Finksburg ZIP Codes — Carroll County, MD

There is one unique ZIP code in Finksburg, Maryland and it is 21048. Area code: 443.

ZIP codes

27.26

sq mi land

1.39

sq mi water

443

area code

Finksburg, MD ZIP code map

About Finksburg, MD

Finksburg is a charming unincorporated community located in Carroll County, Maryland. Known for its serene landscapes and welcoming atmosphere, Finksburg is a great place to live and visit. With its rich history and family-friendly environment, it attracts a mix of residents and tourists alike.

Location & geography

Finksburg is situated approximately 10 miles southwest of Baltimore, making it a convenient spot for commuters. The community covers a land area of 27.26 square miles, complemented by a water area of 1.39 square miles, which provides a mix of natural beauty and residential space. Finksburg is characterized by rolling hills and picturesque farmland, with nearby cities including Westminster to the north and Sykesville to the southeast.

Community & economy

The character of Finksburg is primarily residential, fostering a tight-knit community vibe. The local economy thrives on small businesses and a mix of industries, with many residents commuting to nearby cities for work. Daily life in Finksburg is marked by family-oriented activities, local events, and easy access to nature, offering a balanced lifestyle away from the hustle and bustle.

Transportation

Transportation in Finksburg is convenient, with access to major highways such as Maryland Route 140 that connects to surrounding areas. The nearest airport is Baltimore/Washington International Thurgood Marshall Airport, located about 25 miles to the east. Public transit options are limited, emphasizing the need for personal vehicles in this suburban community.

History

Finksburg was established in the early 19th century and quickly became a pivotal location for agriculture and trade in Carroll County. It has evolved from a rural village to a more suburban setting, while maintaining its historical charm through preserved buildings and local landmarks. Notable events in its history include the establishment of several community organizations that enhance local culture and support.

Did you know?

One surprising fact about Finksburg is that it has only one ZIP code, 21048, indicating its tightly organized community structure. Additionally, despite its small size, Finksburg boasts a variety of parks and recreational opportunities for residents and visitors alike.

ZIP codes for Finksburg, MD (1)

ZIP code	City	County	Map
21048	Finksburg	Carroll	View map

Demographics & statistics

9,759

Population

46.8

Median age

$125,098

Median household income

$55,662

Per capita income

$414,000

Median home value

$1,185

Median monthly rent

92.7%

Home ownership

2.4%

Poverty rate

2.9%

Unemployment

3,454

Housing units

46.1%

Bachelor's or higher

Age distribution

Male Female

254

Under 5

231

273

5–9

248

10–14

224

498

15–19

452

175

20–24

159

551

25–34

499

493

35–44

446

652

45–54

591

522

55–59

473

524

60–64

474

507

65–74

460

278

75–84

252

144

85+

131

← Male

Female →

Age summary

Group	Count	%
Under 18	1,947	20.0%
18 and over	7,812	80.0%
65 and over	1,772	18.2%
Median age	46.8 years

Race & ethnicity

White 86.5%

Two or more races 4.2%

Asian 3.5%

Black or African American 3%

Hispanic or Latino 2.6%

Other race 0.2%

Group	Count	%
White	8,663	86.5%
Two or more races	418	4.2%
Asian	350	3.5%
Black or African American	305	3%
Hispanic or Latino	260	2.6%
Other race	23	0.2%

Household income

Under $10k 1.0%

$10k–$15k 0.4%

$15k–$25k 5.1%

$25k–$35k 4.8%

$35k–$50k 7.0%

$50k–$75k 8.5%

$75k–$100k 10.4%

$100k–$150k 22.5%

$150k–$200k 19.6%

$200k+ 20.6%

Range	% of households
Under $10k	1.0%
$10k–$15k	0.4%
$15k–$25k	5.1%
$25k–$35k	4.8%
$35k–$50k	7.0%
$50k–$75k	8.5%
$75k–$100k	10.4%
$100k–$150k	22.5%
$150k–$200k	19.6%
$200k+	20.6%
Median income	$125,098

Housing

Home values

Under $50k 2.8%

$50k–$100k 1.6%

$100k–$150k 0.7%

$150k–$200k 0.6%

$200k–$300k 9.9%

$300k–$500k 54.7%

$500k–$1M 27.9%

$1M+ 1.9%

Housing overview

Metric	Value
Median home value	$414,000
Median rent / month	$1,185
Owner occupied	92.7%
Renter occupied	7.3%
Vacant	3.1%
Single-family detached	91.1%
Large apartment buildings	0.4%
Mobile homes	5.3%
Median rooms	7.8
Avg household size (owned)	2.76

