Lusby ZIP Codes — Calvert County, MD

There is one unique ZIP code in Lusby, Maryland and it is 20657. Area code: 410/443/667.

ZIP codes

29.86

sq mi land

9.14

sq mi water

410/443/667

area code

Lusby, MD ZIP code map

About Lusby, MD

Lusby is a charming town located in Maryland, known for its picturesque landscapes and close-knit community. Nestled in Calvert County, this small town offers a perfect blend of coastal living and suburban comfort. With a rich history and vibrant culture, Lusby attracts both visitors and residents alike who appreciate its unique character.

Location & geography

Lusby is situated on the Patuxent River, providing stunning waterfront views and recreational opportunities. It is located approximately 10 miles north of Solomons, MD, 12 miles southeast of Prince Frederick, MD, and about 18 miles southwest of Dunkirk, MD. The town spans a total area of 29.86 square miles of land and 9.14 square miles of water, featuring a mix of wooded areas and waterways that enhance its natural beauty.

Community & economy

The character of Lusby is defined by its friendly atmosphere and community-oriented lifestyle, where residents engage in various local events and activities. Industries in the area are primarily focused on tourism, retail, and services, benefiting from nearby recreational attractions. Daily life in Lusby is filled with outdoor activities, thanks to its proximity to beaches, parks, and scenic waterfronts, making it an appealing place for families and outdoor enthusiasts.

Transportation

Lusby is accessible via several major highways, including Maryland Route 4, which connects the town to larger urban centers. The nearest airports are in nearby cities, such as the Southern Maryland Regional Airport and the Washington International Thurgood Marshall Airport, both offering regional and national flights. Public transportation options are limited, focusing mainly on personal vehicles for commuting.

History

Lusby was founded in the early 19th century and has evolved from a small farming community into a thriving residential area. Key industries historically included agriculture and fishing, which have shaped the local economy and culture. Notable moments in Lusby's history involve its development as a recreational hub for those enjoying the natural beauty of Calvert County.

Did you know?

One surprising fact about Lusby, MD, is that it is home to the popular Calvert Cliffs State Park, which is known for its fossil hunting along the shores of the Chesapeake Bay. Additionally, Lusby's waterfront location makes it a favorable spot for boating and fishing enthusiasts.

ZIP codes for Lusby, MD (1)

ZIP code	City	County	Map
20657	Lusby	Calvert	View map

Demographics & statistics

21,054

Population

35.4

Median age

$110,669

Median household income

$48,660

Per capita income

$307,300

Median home value

$1,534

Median monthly rent

85.0%

Home ownership

6.9%

Poverty rate

3.6%

Unemployment

6,966

Housing units

29.8%

Bachelor's or higher

Age distribution

Male Female

678

Under 5

663

655

5–9

641

697

10–14

682

600

15–19

587

732

20–24

717

1,862

25–34

1,821

1,268

35–44

1,240

1,205

45–54

1,179

1,121

55–59

1,096

589

60–64

576

823

65–74

806

318

75–84

311

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	4,822	22.9%
18 and over	16,232	77.1%
65 and over	2,445	11.6%
Median age	35.4 years

Race & ethnicity

White 76.9%

Black or African American 12.2%

Two or more races 5.7%

Hispanic or Latino 3.2%

Asian 0.9%

Other race 0.9%

American Indian / Alaska Native 0.1%

Group	Count	%
White	16,743	76.9%
Black or African American	2,651	12.2%
Two or more races	1,237	5.7%
Hispanic or Latino	707	3.2%
Asian	206	0.9%
Other race	189	0.9%
American Indian / Alaska Native	19	0.1%

Household income

Under $10k 3.4%

$10k–$15k 2.6%

$15k–$25k 1.3%

$25k–$35k 3.3%

$35k–$50k 5.3%

$50k–$75k 18.7%

$75k–$100k 9.8%

$100k–$150k 23.3%

$150k–$200k 14.8%

$200k+ 17.4%

Range	% of households
Under $10k	3.4%
$10k–$15k	2.6%
$15k–$25k	1.3%
$25k–$35k	3.3%
$35k–$50k	5.3%
$50k–$75k	18.7%
$75k–$100k	9.8%
$100k–$150k	23.3%
$150k–$200k	14.8%
$200k+	17.4%
Median income	$110,669

Housing

Home values

Under $50k 1.2%

$50k–$100k 0.2%

$100k–$150k 0.9%

$150k–$200k 4.6%

$200k–$300k 41.2%

$300k–$500k 37.7%

$500k–$1M 13.2%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$307,300
Median rent / month	$1,534
Owner occupied	85.0%
Renter occupied	15.0%
Vacant	7.7%
Single-family detached	96.5%
Large apartment buildings	0.9%
Mobile homes	0.4%
Median rooms	7.1
Avg household size (owned)	2.85

