Montgomery ZIP Code List — Orange County, NY

There is one unique ZIP code in Montgomery, New York and it is 12549. Area code: 845.

ZIP codes

38.75

sq mi land

0.54

sq mi water

845

area code

Montgomery, NY ZIP code map

About Montgomery, NY

Montgomery is a charming town located in Orange County, New York, offering a welcoming atmosphere for both residents and visitors. Known for its scenic landscapes and rich history, it provides a blend of rural and suburban living. With the picturesque Hudson Valley nearby, Montgomery serves as a lovely gateway to outdoor adventures and cultural activities.

Location & geography

Situated in the scenic region of the Hudson Valley, Montgomery is about 15 miles from the city of Newburgh and around 25 miles from Middletown. It spans a land area of 38.75 square miles, complemented by a water area of 0.54 square miles. The terrain is characterized by rolling hills and lush greenery, making it an ideal location for nature enthusiasts.

Community & economy

Montgomery has a close-knit community that prides itself on local traditions and a supportive atmosphere. The economy is primarily driven by small businesses, agriculture, and the proximity to larger urban centers that offer additional employment opportunities. Daily life here revolves around community events, local shops, and nearby recreational areas that allow residents to enjoy the outdoors.

Transportation

Montgomery is accessible via several highways, with New York Route 211 and New York Route 17K providing key links to other regions. The nearest airport is Stewart International Airport, located approximately 20 miles away, which serves both domestic and limited international flights. Public transit is available through local bus services, offering residents connections to nearby cities.

History

Montgomery was established in the late 18th century and has a rich historical background characterized by agricultural development. Key industries historically included farming, which remains a significant part of the community’s identity today. Notable events in the town's history include its involvement in early American Revolutionary activities, showcasing its long-standing heritage.

Did you know?

A little-known fact about Montgomery is that it is home to the scenic Wallkill River, which offers beautiful views and recreational opportunities such as kayaking and fishing. Additionally, the region is known for its annual community events that celebrate local culture and history, drawing visitors from surrounding areas.

ZIP codes for Montgomery, NY (1)

ZIP code	City	County	Map
12549	Montgomery	Orange	View map

Demographics & statistics

10,635

Population

39.2

Median age

$112,850

Median household income

$43,510

Per capita income

$356,000

Median home value

$1,536

Median monthly rent

81.2%

Home ownership

7.5%

Poverty rate

3.6%

Unemployment

3,176

Housing units

32.1%

Bachelor's or higher

Age distribution

Male Female

205

Under 5

215

489

5–9

516

409

10–14

431

336

15–19

354

284

20–24

299

555

25–34

585

779

35–44

820

676

45–54

713

324

55–59

341

274

60–64

288

465

65–74

491

280

75–84

295

103

85+

108

← Male

Female →

Age summary

Group	Count	%
Under 18	2,557	24.0%
18 and over	8,078	76.0%
65 and over	1,742	16.4%
Median age	39.2 years

Race & ethnicity

White 66.8%

Hispanic or Latino 10.5%

Black or African American 10%

Two or more races 8.5%

Other race 3.7%

Asian 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
White	7,937	66.8%
Hispanic or Latino	1,251	10.5%
Black or African American	1,185	10%
Two or more races	1,016	8.5%
Other race	445	3.7%
Asian	42	0.4%
American Indian / Alaska Native	10	0.1%

Household income

Under $10k 6.7%

$10k–$15k 2.2%

$15k–$25k 4.4%

$25k–$35k 2.8%

$35k–$50k 7.5%

$50k–$75k 8.3%

$75k–$100k 10.5%

$100k–$150k 28.2%

$150k–$200k 9.2%

$200k+ 20.2%

Range	% of households
Under $10k	6.7%
$10k–$15k	2.2%
$15k–$25k	4.4%
$25k–$35k	2.8%
$35k–$50k	7.5%
$50k–$75k	8.3%
$75k–$100k	10.5%
$100k–$150k	28.2%
$150k–$200k	9.2%
$200k+	20.2%
Median income	$112,850

Housing

Home values

Under $50k 1.0%

$100k–$150k 0.9%

$150k–$200k 3.5%

$200k–$300k 30.1%

$300k–$500k 48.0%

$500k–$1M 13.9%

$1M+ 2.5%

Housing overview

Metric	Value
Median home value	$356,000
Median rent / month	$1,536
Owner occupied	81.2%
Renter occupied	18.8%
Vacant	5.6%
Single-family detached	80.9%
Large apartment buildings	4.8%
Mobile homes	0.6%
Median rooms	6.1
Avg household size (owned)	3.12

Year built

Era	%
2020 or later	0.3%
2010–2019	8.0%
2000–2009	13.4%
1990–1999	14.2%
1980–1989	10.1%
1970–1979	17.5%
1960–1969	8.9%
1950–1959	13.7%
1940–1949	2.1%
1939 or earlier	11.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	10.5%
2 bedrooms	17.5%
3 bedrooms	44.7%
4 bedrooms	23.7%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	29.9%
2 vehicles	39.0%
3 or more	28.9%

