Germantown ZIP Codes — Montgomery County, OH

There is one unique ZIP code in Germantown, Ohio and it is 45327. Area code: 326/937.

ZIP codes

48.13

sq mi land

0.01

sq mi water

326/937

area code

Germantown, OH ZIP code map

About Germantown, OH

Germantown, Ohio, is a charming city located in Montgomery County known for its rich history and vibrant community. As a part of the Dayton metropolitan area, it offers a blend of rural charm and suburban convenience. The city is characterized by its friendly atmosphere and a close-knit community that welcomes residents and visitors alike.

Location & geography

Germantown is situated in southwestern Ohio, approximately 20 miles northeast of Dayton and about 55 miles west of Columbus. The city covers an expansive land area of 48.13 square miles, with a water area of just 0.01 square miles. The terrain includes rolling hills and lush landscapes, making it a picturesque location for outdoor activities.

Community & economy

The character of Germantown is defined by its strong sense of community and family-oriented lifestyle. Local industries include agriculture and manufacturing, contributing to the economic stability of the area. Daily life in Germantown is marked by community events, parks, and local businesses that enhance the community's vibrant spirit.

Transportation

Germantown is conveniently located near several major highways, including Interstate 70 and Interstate 75, facilitating easy travel to larger cities. The nearest major airport is Dayton International Airport, which is about 30 minutes away by car. Public transit options are limited, making personal vehicles the primary mode of transportation for residents.

History

Germantown was founded in the early 19th century and has maintained its historical charm through well-preserved architecture and local traditions. The city was initially established by German settlers, which is reflected in its name and heritage. Over the years, Germantown has developed key industries centered around agriculture and small manufacturing, contributing to its growth.

Did you know?

A surprising fact about Germantown is that the city is home to a portion of the Twin Creek, a part of the Great Miami River watershed, which supports a diverse ecosystem. Additionally, the city hosts various annual events that celebrate its heritage and foster community engagement.

ZIP codes for Germantown, OH (1)

ZIP code	City	County	Map
45327	Germantown	Montgomery	View map

Demographics & statistics

8,916

Population

42.8

Median age

$86,982

Median household income

$36,056

Per capita income

$176,500

Median home value

$666

Median monthly rent

86.0%

Home ownership

10.7%

Poverty rate

4.3%

Unemployment

3,304

Housing units

20.9%

Bachelor's or higher

Age distribution

Male Female

312

Under 5

328

280

5–9

295

169

10–14

179

363

15–19

382

314

20–24

331

425

25–34

448

392

35–44

414

633

45–54

666

327

55–59

345

278

60–64

292

497

65–74

524

296

75–84

312

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,096	23.5%
18 and over	6,820	76.5%
65 and over	1,743	19.5%
Median age	42.8 years

Race & ethnicity

White 95.1%

Two or more races 2.9%

Hispanic or Latino 1.5%

Other race 0.3%

Black or African American 0.2%

Asian 0.1%

Group	Count	%
White	8,610	95.1%
Two or more races	261	2.9%
Hispanic or Latino	137	1.5%
Other race	25	0.3%
Black or African American	14	0.2%
Asian	6	0.1%

Household income

Under $10k 2.2%

$10k–$15k 3.1%

$15k–$25k 5.7%

$25k–$35k 4.6%

$35k–$50k 10.7%

$50k–$75k 14.8%

$75k–$100k 19.8%

$100k–$150k 27.5%

$150k–$200k 7.6%

$200k+ 4.0%

Range	% of households
Under $10k	2.2%
$10k–$15k	3.1%
$15k–$25k	5.7%
$25k–$35k	4.6%
$35k–$50k	10.7%
$50k–$75k	14.8%
$75k–$100k	19.8%
$100k–$150k	27.5%
$150k–$200k	7.6%
$200k+	4.0%
Median income	$86,982

Housing

Home values

Under $50k 3.3%

$50k–$100k 6.3%

$100k–$150k 22.9%

$150k–$200k 30.9%

$200k–$300k 21.5%

$300k–$500k 10.7%

$500k–$1M 3.5%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$176,500
Median rent / month	$666
Owner occupied	86.0%
Renter occupied	14.0%
Vacant	8.6%
Single-family detached	92.0%
Large apartment buildings	3.7%
Mobile homes	1.6%
Median rooms	6.4
Avg household size (owned)	2.68