Year built

Era	%
2020 or later	0.0%
2010–2019	3.7%
2000–2009	9.9%
1990–1999	37.2%
1980–1989	19.1%
1970–1979	16.7%
1960–1969	6.9%
1950–1959	2.7%
1940–1949	2.4%
1939 or earlier	1.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.9%
2 bedrooms	8.4%
3 bedrooms	52.3%
4 bedrooms	29.2%
5+ bedrooms	8.1%

Vehicles per household

Vehicles	% of households
No vehicle	1.6%
1 vehicle	20.2%
2 vehicles	42.5%
3 or more	35.6%

Heating fuel

Fuel type	%
Utility gas	4.5%
Electricity	78.1%
Propane / LP gas	4.1%
Fuel oil	6.0%
Wood	4.9%
Solar	0.4%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	4,056	54.3%
Cohabiting couple	742	9.9%
Male householder, no spouse	1,253	16.8%
Female householder, no spouse	1,415	19.0%
Households with children under 18	2,432	32.6%
Households with seniors (65+)	1,727	23.1%
Average household size	2.82

Marital status

Status	Male	Female
Never married	38.2%	29.2%
Married	49.6%	49.1%
Separated	1.1%	1.8%
Widowed	1.5%	5.8%
Divorced	9.5%	14.1%

Education

Less than 9th grade 0.8%

Some HS, no diploma 5.1%

HS graduate 31.4%

Some college, no degree 23.3%

Associate's degree 9.5%

Bachelor's degree 15.9%

Graduate / professional 13.9%

Metric	%
HS diploma or higher	94.1%
Bachelor's or higher	29.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	267	5.8%
Kindergarten	217	4.7%
Elementary school	2,126	46.3%
High school	1,038	22.6%
College / grad school	948	20.6%

Employment

Industry of employment

Education & healthcare 26.8%

Public administration 14.3%

Construction 11.6%

Professional & management 11.2%

Retail trade 8.1%

Transportation & utilities 6.5%

Arts, food & hospitality 6.4%

Manufacturing 5.3%

Other services 4.2%

Information 2.2%

Wholesale trade 1.9%

Finance & real estate 1.4%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	46.0%
Service	16.6%
Sales & office	14.2%
Natural resources & construction	16.3%
Production & transportation	6.8%

Employment type

Type	%
Private sector	65.4%
Government	28.5%
Self-employed	6.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.1%
Carpool	5.7%
Public transit	2.3%
Walk	1.1%
Other means	1.2%
Avg commute (minutes)	40.4

Poverty

All people 6.9%

Under 18 years 7.8%

18 and over 6.6%

Married-couple families 2.3%

Female-led households 24.6%

Income support

Source	% of households
Social Security	22.6%
Retirement income	29.0%
Supplemental Security	3.6%
Cash public assistance	1.1%
Food stamps / SNAP	6.4%

Health indicators

Condition	%
High blood pressure	30.1%
High cholesterol	31.1%
Heart disease	4.5%
Stroke	2.3%
Asthma	10.1%
Arthritis	23.8%
Kidney disease	2.2%
Pulmonary disease	5.2%
Cancer	5.6%

Behavior / access	%
Binge drinking	16.4%
No physical activity	19.5%
Less than 7 hrs sleep	36.8%
Fair or poor health	10.6%
Poor mental health	14.7%
Poor physical health	7.7%
No health insurance	9.9%
Visited doctor (checkup)	74.2%
Visited dentist	68.4%
Cholesterol screening	91.2%
Teeth loss	10.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,998	12.5%

Disability	%
Any disability	9.8%
Under 18	4.3%
18–64 years	8.4%
65 and over	28.0%

Health insurance coverage

Type	%
Private insurance	78.4%
Public insurance	29.9%
Uninsured under 19	0.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,713	93.6%
Spanish	310	1.6%
Other Indo-European	231	1.2%
Asian & Pacific Islander	33	0.2%
Other languages	9	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,296	96.4%
Born in same state	19,762	93.9%
Born in different state	10,979	52.1%
Foreign born	534	2.5%
Naturalized citizen	758	3.6%
Not a US citizen	550	72.6%

Ancestry

Ancestry	Count	%
Italian	2,863	13.6%
French	2,275	10.8%
Arab	1,842	8.7%
German	210	1%
English	203	1%

Ancestry	Count	%
Polish	106	0.5%
Irish	68	0.3%
Dutch	32	0.2%
Norwegian	8	0%

Technology access

Metric	% of households
Computer access	35.5%
Internet access	95.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Lusby, MD have?

Lusby, MD has one ZIP code: 20657. Each ZIP code serves a distinct delivery area within the city and surrounding region.