Concordia ZIP Code List — Lafayette County, MO

There is one unique ZIP code in Concordia, Missouri and it is 64020. Area code: 660.
1
ZIP codes
105.63
sq mi land
1.11
sq mi water
660
area code
Concordia, MO ZIP code map

About Concordia, MO

Concordia, Missouri, is a charming small town located in the heart of Lafayette County. Known for its friendly community and picturesque landscapes, Concordia offers a peaceful atmosphere ideal for families and visitors alike. The town is characterized by its welcoming spirit and offers a glimpse into rural Missouri life.

Location & geography

Concordia is situated in west-central Missouri, approximately 14 miles east of the city of Warrensburg and about 30 miles northeast of the larger city of Kansas City. The town encompasses a land area of 105.63 square miles and includes a water area of 1.11 square miles, contributing to its natural beauty and recreational opportunities. The surrounding terrain is primarily flat, making it accessible and ideal for agricultural activities.

Community & economy

The character of Concordia is built around a close-knit community where residents take pride in their town and its history. The local economy thrives on agriculture and small businesses, with many residents engaged in farming and related industries. Daily life in Concordia is enriched by community events and local gatherings, fostering strong relationships among its residents.

Transportation

Concordia is conveniently connected by major highways, including Interstate 70, providing easy access to nearby cities and attractions. The nearest airport is the Kansas City International Airport, which is roughly 45 miles away and offers a variety of domestic flights. Public transportation options may be limited, but the town's layout makes it easy to navigate by car.

History

Concordia was founded in the mid-19th century and has a rich agricultural heritage that has shaped its development over the years. Key industries in the area have traditionally revolved around farming and local services. Notable events in the town's history include the establishment of various cultural and social organizations that have fostered a strong community spirit.

Did you know?

A surprising fact about Concordia is that it is home to the historic Concordia Depot, which once served as a vital connection for regional rail traffic in the late 1800s. Today, this landmark is a reminder of the town's transportation heritage and its role in the development of the surrounding area.

ZIP codes for Concordia, MO (1)
ZIP code City County Map
64020 Concordia Lafayette View map

Demographics & statistics

3,044
Population
49.4
Median age
$62,583
Median household income
$35,204
Per capita income
$174,800
Median home value
$753
Median monthly rent
64.9%
Home ownership
12.4%
Poverty rate
0.5%
Unemployment
1,104
Housing units
22.3%
Bachelor's or higher

Age distribution

Male Female
109
Under 5
102
126
5–9
118
49
10–14
47
63
15–19
60
93
20–24
88
154
25–34
145
125
35–44
117
254
45–54
239
149
55–59
141
121
60–64
114
135
65–74
127
120
75–84
113
69
85+
66
← Male
Female →

Age summary

GroupCount%
Under 1866721.9%
18 and over2,37778.1%
65 and over63020.7%
Median age49.4 years

Race & ethnicity

White 97.2%
Two or more races 1.2%
Hispanic or Latino 0.6%
Black or African American 0.5%
Other race 0.5%
GroupCount%
White2,97697.2%
Two or more races361.2%
Hispanic or Latino190.6%
Black or African American160.5%
Other race160.5%

Household income

Under $10k 5.2%
$10k–$15k 5.9%
$15k–$25k 7.8%
$25k–$35k 8.3%
$35k–$50k 10.5%
$50k–$75k 16.1%
$75k–$100k 18.7%
$100k–$150k 12.7%
$150k–$200k 6.9%
$200k+ 7.8%
Range% of households
Under $10k5.2%
$10k–$15k5.9%
$15k–$25k7.8%
$25k–$35k8.3%
$35k–$50k10.5%
$50k–$75k16.1%
$75k–$100k18.7%
$100k–$150k12.7%
$150k–$200k6.9%
$200k+7.8%
Median income$62,583

Housing

Home values

Under $50k 2.4%
$50k–$100k 21.0%
$100k–$150k 17.0%
$150k–$200k 22.0%
$200k–$300k 24.7%
$300k–$500k 8.0%
$500k–$1M 3.8%
$1M+ 1.1%

Housing overview

MetricValue
Median home value$174,800
Median rent / month$753
Owner occupied64.9%
Renter occupied35.1%
Vacant20.7%
Single-family detached79.2%
Large apartment buildings3.0%
Mobile homes2.4%
Median rooms6.2
Avg household size (owned)2.41

Year built

Era%
2020 or later0.0%
2010–20193.0%
2000–20093.5%
1990–19998.9%
1980–19899.3%
1970–197916.3%
1960–196914.8%
1950–195914.4%
1940–19499.2%
1939 or earlier20.5%

Bedrooms

Size% of units
No bedroom (studio)2.8%
1 bedroom14.4%
2 bedrooms19.8%
3 bedrooms40.4%
4 bedrooms12.9%
5+ bedrooms9.6%

