Cream Ridge ZIP Code List — Monmouth County, NJ

There is one unique ZIP code in Cream Ridge, New Jersey and it is 08514. Area code: 609.

ZIP codes

27.35

sq mi land

0.53

sq mi water

609

area code

Cream Ridge, NJ ZIP code map

About Cream Ridge, NJ

Cream Ridge is a quaint community located in New Jersey, known for its rural charm and scenic landscapes. Situated within Monmouth County, this area is characterized by a tight-knit community and a rich agricultural backdrop. With its peaceful atmosphere, Cream Ridge offers a unique blend of suburban and countryside living.

Location & geography

Cream Ridge is situated in central New Jersey and is approximately 10 miles from neighboring towns such as Allentown and 12 miles from Freehold. The community spans a land area of 27.35 square miles, with a small water area of 0.53 square miles adding to its picturesque environment. The terrain is primarily flat, showcasing a mix of farmland and residential neighborhoods.

Community & economy

The character of Cream Ridge is defined by its agricultural roots and a strong sense of community among its residents. The local economy is influenced by farming and related industries, which contribute to the area's charm and lifestyle. Daily life in Cream Ridge often revolves around outdoor activities, local events, and the enjoyment of nature, creating a welcoming atmosphere.

Transportation

Transportation in Cream Ridge is facilitated by easily accessible highways, including Route 539 and Route 539 Business, which connect residents to larger roadways in the region. The nearest major airport is Trenton-Mercer Airport, located about 20 miles away, providing regional air travel options. Public transit options are limited, but local roadways accommodate those commuting to nearby areas.

History

Cream Ridge was founded in the 19th century and has since retained much of its rural character. Historically, the area has been known for its agricultural production, contributing significantly to the local economy. Notable events in the community’s past reflect its commitment to preserving its heritage while adapting to modern growth.

Did you know?

One surprising fact about Cream Ridge is that it is home to several New Jersey wineries, taking advantage of the area's fertile soil. Additionally, the community features the historic Cream Ridge Golf Club, which is a local favorite for recreational activities.

ZIP codes for Cream Ridge, NJ (1)

ZIP code	City	County	Map
08514	Cream Ridge	Monmouth	View map

Demographics & statistics

5,597

Population

41.3

Median age

$120,811

Median household income

$65,899

Per capita income

$485,900

Median home value

$1,425

Median monthly rent

92.6%

Home ownership

6.6%

Poverty rate

6.7%

Unemployment

2,112

Housing units

39.9%

Bachelor's or higher

Age distribution

Male Female

194

Under 5

207

211

5–9

225

138

10–14

146

156

15–19

166

196

20–24

208

173

25–34

184

421

35–44

448

366

45–54

389

196

55–59

208

194

60–64

206

275

65–74

293

138

75–84

146

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,341	24.0%
18 and over	4,256	76.0%
65 and over	965	17.2%
Median age	41.3 years

Race & ethnicity

White 89.1%

Two or more races 3.8%

Asian 3.7%

Hispanic or Latino 3%

Black or African American 0.5%

Group	Count	%
White	5,140	89.1%
Two or more races	219	3.8%
Asian	212	3.7%
Hispanic or Latino	174	3%
Black or African American	26	0.5%

Household income

Under $10k 3.0%

$15k–$25k 7.4%

$25k–$35k 3.8%

$35k–$50k 7.2%

$50k–$75k 19.7%

$75k–$100k 4.2%

$100k–$150k 15.7%

$150k–$200k 11.6%

$200k+ 27.3%

Range	% of households
Under $10k	3.0%
$15k–$25k	7.4%
$25k–$35k	3.8%
$35k–$50k	7.2%
$50k–$75k	19.7%
$75k–$100k	4.2%
$100k–$150k	15.7%
$150k–$200k	11.6%
$200k+	27.3%
Median income	$120,811

Housing

Home values

Under $50k 2.1%

$50k–$100k 3.8%

$100k–$150k 3.8%

$150k–$200k 1.2%

$200k–$300k 15.0%

$300k–$500k 25.9%

$500k–$1M 38.0%

$1M+ 10.2%

Housing overview

Metric	Value
Median home value	$485,900
Median rent / month	$1,425
Owner occupied	92.6%
Renter occupied	7.4%
Vacant	8.6%
Single-family detached	85.0%
Large apartment buildings	0.0%
Mobile homes	10.3%
Median rooms	8.0
Avg household size (owned)	2.70

Year built

Era	%
2020 or later	0.8%
2010–2019	8.6%
2000–2009	24.5%
1990–1999	18.0%
1980–1989	14.6%
1970–1979	14.4%
1960–1969	7.0%
1950–1959	3.0%
1940–1949	1.1%
1939 or earlier	7.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	0.8%
2 bedrooms	14.4%
3 bedrooms	42.0%
4 bedrooms	33.7%
5+ bedrooms	7.5%

