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Charlotte ZIP Code List — Chittenden County, VT

There is one unique ZIP code in Charlotte, Vermont and it is 05445. Area code: 802.
1
ZIP codes
41.25
sq mi land
9.11
sq mi water
802
area code
Charlotte, VT ZIP code map

About Charlotte, VT

Charlotte is a charming town located in the state of Vermont, known for its beautiful landscapes and vibrant community. Nestled in Chittenden County, it offers a unique blend of rural charm and modern conveniences. The town is rich in history and outdoor recreational opportunities, making it a sought-after destination in the region.

Location & geography

Charlotte is situated along the eastern shore of Lake Champlain, providing scenic views and several waterfront activities. The town is approximately 12 miles south of Burlington, making it a convenient spot for those who want to enjoy both rural and urban settings. With a total land area of 41.25 square miles and a water area of 9.11 square miles, Charlotte features rolling hills, agricultural lands, and access to beautiful lakes.

Community & economy

The community in Charlotte is characterized by its friendly atmosphere and active involvement in local events and initiatives. Many residents work in agriculture, education, and services, contributing to a sustainable local economy. Daily life here revolves around a close-knit community feel, with local markets, arts events, and outdoor activities enriching the residents' experiences.

Transportation

Major highways, including U.S. Route 7, provide easy access to and from Charlotte, connecting it to larger cities and neighboring areas. The nearest airport is Burlington International Airport, located about 15 miles north, offering various domestic flights. While public transportation options may be limited, many residents use personal vehicles for commuting and exploring.

History

Charlotte was founded in 1762 and has since developed a rich history marked by its agricultural roots and scenic beauty. Historically, the town has been known for its dairy and apple farming, which have shaped its rural character. Notable events include the establishment of local farms and community gatherings that celebrate the town's agricultural heritage.

Did you know?

One surprising fact about Charlotte is that it features the renowned Mount Philo State Park, which offers stunning panoramic views of the surrounding area and Lake Champlain. Additionally, the town has actively promoted conservation efforts to preserve its natural beauty and rural character.

ZIP codes for Charlotte, VT (1)
ZIP code City County Map
05445 Charlotte Chittenden View map

Demographics & statistics

3,910
Population
50.1
Median age
$124,611
Median household income
$63,122
Per capita income
$628,800
Median home value
$1,515
Median monthly rent
92.5%
Home ownership
4.0%
Poverty rate
1.5%
Unemployment
1,955
Housing units
56.7%
Bachelor's or higher

Age distribution

Male Female
104
Under 5
117
40
5–9
45
116
10–14
132
150
15–19
170
70
20–24
79
115
25–34
130
173
35–44
196
276
45–54
313
190
55–59
215
190
60–64
214
268
65–74
303
108
75–84
123
34
85+
39
← Male
Female →

Age summary

GroupCount%
Under 1879820.4%
18 and over3,11279.6%
65 and over87522.4%
Median age50.1 years

Race & ethnicity

White 95.6%
Two or more races 2.9%
Hispanic or Latino 0.4%
Other race 0.4%
Asian 0.3%
Black or African American 0.3%
GroupCount%
White3,75595.6%
Two or more races1142.9%
Hispanic or Latino160.4%
Other race160.4%
Asian130.3%
Black or African American120.3%

Household income

Under $10k 4.4%
$15k–$25k 2.0%
$25k–$35k 6.4%
$35k–$50k 3.3%
$50k–$75k 12.7%
$75k–$100k 7.6%
$100k–$150k 28.2%
$150k–$200k 14.8%
$200k+ 20.5%
Range% of households
Under $10k4.4%
$15k–$25k2.0%
$25k–$35k6.4%
$35k–$50k3.3%
$50k–$75k12.7%
$75k–$100k7.6%
$100k–$150k28.2%
$150k–$200k14.8%
$200k+20.5%
Median income$124,611

Housing

Home values

$200k–$300k 5.6%
$300k–$500k 23.7%
$500k–$1M 56.5%
$1M+ 14.2%

Housing overview

MetricValue
Median home value$628,800
Median rent / month$1,515
Owner occupied92.5%
Renter occupied7.5%
Vacant18.0%
Single-family detached91.2%
Large apartment buildings0.0%
Mobile homes1.8%
Median rooms7.2
Avg household size (owned)2.30

Year built

Era%
2020 or later0.0%
2010–20197.2%
2000–200911.8%
1990–199916.6%
1980–198916.1%
1970–19799.6%
1960–19696.9%
1950–19592.8%
1940–19492.0%
1939 or earlier26.9%

Bedrooms

Size% of units
No bedroom (studio)0.6%
1 bedroom5.2%
2 bedrooms9.6%
3 bedrooms45.2%
4 bedrooms28.8%
5+ bedrooms10.7%

