Gardner ZIP Code List — Worcester County, MA
There is one unique ZIP code in Gardner, Massachusetts and it is 01440. Area code: 978.
1
ZIP codes
24.51
sq mi land
1.26
sq mi water
978
area code
Gardner, MA ZIP code map
About Gardner, MA
Gardner, Massachusetts, is a vibrant city located in Worcester County, known for its rich history and community spirit. With its scenic landscapes and a mix of urban and suburban environments, Gardner offers a unique blend of small-town charm and modern amenities. The city is also recognized for its close-knit community and welcoming atmosphere.
Location & geography
Community & economy
Transportation
Did you know?
ZIP codes for Gardner, MA (1)
Demographics & statistics
21,231
Population
45.1
Median age
$57,289
Median household income
$32,916
Per capita income
$243,700
Median home value
$1,041
Median monthly rent
57.9%
Home ownership
14.8%
Poverty rate
6.4%
Unemployment
5,878
Housing units
19.5%
Bachelor's or higher
Age distribution
Male
Female
582
Under 5
524
458
5–9
413
573
10–14
515
537
15–19
484
447
20–24
403
1,736
25–34
1,562
1,238
35–44
1,114
1,340
45–54
1,206
959
55–59
864
1,176
60–64
1,058
1,179
65–74
1,062
632
75–84
568
316
85+
285
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,685 | 17.4% |
| 18 and over | 17,546 | 82.6% |
| 65 and over | 4,042 | 19.0% |
| Median age | 45.1 years | |
Race & ethnicity
White
80.8%
Hispanic or Latino
5.7%
Two or more races
5%
Other race
3.1%
Asian
3%
Black or African American
2.2%
American Indian / Alaska Native
0.2%
| Group | Count | % |
|---|---|---|
| White | 18,204 | 80.8% |
| Hispanic or Latino | 1,293 | 5.7% |
| Two or more races | 1,115 | 5% |
| Other race | 694 | 3.1% |
| Asian | 678 | 3% |
| Black or African American | 496 | 2.2% |
| American Indian / Alaska Native | 44 | 0.2% |
Household income
Under $10k
4.0%
$10k–$15k
4.4%
$15k–$25k
13.0%
$25k–$35k
8.4%
$35k–$50k
12.6%
$50k–$75k
18.6%
$75k–$100k
11.8%
$100k–$150k
17.0%
$150k–$200k
5.9%
$200k+
4.2%
| Range | % of households |
|---|---|
| Under $10k | 4.0% |
| $10k–$15k | 4.4% |
| $15k–$25k | 13.0% |
| $25k–$35k | 8.4% |
| $35k–$50k | 12.6% |
| $50k–$75k | 18.6% |
| $75k–$100k | 11.8% |
| $100k–$150k | 17.0% |
| $150k–$200k | 5.9% |
| $200k+ | 4.2% |
| Median income | $57,289 |
Housing
Home values
Under $50k
2.5%
$50k–$100k
1.3%
$100k–$150k
10.2%
$150k–$200k
19.8%
$200k–$300k
36.9%
$300k–$500k
27.7%
$500k–$1M
0.9%
$1M+
0.7%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $243,700 |
| Median rent / month | $1,041 |
| Owner occupied | 57.9% |
| Renter occupied | 42.1% |
| Vacant | 7.3% |
| Single-family detached | 48.8% |
| Large apartment buildings | 13.4% |
| Mobile homes | 1.4% |
| Median rooms | 5.2 |
| Avg household size (owned) | 2.43 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.2% |
| 2010–2019 | 3.0% |
| 2000–2009 | 5.2% |
| 1990–1999 | 5.7% |
| 1980–1989 | 12.8% |
| 1970–1979 | 9.8% |
| 1960–1969 | 6.6% |
| 1950–1959 | 9.9% |
| 1940–1949 | 6.3% |
| 1939 or earlier | 40.4% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 3.3% |
| 1 bedroom | 14.6% |
| 2 bedrooms | 34.2% |
| 3 bedrooms | 34.6% |
| 4 bedrooms | 11.4% |
| 5+ bedrooms | 1.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 10.0% |
| 1 vehicle | 38.3% |
| 2 vehicles | 35.9% |
| 3 or more | 15.8% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 16.8% |
| Electricity | 18.2% |
| Propane / LP gas | 3.0% |
| Fuel oil | 58.0% |
| Wood | 2.6% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 3,768 | 42.2% |
| Cohabiting couple | 1,025 | 11.5% |
| Male householder, no spouse | 1,825 | 20.4% |
| Female householder, no spouse | 2,321 | 26.0% |
| Households with children under 18 | 2,384 | 26.7% |
| Households with seniors (65+) | 2,946 | 33.0% |
| Average household size | 2.25 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 39.9% | 28.2% |
| Married | 43.7% | 45.7% |
| Separated | 1.7% | 2.4% |
| Widowed | 2.9% | 12.5% |
| Divorced | 11.8% | 11.2% |
Education
Less than 9th grade
3.9%
Some HS, no diploma
7.8%
HS graduate
34.2%
Some college, no degree
22.2%
Associate's degree
12.5%
Bachelor's degree
13.1%
Graduate / professional
6.4%
| Metric | % |
