Lake ZIP Code List — Clare County, MI

There is one unique ZIP code in Lake, Michigan and it is 48632. Area code: 989.

ZIP codes

123.17

sq mi land

4.64

sq mi water

989

area code

Lake, MI ZIP code map

About Lake, MI

Lake, Michigan, is a serene community nestled in Clare County. It offers a tranquil atmosphere with beautiful natural surroundings, perfect for those seeking a quiet retreat. Known for its outdoor recreational opportunities, Lake is a charming spot in the heart of Michigan.

Location & geography

The city of Lake is situated in the central part of Michigan, providing a picturesque landscape of wooded areas and lakes. Nearby cities include Harrison, located approximately 20 miles to the northeast, and Farwell, about 15 miles to the southwest. The total land area of Lake is 123.17 square miles, complemented by 4.64 square miles of water, making it a lovely destination for water-based activities.

Community & economy

Lake has a close-knit community characterized by friendly residents and a welcoming atmosphere. The local economy is primarily driven by tourism, with many visitors drawn to the natural beauty and recreational opportunities available. Daily life in Lake often revolves around outdoor activities, including fishing, hiking, and camping, fostering a strong appreciation for the area's natural resources.

Transportation

Lake is easily accessible via U.S. Highway 127, which provides convenient connections to nearby towns and cities. The closest commercial airport is MBS International Airport, located about 50 miles to the northeast in Freeland. Local transportation options may include regional bus services, though personal vehicles are the most common means of getting around.

History

Lake, MI, was established as a settlement primarily due to its attractive natural features and became known for its timber industry during its early years. As the community grew, it attracted visitors for its lakes and outdoor recreational potential, shaping its identity as a destination for tourism and leisure. Over the years, Lake has hosted various events celebrating its rich culture and natural beauty.

Did you know?

One little-known fact about Lake, MI, is that despite its small size, it boasts abundant wildlife, making it a favored spot for bird-watching enthusiasts. Additionally, many visitors are drawn to the area for its scenic trails and fishing opportunities.

ZIP codes for Lake, MI (1)

ZIP code	City	County	Map
48632	Lake	Clare	View map

Demographics & statistics

5,028

Population

51.3

Median age

$49,722

Median household income

$32,156

Per capita income

$125,400

Median home value

$810

Median monthly rent

91.2%

Home ownership

21.5%

Poverty rate

11.0%

Unemployment

4,260

Housing units

13.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

142

5–9

130

150

10–14

138

162

15–19

148

115

20–24

106

227

25–34

207

233

35–44

213

343

45–54

313

232

55–59

213

288

60–64

264

420

65–74

384

149

75–84

136

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	878	17.5%
18 and over	4,150	82.5%
65 and over	1,245	24.8%
Median age	51.3 years

Race & ethnicity

White 87.8%

Two or more races 5.1%

Hispanic or Latino 3.5%

Other race 2.5%

American Indian / Alaska Native 1%

Asian 0.1%

Group	Count	%
White	4,574	87.8%
Two or more races	268	5.1%
Hispanic or Latino	181	3.5%
Other race	129	2.5%
American Indian / Alaska Native	54	1%
Asian	3	0.1%

Household income

Under $10k 4.8%

$10k–$15k 5.9%

$15k–$25k 8.8%

$25k–$35k 14.2%

$35k–$50k 16.6%

$50k–$75k 19.5%

$75k–$100k 12.7%

$100k–$150k 10.3%

$150k–$200k 3.2%

$200k+ 4.0%

Range	% of households
Under $10k	4.8%
$10k–$15k	5.9%
$15k–$25k	8.8%
$25k–$35k	14.2%
$35k–$50k	16.6%
$50k–$75k	19.5%
$75k–$100k	12.7%
$100k–$150k	10.3%
$150k–$200k	3.2%
$200k+	4.0%
Median income	$49,722

Housing

Home values

Under $50k 20.1%

$50k–$100k 21.7%

$100k–$150k 18.1%

$150k–$200k 15.1%

$200k–$300k 14.4%

$300k–$500k 9.1%

$500k–$1M 0.9%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$125,400
Median rent / month	$810
Owner occupied	91.2%
Renter occupied	8.8%
Vacant	54.3%
Single-family detached	80.1%
Large apartment buildings	0.1%
Mobile homes	18.6%
Median rooms	5.1
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	0.0%
2010–2019	4.1%
2000–2009	16.5%
1990–1999	23.0%
1980–1989	12.5%
1970–1979	16.0%
1960–1969	8.1%
1950–1959	8.2%
1940–1949	6.6%
1939 or earlier	4.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	8.2%
2 bedrooms	34.6%
3 bedrooms	42.9%
4 bedrooms	12.6%
5+ bedrooms	1.0%

