Cumberland ZIP Codes — Guernsey County, OH

There is one unique ZIP code in Cumberland, Ohio and it is 43732. Area code: 740.

ZIP codes

78.51

sq mi land

1.21

sq mi water

740

area code

Cumberland, OH ZIP code map

About Cumberland, OH

Cumberland is a small city located in Guernsey County, Ohio. It is characterized by its close-knit community and scenic countryside. Known for its charming small-town atmosphere, Cumberland offers a peaceful refuge from the bustle of city life.

Location & geography

Cumberland is nestled in the southeastern region of Ohio, surrounded by picturesque landscapes and rolling hills. It is located approximately 20 miles southwest of Cambridge, 15 miles northeast of Zanesville, and about 60 miles east of Columbus. The city spans a total land area of 78.51 square miles, with 1.21 square miles designated as water.

Community & economy

The community of Cumberland is marked by a friendly and welcoming atmosphere, where residents take pride in their town. The local economy is supported by various industries, including small manufacturing and agriculture, which contribute to the area's sustainability. Daily life in Cumberland often revolves around community events, local shops, and family-oriented activities, fostering strong social ties among residents.

Transportation

Cumberland is accessible via several highways, including U.S. Route 40 and state Route 285, providing convenient connections to larger cities. The nearest major airport is John Glenn Columbus International Airport, located approximately 60 miles to the west. Public transportation options are limited, with most residents relying on personal vehicles for commuting.

History

Cumberland was founded in the early 19th century and has a rich history tied to the growth of the local coal industry. The arrival of the railroad in the late 1800s propelled its development, making it a critical hub for transport and commerce in the region. Significant events in its past include various community celebrations and local fairs, which continue to bolster its cultural heritage.

Did you know?

One surprising fact about Cumberland is its expansive land area, making it one of the larger communities in Guernsey County. Additionally, the city has a long-standing tradition of hosting local events that celebrate both the town's history and its agricultural roots.

ZIP codes for Cumberland, OH (1)

ZIP code	City	County	Map
43732	Cumberland	Guernsey	View map

Demographics & statistics

1,701

Population

37.1

Median age

$61,205

Median household income

$26,279

Per capita income

$133,300

Median home value

$649

Median monthly rent

88.6%

Home ownership

10.4%

Poverty rate

3.7%

Unemployment

689

Housing units

12.9%

Bachelor's or higher

Age distribution

Male Female

111

Under 5

5–9

10–14

15–19

20–24

25–34

100

35–44

45–54

55–59

60–64

143

65–74

120

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	581	34.2%
18 and over	1,120	65.8%
65 and over	381	22.4%
Median age	37.1 years

Race & ethnicity

White 86.6%

Hispanic or Latino 5%

Other race 5%

Two or more races 2.1%

Black or African American 1.2%

Group	Count	%
White	1,551	86.6%
Hispanic or Latino	90	5%
Other race	90	5%
Two or more races	38	2.1%
Black or African American	22	1.2%

Household income

Under $10k 7.2%

$10k–$15k 4.0%

$15k–$25k 13.4%

$25k–$35k 6.8%

$35k–$50k 5.8%

$50k–$75k 19.8%

$75k–$100k 19.5%

$100k–$150k 16.3%

$150k–$200k 7.2%

Range	% of households
Under $10k	7.2%
$10k–$15k	4.0%
$15k–$25k	13.4%
$25k–$35k	6.8%
$35k–$50k	5.8%
$50k–$75k	19.8%
$75k–$100k	19.5%
$100k–$150k	16.3%
$150k–$200k	7.2%
Median income	$61,205

Housing

Home values

Under $50k 2.9%

$50k–$100k 27.8%

$100k–$150k 21.5%

$150k–$200k 25.6%

$200k–$300k 13.3%

$300k–$500k 8.7%

$500k–$1M 0.2%

Housing overview

Metric	Value
Median home value	$133,300
Median rent / month	$649
Owner occupied	88.6%
Renter occupied	11.4%
Vacant	18.3%
Single-family detached	68.2%
Large apartment buildings	0.0%
Mobile homes	31.2%
Median rooms	5.7
Avg household size (owned)	2.81

Year built

Era	%
2020 or later	0.0%
2010–2019	3.9%
2000–2009	10.7%
1990–1999	15.1%
1980–1989	11.4%
1970–1979	11.1%
1960–1969	15.1%
1950–1959	2.8%
1940–1949	2.9%
1939 or earlier	27.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.3%
2 bedrooms	35.3%
3 bedrooms	43.4%
4 bedrooms	15.7%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	11.0%
1 vehicle	14.2%
2 vehicles	39.8%
3 or more	35.1%

Heating fuel

Fuel type	%
Utility gas	23.2%
Electricity	27.5%
Propane / LP gas	31.9%
Fuel oil	8.4%
Wood	6.3%

Households & families

Household type	Count	%
Married-couple family	305	49.1%
Cohabiting couple	66	10.6%
Male householder, no spouse	159	25.6%
Female householder, no spouse	91	14.7%
Households with children under 18	157	25.3%
Households with seniors (65+)	307	49.4%
Average household size	2.74

Marital status

Status	Male	Female
Never married	33.7%	21.0%
Married	48.2%	61.7%
Separated	0.0%	2.5%
Widowed	2.9%	8.1%
Divorced	15.1%	6.7%

Education

Less than 9th grade 3.6%

Some HS, no diploma 7.9%

HS graduate 30.7%

Some college, no degree 33.1%

Associate's degree 11.7%

Bachelor's degree 9.3%

Graduate / professional 3.7%

Metric	%
HS diploma or higher	88.5%
Bachelor's or higher	12.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	5.8%
Kindergarten	0	0.0%
Elementary school	314	72.4%
High school	66	15.2%
College / grad school	29	6.7%

Employment

Industry of employment

Education & healthcare 25.1%

Manufacturing 12.2%

Professional & management 10.6%

Construction 9.8%

Retail trade 9.0%

Arts, food & hospitality 8.8%

Agriculture & mining 8.5%

Other services 5.3%

Public administration 3.8%

Wholesale trade 3.0%

Transportation & utilities 2.7%

Finance & real estate 1.3%

Occupation

Category	%
Management, business & arts	29.0%
Service	23.8%
Sales & office	19.4%
Natural resources & construction	11.4%
Production & transportation	16.5%

Employment type

Type	%
Private sector	85.6%
Government	8.6%
Self-employed	5.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.8%
Carpool	11.8%
Public transit	2.2%
Walk	1.0%
Other means	0.0%
Avg commute (minutes)	27.8

Poverty

All people 10.4%

Under 18 years 4.1%

18 and over 13.7%

Married-couple families 9.2%

Female-led households 9.1%

Income support

Source	% of households
Social Security	34.1%
Retirement income	35.9%
Supplemental Security	6.3%
Cash public assistance	2.1%
Food stamps / SNAP	10.5%

Health indicators

Condition	%
High blood pressure	35.5%
High cholesterol	34.1%
Heart disease	8.0%
Stroke	3.5%
Asthma	10.1%
Arthritis	30.1%
Kidney disease	3.1%
Pulmonary disease	10.0%
Cancer	7.1%

Behavior / access	%
Binge drinking	17.3%
No physical activity	28.0%
Less than 7 hrs sleep	35.1%
Fair or poor health	16.8%
Poor mental health	16.8%
Poor physical health	11.6%
No health insurance	12.4%
Visited doctor (checkup)	77.8%
Visited dentist	61.8%
Cholesterol screening	88.8%
Teeth loss	16.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	170	15.2%

Disability	%
Any disability	10.5%
Under 18	2.2%
18–64 years	8.7%
65 and over	26.8%

Health insurance coverage

Type	%
Private insurance	70.9%
Public insurance	41.6%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,496	87.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,701	100.0%
Born in same state	1,688	99.2%
Born in different state	1,491	87.7%
Foreign born	13	0.8%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	190	11.2%
French	174	10.2%
Arab	137	8.1%

Ancestry	Count	%
English	34	2%
Irish	32	1.9%

Technology access

Metric	% of households
Computer access	36.5%
Internet access	92.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Cumberland, OH have?

Cumberland, OH has one ZIP code: 43732. Each ZIP code serves a distinct delivery area within the city and surrounding region.