Loretto ZIP Codes — Lawrence County, TN

There is one unique ZIP code in Loretto, Tennessee and it is 38469. Area code: 931.

ZIP codes

69.46

sq mi land

0.02

sq mi water

931

area code

Loretto, TN ZIP code map

About Loretto, TN

Loretto, Tennessee, is a charming small city nestled in the heart of Lawrence County. Known for its friendly community and rich history, it serves as a peaceful retreat for residents and visitors alike. The city embodies a blend of southern hospitality and small-town charm, making it an inviting place to live and explore.

Location & geography

Located in Lawrence County, Loretto is strategically situated in the central part of Tennessee. Nearby cities include Lawrenceburg, which lies approximately 16 miles to the northwest, and Florence, Alabama, about 23 miles to the southwest. The city covers a land area of 69.46 square miles, with a small water area of 0.02 square miles, adding to its picturesque landscape.

Community & economy

Loretto boasts a close-knit community where residents enjoy a slower pace of life in a tranquil environment. The local economy thrives on a mix of industries including manufacturing, agriculture, and retail, contributing to the city's economic stability. Daily life in Loretto is characterized by community events and activities that foster strong relationships among residents.

Transportation

Transportation in Loretto is primarily facilitated by U.S. Route 43, which connects residents to surrounding towns and cities. The nearest major airport is North Alabama International Airport, located approximately 26 miles away in Muscle Shoals, Alabama. Public transit options may be limited, making personal vehicles the most common mode of transportation.

History

Loretto was founded in the early 1900s and has a rich heritage rooted in agriculture and small-scale manufacturing. Over the years, the city has seen growth linked to its strategic location and access to major transportation routes. Notable events in its history include the establishment of key local businesses that have helped shape the community's identity.

Did you know?

One surprising fact about Loretto is that despite its small size, it offers unique local events that draw visitors from neighboring areas. Additionally, Loretto is home to several annual festivals and gatherings that celebrate its cultural heritage.

ZIP codes for Loretto, TN (1)

ZIP code	City	County	Map
38469	Loretto	Lawrence	View map

Demographics & statistics

4,347

Population

42.4

Median age

$56,940

Median household income

$28,056

Per capita income

$139,500

Median home value

$663

Median monthly rent

87.4%

Home ownership

14.9%

Poverty rate

5.8%

Unemployment

1,610

Housing units

16.7%

Bachelor's or higher

Age distribution

Male Female

116

Under 5

126

5–9

101

155

10–14

168

169

15–19

183

20–24

263

25–34

284

206

35–44

222

325

45–54

350

129

55–59

138

122

60–64

132

281

65–74

302

104

75–84

113

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,017	23.4%
18 and over	3,330	76.6%
65 and over	881	20.3%
Median age	42.4 years

Race & ethnicity

White 94.8%

Two or more races 3.3%

Hispanic or Latino 1.8%

Group	Count	%
White	4,199	94.8%
Two or more races	148	3.3%
Hispanic or Latino	81	1.8%

Household income

Under $10k 4.5%

$10k–$15k 5.2%

$15k–$25k 11.5%

$25k–$35k 11.8%

$35k–$50k 10.9%

$50k–$75k 21.6%

$75k–$100k 9.4%

$100k–$150k 14.2%

$150k–$200k 7.8%

$200k+ 3.1%

Range	% of households
Under $10k	4.5%
$10k–$15k	5.2%
$15k–$25k	11.5%
$25k–$35k	11.8%
$35k–$50k	10.9%
$50k–$75k	21.6%
$75k–$100k	9.4%
$100k–$150k	14.2%
$150k–$200k	7.8%
$200k+	3.1%
Median income	$56,940

Housing

Home values

Under $50k 9.7%

$50k–$100k 23.0%

$100k–$150k 20.9%

$150k–$200k 16.0%

$200k–$300k 20.2%

$300k–$500k 5.1%

$500k–$1M 5.3%

Housing overview

Metric	Value
Median home value	$139,500
Median rent / month	$663
Owner occupied	87.4%
Renter occupied	12.6%
Vacant	9.2%
Single-family detached	80.6%
Large apartment buildings	0.6%
Mobile homes	16.0%
Median rooms	5.9
Avg household size (owned)	2.62

