000–2009	29.4%
1990–1999	19.8%
1980–1989	15.1%
1970–1979	15.9%
1960–1969	2.7%
1950–1959	3.0%
1940–1949	0.9%
1939 or earlier	5.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	9.9%
2 bedrooms	18.7%
3 bedrooms	36.8%
4 bedrooms	25.9%
5+ bedrooms	7.1%

Vehicles per household

Vehicles	% of households
No vehicle	3.4%
1 vehicle	27.8%
2 vehicles	38.0%
3 or more	30.8%

Heating fuel

Fuel type	%
Utility gas	69.6%
Electricity	17.9%
Propane / LP gas	9.5%
Fuel oil	0.6%
Wood	1.6%

Households & families

Household type	Count	%
Married-couple family	3,940	53.3%
Cohabiting couple	556	7.5%
Male householder, no spouse	1,289	17.5%
Female householder, no spouse	1,601	21.7%
Households with children under 18	2,700	36.6%
Households with seniors (65+)	1,705	23.1%
Average household size	2.67

Marital status

Status	Male	Female
Never married	33.2%	24.0%
Married	53.2%	53.4%
Separated	1.1%	0.3%
Widowed	1.9%	8.3%
Divorced	10.6%	14.1%

Education

Less than 9th grade 2.2%

Some HS, no diploma 7.0%

HS graduate 33.1%

Some college, no degree 20.0%

Associate's degree 12.2%

Bachelor's degree 18.3%

Graduate / professional 7.2%

Metric	%
HS diploma or higher	90.8%
Bachelor's or higher	25.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	315	5.8%
Kindergarten	329	6.1%
Elementary school	2,485	45.8%
High school	1,154	21.3%
College / grad school	1,141	21.0%

Employment

Industry of employment

Education & healthcare 21.4%

Manufacturing 17.5%

Retail trade 14.0%

Construction 8.3%

Arts, food & hospitality 8.1%

Other services 6.7%

Finance & real estate 5.9%

Professional & management 5.0%

Transportation & utilities 4.0%

Wholesale trade 3.6%

Agriculture & mining 2.8%

Public administration 2.7%

Information 0.1%

Occupation

Category	%
Management, business & arts	37.4%
Service	12.4%
Sales & office	19.6%
Natural resources & construction	10.2%
Production & transportation	20.5%

Employment type

Type	%
Private sector	84.5%
Government	11.1%
Self-employed	4.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.2%
Carpool	7.9%
Public transit	0.2%
Walk	1.1%
Other means	0.7%
Avg commute (minutes)	28.5

Poverty

All people 7.0%

Under 18 years 6.5%

18 and over 7.2%

Married-couple families 1.8%

Female-led households 15.4%

Income support

Source	% of households
Social Security	27.2%
Retirement income	23.5%
Supplemental Security	2.9%
Cash public assistance	3.8%
Food stamps / SNAP	6.1%

Health indicators

Condition	%
High blood pressure	25.0%
High cholesterol	26.7%
Heart disease	4.8%
Stroke	2.3%
Asthma	8.9%
Arthritis	19.4%
Kidney disease	2.2%
Pulmonary disease	4.6%
Cancer	5.7%

Behavior / access	%
Binge drinking	23.1%
No physical activity	18.4%
Less than 7 hrs sleep	28.0%
Fair or poor health	10.2%
Poor mental health	14.3%
Poor physical health	8.5%
No health insurance	11.1%
Visited doctor (checkup)	67.3%
Visited dentist	66.6%
Cholesterol screening	87.9%
Teeth loss	11.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,178	8.1%

Disability	%
Any disability	12.0%
Under 18	11.3%
18–64 years	7.7%
65 and over	36.5%

Health insurance coverage

Type	%
Private insurance	79.0%
Public insurance	27.6%
Uninsured under 19	2.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,487	93.0%
Spanish	743	4.0%
Other Indo-European	309	1.7%
Asian & Pacific Islander	39	0.2%
Other languages	395	2.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,835	94.7%
Born in same state	18,752	94.3%
Born in different state	15,942	80.2%
Foreign born	83	0.4%
Naturalized citizen	1,050	5.3%
Not a US citizen	747	71.1%

Ancestry

Ancestry	Count	%
Polish	2,573	12.9%
Italian	1,731	8.7%
French	702	3.5%
Arab	304	1.5%

Ancestry	Count	%
German	195	1%
English	156	0.8%
Dutch	56	0.3%
Irish	17	0.1%

Technology access

Metric	% of households
Computer access	37.1%
Internet access	95.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Monticello, MN?

Monticello, MN has one ZIP code: 55362.

What is the main ZIP code for Monticello, MN?

The primary ZIP code for Monticello, MN is 55362. The city uses area code 763 for phone service.

What county is Monticello, MN in?

Monticello is located in Wright County, Minnesota.

How many ZIP codes are in Monticello, MN?

Monticello, MN has 1 ZIP code.

What is the ZIP code for the downtown Monticello area and main business district?

The downtown Monticello area is served by ZIP code 55362, which covers the central business district along Main Street and the surrounding commercial core of the city.

What ZIP code should I use for mailing addresses in the Monticello residential neighborhoods near Elm Creek?

All residential neighborhoods in Monticello, including those near Elm Creek, use ZIP code 55362 for mailing addresses.