Finland ZIP Code List — Lake County, MN

There is one unique ZIP code in Finland, Minnesota and it is 55603. Area code: 218.
1
ZIP codes
308.20
sq mi land
9.47
sq mi water
218
area code
Finland, MN ZIP code map

About Finland, MN

Finland, Minnesota is a small, scenic community nestled in the heart of Lake County in northeastern Minnesota, carrying the ZIP code 55603. Situated along the rugged North Shore corridor, Finland serves as a gateway to some of the most breathtaking wilderness landscapes in the upper Midwest. The community reflects the spirit of Minnesota's northwoods, drawing visitors and residents alike who appreciate its natural beauty, outdoor recreation, and deep-rooted Scandinavian heritage.

Location & geography

Finland is located in northeastern Minnesota within Lake County, positioned inland from Lake Superior along the Baptism River valley and near the foothills of the Sawtooth Mountains. The city spans an impressive 308.20 square miles of land and 9.47 square miles of water, reflecting the abundance of lakes, streams, and wetlands that define the region. Nearby communities include Silver Bay approximately 15 miles to the east, Two Harbors roughly 40 miles to the southeast, and Ely situated to the northwest, with Duluth reachable about 65 miles to the south via Highway 61.

Community & economy

Finland is a tight-knit, rural community where residents embrace a lifestyle centered around the outdoors, self-reliance, and strong local bonds rooted in Scandinavian immigrant traditions. The local economy is supported by forestry, tourism, outdoor recreation services, and small-scale agriculture, with many residents commuting to larger Lake County towns for additional employment. Daily life in Finland revolves around the natural environment, with community members frequenting the local cooperative, attending events at the Finland Community Center, and taking advantage of world-class hiking, skiing, and fishing opportunities right outside their doors.

Transportation

Finland is primarily accessed via Minnesota State Highway 1, which runs through the community and connects it westward toward Ely and eastward toward the North Shore communities along Highway 61. The area is served by a network of county and forest roads that provide access to the surrounding Superior National Forest and Boundary Waters Canoe Area Wilderness. The nearest commercial airport is Duluth International Airport, located approximately 65 miles to the south, which provides regional and national flight connections for Finland residents and visitors.

History

Finland, Minnesota was settled in the late 19th and early 20th centuries largely by Finnish immigrants who were drawn to the region's dense forests and landscape reminiscent of their homeland, giving the community its distinctive name and cultural character. The timber industry played a central role in the area's early economic development, with logging operations shaping much of the landscape throughout the early 1900s. Over the decades, Finland transitioned from a logging-dependent community to one increasingly focused on tourism and outdoor recreation, preserving its Scandinavian cultural identity through local traditions, festivals, and community organizations.

Did you know?

One little-known fact about Finland, Minnesota is that it is home to the Finland Cooperative, one of the oldest rural cooperatives in the region, which has served as a community cornerstone for generations of local residents. Despite its small size, Finland draws visitors from across the country who come to experience the nearby George H. Crosby Manitou State Park, a rugged and remote park that remains one of Minnesota's best-kept natural secrets.

ZIP codes for Finland, MN (1)
ZIP code City County Map
55603 Finland Lake View map

Demographics & statistics

393
Population
56.4
Median age
$59,609
Median household income
$34,711
Per capita income
$168,100
Median home value
$647
Median monthly rent
78.8%
Home ownership
15.1%
Poverty rate
1.8%
Unemployment
385
Housing units
16.2%
Bachelor's or higher

Age distribution

Male Female
8
Under 5
8
4
5–9
4
5
10–14
5
2
15–19
2
2
20–24
2
23
25–34
20
27
35–44
25
25
45–54
22
24
55–59
21
38
60–64
34
41
65–74
36
7
75–84
6
1
85+
1
← Male
Female →

Age summary

GroupCount%
Under 18348.7%
18 and over35991.3%
65 and over9223.4%
Median age56.4 years

Race & ethnicity

White 91.3%
Black or African American 4.1%
Two or more races 3.8%
Asian 0.8%
GroupCount%
White35991.3%
Black or African American164.1%
Two or more races153.8%
Asian30.8%

Household income

Under $10k 12.0%
$10k–$15k 3.2%
$15k–$25k 8.8%
$25k–$35k 9.7%
$35k–$50k 5.5%
$50k–$75k 29.5%
$75k–$100k 12.4%
$100k–$150k 16.1%
$150k–$200k 0.9%
$200k+ 1.8%
Range% of households
Under $10k12.0%
$10k–$15k3.2%
$15k–$25k8.8%
$25k–$35k9.7%
$35k–$50k5.5%
$50k–$75k29.5%
$75k–$100k12.4%
$100k–$150k16.1%
$150k–$200k0.9%
$200k+1.8%
Median income$59,609

Housing

Home values

Under $50k 2.3%
$50k–$100k 8.8%
$100k–$150k 27.5%
$150k–$200k 32.2%
$200k–$300k 14.0%
$300k–$500k 10.5%
$500k–$1M 4.7%

