Garner ZIP Codes — Hancock County, IA

There is one unique ZIP code in Garner, Iowa and it is 50438. Area code: 641.
1
ZIP codes
127.51
sq mi land
0.06
sq mi water
641
area code
Garner, IA ZIP code map

About Garner, IA

Garner is a charming city located in Iowa, specifically within Hancock County. Known for its friendly atmosphere and community spirit, Garner combines small-town charm with accessible amenities. The city is rich in local history and offers a variety of activities for residents and visitors alike.

Location & geography

Garner is situated in north-central Iowa and is surrounded by beautiful landscapes typical of the region. Nearby cities include Clear Lake, which is approximately 20 miles to the northeast, Mason City, about 25 miles to the northwest, and Britt, around 11 miles to the east. The city covers a land area of 127.51 square miles and has a water area of 0.06 square miles.

Community & economy

The character of Garner is defined by its strong community bonds and active participation in local events. The local economy thrives on agriculture and small businesses, providing a variety of employment opportunities for its residents. Daily life in Garner is marked by friendly interactions, community festivals, and a commitment to the well-being of all its citizens.

Transportation

Garner is easily accessible via U.S. Highway 18, which runs east-west through the city. The nearest major airport is the Mason City Municipal Airport, located approximately 25 miles away, providing regional travel options.

History

Garner was founded in the late 19th century during a period of expansion in Iowa, contributing to its growth as a regional hub. Key industries have included agriculture and manufacturing, which have shaped its economic landscape over the years. The city has celebrated several notable events, including local fairs that showcase its agricultural heritage.

Did you know?

One surprising fact about Garner is that it is home to the annual 'Garner Public Library Book Sale,' which draws visitors from surrounding areas. Additionally, the city's rich agricultural background is reflective in its community events and festivals.

ZIP codes for Garner, IA (1)
ZIP code City County Map
50438 Garner Hancock View map

Demographics & statistics

3,989
Population
47.5
Median age
$70,000
Median household income
$35,103
Per capita income
$160,100
Median home value
$745
Median monthly rent
79.2%
Home ownership
10.8%
Poverty rate
2.3%
Unemployment
1,367
Housing units
22.6%
Bachelor's or higher

Age distribution

Male Female
149
Under 5
150
131
5–9
132
57
10–14
58
104
15–19
104
78
20–24
78
176
25–34
176
247
35–44
249
234
45–54
236
156
55–59
156
121
60–64
121
317
65–74
318
119
75–84
119
101
85+
102
← Male
Female →

Age summary

GroupCount%
Under 1880620.2%
18 and over3,18379.8%
65 and over1,07627.0%
Median age47.5 years

Race & ethnicity

White 95.1%
Black or African American 2%
Two or more races 1.3%
Hispanic or Latino 1.1%
Other race 0.5%
GroupCount%
White3,83795.1%
Black or African American802%
Two or more races511.3%
Hispanic or Latino441.1%
Other race210.5%

Household income

Under $10k 5.0%
$10k–$15k 6.6%
$15k–$25k 6.5%
$25k–$35k 4.6%
$35k–$50k 10.9%
$50k–$75k 18.3%
$75k–$100k 16.8%
$100k–$150k 18.9%
$150k–$200k 6.8%
$200k+ 5.6%
Range% of households
Under $10k5.0%
$10k–$15k6.6%
$15k–$25k6.5%
$25k–$35k4.6%
$35k–$50k10.9%
$50k–$75k18.3%
$75k–$100k16.8%
$100k–$150k18.9%
$150k–$200k6.8%
$200k+5.6%
Median income$70,000

Housing

Home values

Under $50k 4.8%
$50k–$100k 19.1%
$100k–$150k 21.4%
$150k–$200k 23.0%
$200k–$300k 18.9%
$300k–$500k 11.8%
$500k–$1M 1.0%

Housing overview

MetricValue
Median home value$160,100
Median rent / month$745
Owner occupied79.2%
Renter occupied20.8%
Vacant2.5%
Single-family detached80.4%
Large apartment buildings2.2%
Mobile homes2.1%
Median rooms6.3
Avg household size (owned)2.37

Year built

Era%
2020 or later0.0%
2010–20190.9%
2000–20098.9%
1990–19998.2%
1980–19893.7%
1970–197922.0%
1960–19698.5%
1950–195917.1%
1940–19492.3%
1939 or earlier28.5%