|---|---|
| HS diploma or higher | 88.3% |
| Bachelor's or higher | 19.5% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 273 | 6.8% |
| Kindergarten | 99 | 2.5% |
| Elementary school | 1,657 | 41.1% |
| High school | 924 | 22.9% |
| College / grad school | 1,075 | 26.7% |
Employment
Industry of employment
Education & healthcare
29.7%
Manufacturing
15.9%
Retail trade
10.6%
Construction
8.0%
Arts, food & hospitality
7.3%
Professional & management
5.9%
Public administration
5.6%
Finance & real estate
5.0%
Other services
4.8%
Transportation & utilities
4.7%
Wholesale trade
1.5%
Information
0.8%
Agriculture & mining
0.1%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 37.2% |
| Service | 16.6% |
| Sales & office | 21.5% |
| Natural resources & construction | 10.4% |
| Production & transportation | 14.4% |
Employment type
| Type | % |
|---|---|
| Private sector | 79.5% |
| Government | 14.4% |
| Self-employed | 5.9% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 72.5% |
| Carpool | 11.0% |
| Public transit | 1.4% |
| Walk | 2.6% |
| Other means | 2.7% |
| Avg commute (minutes) | 31.6 |
Poverty
All people
14.8%
Under 18 years
27.1%
18 and over
12.1%
Married-couple families
4.4%
Female-led households
33.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 38.8% |
| Retirement income | 24.5% |
| Supplemental Security | 6.7% |
| Cash public assistance | 2.1% |
| Food stamps / SNAP | 18.0% |
Health indicators
| Condition | % |
|---|---|
| High blood pressure | 31.3% |
| High cholesterol | 31.6% |
| Heart disease | 6.7% |
| Stroke | 3.1% |
| Asthma | 11.2% |
| Arthritis | 28.8% |
| Kidney disease | 2.9% |
| Pulmonary disease | 7.1% |
| Cancer | 7.0% |
| Behavior / access | % |
|---|---|
| Binge drinking | 17.2% |
| No physical activity | 24.9% |
| Less than 7 hrs sleep | 34.2% |
| Fair or poor health | 13.7% |
| Poor mental health | 15.4% |
| Poor physical health | 10.3% |
| No health insurance | 7.9% |
| Visited doctor (checkup) | 79.7% |
| Visited dentist | 68.4% |
| Cholesterol screening | 89.3% |
| Teeth loss | 16.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,262 | 7.2% |
| Disability | % |
|---|---|
| Any disability | 15.9% |
| Under 18 | 7.8% |
| 18–64 years | 14.5% |
| 65 and over | 28.4% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 63.8% |
| Public insurance | 47.5% |
| Uninsured under 19 | 0.7% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 20,125 | 94.8% |
| Spanish | 693 | 3.4% |
| Other Indo-European | 473 | 2.4% |
| Asian & Pacific Islander | 87 | 0.4% |
| Other languages | 88 | 0.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 19,410 | 91.4% |
| Born in same state | 18,705 | 88.1% |
| Born in different state | 16,145 | 76.0% |
| Foreign born | 705 | 3.3% |
| Naturalized citizen | 1,821 | 8.6% |
| Not a US citizen | 1,204 | 66.1% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| German | 2,733 | 12.9% |
| Arab | 2,601 | 12.3% |
| French | 2,580 | 12.2% |
| Italian | 2,338 | 11% |
| Norwegian | 202 | 1% |
| Ancestry | Count | % |
|---|---|---|
| English | 156 | 0.7% |
| Polish | 73 | 0.3% |
| Irish | 27 | 0.1% |
| Dutch | 12 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 42.1% |
| Internet access | 90.3% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions
What is the ZIP code for Gardner, MA?
Gardner, MA has one ZIP code: 01440.
What is the main ZIP code for Gardner, MA?
The primary ZIP code for Gardner, MA is 01440. The city uses area code 978 for phone service.
What county is Gardner, MA in?
Gardner is located in Worcester County, Massachusetts.
How many ZIP codes are in Gardner, MA?
Gardner, MA has 1 ZIP code.
What ZIP code covers downtown Gardner and the historic mill district along the Otter River?
Downtown Gardner and the historic mill district are located in ZIP code 01440, which encompasses the city's central business area and former industrial waterfront.
What is the ZIP code for Gardner's residential neighborhoods near Dunn State Park?
The residential areas near Dunn State Park in Gardner are served by ZIP code 01440, which covers the entire city including its parks and suburban neighborhoods.