Cambridge ZIP Codes — Story County, IA

There is one unique ZIP code in Cambridge, Iowa and it is 50046. Area code: 515.

ZIP codes

47.50

sq mi land

0.32

sq mi water

515

area code

Cambridge, IA ZIP code map

About Cambridge, IA

Cambridge is a charming city located in Story County, Iowa. With its friendly atmosphere and strong community ties, it offers a peaceful lifestyle for residents and visitors alike. The city boasts a rich agricultural heritage and is surrounded by the scenic beauty of Iowa's countryside.

Location & geography

Cambridge is situated in central Iowa, making it easily accessible from various regional hubs. It lies approximately 12 miles north of Ames, 20 miles northeast of Des Moines, and is flanked by other small cities such as Maxwell, Huxley, and Slater. The city covers a total land area of 47.50 square miles, with a small water area of 0.32 square miles that adds to its natural charm.

Community & economy

The character of Cambridge is marked by its tight-knit community, where residents value connection and cooperation. Agriculture is a significant industry in the area, supporting local farmers and businesses that contribute to the economy. Daily life in Cambridge is often filled with community events, local gatherings, and opportunities for recreation in the surrounding natural areas.

Transportation

Transportation in and around Cambridge is facilitated by several major highways, including U.S. Route 69, which provides easy access to neighboring cities. The nearest named airport is the Des Moines International Airport, located about 20 miles to the south, offering commercial flights and services. Public transit options may be limited, but residents rely on personal vehicles for daily travel.

History

Cambridge was founded in the late 19th century and has grown steadily since then, primarily influenced by the agriculture and farming industries. The city has witnessed several notable events, including the establishment of its local school district and community organizations, which have played pivotal roles in shaping its identity. As part of Story County, Cambridge has contributed to the area's overall growth and development.

Did you know?

One surprising fact about Cambridge is that it is home to a strong population of local artists and craftsmen, contributing to the vibrant culture of the city. Additionally, the city hosts various festivals throughout the year, celebrating its agricultural roots and community spirit.

ZIP codes for Cambridge, IA (1)

ZIP code	City	County	Map
50046	Cambridge	Story	View map

Demographics & statistics

1,652

Population

37.9

Median age

$87,375

Median household income

$41,936

Per capita income

$196,800

Median home value

$863

Median monthly rent

87.4%

Home ownership

7.8%

Poverty rate

2.8%

Unemployment

731

Housing units

34.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

105

100

35–44

106

121

45–54

128

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	492	29.8%
18 and over	1,160	70.2%
65 and over	225	13.6%
Median age	37.9 years

Race & ethnicity

White 94.6%

Two or more races 3%

Hispanic or Latino 1.5%

Other race 0.5%

Black or African American 0.2%

Asian 0.1%

Group	Count	%
White	1,586	94.6%
Two or more races	51	3%
Hispanic or Latino	25	1.5%
Other race	9	0.5%
Black or African American	4	0.2%
Asian	2	0.1%

Household income

Under $10k 1.3%

$10k–$15k 2.7%

$15k–$25k 9.1%

$25k–$35k 11.7%

$35k–$50k 5.5%

$50k–$75k 10.5%

$75k–$100k 15.9%

$100k–$150k 22.8%

$150k–$200k 12.3%

$200k+ 8.1%

Range	% of households
Under $10k	1.3%
$10k–$15k	2.7%
$15k–$25k	9.1%
$25k–$35k	11.7%
$35k–$50k	5.5%
$50k–$75k	10.5%
$75k–$100k	15.9%
$100k–$150k	22.8%
$150k–$200k	12.3%
$200k+	8.1%
Median income	$87,375

Housing

Home values

Under $50k 2.2%

$50k–$100k 14.2%

$100k–$150k 11.3%

$150k–$200k 24.0%

$200k–$300k 20.1%

$300k–$500k 12.2%

$500k–$1M 11.1%

$1M+ 4.8%

Housing overview

Metric	Value
Median home value	$196,800
Median rent / month	$863
Owner occupied	87.4%
Renter occupied	12.6%
Vacant	18.2%
Single-family detached	88.6%
Large apartment buildings	0.0%
Mobile homes	2.6%
Median rooms	6.4
Avg household size (owned)	2.56

Year built

Era	%
2020 or later	0.0%
2010–2019	13.7%
2000–2009	11.8%
1990–1999	8.6%
1980–1989	3.2%
1970–1979	13.5%
1960–1969	8.7%
1950–1959	1.1%
1940–1949	2.2%
1939 or earlier	37.2%

