Clearwater ZIP Codes — Antelope County, NE

There is one unique ZIP code in Clearwater, Nebraska and it is 68726. Area code: 402.

ZIP codes

130.78

sq mi land

0.34

sq mi water

402

area code

Clearwater, NE ZIP code map

About Clearwater, NE

Clearwater is a charming city located in Antelope County, Nebraska. Known for its close-knit community and the beautiful landscapes of the prairies, Clearwater offers a welcoming atmosphere for residents and visitors alike. Despite its small size, the city has a rich history and a strong sense of local identity.

Location & geography

Clearwater is situated in north-central Nebraska, approximately 15 miles southwest of the city of O'Neill and about 25 miles east of the town of Neligh. The area covers a total land area of 130.78 square miles, with a small water area of 0.34 square miles, primarily consisting of ponds and small waterways. The city's terrain is predominantly flat, characterized by rolling fields and agricultural land.

Community & economy

The community of Clearwater embodies a small-town charm with a strong sense of civic pride and participation. Agriculture plays a central role in the local economy, with many residents involved in farming and related industries. Daily life in Clearwater is marked by community gatherings, local events, and a commitment to supporting one another.

Transportation

Clearwater is conveniently accessed via Nebraska Highway 13, which connects the city to nearby communities and larger highways. The closest named airport for residents is the North Central Nebraska Regional Airport, located in O'Neill. Public transit options are limited, so personal vehicles are the primary means of transportation.

History

Clearwater was established in the late 19th century and developed as a hub for local agriculture and trade. Over the years, the city has maintained its agricultural roots while evolving to meet the needs of its residents. Notable events in the city’s history include the annual Clearwater Rodeo, which draws participants and spectators from surrounding areas.

Did you know?

A lesser-known fact about Clearwater is its significant involvement in local agriculture and how the community comes together to support various farming initiatives. The city is also known for its friendly annual events that celebrate local heritage and culture.

ZIP codes for Clearwater, NE (1)

ZIP code	City	County	Map
68726	Clearwater	Antelope	View map

Demographics & statistics

680

Population

45.1

Median age

$62,209

Median household income

$36,373

Per capita income

$98,800

Median home value

$852

Median monthly rent

58.4%

Home ownership

18.0%

Poverty rate

1.2%

Unemployment

229

Housing units

14.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	153	22.5%
18 and over	527	77.5%
65 and over	130	19.1%
Median age	45.1 years

Race & ethnicity

White 93.2%

Hispanic or Latino 3.4%

Other race 3.4%

Group	Count	%
White	656	93.2%
Hispanic or Latino	24	3.4%
Other race	24	3.4%

Household income

Under $10k 3.8%

$10k–$15k 5.6%

$15k–$25k 10.5%

$25k–$35k 4.2%

$35k–$50k 7.0%

$50k–$75k 30.4%

$75k–$100k 9.4%

$100k–$150k 21.7%

$150k–$200k 4.5%

$200k+ 2.8%

Range	% of households
Under $10k	3.8%
$10k–$15k	5.6%
$15k–$25k	10.5%
$25k–$35k	4.2%
$35k–$50k	7.0%
$50k–$75k	30.4%
$75k–$100k	9.4%
$100k–$150k	21.7%
$150k–$200k	4.5%
$200k+	2.8%
Median income	$62,209

Housing

Home values

Under $50k 18.0%

$50k–$100k 32.9%

$100k–$150k 24.6%

$150k–$200k 11.4%

$200k–$300k 7.8%

$300k–$500k 5.4%

Housing overview

Metric	Value
Median home value	$98,800
Median rent / month	$852
Owner occupied	58.4%
Renter occupied	41.6%
Vacant	17.8%
Single-family detached	97.1%
Large apartment buildings	0.0%
Mobile homes	0.6%
Median rooms	6.9
Avg household size (owned)	2.18

Year built

Era	%
2020 or later	0.0%
2010–2019	3.4%
2000–2009	2.9%
1990–1999	6.3%
1980–1989	12.1%
1970–1979	17.5%
1960–1969	9.5%
1950–1959	11.5%
1940–1949	4.3%
1939 or earlier	32.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	3.2%
2 bedrooms	22.7%
3 bedrooms	39.9%
4 bedrooms	29.6%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.7%
1 vehicle	11.5%
2 vehicles	25.5%
3 or more	61.2%

