Franklin ZIP Codes — Warren County, OH

There is one unique ZIP code in Franklin, Ohio and it is 45005. Area code: 937/513.
1
ZIP codes
36.64
sq mi land
0.58
sq mi water
937/513
area code
Franklin, OH ZIP code map

About Franklin, OH

Franklin, Ohio is a vibrant city located in Warren County in the southwestern part of the state, carrying a rich industrial and community heritage that spans nearly two centuries. Served by a single ZIP code — 45005 — Franklin offers residents and visitors a tightly knit small-city experience with convenient access to the greater Dayton and Cincinnati metropolitan areas. The city sits along the Great Miami River, giving it a scenic natural backdrop that complements its active downtown and established neighborhoods.

Location & geography

Franklin lies in Warren County in southwestern Ohio, positioned roughly midway between Dayton to the north and Cincinnati to the south along the Interstate 75 corridor. Neighboring cities include Middletown approximately 7 miles to the southwest, Springboro about 10 miles to the north, Lebanon roughly 12 miles to the east, and Dayton approximately 25 miles to the north. The city covers a total land area of 73.27 square miles and a water area of 1.16 square miles, with the Great Miami River serving as the most prominent natural water feature shaping the local landscape and terrain.

Community & economy

Franklin has the welcoming character of a classic Midwestern river city, where long-established neighborhoods coexist with small businesses, local restaurants, and community parks along the riverfront. Historically driven by manufacturing — particularly paper and textile production — the local economy today includes a mix of light industry, retail, healthcare services, and proximity to the larger employment centers of Dayton and Cincinnati. Daily life in Franklin revolves around community events at Donovan Park, recreation along the Great Miami River, and the many local businesses that line Main Street and nearby corridors.

Transportation

Franklin is conveniently connected to the regional highway network via Ohio State Route 73, which runs directly through the city, and Interstate 75, which passes just to the west and provides swift north-south access toward Dayton and Cincinnati. U.S. Route 127 also serves the broader region, and the city's central location makes commuting to surrounding urban centers practical for residents. The nearest major commercial airport is Dayton International Airport, located approximately 25 miles to the north, offering a full range of domestic flight connections.

History

Franklin was founded in the early 19th century and incorporated as a city in 1868, growing steadily along the banks of the Great Miami River thanks to its advantageous position for commerce and transportation. The city became well known for its paper manufacturing industry, with mills along the river helping to establish Franklin as an important industrial center in southwestern Ohio for well over a century. Over the decades, Franklin evolved from a primarily industrial town into a more diverse community while still honoring its manufacturing roots and historical architecture found throughout its downtown district.

Did you know?

Franklin, Ohio is one of the few smaller Ohio cities that has sustained a continuous identity as a named municipality distinct from its larger neighbors, even as regional growth from Dayton and Cincinnati expanded around it. The Great Miami River, which once powered the city's historic mills, today serves as a recreational asset for kayaking, fishing, and trail use along the Miami Valley Trail system.

ZIP codes for Franklin, OH (1)
ZIP code City County Map
45005 Franklin Warren View map

Demographics & statistics

31,739
Population
39.7
Median age
$70,385
Median household income
$35,023
Per capita income
$180,100
Median home value
$953
Median monthly rent
72.5%
Home ownership
11.0%
Poverty rate
3.3%
Unemployment
9,870
Housing units
17.6%
Bachelor's or higher

Age distribution

Male Female
706
Under 5
684
951
5–9
922
922
10–14
895
1,279
15–19
1,241
1,428
20–24
1,385
1,886
25–34
1,830
1,720
35–44
1,668
2,345
45–54
2,274
1,000
55–59
970
1,189
60–64
1,153
1,533
65–74
1,487
783
75–84
760
370
85+
358
← Male
Female →

Age summary

GroupCount%
Under 186,48020.4%
18 and over25,25979.6%
65 and over5,29116.7%
Median age39.7 years

Race & ethnicity

White 90.7%
Two or more races 3.6%
Asian 2.3%
Hispanic or Latino 1.4%
Other race 1.1%
Black or African American 0.8%
American Indian / Alaska Native 0.1%
GroupCount%
White29,21290.7%
Two or more races1,1493.6%
Asian7372.3%
Hispanic or Latino4631.4%
Other race3451.1%
Black or African American2640.8%
American Indian / Alaska Native320.1%

Household income

Under $10k 4.0%
$10k–$15k 3.1%
$15k–$25k 6.6%
$25k–$35k 9.2%
$35k–$50k 13.0%
$50k–$75k 15.7%
$75k–$100k 15.0%
$100k–$150k 19.9%
$150k–$200k 8.1%
$200k+ 5.2%
Range% of households
Under $10k4.0%
$10k–$15k3.1%
$15k–$25k6.6%
$25k–$35k9.2%
$35k–$50k13.0%
$50k–$75k15.7%
$75k–$100k15.0%
$100k–$150k19.9%
$150k–$200k8.1%
$200k+5.2%
Median income$70,385

