Miramar Beach ZIP Codes — Walton County, FL

There is one unique ZIP code in Miramar Beach, Florida and it is 32550. Area code: 850.

ZIP codes

6.99

sq mi land

1.96

sq mi water

850

area code

Miramar Beach, FL ZIP code map

About Miramar Beach, FL

Miramar Beach, Florida, is a picturesque coastal city located in Walton County. Known for its stunning beaches and vibrant community, it attracts visitors seeking sun and relaxation throughout the year. With a mix of residential areas and tourist amenities, Miramar Beach offers a unique blend of local charm and getaway allure.

Location & geography

Situated along the Emerald Coast, Miramar Beach is bordered by the Gulf of Mexico to the south, while its northern boundaries extend into the scenic landscapes of Walton County. The city lies approximately 10 miles east of Destin and about 25 miles west of Panama City Beach, making it a central spot for exploring the coastal region. Covering a total area of 17.91 square miles, which includes both land and water, Miramar Beach features 13.98 square miles of land and 3.93 square miles of water, offering ample opportunities for water activities and relaxation.

Community & economy

Miramar Beach boasts a friendly and inviting community with a strong emphasis on outdoor activities and a laid-back lifestyle. The local economy is largely driven by tourism, with numerous restaurants, shops, and recreational opportunities that appeal to both residents and visitors. Daily life in the area is characterized by a combination of beach culture, community events, and a shared appreciation for the natural beauty that surrounds them.

Transportation

Travelers can easily access Miramar Beach via U.S. Highway 98, which runs through the region and connects it to neighboring cities. The closest major airport is Northwest Florida Beaches International Airport (ECP), located about 30 miles to the northwest, providing convenient air travel options for residents and tourists alike.

History

Miramar Beach was originally a small fishing village that began to develop in the mid-20th century as tourism in Florida expanded. Over the years, it has transformed into a bustling beach destination, with hospitality and tourism becoming key industries that shape its economy. Notable events in its history include the construction of major resorts and community infrastructure that have helped to preserve its charm while accommodating growing visitor numbers.

Did you know?

One surprising fact about Miramar Beach is that it is home to the popular Grayton Beach State Park, known for its scenic beauty and diverse ecosystems. Additionally, the area hosts the annual Sandestin Wine Festival, attracting wine enthusiasts from all over the region.

ZIP codes for Miramar Beach, FL (1)

ZIP code	City	County	Map
32550	Miramar Beach	Walton	View map

Demographics & statistics

8,722

Population

57.5

Median age

$80,000

Median household income

$68,078

Per capita income

$557,700

Median home value

$2,108

Median monthly rent

72.6%

Home ownership

3.8%

Poverty rate

5.9%

Unemployment

13,186

Housing units

55.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

126

10–14

148

223

15–19

262

162

20–24

191

422

25–34

496

306

35–44

361

422

45–54

497

397

55–59

466

393

60–64

462

807

65–74

949

379

75–84

446

227

85+

268

← Male

Female →

Age summary

Group	Count	%
Under 18	922	10.6%
18 and over	7,800	89.4%
65 and over	3,076	35.3%
Median age	57.5 years

Race & ethnicity

White 89.5%

Black or African American 5.8%

Two or more races 2.7%

Hispanic or Latino 1.6%

Asian 0.4%

Group	Count	%
White	7,931	89.5%
Black or African American	518	5.8%
Two or more races	238	2.7%
Hispanic or Latino	139	1.6%
Asian	35	0.4%

Household income

Under $10k 2.5%

$10k–$15k 1.8%

$15k–$25k 5.7%

$25k–$35k 6.6%

$35k–$50k 8.8%

$50k–$75k 22.7%

$75k–$100k 7.0%

$100k–$150k 18.0%

$150k–$200k 10.1%

$200k+ 16.8%

Range	% of households
Under $10k	2.5%
$10k–$15k	1.8%
$15k–$25k	5.7%
$25k–$35k	6.6%
$35k–$50k	8.8%
$50k–$75k	22.7%
$75k–$100k	7.0%
$100k–$150k	18.0%
$150k–$200k	10.1%
$200k+	16.8%
Median income	$80,000

Housing

Home values

Under $50k 1.4%

$50k–$100k 0.4%

$100k–$150k 4.2%

$150k–$200k 1.0%

$200k–$300k 5.3%

$300k–$500k 33.2%

$500k–$1M 37.0%

$1M+ 17.5%

Housing overview

Metric	Value
Median home value	$557,700
Median rent / month	$2,108
Owner occupied	72.6%
Renter occupied	27.4%
Vacant	70.5%
Single-family detached	28.3%
Large apartment buildings	47.9%
Mobile homes	2.6%
Median rooms	4.2
Avg household size (owned)	1.93

