Charlotte ZIP Codes — Clinton County, IA

There is one unique ZIP code in Charlotte, Iowa and it is 52731. Area code: 563.

ZIP codes

52.43

sq mi land

0.00

sq mi water

563

area code

Charlotte, IA ZIP code map

About Charlotte, IA

Charlotte is a small, welcoming city located in the state of Iowa. Situated in Clinton County, it presents a charming rural atmosphere complemented by its close-knit community. The city offers its residents a tranquil lifestyle while still providing access to essential amenities.

Location & geography

Charlotte is nestled in the northeastern part of Clinton County, bordered by lush rural landscapes. It is approximately 15 miles southwest of the city of Clinton and about 30 miles east of the city of Davenport. The land area spans 52.43 square miles, with no significant water bodies within its confines.

Community & economy

The character of Charlotte is defined by its friendly residents who actively participate in local events and community development. The economy primarily revolves around agriculture and local businesses, with a focus on maintaining a sustainable environment. Daily life in Charlotte includes small-town charm, where neighbors know each other, and community bonds are strong.

Transportation

Charlotte is accessible via local roads that connect to major highways, facilitating easy travel. The nearest significant airport is Quad City International Airport, located approximately 30 miles away. Public transportation options may be limited, making personal vehicles the most common means of transit.

History

Charlotte was founded in the late 19th century and has a rich agricultural heritage that continues to play a vital role in its economy. The city has maintained its identity over the decades, focusing on local farming and community-focused industries. Notable events in its history include seasonal community festivals that celebrate its cultural heritage.

Did you know?

One surprising fact about Charlotte is that it has a unique mix of agricultural tradition and community spirit, evident in its local events and initiatives. Additionally, being part of a rural area, it is known for its serene landscapes and proximity to nature.

ZIP codes for Charlotte, IA (1)

ZIP code	City	County	Map
52731	Charlotte	Clinton	View map

Demographics & statistics

777

Population

47.4

Median age

$84,519

Median household income

$41,183

Per capita income

$141,800

Median home value

$883

Median monthly rent

84.8%

Home ownership

7.3%

Poverty rate

9.4%

Unemployment

297

Housing units

10.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	178	22.9%
18 and over	599	77.1%
65 and over	139	17.9%
Median age	47.4 years

Race & ethnicity

White 94.9%

Two or more races 2.3%

Black or African American 1%

Hispanic or Latino 0.6%

Other race 0.6%

American Indian / Alaska Native 0.5%

Group	Count	%
White	742	94.9%
Two or more races	18	2.3%
Black or African American	8	1%
Hispanic or Latino	5	0.6%
Other race	5	0.6%
American Indian / Alaska Native	4	0.5%

Household income

$15k–$25k 3.4%

$25k–$35k 2.8%

$35k–$50k 14.2%

$50k–$75k 20.1%

$75k–$100k 18.0%

$100k–$150k 30.3%

$150k–$200k 7.1%

$200k+ 4.0%

Range	% of households
$15k–$25k	3.4%
$25k–$35k	2.8%
$35k–$50k	14.2%
$50k–$75k	20.1%
$75k–$100k	18.0%
$100k–$150k	30.3%
$150k–$200k	7.1%
$200k+	4.0%
Median income	$84,519

Housing

Home values

Under $50k 8.0%

$50k–$100k 21.5%

$100k–$150k 27.0%

$150k–$200k 25.5%

$200k–$300k 6.9%

$300k–$500k 10.9%

Housing overview

Metric	Value
Median home value	$141,800
Median rent / month	$883
Owner occupied	84.8%
Renter occupied	15.2%
Vacant	6.6%
Single-family detached	88.7%
Large apartment buildings	0.0%
Mobile homes	4.6%
Median rooms	6.2
Avg household size (owned)	2.39

Year built

Era	%
2020 or later	0.0%
2010–2019	1.7%
2000–2009	4.3%
1990–1999	5.8%
1980–1989	3.5%
1970–1979	9.0%
1960–1969	9.0%
1950–1959	15.3%
1940–1949	6.6%
1939 or earlier	44.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.8%
2 bedrooms	22.5%
3 bedrooms	40.5%
4 bedrooms	27.2%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	24.5%
2 vehicles	48.0%
3 or more	27.6%