Year built

Era	%
2020 or later	0.3%
2010–2019	2.7%
2000–2009	10.0%
1990–1999	18.5%
1980–1989	20.0%
1970–1979	21.3%
1960–1969	8.8%
1950–1959	6.5%
1940–1949	2.5%
1939 or earlier	9.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	2.3%
2 bedrooms	11.4%
3 bedrooms	35.8%
4 bedrooms	39.4%
5+ bedrooms	10.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.1%
1 vehicle	15.2%
2 vehicles	44.4%
3 or more	38.3%

Heating fuel

Fuel type	%
Utility gas	17.5%
Electricity	47.7%
Propane / LP gas	3.7%
Fuel oil	23.7%
Wood	5.9%
Solar	0.2%

Households & families

Household type	Count	%
Married-couple family	2,472	68.7%
Cohabiting couple	205	5.7%
Male householder, no spouse	426	11.8%
Female householder, no spouse	496	13.8%
Households with children under 18	1,193	33.1%
Households with seniors (65+)	1,213	33.7%
Average household size	2.71

Marital status

Status	Male	Female
Never married	27.7%	16.3%
Married	62.8%	64.2%
Separated	0.7%	1.6%
Widowed	3.8%	10.1%
Divorced	5.0%	7.8%

Education

Less than 9th grade 1.4%

Some HS, no diploma 2.2%

HS graduate 26.9%

Some college, no degree 15.5%

Associate's degree 7.9%

Bachelor's degree 29.4%

Graduate / professional 16.7%

Metric	%
HS diploma or higher	96.4%
Bachelor's or higher	46.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	117	5.1%
Kindergarten	150	6.6%
Elementary school	714	31.3%
High school	681	29.9%
College / grad school	616	27.0%

Employment

Industry of employment

Education & healthcare 23.1%

Professional & management 12.5%

Public administration 10.7%

Finance & real estate 9.3%

Manufacturing 9.0%

Retail trade 8.5%

Construction 7.2%

Arts, food & hospitality 6.7%

Other services 6.7%

Transportation & utilities 2.5%

Wholesale trade 1.8%

Information 1.3%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	57.3%
Service	9.2%
Sales & office	21.5%
Natural resources & construction	8.1%
Production & transportation	3.9%

Employment type

Type	%
Private sector	78.0%
Government	16.6%
Self-employed	5.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.5%
Carpool	6.5%
Public transit	0.6%
Walk	0.0%
Other means	1.2%
Avg commute (minutes)	40.0

Poverty

All people 2.4%

Under 18 years 0.0%

18 and over 3.0%

Married-couple families 1.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	35.0%
Retirement income	32.2%
Supplemental Security	3.0%
Cash public assistance	0.3%
Food stamps / SNAP	5.1%

Health indicators

Condition	%
High blood pressure	33.1%
High cholesterol	36.2%
Heart disease	5.4%
Stroke	2.4%
Asthma	8.9%
Arthritis	25.3%
Kidney disease	2.5%
Pulmonary disease	5.3%
Cancer	7.5%

Behavior / access	%
Binge drinking	15.8%
No physical activity	17.2%
Less than 7 hrs sleep	26.7%
Fair or poor health	9.7%
Poor mental health	12.3%
Poor physical health	7.8%
No health insurance	7.2%
Visited doctor (checkup)	78.0%
Visited dentist	72.2%
Cholesterol screening	93.8%
Teeth loss	7.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	627	8.1%

Disability	%
Any disability	11.3%
Under 18	0.7%
18–64 years	8.5%
65 and over	32.7%

Health insurance coverage

Type	%
Private insurance	88.4%
Public insurance	25.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,274	95.0%
Spanish	118	1.3%
Other Indo-European	17	0.2%
Asian & Pacific Islander	56	0.6%
Other languages	45	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,338	95.7%
Born in same state	9,317	95.5%
Born in different state	6,775	69.4%
Foreign born	21	0.2%
Naturalized citizen	421	4.3%
Not a US citizen	215	51.1%

Ancestry

Ancestry	Count	%
Italian	1,629	16.7%
French	1,273	13%
Arab	993	10.2%
Polish	143	1.5%
German	106	1.1%

Ancestry	Count	%
English	50	0.5%
Irish	35	0.4%
Norwegian	15	0.2%
Dutch	12	0.1%

Technology access

Metric	% of households
Computer access	36.9%
Internet access	96.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Finksburg, MD have?

Finksburg, MD has one ZIP code: 21048. Each ZIP code serves a distinct delivery area within the city and surrounding region.