Horseshoe Bay ZIP Code List — Llano County, TX

There is one unique ZIP code in Horseshoe Bay, Texas and it is 78657. Area code: 830.

ZIP codes

38.77

sq mi land

3.66

sq mi water

830

area code

Horseshoe Bay, TX ZIP code map

About Horseshoe Bay, TX

Horseshoe Bay, Texas, is a charming city located in Llano County, known for its picturesque landscapes and vibrant community. Nestled near the stunning shores of Lake LBJ, it offers a peaceful retreat with a mix of nature and recreation. Founded primarily as a resort destination, Horseshoe Bay has continued to thrive due to its tourist appeal and welcoming atmosphere.

Location & geography

Horseshoe Bay is situated approximately 45 miles northwest of Austin, making it an ideal location for both residents and visitors seeking the tranquility of the Texas Hill Country. The city's total land area covers 77.54 square miles, complemented by an impressive 7.32 square miles of water, primarily from Lake LBJ and its surrounding waterways. The terrain is characterized by rolling hills, scenic vistas, and stunning waterfront views, making it a popular destination for outdoor enthusiasts.

Community & economy

The community in Horseshoe Bay is known for its friendly and neighborly character, which attracts both retirees and families alike. The local economy is bolstered by tourism, with many residents engaged in hospitality, retail, and service industries that cater to visitors. Daily life in Horseshoe Bay revolves around enjoying the outdoors, participating in community events, and taking advantage of the recreational opportunities provided by the nearby lake.

Transportation

Horseshoe Bay is served primarily by Highway 2147, which connects the city to nearby towns and the larger highway system in Central Texas. The nearest airport is the Burnet Municipal Airport, located about 15 miles away, providing access for general aviation. Public transit options are limited, but the city’s layout is conducive to local travel by car and cycling for short distances.

History

Horseshoe Bay was founded in the late 20th century as a scenic resort destination, capitalizing on the natural beauty of its lakes and hills. Key industries have historically included tourism and real estate development, which have played a significant role in shaping the community. Notable events in its history include the establishment of the Horseshoe Bay Resort, which has attracted visitors from across the state and beyond.

Did you know?

One surprising fact about Horseshoe Bay is that it is home to one of the few private golf courses designed by legendary golfer Jack Nicklaus. The city also boasts numerous annual events that celebrate its unique culture and outdoor lifestyle.

ZIP codes for Horseshoe Bay, TX (1)

ZIP code	City	County	Map
78657	Horseshoe Bay	Llano	View map

Demographics & statistics

6,958

Population

59.8

Median age

$81,518

Median household income

$60,660

Per capita income

$409,300

Median home value

$1,510

Median monthly rent

86.4%

Home ownership

4.9%

Poverty rate

2.9%

Unemployment

4,902

Housing units

42.2%

Bachelor's or higher

Age distribution

Male Female

161

Under 5

161

5–9

125

10–14

125

214

15–19

214

116

20–24

116

189

25–34

189

293

35–44

293

386

45–54

386

190

55–59

189

355

60–64

355

684

65–74

682

505

75–84

504

189

85+

189

← Male

Female →

Age summary

Group	Count	%
Under 18	984	14.1%
18 and over	5,974	85.9%
65 and over	2,753	39.6%
Median age	59.8 years

Race & ethnicity

White 73.9%

Hispanic or Latino 12.2%

Other race 7.4%

Two or more races 6%

Asian 0.4%

Black or African American 0.2%

Group	Count	%
White	5,850	73.9%
Hispanic or Latino	963	12.2%
Other race	587	7.4%
Two or more races	473	6%
Asian	35	0.4%
Black or African American	13	0.2%

Household income

Under $10k 3.1%

$10k–$15k 1.9%

$15k–$25k 5.3%

$25k–$35k 3.7%

$35k–$50k 14.2%

$50k–$75k 18.9%

$75k–$100k 12.0%

$100k–$150k 16.5%

$150k–$200k 10.7%

$200k+ 13.7%

Range	% of households
Under $10k	3.1%
$10k–$15k	1.9%
$15k–$25k	5.3%
$25k–$35k	3.7%
$35k–$50k	14.2%
$50k–$75k	18.9%
$75k–$100k	12.0%
$100k–$150k	16.5%
$150k–$200k	10.7%
$200k+	13.7%
Median income	$81,518

Housing

Home values

Under $50k 2.1%

$50k–$100k 5.4%

$100k–$150k 7.1%

$150k–$200k 5.3%

$200k–$300k 16.5%

$300k–$500k 29.4%

$500k–$1M 20.9%

$1M+ 13.4%

Housing overview

Metric	Value
Median home value	$409,300
Median rent / month	$1,510
Owner occupied	86.4%
Renter occupied	13.6%
Vacant	41.9%
Single-family detached	67.5%
Large apartment buildings	2.0%
Mobile homes	6.7%
Median rooms	5.8
Avg household size (owned)	2.25