Bedrooms

Size% of units
No bedroom (studio)0.6%
1 bedroom5.0%
2 bedrooms18.3%
3 bedrooms42.6%
4 bedrooms19.3%
5+ bedrooms14.2%

Vehicles per household

Vehicles% of households
No vehicle7.0%
1 vehicle20.4%
2 vehicles43.5%
3 or more29.1%

Heating fuel

Fuel type%
Utility gas62.9%
Electricity19.1%
Propane / LP gas17.9%

Households & families

Household typeCount%
Married-couple family1,02561.3%
Cohabiting couple724.3%
Male householder, no spouse24414.6%
Female householder, no spouse33119.8%
Households with children under 1841925.1%
Households with seniors (65+)68240.8%
Average household size2.32

Marital status

StatusMaleFemale
Never married24.7%14.6%
Married64.5%62.8%
Separated0.0%0.6%
Widowed1.4%12.1%
Divorced9.5%9.8%

Education

Less than 9th grade 2.3%
Some HS, no diploma 7.7%
HS graduate 27.6%
Some college, no degree 23.6%
Associate's degree 16.2%
Bachelor's degree 19.1%
Graduate / professional 3.5%
Metric%
HS diploma or higher90.0%
Bachelor's or higher22.6%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool284.8%
Kindergarten12120.9%
Elementary school25744.3%
High school13623.4%
College / grad school386.6%

Employment

Industry of employment

Manufacturing 24.0%
Education & healthcare 21.3%
Professional & management 10.1%
Retail trade 7.1%
Transportation & utilities 6.9%
Arts, food & hospitality 5.9%
Other services 4.9%
Agriculture & mining 4.0%
Construction 3.9%
Wholesale trade 3.8%
Finance & real estate 3.3%
Public administration 2.5%
Information 2.1%

Occupation

Category%
Management, business & arts40.5%
Service13.8%
Sales & office12.8%
Natural resources & construction12.5%
Production & transportation20.4%

Employment type

Type%
Private sector76.1%
Government14.1%
Self-employed9.7%
Unpaid family workers0.0%

Commute

Method%
Drive alone83.3%
Carpool5.3%
Public transit0.0%
Walk2.2%
Other means3.2%
Avg commute (minutes)18.1

Poverty

All people 10.8%
Under 18 years 9.8%
18 and over 11.1%
Married-couple families 5.6%
Female-led households 27.2%

Income support

Source% of households
Social Security38.8%
Retirement income26.9%
Supplemental Security1.7%
Cash public assistance2.2%
Food stamps / SNAP6.1%

Health indicators

Condition%
High blood pressure33.2%
High cholesterol34.4%
Heart disease6.7%
Stroke2.9%
Asthma8.8%
Arthritis25.8%
Kidney disease2.9%
Pulmonary disease6.2%
Cancer7.9%
Behavior / access%
Binge drinking21.0%
No physical activity22.9%
Less than 7 hrs sleep29.5%
Fair or poor health11.4%
Poor mental health12.4%
Poor physical health9.0%
No health insurance8.0%
Visited doctor (checkup)75.8%
Visited dentist70.5%
Cholesterol screening90.4%
Teeth loss10.5%

Veterans & disability

VeteransCount%
Civilian veterans2869.0%
Disability%
Any disability12.6%
Under 182.1%
18–64 years8.6%
65 and over29.0%

Health insurance coverage

Type%
Private insurance79.1%
Public insurance34.2%
Uninsured under 191.7%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only3,69092.5%
Spanish10.0%
Other Indo-European10.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)3,93998.7%
Born in same state3,90697.9%
Born in different state3,15579.1%
Foreign born330.8%
Naturalized citizen501.3%
Not a US citizen1224.0%

Ancestry

AncestryCount%
Polish70217.6%
Italian2957.4%
French2536.3%
AncestryCount%
Arab1744.4%
English481.2%
Dutch381%

Technology access

Metric% of households
Computer access41.9%
Internet access88.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Garner, IA have?
Garner, IA has one ZIP code: 50438. Each ZIP code serves a distinct delivery area within the city and surrounding region.
Need the complete Iowa ZIP code database? Download all IA ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →