Charlotte ZIP Codes — Chittenden County, VT

There is one unique ZIP code in Charlotte, Vermont and it is 05445. Area code: 802.

ZIP codes

41.25

sq mi land

9.11

sq mi water

802

area code

Charlotte, VT ZIP code map

About Charlotte, VT

Charlotte is a charming town located in the state of Vermont, known for its beautiful landscapes and vibrant community. Nestled in Chittenden County, it offers a unique blend of rural charm and modern conveniences. The town is rich in history and outdoor recreational opportunities, making it a sought-after destination in the region.

Location & geography

Charlotte is situated along the eastern shore of Lake Champlain, providing scenic views and several waterfront activities. The town is approximately 12 miles south of Burlington, making it a convenient spot for those who want to enjoy both rural and urban settings. With a total land area of 41.25 square miles and a water area of 9.11 square miles, Charlotte features rolling hills, agricultural lands, and access to beautiful lakes.

Community & economy

The community in Charlotte is characterized by its friendly atmosphere and active involvement in local events and initiatives. Many residents work in agriculture, education, and services, contributing to a sustainable local economy. Daily life here revolves around a close-knit community feel, with local markets, arts events, and outdoor activities enriching the residents' experiences.

Transportation

Major highways, including U.S. Route 7, provide easy access to and from Charlotte, connecting it to larger cities and neighboring areas. The nearest airport is Burlington International Airport, located about 15 miles north, offering various domestic flights. While public transportation options may be limited, many residents use personal vehicles for commuting and exploring.

History

Charlotte was founded in 1762 and has since developed a rich history marked by its agricultural roots and scenic beauty. Historically, the town has been known for its dairy and apple farming, which have shaped its rural character. Notable events include the establishment of local farms and community gatherings that celebrate the town's agricultural heritage.

Did you know?

One surprising fact about Charlotte is that it features the renowned Mount Philo State Park, which offers stunning panoramic views of the surrounding area and Lake Champlain. Additionally, the town has actively promoted conservation efforts to preserve its natural beauty and rural character.

ZIP codes for Charlotte, VT (1)

ZIP code	City	County	Map
05445	Charlotte	Chittenden	View map

Demographics & statistics

3,910

Population

50.1

Median age

$124,611

Median household income

$63,122

Per capita income

$628,800

Median home value

$1,515

Median monthly rent

92.5%

Home ownership

4.0%

Poverty rate

1.5%

Unemployment

1,955

Housing units

56.7%

Bachelor's or higher

Age distribution

Male Female

104

Under 5

117

5–9

116

10–14

132

150

15–19

170

20–24

115

25–34

130

173

35–44

196

276

45–54

313

190

55–59

215

190

60–64

214

268

65–74

303

108

75–84

123

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	798	20.4%
18 and over	3,112	79.6%
65 and over	875	22.4%
Median age	50.1 years

Race & ethnicity

White 95.6%

Two or more races 2.9%

Hispanic or Latino 0.4%

Other race 0.4%

Asian 0.3%

Black or African American 0.3%

Group	Count	%
White	3,755	95.6%
Two or more races	114	2.9%
Hispanic or Latino	16	0.4%
Other race	16	0.4%
Asian	13	0.3%
Black or African American	12	0.3%

Household income

Under $10k 4.4%

$15k–$25k 2.0%

$25k–$35k 6.4%

$35k–$50k 3.3%

$50k–$75k 12.7%

$75k–$100k 7.6%

$100k–$150k 28.2%

$150k–$200k 14.8%

$200k+ 20.5%

Range	% of households
Under $10k	4.4%
$15k–$25k	2.0%
$25k–$35k	6.4%
$35k–$50k	3.3%
$50k–$75k	12.7%
$75k–$100k	7.6%
$100k–$150k	28.2%
$150k–$200k	14.8%
$200k+	20.5%
Median income	$124,611

Housing

Home values

$200k–$300k 5.6%

$300k–$500k 23.7%

$500k–$1M 56.5%

$1M+ 14.2%

Housing overview

Metric	Value
Median home value	$628,800
Median rent / month	$1,515
Owner occupied	92.5%
Renter occupied	7.5%
Vacant	18.0%
Single-family detached	91.2%
Large apartment buildings	0.0%
Mobile homes	1.8%
Median rooms	7.2
Avg household size (owned)	2.30

Year built

Era	%
2020 or later	0.0%
2010–2019	7.2%
2000–2009	11.8%
1990–1999	16.6%
1980–1989	16.1%
1970–1979	9.6%
1960–1969	6.9%
1950–1959	2.8%
1940–1949	2.0%
1939 or earlier	26.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	5.2%
2 bedrooms	9.6%
3 bedrooms	45.2%
4 bedrooms	28.8%
5+ bedrooms	10.7%

Vehicles per household

Vehicles	% of households
No vehicle	1.5%
1 vehicle	27.5%
2 vehicles	45.8%
3 or more	25.2%

Heating fuel

Fuel type	%
Electricity	7.9%
Propane / LP gas	27.3%
Fuel oil	47.8%
Wood	15.1%
Solar	1.3%

Households & families

Household type	Count	%
Married-couple family	1,084	63.5%
Cohabiting couple	66	3.9%
Male householder, no spouse	207	12.1%
Female householder, no spouse	351	20.6%
Households with children under 18	477	27.9%
Households with seniors (65+)	636	37.2%
Average household size	2.29

Marital status

Status	Male	Female
Never married	17.5%	20.9%
Married	68.8%	60.7%
Separated	0.0%	0.0%
Widowed	3.4%	8.2%
Divorced	10.2%	10.3%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.4%

HS graduate 19.4%

Some college, no degree 15.4%

Associate's degree 8.1%

Bachelor's degree 26.7%

Graduate / professional 30.0%

Metric	%
HS diploma or higher	99.6%
Bachelor's or higher	56.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	17	2.5%
Elementary school	285	42.0%
High school	275	40.5%
College / grad school	102	15.0%

Employment

Industry of employment

Education & healthcare 22.2%

Construction 14.9%

Professional & management 14.0%

Manufacturing 12.1%

Retail trade 11.8%

Other services 5.1%

Agriculture & mining 4.9%

Finance & real estate 4.1%

Public administration 4.1%

Transportation & utilities 2.5%

Arts, food & hospitality 1.9%

Information 1.6%

Wholesale trade 0.7%

Occupation

Category	%
Management, business & arts	59.8%
Service	6.5%
Sales & office	17.8%
Natural resources & construction	12.3%
Production & transportation	3.7%

Employment type

Type	%
Private sector	72.5%
Government	13.6%
Self-employed	12.4%
Unpaid family workers	1.5%

Commute

Method	%
Drive alone	62.0%
Carpool	10.8%
Public transit	0.0%
Walk	2.8%
Other means	0.4%
Avg commute (minutes)	23.8

Poverty

All people 4.0%

Under 18 years 4.1%

18 and over 3.9%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	29.8%
Retirement income	23.2%
Supplemental Security	0.0%
Cash public assistance	0.4%
Food stamps / SNAP	3.2%

Health indicators

Condition	%
High blood pressure	24.8%
High cholesterol	29.1%
Heart disease	4.6%
Stroke	2.0%
Asthma	9.1%
Arthritis	20.7%
Kidney disease	2.1%
Pulmonary disease	4.1%
Cancer	7.0%

Behavior / access	%
Binge drinking	17.5%
No physical activity	10.7%
Less than 7 hrs sleep	22.6%
Fair or poor health	6.6%
Poor mental health	11.2%
Poor physical health	6.6%
No health insurance	5.5%
Visited doctor (checkup)	70.2%
Visited dentist	80.3%
Cholesterol screening	93.1%
Teeth loss	6.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	131	4.2%

Disability	%
Any disability	8.3%
Under 18	8.9%
18–64 years	3.8%
65 and over	19.3%

Health insurance coverage

Type	%
Private insurance	78.8%
Public insurance	33.1%
Uninsured under 19	7.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,689	94.3%
Spanish	18	0.5%
Other Indo-European	18	0.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,561	91.1%
Born in same state	3,464	88.6%
Born in different state	1,497	38.3%
Foreign born	97	2.5%
Naturalized citizen	349	8.9%
Not a US citizen	243	69.6%

Ancestry

Ancestry	Count	%
French	658	16.8%
Italian	491	12.6%
Arab	216	5.5%
German	208	5.3%

Ancestry	Count	%
English	87	2.2%
Polish	80	2%
Irish	57	1.5%
Dutch	20	0.5%

Technology access

Metric	% of households
Computer access	43.7%
Internet access	99.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Charlotte, VT have?

Charlotte, VT has one ZIP code: 05445. Each ZIP code serves a distinct delivery area within the city and surrounding region.