Vehicles per household

Vehicles	% of households
No vehicle	4.0%
1 vehicle	27.7%
2 vehicles	36.9%
3 or more	31.4%

Heating fuel

Fuel type	%
Utility gas	47.1%
Electricity	8.5%
Propane / LP gas	8.6%
Fuel oil	34.2%
Wood	1.6%

Households & families

Household type	Count	%
Married-couple family	1,173	56.6%
Cohabiting couple	181	8.7%
Male householder, no spouse	285	13.8%
Female householder, no spouse	432	20.9%
Households with children under 18	666	32.2%
Households with seniors (65+)	716	34.6%
Average household size	2.70

Marital status

Status	Male	Female
Never married	24.1%	30.8%
Married	60.3%	49.2%
Separated	0.9%	0.0%
Widowed	4.6%	14.7%
Divorced	10.0%	5.4%

Education

Less than 9th grade 3.3%

Some HS, no diploma 2.5%

HS graduate 30.8%

Some college, no degree 16.2%

Associate's degree 7.4%

Bachelor's degree 30.2%

Graduate / professional 9.7%

Metric	%
HS diploma or higher	94.2%
Bachelor's or higher	39.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	114	9.5%
Kindergarten	140	11.7%
Elementary school	491	40.9%
High school	268	22.3%
College / grad school	188	15.7%

Employment

Industry of employment

Education & healthcare 19.2%

Construction 13.9%

Finance & real estate 13.2%

Manufacturing 11.5%

Professional & management 7.5%

Retail trade 6.7%

Information 6.0%

Transportation & utilities 5.1%

Arts, food & hospitality 4.5%

Wholesale trade 4.3%

Other services 3.3%

Public administration 3.3%

Agriculture & mining 1.6%

Occupation

Category	%
Management, business & arts	48.2%
Service	6.3%
Sales & office	23.0%
Natural resources & construction	15.3%
Production & transportation	7.2%

Employment type

Type	%
Private sector	85.4%
Government	13.1%
Self-employed	1.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.4%
Carpool	7.9%
Public transit	0.6%
Walk	0.7%
Other means	1.4%
Avg commute (minutes)	40.9

Poverty

All people 6.6%

Under 18 years 9.9%

18 and over 5.6%

Married-couple families 0.0%

Female-led households 25.6%

Income support

Source	% of households
Social Security	35.3%
Retirement income	36.2%
Supplemental Security	0.7%
Cash public assistance	1.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
High blood pressure	0.0%
High cholesterol	0.0%
Heart disease	5.9%
Stroke	2.5%
Asthma	9.5%
Arthritis	23.1%
Kidney disease	2.5%
Pulmonary disease	5.6%
Cancer	7.1%

Behavior / access	%
Binge drinking	18.3%
No physical activity	18.2%
Less than 7 hrs sleep	34.0%
Fair or poor health	10.2%
Poor mental health	13.1%
Poor physical health	8.4%
No health insurance	10.0%
Visited doctor (checkup)	75.8%
Visited dentist	70.6%
Cholesterol screening	0.0%
Teeth loss	9.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	245	5.8%

Disability	%
Any disability	12.7%
Under 18	0.0%
18–64 years	16.3%
65 and over	17.8%

Health insurance coverage

Type	%
Private insurance	87.0%
Public insurance	21.8%
Uninsured under 19	3.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,196	92.8%
Spanish	125	2.4%
Other Indo-European	66	1.3%
Asian & Pacific Islander	14	0.3%
Other languages	45	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,318	95.0%
Born in same state	5,282	94.4%
Born in different state	4,360	77.9%
Foreign born	36	0.6%
Naturalized citizen	279	5.0%
Not a US citizen	262	93.9%

Ancestry

Ancestry	Count	%
French	917	16.4%
Italian	871	15.6%
Arab	381	6.8%

Ancestry	Count	%
Polish	137	2.4%
Irish	109	1.9%
English	5	0.1%

Technology access

Metric	% of households
Computer access	37.0%
Internet access	94.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Cream Ridge, NJ?

Cream Ridge, NJ has one ZIP code: 08514.

What is the main ZIP code for Cream Ridge, NJ?

The primary ZIP code for Cream Ridge, NJ is 08514. The city uses area code 609 for phone service.

What county is Cream Ridge, NJ in?

Cream Ridge is located in Monmouth County, New Jersey.

How many ZIP codes are in Cream Ridge, NJ?

Cream Ridge, NJ has 1 ZIP code.

What ZIP code should I use when mailing something to a business in downtown Cream Ridge?

Downtown Cream Ridge and all businesses within the township use the single ZIP code 08514, which serves the entire Cream Ridge area in Monmouth County.

If I'm sending a package to someone living near Cream Ridge's agricultural areas, what ZIP code do I need?

All residential and agricultural areas throughout Cream Ridge, including the farming communities that the township is known for, use ZIP code 08514.