Vehicles per household

Vehicles% of households
No vehicle1.5%
1 vehicle27.5%
2 vehicles45.8%
3 or more25.2%

Heating fuel

Fuel type%
Electricity7.9%
Propane / LP gas27.3%
Fuel oil47.8%
Wood15.1%
Solar1.3%

Households & families

Household typeCount%
Married-couple family1,08463.5%
Cohabiting couple663.9%
Male householder, no spouse20712.1%
Female householder, no spouse35120.6%
Households with children under 1847727.9%
Households with seniors (65+)63637.2%
Average household size2.29

Marital status

StatusMaleFemale
Never married17.5%20.9%
Married68.8%60.7%
Separated0.0%0.0%
Widowed3.4%8.2%
Divorced10.2%10.3%

Education

Less than 9th grade 0.0%
Some HS, no diploma 0.4%
HS graduate 19.4%
Some college, no degree 15.4%
Associate's degree 8.1%
Bachelor's degree 26.7%
Graduate / professional 30.0%
Metric%
HS diploma or higher99.6%
Bachelor's or higher56.7%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten172.5%
Elementary school28542.0%
High school27540.5%
College / grad school10215.0%

Employment

Industry of employment

Education & healthcare 22.2%
Construction 14.9%
Professional & management 14.0%
Manufacturing 12.1%
Retail trade 11.8%
Other services 5.1%
Agriculture & mining 4.9%
Finance & real estate 4.1%
Public administration 4.1%
Transportation & utilities 2.5%
Arts, food & hospitality 1.9%
Information 1.6%
Wholesale trade 0.7%

Occupation

Category%
Management, business & arts59.8%
Service6.5%
Sales & office17.8%
Natural resources & construction12.3%
Production & transportation3.7%

Employment type

Type%
Private sector72.5%
Government13.6%
Self-employed12.4%
Unpaid family workers1.5%

Commute

Method%
Drive alone62.0%
Carpool10.8%
Public transit0.0%
Walk2.8%
Other means0.4%
Avg commute (minutes)23.8

Poverty

All people 4.0%
Under 18 years 4.1%
18 and over 3.9%
Married-couple families 0.0%
Female-led households 0.0%

Income support

Source% of households
Social Security29.8%
Retirement income23.2%
Supplemental Security0.0%
Cash public assistance0.4%
Food stamps / SNAP3.2%

Health indicators

Condition%
High blood pressure24.8%
High cholesterol29.1%
Heart disease4.6%
Stroke2.0%
Asthma9.1%
Arthritis20.7%
Kidney disease2.1%
Pulmonary disease4.1%
Cancer7.0%
Behavior / access%
Binge drinking17.5%
No physical activity10.7%
Less than 7 hrs sleep22.6%
Fair or poor health6.6%
Poor mental health11.2%
Poor physical health6.6%
No health insurance5.5%
Visited doctor (checkup)70.2%
Visited dentist80.3%
Cholesterol screening93.1%
Teeth loss6.9%

Veterans & disability

VeteransCount%
Civilian veterans1314.2%
Disability%
Any disability8.3%
Under 188.9%
18–64 years3.8%
65 and over19.3%

Health insurance coverage

Type%
Private insurance78.8%
Public insurance33.1%
Uninsured under 197.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only3,68994.3%
Spanish180.5%
Other Indo-European180.5%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)3,56191.1%
Born in same state3,46488.6%
Born in different state1,49738.3%
Foreign born972.5%
Naturalized citizen3498.9%
Not a US citizen24369.6%

Ancestry

AncestryCount%
French65816.8%
Italian49112.6%
Arab2165.5%
German2085.3%
AncestryCount%
English872.2%
Polish802%
Irish571.5%
Dutch200.5%

Technology access

Metric% of households
Computer access43.7%
Internet access99.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What is the ZIP code for Charlotte, VT?
Charlotte, VT has one ZIP code: 05445.
What is the main ZIP code for Charlotte, VT?
The primary ZIP code for Charlotte, VT is 05445. The city uses area code 802 for phone service.
What county is Charlotte, VT in?
Charlotte is located in Chittenden County, Vermont.
How many ZIP codes are in Charlotte, VT?
Charlotte, VT has 1 ZIP code.
What ZIP code should I use for mailing a package to someone living near Charlotte's waterfront on Lake Champlain?
Charlotte's waterfront properties and lakeside residences are located in ZIP code 05445, which covers the entire town including its scenic shoreline areas.
What is the ZIP code for the Charlotte Village area and central business district?
The Charlotte Village area and downtown Charlotte are served by ZIP code 05445, which is the only ZIP code for the entire town of Charlotte, Vermont.
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