Housing overview

MetricValue
Median home value$168,100
Median rent / month$647
Owner occupied78.8%
Renter occupied21.2%
Vacant49.7%
Single-family detached87.9%
Large apartment buildings0.7%
Mobile homes11.4%
Median rooms4.6
Avg household size (owned)1.88

Year built

Era%
2020 or later0.0%
2010–20196.0%
2000–200910.9%
1990–199914.2%
1980–198912.3%
1970–197921.6%
1960–19699.3%
1950–19596.5%
1940–19494.9%
1939 or earlier14.4%

Bedrooms

Size% of units
No bedroom (studio)10.2%
1 bedroom13.5%
2 bedrooms43.4%
3 bedrooms28.1%
4 bedrooms4.9%
5+ bedrooms0.0%

Vehicles per household

Vehicles% of households
No vehicle3.7%
1 vehicle32.3%
2 vehicles38.7%
3 or more25.3%

Heating fuel

Fuel type%
Utility gas2.3%
Electricity8.3%
Propane / LP gas58.1%
Fuel oil12.9%
Wood18.4%

Households & families

Household typeCount%
Married-couple family10146.5%
Cohabiting couple167.4%
Male householder, no spouse7032.3%
Female householder, no spouse3013.8%
Households with children under 18188.3%
Households with seniors (65+)7735.5%
Average household size1.74

Marital status

StatusMaleFemale
Never married26.0%21.4%
Married50.0%64.8%
Separated4.0%0.0%
Widowed11.0%4.4%
Divorced9.0%9.4%

Education

Less than 9th grade 0.9%
Some HS, no diploma 8.5%
HS graduate 44.7%
Some college, no degree 16.5%
Associate's degree 13.1%
Bachelor's degree 8.0%
Graduate / professional 8.3%
Metric%
HS diploma or higher90.6%
Bachelor's or higher16.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten00.0%
Elementary school1446.7%
High school00.0%
College / grad school1653.3%

Employment

Industry of employment

Education & healthcare 33.1%
Construction 19.6%
Arts, food & hospitality 14.1%
Professional & management 8.0%
Retail trade 7.4%
Public administration 4.9%
Agriculture & mining 3.7%
Transportation & utilities 2.5%
Finance & real estate 2.5%
Other services 2.5%
Manufacturing 1.8%

Occupation

Category%
Management, business & arts42.3%
Service23.3%
Sales & office6.1%
Natural resources & construction8.6%
Production & transportation19.6%

Employment type

Type%
Private sector64.4%
Government28.2%
Self-employed7.4%
Unpaid family workers0.0%

Commute

Method%
Drive alone86.2%
Carpool8.8%
Public transit0.0%
Walk0.0%
Other means1.3%
Avg commute (minutes)22.3

Poverty

All people 15.1%
Under 18 years 11.5%
18 and over 15.3%
Married-couple families 2.0%
Female-led households 100.0%

Income support

Source% of households
Social Security42.4%
Retirement income41.0%
Supplemental Security14.7%
Cash public assistance3.7%
Food stamps / SNAP13.8%

Health indicators

Condition%
High blood pressure30.0%
High cholesterol30.4%
Heart disease5.9%
Stroke2.6%
Asthma8.6%
Arthritis23.5%
Kidney disease2.6%
Pulmonary disease5.0%
Cancer7.2%
Behavior / access%
Binge drinking20.9%
No physical activity18.0%
Less than 7 hrs sleep29.1%
Fair or poor health10.3%
Poor mental health12.4%
Poor physical health8.7%
No health insurance8.5%
Visited doctor (checkup)69.7%
Visited dentist70.1%
Cholesterol screening91.6%
Teeth loss8.4%

Veterans & disability

VeteransCount%
Civilian veterans318.6%
Disability%
Any disability24.4%
Under 180.0%
18–64 years22.1%
65 and over40.2%

Health insurance coverage

Type%
Private insurance62.6%
Public insurance45.3%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only37795.9%
Spanish30.8%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages30.8%

Place of birth & citizenship

OriginCount%
Native born (US)38999.0%
Born in same state38999.0%
Born in different state30377.1%
Foreign born00.0%
Naturalized citizen41.0%
Not a US citizen4100.0%

Ancestry

AncestryCount%
Polish5514%
French379.4%
Arab307.6%
AncestryCount%
Italian174.3%
English61.5%
German30.8%

Technology access

Metric% of households
Computer access55.2%
Internet access80.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What is the ZIP code for Finland, MN?
Finland, MN has one ZIP code: 55603.
What is the main ZIP code for Finland, MN?
The primary ZIP code for Finland, MN is 55603. The city uses area code 218 for phone service.
What county is Finland, MN in?
Finland is located in Lake County, Minnesota.
How many ZIP codes are in Finland, MN?
Finland, MN has 1 ZIP code.
What ZIP code should I use when mailing packages to businesses along the North Shore of Lake Superior in Finland, MN?
All mail to Finland, MN, including businesses near the Lake Superior shoreline, uses the ZIP code 55603.
If I'm sending correspondence to the Finland community center or local government offices in Finland, MN, what ZIP code is required?
The Finland community center and all local government offices in Finland, MN are located in ZIP code 55603.
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