Vehicles per household

Vehicles	% of households
No vehicle	4.5%
1 vehicle	32.7%
2 vehicles	34.4%
3 or more	28.4%

Heating fuel

Fuel type	%
Utility gas	50.3%
Electricity	4.3%
Propane / LP gas	33.4%
Fuel oil	1.1%
Wood	10.0%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,055	52.1%
Cohabiting couple	176	8.7%
Male householder, no spouse	446	22.0%
Female householder, no spouse	349	17.2%
Households with children under 18	416	20.5%
Households with seniors (65+)	832	41.1%
Average household size	2.48

Marital status

Status	Male	Female
Never married	28.4%	21.0%
Married	49.5%	54.4%
Separated	1.3%	0.9%
Widowed	6.6%	8.8%
Divorced	14.3%	14.9%

Education

Less than 9th grade 4.7%

Some HS, no diploma 8.6%

HS graduate 41.4%

Some college, no degree 21.0%

Associate's degree 10.7%

Bachelor's degree 9.9%

Graduate / professional 3.8%

Metric	%
HS diploma or higher	86.7%
Bachelor's or higher	13.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	30	3.4%
Kindergarten	76	8.6%
Elementary school	388	44.1%
High school	220	25.0%
College / grad school	166	18.9%

Employment

Industry of employment

Education & healthcare 19.5%

Arts, food & hospitality 16.0%

Manufacturing 14.8%

Retail trade 13.9%

Construction 9.4%

Professional & management 8.2%

Transportation & utilities 4.6%

Other services 4.3%

Public administration 3.6%

Finance & real estate 2.7%

Agriculture & mining 1.4%

Wholesale trade 0.8%

Information 0.8%

Occupation

Category	%
Management, business & arts	25.9%
Service	22.0%
Sales & office	22.7%
Natural resources & construction	11.5%
Production & transportation	17.9%

Employment type

Type	%
Private sector	79.5%
Government	10.6%
Self-employed	9.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.7%
Carpool	7.8%
Public transit	3.0%
Walk	0.5%
Other means	0.5%
Avg commute (minutes)	31.4

Poverty

All people 21.5%

Under 18 years 36.7%

18 and over 18.3%

Married-couple families 10.8%

Female-led households 53.1%

Income support

Source	% of households
Social Security	55.2%
Retirement income	38.4%
Supplemental Security	7.1%
Cash public assistance	5.1%
Food stamps / SNAP	17.6%

Health indicators

Condition	%
High blood pressure	42.1%
High cholesterol	40.5%
Heart disease	10.6%
Stroke	5.0%
Asthma	11.9%
Arthritis	38.4%
Kidney disease	4.3%
Pulmonary disease	12.9%
Cancer	8.6%

Behavior / access	%
Binge drinking	15.9%
No physical activity	27.1%
Less than 7 hrs sleep	35.4%
Fair or poor health	21.7%
Poor mental health	16.9%
Poor physical health	15.5%
No health insurance	11.1%
Visited doctor (checkup)	76.4%
Visited dentist	59.5%
Cholesterol screening	91.5%
Teeth loss	19.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	452	10.9%

Disability	%
Any disability	24.3%
Under 18	7.3%
18–64 years	24.4%
65 and over	36.1%

Health insurance coverage

Type	%
Private insurance	55.7%
Public insurance	59.9%
Uninsured under 19	9.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,869	96.8%
Spanish	58	1.2%
Other Indo-European	16	0.3%
Asian & Pacific Islander	42	0.9%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,939	98.2%
Born in same state	4,933	98.1%
Born in different state	4,256	84.6%
Foreign born	6	0.1%
Naturalized citizen	89	1.8%
Not a US citizen	38	42.7%

Ancestry

Ancestry	Count	%
French	700	13.9%
Italian	496	9.9%
Arab	221	4.4%
German	89	1.8%
English	85	1.7%

Ancestry	Count	%
Irish	29	0.6%
Polish	28	0.6%
Dutch	6	0.1%
Norwegian	4	0.1%

Technology access

Metric	% of households
Computer access	40.3%
Internet access	89.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Lake, MI?

Lake, MI has one ZIP code: 48632.

What is the main ZIP code for Lake, MI?

The primary ZIP code for Lake, MI is 48632. The city uses area code 989 for phone service.

What county is Lake, MI in?

Lake is located in Clare County, Michigan.

How many ZIP codes are in Lake, MI?

Lake, MI has 1 ZIP code.

What ZIP code should I use when mailing something to downtown Lake, Michigan?

Downtown Lake, Michigan uses ZIP code 48632, which serves the central business district and historic core of this Clare County community.

If I'm sending a package to a business in Lake, MI near the Clare County area, what ZIP code do I need?

All addresses in Lake, Michigan, including businesses throughout Clare County in this area, use the single ZIP code 48632.