Vehicles per household

Vehicles% of households
No vehicle6.5%
1 vehicle27.1%
2 vehicles41.7%
3 or more24.6%

Heating fuel

Fuel type%
Utility gas52.6%
Electricity36.4%
Propane / LP gas8.5%
Wood2.3%
No fuel used0.2%

Households & families

Household typeCount%
Married-couple family65554.0%
Cohabiting couple13311.0%
Male householder, no spouse16813.8%
Female householder, no spouse25721.2%
Households with children under 1835128.9%
Households with seniors (65+)42635.1%
Average household size2.41

Marital status

StatusMaleFemale
Never married24.2%25.5%
Married57.1%50.8%
Separated0.0%2.4%
Widowed10.4%12.5%
Divorced8.4%8.8%

Education

Less than 9th grade 2.1%
Some HS, no diploma 3.3%
HS graduate 39.6%
Some college, no degree 20.8%
Associate's degree 11.8%
Bachelor's degree 14.8%
Graduate / professional 7.5%
Metric%
HS diploma or higher94.6%
Bachelor's or higher22.3%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool498.3%
Kindergarten447.4%
Elementary school25843.7%
High school13122.2%
College / grad school10918.4%

Employment

Industry of employment

Manufacturing 23.2%
Education & healthcare 20.3%
Retail trade 12.9%
Construction 6.9%
Arts, food & hospitality 6.6%
Public administration 6.2%
Finance & real estate 6.0%
Other services 5.0%
Professional & management 4.9%
Agriculture & mining 3.4%
Transportation & utilities 3.2%
Information 1.2%
Wholesale trade 0.3%

Occupation

Category%
Management, business & arts32.0%
Service12.8%
Sales & office20.1%
Natural resources & construction12.3%
Production & transportation22.9%

Employment type

Type%
Private sector84.2%
Government12.2%
Self-employed3.2%
Unpaid family workers0.4%

Commute

Method%
Drive alone75.6%
Carpool11.6%
Public transit0.1%
Walk3.1%
Other means1.2%
Avg commute (minutes)21.8

Poverty

All people 12.4%
Under 18 years 10.6%
18 and over 12.9%
Married-couple families 1.2%
Female-led households 16.3%

Income support

Source% of households
Social Security36.9%
Retirement income28.4%
Supplemental Security6.7%
Cash public assistance0.6%
Food stamps / SNAP8.2%

Health indicators

Condition%
High blood pressure33.8%
High cholesterol35.6%
Heart disease8.2%
Stroke3.6%
Asthma9.1%
Arthritis29.9%
Kidney disease3.2%
Pulmonary disease8.5%
Cancer8.3%
Behavior / access%
Binge drinking16.0%
No physical activity28.9%
Less than 7 hrs sleep31.5%
Fair or poor health16.1%
Poor mental health14.3%
Poor physical health11.7%
No health insurance14.7%
Visited doctor (checkup)74.3%
Visited dentist60.0%
Cholesterol screening89.5%
Teeth loss18.0%

Veterans & disability

VeteransCount%
Civilian veterans1667.0%
Disability%
Any disability13.0%
Under 181.2%
18–64 years12.1%
65 and over29.6%

Health insurance coverage

Type%
Private insurance70.8%
Public insurance35.4%
Uninsured under 196.1%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only2,83393.1%
Spanish40.1%
Other Indo-European40.1%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)3,03999.8%
Born in same state3,03999.8%
Born in different state2,36477.7%
Foreign born00.0%
Naturalized citizen50.2%
Not a US citizen5100.0%

Ancestry

AncestryCount%
French44114.5%
Arab2608.5%
Italian2046.7%
English270.9%
Polish130.4%
AncestryCount%
Dutch100.3%
German40.1%
Irish40.1%
Norwegian40.1%

Technology access

Metric% of households
Computer access39.8%
Internet access88.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What is the ZIP code for Concordia, MO?
Concordia, MO has one ZIP code: 64020.
What is the main ZIP code for Concordia, MO?
The primary ZIP code for Concordia, MO is 64020. The city uses area code 660 for phone service.
What county is Concordia, MO in?
Concordia is located in Lafayette County, Missouri.
How many ZIP codes are in Concordia, MO?
Concordia, MO has 1 ZIP code.
What ZIP code covers downtown Concordia and the historic courthouse square area?
Downtown Concordia, including the Lafayette County Courthouse square, is located in ZIP code 64020.
What is the ZIP code for Concordia's schools and residential neighborhoods?
All of Concordia, including Concordia High School and the surrounding residential areas, is served by the single ZIP code 64020.
Need the complete Missouri ZIP code database? Download all MO ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →