Luke ZIP Codes — Allegany County, MD

There is one unique ZIP code in Luke, Maryland and it is 21540. Area code: 240/301.

ZIP codes

0.27

sq mi land

0.04

sq mi water

240/301

area code

Luke, MD ZIP code map

About Luke, MD

Luke, Maryland, is a small and charming town located in Allegany County. This quaint community provides a peaceful environment and a close-knit atmosphere for its residents. With its scenic beauty and rich history, Luke invites visitors and newcomers to explore its unique offerings.

Location & geography

Situated in the picturesque Allegany County, Luke is surrounded by beautiful rolling hills and lush landscapes. Nearby cities include Frostburg, which is approximately 15 miles to the northeast, and Keyser, West Virginia, located about 12 miles to the west. The town covers a total land area of 0.53 square miles, with an additional 0.08 square miles designated as water.

Community & economy

The community of Luke embodies a friendly and welcoming atmosphere, making it an ideal place for families and retirees alike. The local economy primarily revolves around small businesses and industries that cater to the needs of the residents and visitors. Daily life in Luke includes outdoor activities, local events, and a strong sense of community engagement.

Transportation

Luke is conveniently located near several major highways, providing easy access to neighboring towns and cities. The nearest notable airport is the Greater Cumberland Regional Airport, located about 30 miles away, offering regional flights for travel. Residents primarily rely on personal vehicles for transportation, given the small size of the town.

History

Luke was founded in the late 19th century and has a rich history tied to the coal and timber industries. The town was named after Luke Edwards, a prominent figure in its development, serving as a hub for local commerce and trade. Over the years, the community has witnessed various changes, adapting to the economic shifts that shape its identity today.

Did you know?

A surprising fact about Luke, MD, is that it shares its ZIP code, 21540, with nearby communities, showcasing the interconnectedness of the area. Additionally, the town is known for its proximity to the scenic Potomac River, which provides opportunities for recreational activities such as fishing and kayaking.

ZIP codes for Luke, MD (1)

ZIP code	City	County	Map
21540	Luke	Allegany	View map

Demographics & statistics

Population

33.3

Median age

$63,125

Median household income

$23,507

Per capita income

$42,000

Median home value

$688

Median monthly rent

71.0%

Home ownership

19.1%

Poverty rate

6.7%

Unemployment

Housing units

6.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	31	33.0%
18 and over	63	67.0%
65 and over	5	5.3%
Median age	33.3 years

Race & ethnicity

White 96.8%

Black or African American 1.1%

Hispanic or Latino 1.1%

Two or more races 1.1%

Group	Count	%
White	92	96.8%
Black or African American	1	1.1%
Hispanic or Latino	1	1.1%
Two or more races	1	1.1%

Household income

$10k–$15k 3.2%

$15k–$25k 22.6%

$35k–$50k 12.9%

$50k–$75k 22.6%

$75k–$100k 6.5%

$100k–$150k 29.0%

$150k–$200k 3.2%

Range	% of households
$10k–$15k	3.2%
$15k–$25k	22.6%
$35k–$50k	12.9%
$50k–$75k	22.6%
$75k–$100k	6.5%
$100k–$150k	29.0%
$150k–$200k	3.2%
Median income	$63,125

Housing

Home values

Under $50k 86.4%

$50k–$100k 9.1%

$100k–$150k 4.5%

Housing overview

Metric	Value
Median home value	$42,000
Median rent / month	$688
Owner occupied	71.0%
Renter occupied	29.0%
Vacant	40.4%
Single-family detached	50.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	5.9
Avg household size (owned)	2.86

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	0.0%
1980–1989	0.0%
1970–1979	0.0%
1960–1969	7.7%
1950–1959	0.0%
1940–1949	9.6%
1939 or earlier	82.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	23.1%
3 bedrooms	76.9%
4 bedrooms	0.0%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	12.9%
1 vehicle	45.2%
2 vehicles	25.8%
3 or more	16.1%

Heating fuel

Fuel type	%
Utility gas	100.0%

Households & families

Household type	Count	%
Married-couple family	17	54.8%
Cohabiting couple	6	19.4%
Male householder, no spouse	3	9.7%
Female householder, no spouse	5	16.1%
Households with children under 18	18	58.1%
Households with seniors (65+)	4	12.9%
Average household size	2.90

Marital status

Status	Male	Female
Never married	59.1%	36.4%
Married	40.9%	48.5%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	0.0%	15.2%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 63.8%

Some college, no degree 29.3%

Associate's degree 0.0%

Bachelor's degree 3.4%

Graduate / professional 3.4%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	6.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	3	10.0%
Elementary school	12	40.0%
High school	15	50.0%
College / grad school	0	0.0%

Employment

Industry of employment

Finance & real estate 23.8%

Professional & management 23.8%

Retail trade 16.7%

Manufacturing 11.9%

Construction 9.5%

Transportation & utilities 4.8%

Public administration 4.8%

Arts, food & hospitality 2.4%

Other services 2.4%

Occupation

Category	%
Management, business & arts	50.0%
Service	7.1%
Sales & office	9.5%
Natural resources & construction	9.5%
Production & transportation	23.8%

Employment type

Type	%
Private sector	85.7%
Government	4.8%
Self-employed	9.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	92.1%
Carpool	0.0%
Public transit	0.0%
Walk	7.9%
Other means	0.0%
Avg commute (minutes)	23.8

Poverty

All people 19.1%

Under 18 years 29.0%

18 and over 14.3%

Married-couple families 0.0%

Female-led households 75.0%

Income support

Source	% of households
Social Security	19.4%
Retirement income	16.1%
Supplemental Security	6.5%
Cash public assistance	6.5%
Food stamps / SNAP	22.6%

Health indicators

Condition	%
High blood pressure	45.0%
High cholesterol	36.0%
Heart disease	10.5%
Stroke	4.8%
Asthma	9.9%
Arthritis	35.3%
Kidney disease	4.3%
Pulmonary disease	10.1%
Cancer	9.5%

Behavior / access	%
Binge drinking	13.0%
No physical activity	30.1%
Less than 7 hrs sleep	32.0%
Fair or poor health	19.2%
Poor mental health	14.3%
Poor physical health	12.3%
No health insurance	12.6%
Visited doctor (checkup)	78.9%
Visited dentist	56.9%
Cholesterol screening	90.8%
Teeth loss	16.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	10	15.9%

Disability	%
Any disability	18.1%
Under 18	22.6%
18–64 years	10.3%
65 and over	80.0%

Health insurance coverage

Type	%
Private insurance	23.4%
Public insurance	85.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	92	97.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	94	100.0%
Born in same state	94	100.0%
Born in different state	63	67.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	14	14.9%
Italian	3	3.2%

Ancestry	Count	%
Irish	1	1.1%
French	1	1.1%

Technology access

Metric	% of households
Computer access	33.0%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Luke, MD have?

Luke, MD has one ZIP code: 21540. Each ZIP code serves a distinct delivery area within the city and surrounding region.