Cut Bank ZIP Code List — Glacier County, MT

There is one unique ZIP code in Cut Bank, Montana and it is 59427. Area code: 406.
1
ZIP codes
1,380.69
sq mi land
9.57
sq mi water
406
area code
Cut Bank, MT ZIP code map

About Cut Bank, MT

Cut Bank is a city situated in Glacier County, Montana. Known for its rich agricultural heritage, it serves as a central hub for surrounding farming communities. The town features a blend of small-town charm and access to vast natural landscapes, making it a unique place to live and visit.

Location & geography

Cut Bank is located in northwestern Montana, approximately 25 miles from the Canadian border and about 70 miles from Kalispell, MT. The city spans a total land area of 1,380.69 square miles and is accompanied by a water area of 9.57 square miles. Its geography features wide-open spaces typical of the Northern Great Plains and is bordered by stunning natural scenery, including the Rocky Mountains to the south.

Community & economy

The community of Cut Bank is characterized by its friendly residents and a close-knit atmosphere typical of small towns. Agriculture plays a major role in the local economy, with many residents involved in farming and ranching activities. Daily life in Cut Bank reflects a blend of traditional values and modern conveniences, with local businesses serving both residents and visitors alike.

Transportation

Cut Bank is accessible via U.S. Highway 2, which serves as the primary route connecting it to other cities. The nearest major airport is Glacier Park International Airport, located about 70 miles away, providing both domestic and international flights. Public transit options in the area are limited, but many residents rely on personal vehicles for commuting.

History

Cut Bank was founded in the late 19th century and quickly developed as a center for agriculture and trade in the region. Key industries originally included farming, ranching, and later, in the early 20th century, the railroad brought more business opportunities to the area. The city has also been a significant point of interest due to its proximity to Glacier National Park, contributing to its tourism development.

Did you know?

One surprising fact about Cut Bank is that it once held the title of the coldest place in the United States, recorded at a frigid -70 degrees Fahrenheit in 1954. Additionally, it is known as the 'Cut Bank' due to a historical problem with the river in the area cutting through banks of earth.

ZIP codes for Cut Bank, MT (1)
ZIP code City County Map
59427 Cut Bank Glacier View map

Demographics & statistics

5,008
Population
42.3
Median age
$45,929
Median household income
$25,862
Per capita income
$147,400
Median home value
$799
Median monthly rent
68.8%
Home ownership
24.4%
Poverty rate
2.9%
Unemployment
1,460
Housing units
16.3%
Bachelor's or higher

Age distribution

Male Female
181
Under 5
157
167
5–9
145
187
10–14
163
160
15–19
140
121
20–24
105
214
25–34
186
379
35–44
330
406
45–54
354
217
55–59
188
219
60–64
191
264
65–74
230
105
75–84
92
57
85+
50
← Male
Female →

Age summary

GroupCount%
Under 181,22924.5%
18 and over3,77975.5%
65 and over79815.9%
Median age42.3 years

Race & ethnicity

White 63%
American Indian / Alaska Native 28%
Two or more races 6.2%
Hispanic or Latino 1.6%
Other race 0.8%
Asian 0.4%
GroupCount%
White3,20763%
American Indian / Alaska Native1,42528%
Two or more races3146.2%
Hispanic or Latino801.6%
Other race410.8%
Asian210.4%

Household income

Under $10k 3.9%
$10k–$15k 10.0%
$15k–$25k 11.9%
$25k–$35k 9.5%
$35k–$50k 19.2%
$50k–$75k 14.0%
$75k–$100k 6.0%
$100k–$150k 18.3%
$150k–$200k 4.6%
$200k+ 2.6%
Range% of households
Under $10k3.9%
$10k–$15k10.0%
$15k–$25k11.9%
$25k–$35k9.5%
$35k–$50k19.2%
$50k–$75k14.0%
$75k–$100k6.0%
$100k–$150k18.3%
$150k–$200k4.6%
$200k+2.6%
Median income$45,929

Housing

Home values

Under $50k 8.5%
$50k–$100k 22.6%
$100k–$150k 19.6%
$150k–$200k 21.4%
$200k–$300k 11.9%
$300k–$500k 10.8%
$500k–$1M 3.9%
$1M+ 1.3%

Housing overview

MetricValue
Median home value$147,400
Median rent / month$799
Owner occupied68.8%
Renter occupied31.2%
Vacant17.7%
Single-family detached74.1%
Large apartment buildings4.8%
Mobile homes8.0%
Median rooms5.5
Avg household size (owned)2.87

Year built

Era%
2020 or later0.0%
2010–20191.7%
2000–20091.8%
1990–19994.4%
1980–19898.7%
1970–197915.0%
1960–196910.4%
1950–195920.7%
1940–194913.5%
1939 or earlier23.8%

Bedrooms

Size% of units
No bedroom (studio)3.4%
1 bedroom12.3%
2 bedrooms29.1%
3 bedrooms33.1%
4 bedrooms17.7%
5+ bedrooms4.4%

Vehicles per household

Vehicles% of households
No vehicle3.8%
1 vehicle42.3%
2 vehicles24.9%
3 or more29.0%

Heating fuel

Fuel type%
Utility gas57.9%
Electricity32.3%
Propane / LP gas8.2%
Fuel oil1.2%

Households & families

Household typeCount%
Married-couple family77247.7%
Cohabiting couple694.3%
Male householder, no spouse25515.8%
Female householder, no spouse52132.2%
Households with children under 1853733.2%
Households with seniors (65+)51732.0%
Average household size2.92

Marital status

StatusMaleFemale
Never married47.3%25.8%
Married42.4%48.1%
Separated1.1%1.7%
Widowed1.9%7.3%
Divorced7.3%17.2%

Education

Less than 9th grade 9.7%
Some HS, no diploma 5.4%
HS graduate 39.6%
Some college, no degree 20.3%
Associate's degree 8.7%
Bachelor's degree 7.5%
Graduate / professional 8.9%
Metric%
HS diploma or higher85.0%
Bachelor's or higher16.3%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool676.2%
Kindergarten282.6%
Elementary school56152.0%
High school31729.4%
College / grad school1059.7%

Employment

Industry of employment

Education & healthcare 22.3%
Agriculture & mining 15.3%
Public administration 12.7%
Retail trade 12.5%
Professional & management 11.1%
Arts, food & hospitality 5.1%
Transportation & utilities 4.4%
Construction 4.2%
Finance & real estate 4.0%
Manufacturing 3.2%
Other services 2.1%
Wholesale trade 1.7%
Information 1.2%

Occupation

Category%
Management, business & arts34.7%
Service27.9%
Sales & office18.9%
Natural resources & construction11.0%
Production & transportation7.5%

Employment type

Type%
Private sector45.1%
Government38.8%
Self-employed13.8%
Unpaid family workers2.2%

Commute

Method%
Drive alone60.0%
Carpool12.5%
Public transit0.0%
Walk2.9%
Other means0.0%
Avg commute (minutes)15.3

Poverty

All people 24.4%
Under 18 years 29.5%
18 and over 22.8%
Married-couple families 9.1%
Female-led households 57.3%

Income support

Source% of households
Social Security36.4%
Retirement income19.0%
Supplemental Security15.2%
Cash public assistance7.2%
Food stamps / SNAP18.1%

Health indicators

Condition%
High blood pressure34.0%
High cholesterol32.5%
Heart disease8.3%
Stroke4.2%
Asthma11.1%
Arthritis28.0%
Kidney disease3.6%
Pulmonary disease9.0%
Cancer7.3%
Behavior / access%
Binge drinking20.0%
No physical activity26.4%
Less than 7 hrs sleep31.3%
Fair or poor health17.5%
Poor mental health15.3%
Poor physical health13.6%
No health insurance13.0%
Visited doctor (checkup)70.1%
Visited dentist62.2%
Cholesterol screening87.2%
Teeth loss18.4%

Veterans & disability

VeteransCount%
Civilian veterans45912.1%
Disability%
Any disability21.8%
Under 188.6%
18–64 years26.3%
65 and over25.5%

Health insurance coverage

Type%
Private insurance38.1%
Public insurance62.4%
Uninsured under 1914.4%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only4,67093.3%
Spanish3667.8%
Other Indo-European60.1%
Asian & Pacific Islander2264.8%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)4,94498.7%
Born in same state4,79195.7%
Born in different state3,66273.1%
Foreign born1533.1%
Naturalized citizen641.3%
Not a US citizen2945.3%

Ancestry

AncestryCount%
Italian50910.2%
Polish4458.9%
French3557.1%
Arab1833.7%
AncestryCount%
Dutch691.4%
English340.7%
German160.3%

Technology access

Metric% of households
Computer access32.3%
Internet access93.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What is the ZIP code for Cut Bank, MT?
Cut Bank, MT has one ZIP code: 59427.
What is the main ZIP code for Cut Bank, MT?
The primary ZIP code for Cut Bank, MT is 59427. The city uses area code 406 for phone service.
What county is Cut Bank, MT in?
Cut Bank is located in Glacier County, Montana.
How many ZIP codes are in Cut Bank, MT?
Cut Bank, MT has 1 ZIP code.
What ZIP code should I use for mailing a package to the Cut Bank downtown area near the historic Great Northern Railway depot?
All of Cut Bank, including the downtown area and the historic railway district, uses the single ZIP code 59427.
What is the ZIP code for businesses located along US Highway 2 in Cut Bank near the city's main commercial corridor?
The entire Cut Bank area, including all businesses along US Highway 2 and throughout the city, uses ZIP code 59427.
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