Housing

Home values

Under $50k 3.1%
$50k–$100k 12.7%
$100k–$150k 18.2%
$150k–$200k 24.0%
$200k–$300k 27.1%
$300k–$500k 13.5%
$500k–$1M 1.2%
$1M+ 0.3%

Housing overview

MetricValue
Median home value$180,100
Median rent / month$953
Owner occupied72.5%
Renter occupied27.5%
Vacant5.7%
Single-family detached78.2%
Large apartment buildings3.4%
Mobile homes0.7%
Median rooms5.8
Avg household size (owned)2.64

Year built

Era%
2020 or later0.5%
2010–20193.7%
2000–200915.6%
1990–199910.8%
1980–19897.2%
1970–197915.9%
1960–196917.8%
1950–195914.6%
1940–19493.8%
1939 or earlier10.0%

Bedrooms

Size% of units
No bedroom (studio)2.2%
1 bedroom7.0%
2 bedrooms23.6%
3 bedrooms50.4%
4 bedrooms13.4%
5+ bedrooms3.4%

Vehicles per household

Vehicles% of households
No vehicle5.9%
1 vehicle29.0%
2 vehicles38.0%
3 or more27.0%

Heating fuel

Fuel type%
Utility gas57.5%
Electricity34.3%
Propane / LP gas2.6%
Fuel oil3.6%
Wood0.4%
No fuel used0.4%

Households & families

Household typeCount%
Married-couple family6,60952.6%
Cohabiting couple9557.6%
Male householder, no spouse2,07016.5%
Female householder, no spouse2,93423.3%
Households with children under 183,50927.9%
Households with seniors (65+)3,64329.0%
Average household size2.50

Marital status

StatusMaleFemale
Never married34.1%24.4%
Married52.4%51.2%
Separated0.5%1.5%
Widowed2.8%11.6%
Divorced10.2%11.2%

Education

Less than 9th grade 3.1%
Some HS, no diploma 7.6%
HS graduate 40.5%
Some college, no degree 21.2%
Associate's degree 10.0%
Bachelor's degree 10.7%
Graduate / professional 6.9%
Metric%
HS diploma or higher89.3%
Bachelor's or higher17.6%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool4346.5%
Kindergarten4787.1%
Elementary school2,69840.2%
High school1,85227.6%
College / grad school1,25118.6%

Employment

Industry of employment

Manufacturing 19.4%
Education & healthcare 19.1%
Retail trade 14.0%
Professional & management 8.3%
Arts, food & hospitality 7.8%
Construction 6.6%
Transportation & utilities 6.4%
Other services 6.4%
Finance & real estate 4.5%
Public administration 3.8%
Wholesale trade 2.0%
Information 1.6%

Occupation

Category%
Management, business & arts28.5%
Service16.8%
Sales & office21.3%
Natural resources & construction11.5%
Production & transportation22.0%

Employment type

Type%
Private sector83.4%
Government11.7%
Self-employed4.7%
Unpaid family workers0.2%

Commute

Method%
Drive alone84.3%
Carpool8.0%
Public transit0.1%
Walk0.8%
Other means0.9%
Avg commute (minutes)23.3

Poverty

All people 11.0%
Under 18 years 16.5%
18 and over 9.6%
Married-couple families 4.1%
Female-led households 23.1%

Income support

Source% of households
Social Security35.9%
Retirement income26.1%
Supplemental Security6.0%
Cash public assistance1.4%
Food stamps / SNAP9.5%

Health indicators

Condition%
High blood pressure32.8%
High cholesterol32.9%
Heart disease7.2%
Stroke3.3%
Asthma10.3%
Arthritis28.1%
Kidney disease2.9%
Pulmonary disease9.3%
Cancer6.8%
Behavior / access%
Binge drinking16.7%
No physical activity25.6%
Less than 7 hrs sleep35.8%
Fair or poor health15.4%
Poor mental health17.0%
Poor physical health11.0%
No health insurance12.7%
Visited doctor (checkup)76.5%
Visited dentist63.3%
Cholesterol screening88.0%
Teeth loss16.4%

Veterans & disability

VeteransCount%
Civilian veterans2,0668.2%
Disability%
Any disability18.5%
Under 187.6%
18–64 years15.4%
65 and over43.8%

Health insurance coverage

Type%
Private insurance73.4%
Public insurance33.9%
Uninsured under 192.7%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only30,34995.6%
Spanish4701.5%
Other Indo-European760.3%
Asian & Pacific Islander2660.9%
Other languages1280.4%

Place of birth & citizenship

OriginCount%
Native born (US)30,92697.4%
Born in same state30,82697.1%
Born in different state24,04675.8%
Foreign born1000.3%
Naturalized citizen8132.6%
Not a US citizen26933.1%

Ancestry

AncestryCount%
Italian4,30713.6%
French3,72911.7%
Arab2,9949.4%
English3051%
AncestryCount%
Irish1920.6%
Polish770.2%
German590.2%
Dutch530.2%

Technology access

Metric% of households
Computer access39.6%
Internet access94.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Franklin, OH have?
Franklin, OH has one ZIP code: 45005. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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