Year built

Era	%
2020 or later	0.3%
2010–2019	5.1%
2000–2009	14.9%
1990–1999	17.3%
1980–1989	9.2%
1970–1979	15.2%
1960–1969	14.1%
1950–1959	14.8%
1940–1949	2.1%
1939 or earlier	6.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.1%
2 bedrooms	23.3%
3 bedrooms	56.9%
4 bedrooms	13.5%
5+ bedrooms	4.2%

Vehicles per household

Vehicles	% of households
No vehicle	1.5%
1 vehicle	27.8%
2 vehicles	38.2%
3 or more	32.5%

Heating fuel

Fuel type	%
Utility gas	25.5%
Electricity	60.8%
Propane / LP gas	11.2%
Wood	2.1%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	891	54.0%
Cohabiting couple	87	5.3%
Male householder, no spouse	198	12.0%
Female householder, no spouse	473	28.7%
Households with children under 18	599	36.3%
Households with seniors (65+)	571	34.6%
Average household size	2.64

Marital status

Status	Male	Female
Never married	22.9%	24.3%
Married	59.3%	50.9%
Separated	2.3%	0.6%
Widowed	5.0%	11.5%
Divorced	10.5%	12.7%

Education

Less than 9th grade 7.6%

Some HS, no diploma 10.2%

HS graduate 37.1%

Some college, no degree 14.9%

Associate's degree 13.4%

Bachelor's degree 11.9%

Graduate / professional 4.9%

Metric	%
HS diploma or higher	82.2%
Bachelor's or higher	16.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	30	3.2%
Kindergarten	27	2.9%
Elementary school	345	37.3%
High school	387	41.8%
College / grad school	137	14.8%

Employment

Industry of employment

Manufacturing 29.8%

Education & healthcare 23.1%

Transportation & utilities 9.2%

Retail trade 7.7%

Arts, food & hospitality 7.3%

Construction 5.0%

Finance & real estate 4.6%

Professional & management 4.4%

Public administration 2.8%

Other services 2.2%

Agriculture & mining 2.0%

Information 1.1%

Wholesale trade 0.8%

Occupation

Category	%
Management, business & arts	39.0%
Service	10.6%
Sales & office	15.3%
Natural resources & construction	6.4%
Production & transportation	28.6%

Employment type

Type	%
Private sector	77.8%
Government	13.7%
Self-employed	8.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.1%
Carpool	8.1%
Public transit	0.4%
Walk	0.4%
Other means	0.8%
Avg commute (minutes)	27.0

Poverty

All people 14.9%

Under 18 years 13.7%

18 and over 15.2%

Married-couple families 8.1%

Female-led households 16.8%

Income support

Source	% of households
Social Security	39.5%
Retirement income	24.7%
Supplemental Security	9.4%
Cash public assistance	5.8%
Food stamps / SNAP	12.1%

Health indicators

Condition	%
High blood pressure	40.3%
High cholesterol	36.5%
Heart disease	8.4%
Stroke	4.0%
Asthma	10.7%
Arthritis	32.4%
Kidney disease	3.4%
Pulmonary disease	10.8%
Cancer	7.5%

Behavior / access	%
Binge drinking	13.7%
No physical activity	28.0%
Less than 7 hrs sleep	35.3%
Fair or poor health	19.1%
Poor mental health	17.4%
Poor physical health	13.4%
No health insurance	17.7%
Visited doctor (checkup)	76.0%
Visited dentist	51.5%
Cholesterol screening	89.7%
Teeth loss	20.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	204	6.1%

Disability	%
Any disability	23.0%
Under 18	11.0%
18–64 years	15.4%
65 and over	57.9%

Health insurance coverage

Type	%
Private insurance	68.3%
Public insurance	39.9%
Uninsured under 19	6.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,105	94.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,289	98.7%
Born in same state	4,289	98.7%
Born in different state	2,708	62.3%
Foreign born	0	0.0%
Naturalized citizen	58	1.3%
Not a US citizen	12	20.7%

Ancestry

Ancestry	Count	%
Arab	879	20.2%
French	478	11%
Italian	435	10%
Dutch	12	0.3%

Ancestry	Count	%
German	9	0.2%
English	7	0.2%
Irish	1	0%

Technology access

Metric	% of households
Computer access	37.9%
Internet access	87.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Loretto, TN have?

Loretto, TN has one ZIP code: 38469. Each ZIP code serves a distinct delivery area within the city and surrounding region.