Year built

Era	%
2020 or later	0.0%
2010–2019	4.1%
2000–2009	33.1%
1990–1999	34.4%
1980–1989	20.2%
1970–1979	6.8%
1960–1969	0.3%
1950–1959	1.1%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	3.2%
1 bedroom	15.6%
2 bedrooms	34.9%
3 bedrooms	34.8%
4 bedrooms	9.8%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	4.6%
1 vehicle	40.1%
2 vehicles	40.7%
3 or more	14.6%

Heating fuel

Fuel type	%
Utility gas	20.5%
Electricity	76.5%
No fuel used	3.0%

Households & families

Household type	Count	%
Married-couple family	2,175	51.3%
Cohabiting couple	238	5.6%
Male householder, no spouse	664	15.7%
Female householder, no spouse	1,159	27.4%
Households with children under 18	639	15.1%
Households with seniors (65+)	1,977	46.7%
Average household size	2.01

Marital status

Status	Male	Female
Never married	28.0%	17.4%
Married	58.8%	51.5%
Separated	0.6%	0.6%
Widowed	2.0%	8.7%
Divorced	10.6%	21.7%

Education

Less than 9th grade 0.0%

Some HS, no diploma 1.4%

HS graduate 16.7%

Some college, no degree 20.0%

Associate's degree 6.8%

Bachelor's degree 34.7%

Graduate / professional 20.5%

Metric	%
HS diploma or higher	98.6%
Bachelor's or higher	55.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	16	1.5%
Kindergarten	12	1.1%
Elementary school	443	41.0%
High school	310	28.7%
College / grad school	300	27.8%

Employment

Industry of employment

Professional & management 26.5%

Arts, food & hospitality 19.5%

Education & healthcare 11.0%

Retail trade 9.8%

Finance & real estate 5.7%

Transportation & utilities 5.6%

Wholesale trade 5.0%

Manufacturing 4.8%

Other services 4.6%

Construction 4.3%

Information 1.7%

Agriculture & mining 1.1%

Public administration 0.4%

Occupation

Category	%
Management, business & arts	38.5%
Service	25.0%
Sales & office	28.6%
Natural resources & construction	2.7%
Production & transportation	5.2%

Employment type

Type	%
Private sector	89.0%
Government	1.4%
Self-employed	9.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.9%
Carpool	0.7%
Public transit	0.0%
Walk	0.0%
Other means	0.6%
Avg commute (minutes)	22.6

Poverty

All people 3.8%

Under 18 years 0.0%

18 and over 4.3%

Married-couple families 0.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	51.4%
Retirement income	35.8%
Supplemental Security	3.8%
Cash public assistance	0.5%
Food stamps / SNAP	2.8%

Health indicators

Condition	%
High blood pressure	36.5%
High cholesterol	35.6%
Heart disease	7.3%
Stroke	3.1%
Asthma	7.8%
Arthritis	28.2%
Kidney disease	3.1%
Pulmonary disease	7.1%
Cancer	9.2%

Behavior / access	%
Binge drinking	14.7%
No physical activity	20.4%
Less than 7 hrs sleep	31.3%
Fair or poor health	11.9%
Poor mental health	12.4%
Poor physical health	9.8%
No health insurance	13.1%
Visited doctor (checkup)	76.0%
Visited dentist	69.7%
Cholesterol screening	94.0%
Teeth loss	8.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	828	10.7%

Disability	%
Any disability	11.8%
Under 18	0.0%
18–64 years	5.9%
65 and over	25.2%

Health insurance coverage

Type	%
Private insurance	72.5%
Public insurance	39.2%
Uninsured under 19	11.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,565	98.2%
Spanish	420	4.9%
Other Indo-European	218	2.5%
Asian & Pacific Islander	114	1.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,559	86.7%
Born in same state	7,478	85.7%
Born in different state	1,393	16.0%
Foreign born	81	0.9%
Naturalized citizen	1,163	13.3%
Not a US citizen	713	61.3%

Ancestry

Ancestry	Count	%
French	1,463	16.8%
Italian	1,154	13.2%
Arab	607	7%
Dutch	446	5.1%

Ancestry	Count	%
English	112	1.3%
Polish	63	0.7%
Norwegian	28	0.3%
Irish	21	0.2%

Technology access

Metric	% of households
Computer access	48.6%
Internet access	98.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Miramar Beach, FL have?

Miramar Beach, FL has one ZIP code: 32550. Each ZIP code serves a distinct delivery area within the city and surrounding region.