Year built

Era	%
2020 or later	0.9%
2010–2019	4.3%
2000–2009	12.9%
1990–1999	7.2%
1980–1989	3.6%
1970–1979	17.2%
1960–1969	11.8%
1950–1959	13.8%
1940–1949	3.7%
1939 or earlier	24.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.0%
2 bedrooms	12.3%
3 bedrooms	60.1%
4 bedrooms	20.9%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	20.3%
2 vehicles	37.6%
3 or more	37.7%

Heating fuel

Fuel type	%
Utility gas	56.1%
Electricity	19.6%
Propane / LP gas	14.4%
Fuel oil	4.6%
Wood	2.2%
Solar	0.3%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	1,859	53.7%
Cohabiting couple	323	9.3%
Male householder, no spouse	491	14.2%
Female householder, no spouse	790	22.8%
Households with children under 18	1,191	34.4%
Households with seniors (65+)	1,250	36.1%
Average household size	2.56

Marital status

Status	Male	Female
Never married	28.4%	29.1%
Married	54.1%	47.7%
Separated	2.5%	0.0%
Widowed	3.0%	6.7%
Divorced	12.0%	16.5%

Education

Less than 9th grade 0.6%

Some HS, no diploma 4.0%

HS graduate 40.0%

Some college, no degree 22.9%

Associate's degree 11.5%

Bachelor's degree 13.3%

Graduate / professional 7.6%

Metric	%
HS diploma or higher	95.4%
Bachelor's or higher	20.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	169	8.7%
Kindergarten	148	7.6%
Elementary school	652	33.5%
High school	545	28.0%
College / grad school	432	22.2%

Employment

Industry of employment

Education & healthcare 22.5%

Manufacturing 17.6%

Construction 12.9%

Retail trade 11.8%

Professional & management 8.8%

Arts, food & hospitality 8.3%

Transportation & utilities 3.9%

Finance & real estate 3.9%

Public administration 3.8%

Other services 3.1%

Information 1.8%

Wholesale trade 1.3%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	33.7%
Service	10.8%
Sales & office	19.6%
Natural resources & construction	14.3%
Production & transportation	21.6%

Employment type

Type	%
Private sector	86.2%
Government	11.5%
Self-employed	2.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.7%
Carpool	4.3%
Public transit	0.0%
Walk	2.3%
Other means	0.1%
Avg commute (minutes)	24.3

Poverty

All people 10.7%

Under 18 years 15.1%

18 and over 9.3%

Married-couple families 2.7%

Female-led households 25.7%

Income support

Source	% of households
Social Security	37.8%
Retirement income	30.6%
Supplemental Security	2.3%
Cash public assistance	1.2%
Food stamps / SNAP	5.3%

Health indicators

Condition	%
High blood pressure	33.6%
High cholesterol	33.3%
Heart disease	6.9%
Stroke	3.1%
Asthma	10.2%
Arthritis	28.8%
Kidney disease	2.9%
Pulmonary disease	8.7%
Cancer	7.2%

Behavior / access	%
Binge drinking	18.3%
No physical activity	25.2%
Less than 7 hrs sleep	36.1%
Fair or poor health	14.8%
Poor mental health	16.3%
Poor physical health	10.6%
No health insurance	10.8%
Visited doctor (checkup)	78.3%
Visited dentist	64.8%
Cholesterol screening	89.6%
Teeth loss	13.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	705	10.3%

Disability	%
Any disability	11.8%
Under 18	0.9%
18–64 years	10.7%
65 and over	28.4%

Health insurance coverage

Type	%
Private insurance	73.9%
Public insurance	33.3%
Uninsured under 19	3.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,276	92.8%
Spanish	8	0.1%
Other Indo-European	8	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,901	99.8%
Born in same state	8,854	99.3%
Born in different state	7,497	84.1%
Foreign born	47	0.5%
Naturalized citizen	15	0.2%
Not a US citizen	15	100.0%

Ancestry

Ancestry	Count	%
French	1,399	15.7%
Italian	1,239	13.9%
Arab	785	8.8%

Ancestry	Count	%
Irish	93	1%
English	76	0.9%
Dutch	19	0.2%

Technology access

Metric	% of households
Computer access	38.8%
Internet access	93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Germantown, OH have?

Germantown, OH has one ZIP code: 45327. Each ZIP code serves a distinct delivery area within the city and surrounding region.