Monterey ZIP Codes — Highland County, VA

There is one unique ZIP code in Monterey, Virginia and it is 24465. Area code: 540.

ZIP codes

190.47

sq mi land

0.37

sq mi water

540

area code

Monterey, VA ZIP code map

About Monterey, VA

Monterey, Virginia, is a small, charming town known for its picturesque landscapes and tranquil atmosphere. Nestled in Highland County, this tight-knit community offers a unique blend of rural beauty and rich cultural heritage. Visitors to Monterey can enjoy outdoor activities and a glimpse of local history, making it a delightful destination in the Shenandoah Valley.

Location & geography

Monterey is located in the western part of Virginia, surrounded by the scenic Allegheny Mountains. It is approximately 25 miles from the larger town of Staunton and around 30 miles from other towns like Harrisonburg and Covington. The area encompasses a land area of 190.47 square miles, with a small water area of 0.37 square miles, lending itself to a mix of rolling hills and serene waterways.

Community & economy

The community in Monterey is characterized by its warm hospitality and a strong sense of belonging among residents. The local economy primarily revolves around agriculture and tourism, with many visitors attracted to the natural beauty and outdoor recreational opportunities. Daily life is often centered around community events, local shops, and enjoying the peaceful rural setting.

Transportation

Monterey is accessible via U.S. Route 250, which connects the town to neighboring communities and larger cities. The nearest major airport is the Shenandoah Valley Regional Airport, located about 50 miles away, offering regional flights. Public transportation options are limited, so personal vehicles are the primary means of travel.

History

Monterey was founded in the mid-1800s and has since developed a quaint charm that reflects its agricultural roots. The town played a notable role in the logging industry during its early years, which significantly impacted the local economy. Over the years, it has hosted various events that celebrate its rich cultural heritage and connection to the surrounding natural environment.

Did you know?

One surprising fact about Monterey is that it is the county seat of Highland County, which is known for having one of the lowest population densities in Virginia. Additionally, this small town is home to some stunning landscapes and is often described as 'Virginia's Switzerland' due to its beautiful mountains and valleys.

ZIP codes for Monterey, VA (1)

ZIP code	City	County	Map
24465	Monterey	Highland	View map

Demographics & statistics

1,274

Population

62.4

Median age

$59,500

Median household income

$33,335

Per capita income

$185,500

Median home value

$879

Median monthly rent

81.8%

Home ownership

13.9%

Poverty rate

23.4%

Unemployment

934

Housing units

35.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

105

25–34

35–44

45–54

55–59

60–64

145

65–74

170

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	106	8.3%
18 and over	1,168	91.7%
65 and over	553	43.4%
Median age	62.4 years

Race & ethnicity

White 91.3%

Asian 5.4%

Two or more races 2.3%

Hispanic or Latino 1%

Group	Count	%
White	1,175	91.3%
Asian	69	5.4%
Two or more races	30	2.3%
Hispanic or Latino	13	1%

Household income

Under $10k 1.8%

$10k–$15k 4.4%

$15k–$25k 8.2%

$25k–$35k 14.2%

$35k–$50k 12.2%

$50k–$75k 21.6%

$75k–$100k 10.5%

$100k–$150k 19.5%

$150k–$200k 6.5%

$200k+ 1.1%

Range	% of households
Under $10k	1.8%
$10k–$15k	4.4%
$15k–$25k	8.2%
$25k–$35k	14.2%
$35k–$50k	12.2%
$50k–$75k	21.6%
$75k–$100k	10.5%
$100k–$150k	19.5%
$150k–$200k	6.5%
$200k+	1.1%
Median income	$59,500

Housing

Home values

Under $50k 0.7%

$50k–$100k 6.9%

$100k–$150k 23.3%

$150k–$200k 21.6%

$200k–$300k 20.9%

$300k–$500k 20.4%

$500k–$1M 5.1%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$185,500
Median rent / month	$879
Owner occupied	81.8%
Renter occupied	18.2%
Vacant	46.8%
Single-family detached	82.0%
Large apartment buildings	0.0%
Mobile homes	11.4%
Median rooms	5.6
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	0.0%
2010–2019	2.8%
2000–2009	14.0%
1990–1999	8.9%
1980–1989	14.3%
1970–1979	10.6%
1960–1969	3.6%
1950–1959	3.3%
1940–1949	6.3%
1939 or earlier	36.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	7.3%
2 bedrooms	22.1%
3 bedrooms	49.6%
4 bedrooms	15.7%
5+ bedrooms	5.1%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	27.6%
2 vehicles	45.3%
3 or more	22.7%