Year built

Era	%
2020 or later	0.9%
2010–2019	10.8%
2000–2009	20.4%
1990–1999	22.8%
1980–1989	26.7%
1970–1979	13.8%
1960–1969	3.4%
1950–1959	1.1%
1940–1949	0.0%
1939 or earlier	0.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	2.2%
2 bedrooms	20.8%
3 bedrooms	54.8%
4 bedrooms	17.5%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.8%
1 vehicle	38.6%
2 vehicles	41.1%
3 or more	19.5%

Heating fuel

Fuel type	%
Utility gas	3.4%
Electricity	91.8%
Propane / LP gas	2.9%
Wood	0.3%
Solar	0.2%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	1,776	57.5%
Cohabiting couple	71	2.3%
Male householder, no spouse	350	11.3%
Female householder, no spouse	893	28.9%
Households with children under 18	511	16.5%
Households with seniors (65+)	1,756	56.8%
Average household size	2.25

Marital status

Status	Male	Female
Never married	18.6%	19.2%
Married	66.8%	55.9%
Separated	0.0%	1.5%
Widowed	6.1%	6.7%
Divorced	8.4%	16.7%

Education

Less than 9th grade 3.2%

Some HS, no diploma 2.4%

HS graduate 20.8%

Some college, no degree 23.7%

Associate's degree 7.6%

Bachelor's degree 31.9%

Graduate / professional 10.3%

Metric	%
HS diploma or higher	94.4%
Bachelor's or higher	42.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	114	12.3%
Kindergarten	53	5.7%
Elementary school	289	31.1%
High school	329	35.5%
College / grad school	143	15.4%

Employment

Industry of employment

Professional & management 15.6%

Construction 12.4%

Education & healthcare 12.0%

Retail trade 11.7%

Arts, food & hospitality 10.1%

Agriculture & mining 9.3%

Finance & real estate 8.9%

Manufacturing 6.6%

Other services 5.1%

Transportation & utilities 4.9%

Public administration 1.8%

Wholesale trade 1.4%

Information 0.2%

Occupation

Category	%
Management, business & arts	34.2%
Service	18.0%
Sales & office	24.4%
Natural resources & construction	15.9%
Production & transportation	7.5%

Employment type

Type	%
Private sector	77.1%
Government	9.1%
Self-employed	13.3%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	71.9%
Carpool	11.5%
Public transit	0.0%
Walk	0.0%
Other means	3.1%
Avg commute (minutes)	31.9

Poverty

All people 4.9%

Under 18 years 0.1%

18 and over 5.7%

Married-couple families 3.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	52.1%
Retirement income	34.5%
Supplemental Security	2.1%
Cash public assistance	3.0%
Food stamps / SNAP	3.7%

Health indicators

Condition	%
High blood pressure	41.8%
High cholesterol	43.1%
Heart disease	8.6%
Stroke	3.4%
Asthma	8.1%
Arthritis	29.6%
Kidney disease	3.4%
Pulmonary disease	7.1%
Cancer	10.1%

Behavior / access	%
Binge drinking	15.1%
No physical activity	20.5%
Less than 7 hrs sleep	29.1%
Fair or poor health	13.7%
Poor mental health	11.6%
Poor physical health	10.3%
No health insurance	17.6%
Visited doctor (checkup)	76.3%
Visited dentist	65.7%
Cholesterol screening	94.2%
Teeth loss	8.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	785	13.1%

Disability	%
Any disability	13.3%
Under 18	1.1%
18–64 years	5.4%
65 and over	26.9%

Health insurance coverage

Type	%
Private insurance	63.3%
Public insurance	47.8%
Uninsured under 19	22.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,636	95.4%
Spanish	415	6.3%
Other Indo-European	415	6.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,135	88.2%
Born in same state	6,095	87.6%
Born in different state	3,760	54.0%
Foreign born	40	0.6%
Naturalized citizen	823	11.8%
Not a US citizen	201	24.4%

Ancestry

Ancestry	Count	%
French	1,181	17%
Italian	1,059	15.2%
Arab	411	5.9%
Polish	208	3%

Ancestry	Count	%
German	32	0.5%
English	22	0.3%
Irish	9	0.1%
Dutch	6	0.1%

Technology access

Metric	% of households
Computer access	44.4%
Internet access	99.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Horseshoe Bay, TX?

Horseshoe Bay, TX has one ZIP code: 78657.

What is the main ZIP code for Horseshoe Bay, TX?

The primary ZIP code for Horseshoe Bay, TX is 78657. The city uses area code 830 for phone service.

What county is Horseshoe Bay, TX in?

Horseshoe Bay is located in Llano County, Texas.

How many ZIP codes are in Horseshoe Bay, TX?

Horseshoe Bay, TX has 1 ZIP code.

What is the ZIP code for the Horseshoe Bay Resort and Country Club area?

The Horseshoe Bay Resort area is located in ZIP code 78657, which serves the primary residential and commercial sections of Horseshoe Bay.

What ZIP code should I use when mailing packages to businesses along Ranch Road 2147 in Horseshoe Bay?

Addresses along Ranch Road 2147 and other main thoroughfares in Horseshoe Bay use ZIP code 78657.