Bedrooms

Size	% of units
No bedroom (studio)	8.0%
1 bedroom	4.3%
2 bedrooms	19.4%
3 bedrooms	43.3%
4 bedrooms	19.0%
5+ bedrooms	6.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.8%
1 vehicle	25.0%
2 vehicles	34.8%
3 or more	38.4%

Heating fuel

Fuel type	%
Utility gas	48.7%
Electricity	7.9%
Propane / LP gas	42.3%

Households & families

Household type	Count	%
Married-couple family	353	52.9%
Cohabiting couple	28	4.2%
Male householder, no spouse	113	16.9%
Female householder, no spouse	173	25.9%
Households with children under 18	242	36.3%
Households with seniors (65+)	169	25.3%
Average household size	2.48

Marital status

Status	Male	Female
Never married	18.8%	13.0%
Married	63.0%	59.5%
Separated	2.7%	1.6%
Widowed	5.5%	16.3%
Divorced	10.1%	9.7%

Education

Less than 9th grade 0.6%

Some HS, no diploma 1.8%

HS graduate 22.9%

Some college, no degree 24.3%

Associate's degree 15.7%

Bachelor's degree 22.1%

Graduate / professional 12.6%

Metric	%
HS diploma or higher	97.6%
Bachelor's or higher	34.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	37	9.9%
Kindergarten	9	2.4%
Elementary school	229	61.6%
High school	85	22.8%
College / grad school	12	3.2%

Employment

Industry of employment

Education & healthcare 29.9%

Manufacturing 14.1%

Construction 10.4%

Professional & management 6.9%

Arts, food & hospitality 5.6%

Finance & real estate 5.5%

Other services 5.4%

Retail trade 5.1%

Public administration 5.1%

Transportation & utilities 4.0%

Agriculture & mining 3.9%

Wholesale trade 2.5%

Information 1.5%

Occupation

Category	%
Management, business & arts	47.6%
Service	20.5%
Sales & office	14.7%
Natural resources & construction	5.4%
Production & transportation	11.9%

Employment type

Type	%
Private sector	67.9%
Government	19.4%
Self-employed	12.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.3%
Carpool	9.1%
Public transit	0.0%
Walk	0.3%
Other means	0.5%
Avg commute (minutes)	26.6

Poverty

All people 7.8%

Under 18 years 9.1%

18 and over 7.3%

Married-couple families 1.4%

Female-led households 23.5%

Income support

Source	% of households
Social Security	25.8%
Retirement income	28.3%
Supplemental Security	2.5%
Cash public assistance	0.6%
Food stamps / SNAP	5.8%

Health indicators

Condition	%
High blood pressure	27.4%
High cholesterol	31.5%
Heart disease	5.0%
Stroke	2.2%
Asthma	8.9%
Arthritis	21.2%
Kidney disease	2.3%
Pulmonary disease	4.8%
Cancer	6.3%

Behavior / access	%
Binge drinking	23.3%
No physical activity	16.9%
Less than 7 hrs sleep	26.6%
Fair or poor health	9.1%
Poor mental health	11.9%
Poor physical health	7.4%
No health insurance	7.0%
Visited doctor (checkup)	71.7%
Visited dentist	76.1%
Cholesterol screening	90.2%
Teeth loss	8.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	75	6.5%

Disability	%
Any disability	10.1%
Under 18	3.7%
18–64 years	7.4%
65 and over	35.6%

Health insurance coverage

Type	%
Private insurance	87.9%
Public insurance	20.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,495	90.5%
Spanish	6	0.4%
Other Indo-European	6	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,591	96.3%
Born in same state	1,586	96.0%
Born in different state	1,281	77.5%
Foreign born	5	0.3%
Naturalized citizen	61	3.7%
Not a US citizen	57	93.4%

Ancestry

Ancestry	Count	%
Polish	240	14.5%
French	224	13.6%
English	93	5.6%
Italian	81	4.9%

Ancestry	Count	%
Dutch	45	2.7%
Arab	33	2%
Irish	5	0.3%

Technology access

Metric	% of households
Computer access	40.4%
Internet access	95.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Cambridge, IA have?

Cambridge, IA has one ZIP code: 50046. Each ZIP code serves a distinct delivery area within the city and surrounding region.