Heating fuel

Fuel type	%
Utility gas	45.5%
Electricity	15.0%
Propane / LP gas	38.8%
Wood	0.7%

Households & families

Household type	Count	%
Married-couple family	163	57.0%
Cohabiting couple	47	16.4%
Male householder, no spouse	32	11.2%
Female householder, no spouse	44	15.4%
Households with children under 18	65	22.7%
Households with seniors (65+)	93	32.5%
Average household size	2.38

Marital status

Status	Male	Female
Never married	30.6%	6.2%
Married	56.1%	58.6%
Separated	0.0%	0.0%
Widowed	0.0%	9.5%
Divorced	13.3%	25.6%

Education

Less than 9th grade 0.8%

Some HS, no diploma 2.2%

HS graduate 35.9%

Some college, no degree 34.7%

Associate's degree 12.4%

Bachelor's degree 11.8%

Graduate / professional 2.2%

Metric	%
HS diploma or higher	97.0%
Bachelor's or higher	14.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	1.5%
Kindergarten	0	0.0%
Elementary school	73	54.1%
High school	47	34.8%
College / grad school	13	9.6%

Employment

Industry of employment

Agriculture & mining 26.7%

Education & healthcare 14.7%

Construction 11.8%

Retail trade 9.5%

Finance & real estate 7.6%

Public administration 7.1%

Arts, food & hospitality 6.6%

Other services 4.7%

Manufacturing 4.0%

Transportation & utilities 3.5%

Professional & management 1.7%

Information 1.2%

Wholesale trade 0.9%

Occupation

Category	%
Management, business & arts	33.6%
Service	16.1%
Sales & office	20.8%
Natural resources & construction	25.5%
Production & transportation	4.0%

Employment type

Type	%
Private sector	81.1%
Government	8.5%
Self-employed	10.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.8%
Carpool	3.1%
Public transit	0.0%
Walk	19.5%
Other means	1.4%
Avg commute (minutes)	13.5

Poverty

All people 18.0%

Under 18 years 22.0%

18 and over 17.1%

Married-couple families 1.2%

Female-led households 50.0%

Income support

Source	% of households
Social Security	29.4%
Retirement income	13.6%
Supplemental Security	2.1%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
High blood pressure	33.9%
High cholesterol	33.9%
Heart disease	6.9%
Stroke	3.1%
Asthma	8.2%
Arthritis	25.7%
Kidney disease	2.9%
Pulmonary disease	6.5%
Cancer	7.2%

Behavior / access	%
Binge drinking	22.7%
No physical activity	24.2%
Less than 7 hrs sleep	27.3%
Fair or poor health	12.5%
Poor mental health	11.6%
Poor physical health	9.4%
No health insurance	14.3%
Visited doctor (checkup)	69.6%
Visited dentist	61.9%
Cholesterol screening	87.6%
Teeth loss	11.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	41	7.8%

Disability	%
Any disability	8.5%
Under 18	6.5%
18–64 years	5.8%
65 and over	19.2%

Health insurance coverage

Type	%
Private insurance	84.9%
Public insurance	24.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	649	95.4%
Spanish	17	2.6%
Other Indo-European	12	1.8%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	663	97.5%
Born in same state	658	96.8%
Born in different state	580	85.3%
Foreign born	5	0.7%
Naturalized citizen	17	2.5%
Not a US citizen	4	23.5%

Ancestry

Ancestry	Count	%
Italian	128	18.8%
French	36	5.3%
Polish	32	4.7%
Dutch	11	1.6%

Ancestry	Count	%
Arab	10	1.5%
German	7	1%
English	5	0.7%
Norwegian	2	0.3%

Technology access

Metric	% of households
Computer access	42.1%
Internet access	88.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Clearwater, NE have?

Clearwater, NE has one ZIP code: 68726. Each ZIP code serves a distinct delivery area within the city and surrounding region.