Milford ZIP Codes — Seward County, NE

There is one unique ZIP code in Milford, Nebraska and it is 68405. Area code: 402.

ZIP codes

79.39

sq mi land

0.83

sq mi water

402

area code

Milford, NE ZIP code map

About Milford, NE

Milford, Nebraska, is a charming small city located in Seward County. Known for its friendly community and rural charm, Milford is a peaceful place to live and visit. With a single ZIP code, 68405, this city embodies the heart of traditional Midwestern values.

Location & geography

Milford is located in southeastern Nebraska, about 16 miles west of Lincoln and roughly 24 miles northeast of Grand Island. The total area of the city encompasses 79.39 square miles of land and 0.83 square miles of water, offering an array of outdoor activities. The terrain is predominantly flat, characterized by rolling plains and agricultural lands, making it perfect for farming and outdoor recreation.

Community & economy

The character of Milford is deeply rooted in its agricultural background, with many local residents engaged in farming and related industries. Daily life is marked by community events, local markets, and a strong sense of belonging among its citizens. With a population that values traditional community ties, Milford offers a safe and welcoming environment for families and visitors alike.

Transportation

Milford is accessible via U.S. Highway 6, which connects it to larger cities and major highways in Nebraska. The nearest major airport is Lincoln Airport, located approximately 16 miles away, providing convenient air travel options for residents and visitors. Public transportation options are limited, so having a vehicle is beneficial for getting around the area.

History

Milford was established in the late 19th century, with its founding closely tied to the expansion of railroads in Nebraska. Key industries historically included agriculture and manufacturing, which have shaped the local economy over the years. Notable events, such as the annual Milford Arts Festival, celebrate the community's rich cultural heritage and continue to draw visitors from surrounding areas.

Did you know?

One surprising fact about Milford is that it is home to the Milford School District, which is known for its strong educational programs and community involvement. Additionally, the city has a historical connection with the nearby Blue River, which was crucial for trade and transportation in its early days.

ZIP codes for Milford, NE (1)

ZIP code	City	County	Map
68405	Milford	Seward	View map

Demographics & statistics

3,567

Population

35.2

Median age

$78,313

Median household income

$34,667

Per capita income

$230,000

Median home value

$897

Median monthly rent

67.8%

Home ownership

7.0%

Poverty rate

2.9%

Unemployment

997

Housing units

26.2%

Bachelor's or higher

Age distribution

Male Female

115

Under 5

144

5–9

124

129

10–14

111

188

15–19

161

183

20–24

158

192

25–34

165

225

35–44

193

157

45–54

135

55–59

116

160

60–64

138

160

65–74

137

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	848	23.8%
18 and over	2,719	76.2%
65 and over	540	15.1%
Median age	35.2 years

Race & ethnicity

White 94%

Two or more races 2.8%

Black or African American 1.3%

Hispanic or Latino 1%

Native Hawaiian / Pacific Islander 0.4%

Other race 0.2%

American Indian / Alaska Native 0.1%

Asian 0.1%

Group	Count	%
White	3,388	94%
Two or more races	102	2.8%
Black or African American	46	1.3%
Hispanic or Latino	36	1%
Native Hawaiian / Pacific Islander	16	0.4%
Other race	6	0.2%
American Indian / Alaska Native	5	0.1%
Asian	4	0.1%

Household income

Under $10k 1.9%

$10k–$15k 2.4%

$15k–$25k 6.1%

$25k–$35k 6.8%

$35k–$50k 10.5%

$50k–$75k 18.1%

$75k–$100k 14.8%

$100k–$150k 25.7%

$150k–$200k 7.3%

$200k+ 6.3%

Range	% of households
Under $10k	1.9%
$10k–$15k	2.4%
$15k–$25k	6.1%
$25k–$35k	6.8%
$35k–$50k	10.5%
$50k–$75k	18.1%
$75k–$100k	14.8%
$100k–$150k	25.7%
$150k–$200k	7.3%
$200k+	6.3%
Median income	$78,313

Housing

Home values

Under $50k 6.5%

$50k–$100k 2.2%

$100k–$150k 8.1%

$150k–$200k 22.4%

$200k–$300k 33.5%

$300k–$500k 19.0%

$500k–$1M 6.4%

$1M+ 2.0%

Housing overview

Metric	Value
Median home value	$230,000
Median rent / month	$897
Owner occupied	67.8%
Renter occupied	32.2%
Vacant	9.5%
Single-family detached	79.0%
Large apartment buildings	3.0%
Mobile homes	2.3%
Median rooms	6.7
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.3%
2010–2019	3.7%
2000–2009	5.8%
1990–1999	10.4%
1980–1989	7.5%
1970–1979	18.1%
1960–1969	11.9%
1950–1959	10.2%
1940–1949	8.0%
1939 or earlier	24.0%

Bedrooms

Size	% of units
No bedroom (studio)	2.3%
1 bedroom	7.0%
2 bedrooms	23.2%
3 bedrooms	34.6%
4 bedrooms	24.7%
5+ bedrooms	8.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.5%
1 vehicle	20.7%
2 vehicles	32.0%
3 or more	43.8%

Heating fuel

Fuel type	%
Utility gas	54.0%
Electricity	32.6%
Propane / LP gas	9.5%
Fuel oil	2.7%
Wood	1.0%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	801	62.9%
Cohabiting couple	44	3.5%
Male householder, no spouse	183	14.4%
Female householder, no spouse	245	19.2%
Households with children under 18	435	34.2%
Households with seniors (65+)	354	27.8%
Average household size	2.55

Marital status

Status	Male	Female
Never married	36.3%	19.7%
Married	53.8%	61.2%
Separated	0.4%	1.1%
Widowed	3.6%	9.2%
Divorced	5.9%	8.8%

Education

Less than 9th grade 1.9%

Some HS, no diploma 5.6%

HS graduate 28.8%

Some college, no degree 19.1%

Associate's degree 18.5%

Bachelor's degree 20.4%

Graduate / professional 5.8%

Metric	%
HS diploma or higher	92.6%
Bachelor's or higher	26.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	50	4.4%
Kindergarten	38	3.4%
Elementary school	435	38.4%
High school	163	14.4%
College / grad school	447	39.5%

Employment

Industry of employment

Education & healthcare 23.5%

Manufacturing 12.3%

Construction 9.1%

Transportation & utilities 8.9%

Professional & management 8.0%

Agriculture & mining 7.2%

Retail trade 7.2%

Finance & real estate 6.1%

Other services 5.8%

Arts, food & hospitality 5.7%

Public administration 4.1%

Information 1.4%

Wholesale trade 0.7%

Occupation

Category	%
Management, business & arts	38.4%
Service	10.4%
Sales & office	17.9%
Natural resources & construction	18.9%
Production & transportation	14.4%

Employment type

Type	%
Private sector	75.6%
Government	17.7%
Self-employed	5.6%
Unpaid family workers	1.2%

Commute

Method	%
Drive alone	82.0%
Carpool	10.8%
Public transit	0.0%
Walk	2.1%
Other means	1.3%
Avg commute (minutes)	21.4

Poverty

All people 7.0%

Under 18 years 6.2%

18 and over 7.3%

Married-couple families 0.5%

Female-led households 12.4%

Income support

Source	% of households
Social Security	33.4%
Retirement income	15.7%
Supplemental Security	3.4%
Cash public assistance	1.1%
Food stamps / SNAP	2.6%

Health indicators

Condition	%
High blood pressure	30.5%
High cholesterol	29.6%
Heart disease	6.2%
Stroke	2.9%
Asthma	8.3%
Arthritis	23.0%
Kidney disease	2.7%
Pulmonary disease	5.9%
Cancer	6.7%

Behavior / access	%
Binge drinking	21.7%
No physical activity	21.8%
Less than 7 hrs sleep	27.8%
Fair or poor health	11.5%
Poor mental health	12.0%
Poor physical health	8.6%
No health insurance	13.3%
Visited doctor (checkup)	67.0%
Visited dentist	69.8%
Cholesterol screening	84.9%
Teeth loss	11.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	204	7.6%

Disability	%
Any disability	9.3%
Under 18	0.7%
18–64 years	9.5%
65 and over	23.7%

Health insurance coverage

Type	%
Private insurance	86.4%
Public insurance	22.3%
Uninsured under 19	5.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,354	94.0%
Spanish	4	0.1%
Other Indo-European	4	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,519	98.7%
Born in same state	3,511	98.4%
Born in different state	2,752	77.2%
Foreign born	8	0.2%
Naturalized citizen	48	1.3%
Not a US citizen	36	75.0%

Ancestry

Ancestry	Count	%
Italian	452	12.7%
Arab	289	8.1%
French	232	6.5%
Dutch	46	1.3%

Ancestry	Count	%
English	45	1.3%
German	4	0.1%
Polish	4	0.1%

Technology access

Metric	% of households
Computer access	35.7%
Internet access	95.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Milford, NE have?

Milford, NE has one ZIP code: 68405. Each ZIP code serves a distinct delivery area within the city and surrounding region.