Germantown ZIP Codes — Shelby County, TN

There are 3 unique ZIP codes in Germantown, Tennessee. Area code: 901.

ZIP codes

20.56

sq mi land

0.06

sq mi water

901

area code

Germantown, TN ZIP code map

About Germantown, TN

Germantown, TN is a charming suburban city located within Shelby County in the western part of Tennessee. Known for its excellent schools and beautiful parks, Germantown offers a family-friendly environment with numerous recreational opportunities. The city's commitment to community and quality of life makes it a sought-after location for both residents and visitors.

Location & geography

Situated just east of the city of Memphis, Germantown is conveniently located approximately 20 miles from downtown Memphis. The city shares borders with several neighboring communities, including Collierville to the southeast and Memphis to the west. Germantown spans a land area of 41.12 square miles, with a small water area of 0.13 square miles, providing a mix of urban and natural landscapes.

Community & economy

Germantown is characterized by its strong sense of community, heavily influenced by its diverse population and active civic organizations. The economy is supported by a mix of retail, healthcare, and professional services, contributing to a vibrant local business scene. Daily life in Germantown includes access to parks, shopping centers, and cultural events, making it an engaging place to live and work.

Transportation

The city is accessible via major roadways such as Highway 72 and Interstate 40, facilitating easy travel to neighboring cities and regions. The nearest major airport is Memphis International Airport, located approximately 13 miles to the west. Public transit options are available, including bus services that connect Germantown with nearby areas.

History

Founded in the late 19th century, Germantown originally served as a farming community before becoming a suburban retreat for those working in Memphis. Key industries during its development included agriculture and later, retail and services as the population grew. A notable event in its history includes the establishment of its own school district, contributing to its reputation for educational excellence.

Did you know?

One surprising fact about Germantown is that it has been recognized for its impressive green space, including parks and trails that promote outdoor activities. Additionally, the city hosts an annual festival, celebrating its vibrant community spirit and local culture.

ZIP codes for Germantown, TN (3)

ZIP code	City	County	Map
38138	Germantown	Shelby	View map
38139	Germantown	Shelby	View map
38183	Germantown	Shelby	View map

Demographics & statistics

42,092

Population

43.7

Median age

$143,077

Median household income

$72,335

Per capita income

$430,650

Median home value

$1,838

Median monthly rent

89.3%

Home ownership

2.2%

Poverty rate

2.8%

Unemployment

14,600

Housing units

69.6%

Bachelor's or higher

Age distribution

Male Female

1,251

Under 5

1,280

1,821

5–9

1,861

1,426

10–14

1,459

1,461

15–19

1,493

571

20–24

584

1,351

25–34

1,382

2,979

35–44

3,047

2,672

45–54

2,733

1,197

55–59

1,223

1,225

60–64

1,253

2,675

65–74

2,735

1,504

75–84

1,538

678

85+

693

← Male

Female →

Age summary

Group	Count	%
Under 18	11,269	27.1%
18 and over	30,823	73.0%
65 and over	9,823	22.8%
Median age	43.7 years

Race & ethnicity

White 85.1%

Asian 5.6%

Black or African American 4.7%

Two or more races 2.5%

Hispanic or Latino 1.4%

Other race 0.6%

Group	Count	%
White	36,324	85.1%
Asian	2,377	5.6%
Black or African American	2,018	4.7%
Two or more races	1,083	2.5%
Hispanic or Latino	611	1.4%
Other race	275	0.6%

Household income

Under $10k 1.3%

$10k–$15k 1.5%

$15k–$25k 2.3%

$25k–$35k 3.0%

$35k–$50k 3.8%

$50k–$75k 10.1%

$75k–$100k 9.8%

$100k–$150k 19.8%

$150k–$200k 14.9%

$200k+ 33.8%

Range	% of households
Under $10k	1.3%
$10k–$15k	1.5%
$15k–$25k	2.3%
$25k–$35k	3.0%
$35k–$50k	3.8%
$50k–$75k	10.1%
$75k–$100k	9.8%
$100k–$150k	19.8%
$150k–$200k	14.9%
$200k+	33.8%
Median income	$143,077

Housing

Home values

Under $50k 0.8%

$50k–$100k 1.0%

$100k–$150k 0.7%

$150k–$200k 2.0%

$200k–$300k 11.6%

$300k–$500k 50.0%

$500k–$1M 29.6%

$1M+ 4.5%

Housing overview

Metric	Value
Median home value	$430,650
Median rent / month	$1,838
Owner occupied	89.3%
Renter occupied	10.7%
Vacant	4.0%
Single-family detached	85.8%
Large apartment buildings	5.6%
Mobile homes	0.2%
Median rooms	8.9
Avg household size (owned)	2.74