Heating fuel

Fuel type	%
Electricity	49.6%
Propane / LP gas	10.5%
Fuel oil	3.3%
Wood	35.6%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	289	52.5%
Cohabiting couple	24	4.4%
Male householder, no spouse	82	14.9%
Female householder, no spouse	155	28.2%
Households with children under 18	52	9.5%
Households with seniors (65+)	361	65.6%
Average household size	2.32

Marital status

Status	Male	Female
Never married	25.8%	27.8%
Married	57.3%	45.7%
Separated	0.0%	0.5%
Widowed	3.8%	15.8%
Divorced	13.1%	10.3%

Education

Less than 9th grade 3.8%

Some HS, no diploma 5.9%

HS graduate 32.6%

Some college, no degree 16.5%

Associate's degree 5.8%

Bachelor's degree 24.2%

Graduate / professional 11.2%

Metric	%
HS diploma or higher	90.3%
Bachelor's or higher	35.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	4.4%
Kindergarten	7	7.7%
Elementary school	46	50.5%
High school	19	20.9%
College / grad school	15	16.5%

Employment

Industry of employment

Education & healthcare 16.6%

Public administration 16.6%

Construction 14.2%

Professional & management 9.5%

Other services 9.0%

Retail trade 8.2%

Finance & real estate 7.4%

Transportation & utilities 7.1%

Information 5.4%

Agriculture & mining 2.2%

Arts, food & hospitality 2.2%

Wholesale trade 1.1%

Manufacturing 0.5%

Occupation

Category	%
Management, business & arts	37.6%
Service	12.5%
Sales & office	34.1%
Natural resources & construction	8.4%
Production & transportation	7.4%

Employment type

Type	%
Private sector	47.7%
Government	33.8%
Self-employed	15.5%
Unpaid family workers	3.0%

Commute

Method	%
Drive alone	65.4%
Carpool	4.1%
Public transit	0.0%
Walk	7.9%
Other means	1.4%
Avg commute (minutes)	16.7

Poverty

All people 13.9%

Under 18 years 24.5%

18 and over 12.9%

Married-couple families 4.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	67.6%
Retirement income	47.5%
Supplemental Security	12.2%
Cash public assistance	0.7%
Food stamps / SNAP	6.9%

Health indicators

Condition	%
High blood pressure	41.9%
High cholesterol	40.0%
Heart disease	9.0%
Stroke	4.1%
Asthma	9.3%
Arthritis	34.5%
Kidney disease	3.6%
Pulmonary disease	9.5%
Cancer	9.3%

Behavior / access	%
Binge drinking	13.6%
No physical activity	24.8%
Less than 7 hrs sleep	32.2%
Fair or poor health	17.2%
Poor mental health	12.8%
Poor physical health	11.9%
No health insurance	11.4%
Visited doctor (checkup)	78.4%
Visited dentist	68.0%
Cholesterol screening	92.9%
Teeth loss	12.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	157	13.4%

Disability	%
Any disability	27.3%
Under 18	0.0%
18–64 years	20.8%
65 and over	39.8%

Health insurance coverage

Type	%
Private insurance	53.9%
Public insurance	72.8%
Uninsured under 19	1.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,245	97.7%
Spanish	1	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	1	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,253	98.4%
Born in same state	1,249	98.0%
Born in different state	886	69.5%
Foreign born	4	0.3%
Naturalized citizen	21	1.6%
Not a US citizen	17	81.0%

Ancestry

Ancestry	Count	%
French	434	34.1%
Italian	182	14.3%
Arab	84	6.6%

Ancestry	Count	%
English	25	2%
Polish	11	0.9%

Technology access

Metric	% of households
Computer access	43.2%
Internet access	84.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Monterey, VA have?

Monterey, VA has one ZIP code: 24465. Each ZIP code serves a distinct delivery area within the city and surrounding region.