Heating fuel

Fuel type	%
Utility gas	38.6%
Electricity	6.3%
Propane / LP gas	6.9%
Fuel oil	43.4%
Wood	2.7%
Solar	0.5%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	2,112	57.9%
Cohabiting couple	247	6.8%
Male householder, no spouse	504	13.8%
Female householder, no spouse	785	21.5%
Households with children under 18	1,343	36.8%
Households with seniors (65+)	1,263	34.6%
Average household size	2.88

Marital status

Status	Male	Female
Never married	34.2%	28.4%
Married	56.8%	51.3%
Separated	1.0%	0.7%
Widowed	2.8%	9.1%
Divorced	5.2%	10.5%

Education

Less than 9th grade 1.8%

Some HS, no diploma 4.5%

HS graduate 25.5%

Some college, no degree 22.8%

Associate's degree 13.3%

Bachelor's degree 19.7%

Graduate / professional 12.4%

Metric	%
HS diploma or higher	93.7%
Bachelor's or higher	32.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	112	4.1%
Kindergarten	133	4.9%
Elementary school	1,500	55.0%
High school	489	17.9%
College / grad school	493	18.1%

Employment

Industry of employment

Education & healthcare 26.4%

Finance & real estate 9.0%

Professional & management 9.0%

Retail trade 8.6%

Arts, food & hospitality 8.4%

Construction 8.0%

Transportation & utilities 7.5%

Manufacturing 6.2%

Public administration 5.6%

Other services 5.2%

Wholesale trade 2.3%

Agriculture & mining 2.0%

Information 1.9%

Occupation

Category	%
Management, business & arts	39.1%
Service	17.7%
Sales & office	22.3%
Natural resources & construction	10.6%
Production & transportation	10.3%

Employment type

Type	%
Private sector	72.7%
Government	20.4%
Self-employed	6.7%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	81.8%
Carpool	4.5%
Public transit	2.6%
Walk	0.4%
Other means	1.2%
Avg commute (minutes)	32.9

Poverty

All people 7.5%

Under 18 years 10.4%

18 and over 6.6%

Married-couple families 0.0%

Female-led households 10.8%

Income support

Source	% of households
Social Security	35.1%
Retirement income	28.1%
Supplemental Security	3.0%
Cash public assistance	1.9%
Food stamps / SNAP	2.7%

Health indicators

Condition	%
High blood pressure	29.5%
High cholesterol	32.6%
Heart disease	5.5%
Stroke	2.6%
Asthma	10.5%
Arthritis	23.2%
Kidney disease	2.6%
Pulmonary disease	6.0%
Cancer	6.5%

Behavior / access	%
Binge drinking	17.9%
No physical activity	22.4%
Less than 7 hrs sleep	35.1%
Fair or poor health	11.2%
Poor mental health	14.3%
Poor physical health	9.1%
No health insurance	10.4%
Visited doctor (checkup)	76.9%
Visited dentist	69.6%
Cholesterol screening	91.6%
Teeth loss	11.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	418	5.3%

Disability	%
Any disability	9.3%
Under 18	3.1%
18–64 years	8.0%
65 and over	23.7%

Health insurance coverage

Type	%
Private insurance	84.5%
Public insurance	24.8%
Uninsured under 19	0.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,215	96.1%
Spanish	266	2.6%
Other Indo-European	224	2.2%
Asian & Pacific Islander	42	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,952	93.6%
Born in same state	9,803	92.2%
Born in different state	8,510	80.0%
Foreign born	149	1.4%
Naturalized citizen	683	6.4%
Not a US citizen	534	78.2%

Ancestry

Ancestry	Count	%
Italian	1,837	17.3%
Arab	631	5.9%
French	544	5.1%
English	377	3.5%

Ancestry	Count	%
Irish	99	0.9%
German	60	0.6%
Polish	52	0.5%

Technology access

Metric	% of households
Computer access	34.3%
Internet access	95.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Montgomery, NY?

Montgomery, NY has one ZIP code: 12549.

What is the main ZIP code for Montgomery, NY?

The primary ZIP code for Montgomery, NY is 12549. The city uses area code 845 for phone service.

What county is Montgomery, NY in?

Montgomery is located in Orange County, New York.

How many ZIP codes are in Montgomery, NY?

Montgomery, NY has 1 ZIP code.

What ZIP code covers downtown Montgomery and the historic area along Route 17M?

Downtown Montgomery and the Route 17M corridor are located in ZIP code 12549, which serves as the primary postal code for the city's central business district and historic downtown area.

What is the ZIP code for the Montgomery waterfront area near the Erie Canal?

The Montgomery waterfront and Erie Canal area is serviced by ZIP code 12549, which encompasses the city's entire municipal area including its canal-adjacent neighborhoods.