Center Harbor ZIP Codes — Belknap County, NH

There is one unique ZIP code in Center Harbor, New Hampshire and it is 03226. Area code: 603.

ZIP codes

13.69

sq mi land

2.98

sq mi water

603

area code

Center Harbor, NH ZIP code map

About Center Harbor, NH

Center Harbor, New Hampshire, is a quaint town located in Belknap County. Known for its stunning natural beauty and proximity to Lake Winnipesaukee, it is a perfect destination for nature lovers and outdoor enthusiasts. The town combines the charm of a small community with various recreational activities available throughout the year.

Location & geography

Center Harbor is situated in the central part of New Hampshire, approximately 10 miles from the bustling town of Meredith and about 15 miles from the larger city of Laconia. The town covers a land area of 13.69 square miles, complemented by a water area of 2.98 square miles, much of which is attributed to its location near the lakes and waterways of the region. With hilly terrain and beautiful water landscapes, Center Harbor provides scenic views that attract visitors year-round.

Community & economy

The character of Center Harbor is defined by its friendly atmosphere and strong community ties, making it a pleasant place to live. The local economy is supported by tourism, with visitors drawn to outdoor activities such as boating, hiking, and fishing in the pristine waters of Lake Winnipesaukee. Daily life often includes community events, local shops, and gatherings that celebrate the region's history and natural resources.

Transportation

Center Harbor is accessible via New Hampshire Route 25, which connects it to neighboring towns and provides a scenic drive through the area. The nearest airport is Laconia Municipal Airport, located about 15 miles away, which offers regional flights. Public transit options are limited, making personal vehicles the most common mode of transportation for residents and visitors.

History

Center Harbor was established in the early 19th century, and its historical development has largely been centered around its location near Lake Winnipesaukee. With industries initially based on agriculture and fishing, the town saw growth as a tourist destination in the late 1800s, attracting visitors looking to escape urban life. Key events, including the establishment of local businesses and the tourism boom, have helped shape the community into what it is today.

Did you know?

One little-known fact about Center Harbor is that it was once a popular spot for wealthy families from cities like Boston seeking summer residences. Additionally, the town has a rich history of artists and craftsmen who were inspired by its beautiful landscapes.

ZIP codes for Center Harbor, NH (1)

ZIP code	City	County	Map
03226	Center Harbor	Belknap	View map

Demographics & statistics

820

Population

63.5

Median age

$100,192

Median household income

$51,474

Per capita income

$356,700

Median home value

$987

Median monthly rent

85.9%

Home ownership

3.4%

Poverty rate

0.0%

Unemployment

695

Housing units

44.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

137

65–74

139

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	88	10.7%
18 and over	732	89.3%
65 and over	388	47.3%
Median age	63.5 years

Race & ethnicity

White 96.6%

Two or more races 2.3%

Hispanic or Latino 1.1%

Group	Count	%
White	801	96.6%
Two or more races	19	2.3%
Hispanic or Latino	9	1.1%

Household income

Under $10k 1.6%

$10k–$15k 2.6%

$25k–$35k 9.1%

$35k–$50k 6.0%

$50k–$75k 16.7%

$75k–$100k 13.8%

$100k–$150k 28.1%

$150k–$200k 10.9%

$200k+ 11.2%

Range	% of households
Under $10k	1.6%
$10k–$15k	2.6%
$25k–$35k	9.1%
$35k–$50k	6.0%
$50k–$75k	16.7%
$75k–$100k	13.8%
$100k–$150k	28.1%
$150k–$200k	10.9%
$200k+	11.2%
Median income	$100,192

Housing

Home values

Under $50k 4.2%

$100k–$150k 1.2%

$150k–$200k 11.8%

$200k–$300k 16.1%

$300k–$500k 45.2%

$500k–$1M 20.6%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$356,700
Median rent / month	$987
Owner occupied	85.9%
Renter occupied	14.1%
Vacant	48.7%
Single-family detached	92.9%
Large apartment buildings	0.0%
Mobile homes	1.5%
Median rooms	5.6
Avg household size (owned)	2.17

Year built

Era	%
2020 or later	0.0%
2010–2019	2.7%
2000–2009	13.1%
1990–1999	13.8%
1980–1989	18.0%
1970–1979	9.2%
1960–1969	10.4%
1950–1959	11.1%
1940–1949	3.9%
1939 or earlier	17.9%