Heating fuel

Fuel type	%
Utility gas	6.5%
Electricity	4.6%
Propane / LP gas	84.2%
Fuel oil	2.5%
Wood	2.2%

Households & families

Household type	Count	%
Married-couple family	178	55.1%
Cohabiting couple	57	17.6%
Male householder, no spouse	45	13.9%
Female householder, no spouse	43	13.3%
Households with children under 18	92	28.5%
Households with seniors (65+)	96	29.7%
Average household size	2.41

Marital status

Status	Male	Female
Never married	22.6%	21.7%
Married	53.2%	55.1%
Separated	2.4%	1.9%
Widowed	1.8%	3.2%
Divorced	19.9%	18.2%

Education

Less than 9th grade 1.3%

Some HS, no diploma 3.9%

HS graduate 53.7%

Some college, no degree 21.7%

Associate's degree 8.6%

Bachelor's degree 7.5%

Graduate / professional 3.3%

Metric	%
HS diploma or higher	94.9%
Bachelor's or higher	10.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	7.4%
Kindergarten	8	4.9%
Elementary school	89	54.6%
High school	38	23.3%
College / grad school	16	9.8%

Employment

Industry of employment

Education & healthcare 26.3%

Transportation & utilities 18.4%

Manufacturing 14.1%

Agriculture & mining 12.4%

Retail trade 7.7%

Wholesale trade 5.5%

Construction 5.2%

Arts, food & hospitality 3.5%

Other services 2.5%

Public administration 2.2%

Professional & management 1.5%

Information 0.5%

Finance & real estate 0.2%

Occupation

Category	%
Management, business & arts	28.5%
Service	7.9%
Sales & office	10.4%
Natural resources & construction	17.9%
Production & transportation	35.2%

Employment type

Type	%
Private sector	71.0%
Government	13.9%
Self-employed	15.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.7%
Carpool	4.2%
Public transit	0.0%
Walk	0.7%
Other means	0.0%
Avg commute (minutes)	26.3

Poverty

All people 7.3%

Under 18 years 17.4%

18 and over 4.3%

Married-couple families 1.1%

Female-led households 2.9%

Income support

Source	% of households
Social Security	32.2%
Retirement income	30.3%
Supplemental Security	10.5%
Cash public assistance	1.9%
Food stamps / SNAP	2.5%

Health indicators

Condition	%
High blood pressure	32.6%
High cholesterol	34.1%
Heart disease	6.4%
Stroke	2.8%
Asthma	9.4%
Arthritis	23.6%
Kidney disease	2.7%
Pulmonary disease	6.6%
Cancer	6.9%

Behavior / access	%
Binge drinking	22.2%
No physical activity	23.2%
Less than 7 hrs sleep	31.1%
Fair or poor health	12.2%
Poor mental health	13.1%
Poor physical health	9.3%
No health insurance	9.5%
Visited doctor (checkup)	75.8%
Visited dentist	66.6%
Cholesterol screening	89.1%
Teeth loss	11.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	52	8.7%

Disability	%
Any disability	10.0%
Under 18	7.3%
18–64 years	7.0%
65 and over	23.7%

Health insurance coverage

Type	%
Private insurance	60.7%
Public insurance	46.2%
Uninsured under 19	10.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	741	95.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	759	97.7%
Born in same state	759	97.7%
Born in different state	664	85.5%
Foreign born	0	0.0%
Naturalized citizen	18	2.3%
Not a US citizen	9	50.0%

Ancestry

Ancestry	Count	%
Italian	103	13.3%
French	41	5.3%
English	40	5.1%
Norwegian	27	3.5%

Ancestry	Count	%
Arab	25	3.2%
Polish	5	0.6%
Dutch	3	0.4%
Irish	2	0.3%

Technology access

Metric	% of households
Computer access	41.6%
Internet access	86.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Charlotte, IA have?

Charlotte, IA has one ZIP code: 52731. Each ZIP code serves a distinct delivery area within the city and surrounding region.