Year built

Era	%
2020 or later	0.3%
2010–2019	7.0%
2000–2009	11.7%
1990–1999	16.7%
1980–1989	25.7%
1970–1979	31.8%
1960–1969	4.7%
1950–1959	1.4%
1940–1949	0.3%
1939 or earlier	0.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	3.6%
2 bedrooms	7.8%
3 bedrooms	21.9%
4 bedrooms	49.2%
5+ bedrooms	17.2%

Vehicles per household

Vehicles	% of households
No vehicle	3.9%
1 vehicle	19.3%
2 vehicles	49.5%
3 or more	27.4%

Heating fuel

Fuel type	%
Utility gas	67.5%
Electricity	31.0%
Propane / LP gas	1.1%
Wood	0.2%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	10,970	71.6%
Cohabiting couple	123	0.7%
Male householder, no spouse	1,671	10.4%
Female householder, no spouse	3,131	17.4%
Households with children under 18	5,615	36.5%
Households with seniors (65+)	6,770	41.8%
Average household size	2.69

Marital status

Status	Male	Female
Never married	18.4%	14.8%
Married	71.4%	68.3%
Separated	0.5%	1.2%
Widowed	3.3%	9.5%
Divorced	6.5%	6.3%

Education

Less than 9th grade 0.5%

Some HS, no diploma 1.1%

HS graduate 8.4%

Some college, no degree 16.0%

Associate's degree 4.5%

Bachelor's degree 36.0%

Graduate / professional 33.6%

Metric	%
HS diploma or higher	98.5%
Bachelor's or higher	69.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1,398	12.5%
Kindergarten	785	6.8%
Elementary school	5,063	44.6%
High school	2,946	25.3%
College / grad school	1,296	10.9%

Employment

Industry of employment

Education & healthcare 25.9%

Professional & management 13.9%

Finance & real estate 10.9%

Manufacturing 9.5%

Retail trade 8.1%

Transportation & utilities 7.9%

Arts, food & hospitality 5.6%

Other services 5.2%

Construction 4.6%

Wholesale trade 3.7%

Public administration 2.5%

Information 1.5%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	67.3%
Service	5.0%
Sales & office	18.5%
Natural resources & construction	3.5%
Production & transportation	5.9%

Employment type

Type	%
Private sector	84.8%
Government	8.5%
Self-employed	6.6%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	78.7%
Carpool	6.2%
Public transit	0.1%
Walk	0.3%
Other means	0.3%
Avg commute (minutes)	21.4

Poverty

All people 2.2%

Under 18 years 1.2%

18 and over 2.6%

Married-couple families 0.9%

Female-led households 4.1%

Income support

Source	% of households
Social Security	35.8%
Retirement income	30.6%
Supplemental Security	1.7%
Cash public assistance	0.1%
Food stamps / SNAP	1.2%

Health indicators

Condition	%
High blood pressure	33.1%
High cholesterol	37.5%
Heart disease	5.6%
Stroke	2.4%
Asthma	8.6%
Arthritis	25.9%
Kidney disease	2.4%
Pulmonary disease	5.2%
Cancer	7.8%

Behavior / access	%
Binge drinking	14.3%
No physical activity	14.9%
Less than 7 hrs sleep	25.8%
Fair or poor health	9.1%
Poor mental health	11.9%
Poor physical health	7.6%
No health insurance	9.0%
Visited doctor (checkup)	77.6%
Visited dentist	76.9%
Cholesterol screening	94.9%
Teeth loss	6.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,411	8.2%

Disability	%
Any disability	8.0%
Under 18	3.1%
18–64 years	4.6%
65 and over	20.8%

Health insurance coverage

Type	%
Private insurance	87.8%
Public insurance	25.6%
Uninsured under 19	1.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	39,561	94.0%
Spanish	695	1.8%
Other Indo-European	127	0.3%
Asian & Pacific Islander	77	0.2%
Other languages	407	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	38,590	91.5%
Born in same state	38,163	90.5%
Born in different state	19,891	47.3%
Foreign born	427	1.1%
Naturalized citizen	3,502	8.5%
Not a US citizen	2,273	65.5%

Ancestry

Ancestry	Count	%
Arab	8,009	19%
French	6,917	16.4%
Italian	3,983	9.5%
Polish	445	1.1%
English	300	0.7%

Ancestry	Count	%
Dutch	187	0.4%
Irish	104	0.2%
Norwegian	89	0.2%
German	45	0.1%

Technology access

Metric	% of households
Computer access	37.3%
Internet access	96.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Germantown, TN have?

Germantown, TN has two ZIP codes: 38138 and 38139. Each ZIP code serves a distinct delivery area within the city and surrounding region.