Bedrooms

Size	% of units
No bedroom (studio)	6.9%
1 bedroom	10.8%
2 bedrooms	20.8%
3 bedrooms	38.2%
4 bedrooms	17.5%
5+ bedrooms	5.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	27.9%
2 vehicles	48.4%
3 or more	21.1%

Heating fuel

Fuel type	%
Utility gas	1.6%
Electricity	5.2%
Propane / LP gas	26.0%
Fuel oil	49.0%
Wood	16.7%
Solar	1.6%

Households & families

Household type	Count	%
Married-couple family	262	68.2%
Cohabiting couple	4	1.0%
Male householder, no spouse	48	12.5%
Female householder, no spouse	70	18.2%
Households with children under 18	42	10.9%
Households with seniors (65+)	260	67.7%
Average household size	2.13

Marital status

Status	Male	Female
Never married	19.0%	17.3%
Married	72.8%	61.9%
Separated	4.8%	4.4%
Widowed	0.5%	4.9%
Divorced	2.9%	11.6%

Education

Less than 9th grade 0.0%

Some HS, no diploma 2.9%

HS graduate 28.6%

Some college, no degree 20.3%

Associate's degree 4.2%

Bachelor's degree 26.5%

Graduate / professional 17.5%

Metric	%
HS diploma or higher	97.1%
Bachelor's or higher	44.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	5.6%
Kindergarten	7	7.9%
Elementary school	34	38.2%
High school	34	38.2%
College / grad school	9	10.1%

Employment

Industry of employment

Retail trade 19.4%

Construction 19.0%

Professional & management 16.9%

Education & healthcare 15.5%

Arts, food & hospitality 14.5%

Other services 4.9%

Public administration 4.2%

Information 2.6%

Finance & real estate 1.6%

Wholesale trade 1.4%

Occupation

Category	%
Management, business & arts	39.3%
Service	12.2%
Sales & office	32.1%
Natural resources & construction	7.5%
Production & transportation	8.9%

Employment type

Type	%
Private sector	72.1%
Government	15.0%
Self-employed	12.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.3%
Carpool	5.4%
Public transit	0.5%
Walk	3.5%
Other means	0.5%
Avg commute (minutes)	22.8

Poverty

All people 3.4%

Under 18 years 0.0%

18 and over 3.8%

Married-couple families 1.9%

Female-led households 0.0%

Income support

Source	% of households
Social Security	57.0%
Retirement income	39.1%
Supplemental Security	6.3%
Cash public assistance	0.5%
Food stamps / SNAP	3.6%

Health indicators

Condition	%
High blood pressure	35.5%
High cholesterol	34.6%
Heart disease	7.3%
Stroke	3.1%
Asthma	10.5%
Arthritis	29.3%
Kidney disease	3.0%
Pulmonary disease	7.3%
Cancer	8.4%

Behavior / access	%
Binge drinking	16.2%
No physical activity	21.3%
Less than 7 hrs sleep	29.7%
Fair or poor health	12.5%
Poor mental health	12.9%
Poor physical health	10.5%
No health insurance	9.8%
Visited doctor (checkup)	74.2%
Visited dentist	68.3%
Cholesterol screening	93.0%
Teeth loss	10.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	53	7.2%

Disability	%
Any disability	20.6%
Under 18	0.0%
18–64 years	12.5%
65 and over	32.5%

Health insurance coverage

Type	%
Private insurance	73.5%
Public insurance	53.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	810	98.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	800	97.6%
Born in same state	800	97.6%
Born in different state	372	45.4%
Foreign born	0	0.0%
Naturalized citizen	20	2.4%
Not a US citizen	16	80.0%

Ancestry

Ancestry	Count	%
French	208	25.4%
Italian	183	22.3%
Arab	46	5.6%

Ancestry	Count	%
German	36	4.4%
Polish	3	0.4%
Norwegian	2	0.2%

Technology access

Metric	% of households
Computer access	46.8%
Internet access	91.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Center Harbor, NH have?

Center Harbor, NH has one ZIP code: 03226. Each ZIP code serves a distinct delivery area within the city and surrounding region.