Chico ZIP Code List — Wise County, TX

There is one unique ZIP code in Chico, Texas and it is 76431. Area code: 940.

ZIP codes

120.50

sq mi land

10.20

sq mi water

940

area code

Chico, TX ZIP code map

About Chico, TX

Chico is a charming city located in Texas, nestled within the boundaries of Wise County. Known for its small-town atmosphere, Chico offers a close-knit community feel while being accessible to larger metropolitan areas. This Texas city is celebrated for its natural beauty and recreational opportunities, appealing to both residents and visitors alike.

Location & geography

Geographically, Chico is positioned approximately 57 miles northwest of Fort Worth and about 53 miles southeast of Wichita Falls. The city spans a land area of 120.50 square miles and has a water area of 10.20 square miles, providing residents with ample space for outdoor activities. The terrain surrounding Chico consists of gently rolling hills and lush landscapes, contributing to its scenic charm.

Community & economy

Chico boasts a warm and welcoming community characterized by its friendly residents and local businesses. The economy is primarily driven by agriculture and small-scale manufacturing, with residents often engaging in farming and related industries. Daily life in Chico is marked by community events, family-oriented activities, and a strong appreciation for local culture.

Transportation

Transportation in Chico is facilitated by State Highway 101, which connects the city to nearby highways and larger roadways. The nearest airport is the Decatur Municipal Airport, located about 16 miles away, providing general aviation services. Residents typically rely on personal vehicles for commuting, as public transit options are limited.

History

Chico was officially founded in the late 19th century, during a period of growth in Wise County. Historically, the city relied on agriculture as its primary industry, with farming and ranching significantly shaping its development. Notable events include the establishment of local schools and community organizations that have helped foster a strong sense of identity among residents.

Did you know?

One surprising fact about Chico is that it has a blend of rural charm and recreational access, making it a hidden gem for nature lovers. Many residents enjoy outdoor activities such as fishing, hiking, and birdwatching in the area's natural spaces.

ZIP codes for Chico, TX (1)

ZIP code	City	County	Map
76431	Chico	Wise	View map

Demographics & statistics

4,543

Population

38.2

Median age

$70,536

Median household income

$28,998

Per capita income

$163,100

Median home value

$1,224

Median monthly rent

85.6%

Home ownership

20.1%

Poverty rate

8.2%

Unemployment

1,535

Housing units

13.0%

Bachelor's or higher

Age distribution

Male Female

129

Under 5

111

209

5–9

179

279

10–14

240

15–19

139

20–24

119

297

25–34

254

332

35–44

284

228

45–54

195

131

55–59

112

164

60–64

141

264

65–74

227

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,212	26.7%
18 and over	3,331	73.3%
65 and over	832	18.3%
Median age	38.2 years

Race & ethnicity

White 91.9%

Hispanic or Latino 2.4%

Asian 1.9%

Other race 1.5%

Two or more races 1.2%

Black or African American 1%

Group	Count	%
White	4,279	91.9%
Hispanic or Latino	111	2.4%
Asian	90	1.9%
Other race	72	1.5%
Two or more races	54	1.2%
Black or African American	48	1%

Household income

Under $10k 2.9%

$10k–$15k 6.1%

$15k–$25k 9.8%

$25k–$35k 4.9%

$35k–$50k 13.1%

$50k–$75k 15.8%

$75k–$100k 13.9%

$100k–$150k 21.8%

$150k–$200k 3.9%

$200k+ 8.0%

Range	% of households
Under $10k	2.9%
$10k–$15k	6.1%
$15k–$25k	9.8%
$25k–$35k	4.9%
$35k–$50k	13.1%
$50k–$75k	15.8%
$75k–$100k	13.9%
$100k–$150k	21.8%
$150k–$200k	3.9%
$200k+	8.0%
Median income	$70,536

Housing

Home values

Under $50k 7.4%

$50k–$100k 19.2%

$100k–$150k 15.3%

$150k–$200k 22.0%

$200k–$300k 18.4%

$300k–$500k 7.5%

$500k–$1M 8.6%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$163,100
Median rent / month	$1,224
Owner occupied	85.6%
Renter occupied	14.4%
Vacant	8.9%
Single-family detached	72.1%
Large apartment buildings	0.0%
Mobile homes	27.6%
Median rooms	5.5
Avg household size (owned)	2.79

Year built

Era	%
2020 or later	0.0%
2010–2019	2.3%
2000–2009	18.3%
1990–1999	16.1%
1980–1989	22.6%
1970–1979	12.1%
1960–1969	6.3%
1950–1959	17.0%
1940–1949	0.6%
1939 or earlier	4.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	7.0%
2 bedrooms	26.7%
3 bedrooms	52.0%
4 bedrooms	12.9%
5+ bedrooms	1.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.1%
1 vehicle	15.7%
2 vehicles	50.4%
3 or more	30.8%

Heating fuel

Fuel type	%
Utility gas	9.0%
Electricity	58.2%
Propane / LP gas	29.9%
Wood	2.9%

Households & families

Household type	Count	%
Married-couple family	903	56.1%
Cohabiting couple	34	2.1%
Male householder, no spouse	409	25.4%
Female householder, no spouse	263	16.3%
Households with children under 18	621	38.6%
Households with seniors (65+)	508	31.6%
Average household size	2.82

Marital status

Status	Male	Female
Never married	28.0%	13.8%
Married	55.8%	68.4%
Separated	0.3%	2.0%
Widowed	0.4%	6.6%
Divorced	15.4%	9.1%

Education

Less than 9th grade 2.7%

Some HS, no diploma 16.1%

HS graduate 39.7%

Some college, no degree 26.1%

Associate's degree 2.4%

Bachelor's degree 10.6%

Graduate / professional 2.4%

Metric	%
HS diploma or higher	81.2%
Bachelor's or higher	13.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	92	8.5%
Kindergarten	56	5.2%
Elementary school	717	66.3%
High school	137	12.7%
College / grad school	79	7.3%

Employment

Industry of employment

Manufacturing 18.2%

Retail trade 12.1%

Education & healthcare 11.2%

Agriculture & mining 11.0%

Transportation & utilities 10.6%

Arts, food & hospitality 9.7%

Finance & real estate 7.7%

Other services 7.1%

Public administration 4.5%

Construction 4.1%

Professional & management 2.6%

Wholesale trade 1.2%

Occupation

Category	%
Management, business & arts	27.9%
Service	10.7%
Sales & office	22.3%
Natural resources & construction	19.4%
Production & transportation	19.7%

Employment type

Type	%
Private sector	84.6%
Government	7.6%
Self-employed	7.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.8%
Carpool	4.2%
Public transit	0.0%
Walk	0.1%
Other means	1.0%
Avg commute (minutes)	30.6

Poverty

All people 20.1%

Under 18 years 29.3%

18 and over 16.8%

Married-couple families 8.9%

Female-led households 67.7%

Income support

Source	% of households
Social Security	31.0%
Retirement income	20.1%
Supplemental Security	3.4%
Cash public assistance	1.7%
Food stamps / SNAP	6.8%

Health indicators

Condition	%
High blood pressure	37.9%
High cholesterol	37.8%
Heart disease	7.9%
Stroke	3.7%
Asthma	10.0%
Arthritis	26.5%
Kidney disease	3.3%
Pulmonary disease	9.7%
Cancer	6.5%

Behavior / access	%
Binge drinking	18.6%
No physical activity	29.6%
Less than 7 hrs sleep	34.1%
Fair or poor health	20.9%
Poor mental health	17.2%
Poor physical health	14.0%
No health insurance	27.2%
Visited doctor (checkup)	69.9%
Visited dentist	47.9%
Cholesterol screening	87.2%
Teeth loss	19.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	219	6.6%

Disability	%
Any disability	25.4%
Under 18	4.7%
18–64 years	24.9%
65 and over	57.1%

Health insurance coverage

Type	%
Private insurance	54.4%
Public insurance	38.8%
Uninsured under 19	4.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,303	94.7%
Spanish	196	4.6%
Other Indo-European	156	3.6%
Asian & Pacific Islander	40	0.9%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,126	90.8%
Born in same state	4,117	90.6%
Born in different state	3,305	72.7%
Foreign born	9	0.2%
Naturalized citizen	417	9.2%
Not a US citizen	101	24.2%

Ancestry

Ancestry	Count	%
French	445	9.8%
Italian	427	9.4%
Arab	113	2.5%
Dutch	56	1.2%

Ancestry	Count	%
German	29	0.6%
Polish	18	0.4%
English	15	0.3%

Technology access

Metric	% of households
Computer access	35.4%
Internet access	89.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Chico, TX?

Chico, TX has one ZIP code: 76431.

What is the main ZIP code for Chico, TX?

The primary ZIP code for Chico, TX is 76431. The city uses area code 940 for phone service.

What county is Chico, TX in?

Chico is located in Wise County, Texas.

How many ZIP codes are in Chico, TX?

Chico, TX has 1 ZIP code.

What is the ZIP code for downtown Chico in Wise County, Texas?

The downtown area of Chico, Texas is located in ZIP code 76431, which serves as the primary postal code for this small Wise County community.

What ZIP code should I use when mailing something to a business in Chico, Texas?

All businesses and residences in Chico, Texas use the ZIP code 76431 for mail delivery.